Last update: Nov 2026

Cost of Living Comparison Between Kastamonu and Ubud, Bali

For one person, living is cheaper in Kastamonu: $1,023 a month against $1,331 in Ubud, Bali, rent and utilities included – about $3,700 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

49

Cost of Living Index in Kastamonu
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Kastamonu Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Kastamonu

🇹🇷 Turkey

$1,023

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Kastamonu and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kastamonu and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,023 in Kastamonu versus $1,331 in Ubud, Bali.

Kastamonu $1,023
Ubud, Bali $1,331

Estimated couple costs with rent: $1,644 in Kastamonu versus $2,255 in Ubud, Bali.

Kastamonu $1,644
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $2,265 in Kastamonu versus $3,180 in Ubud, Bali.

Kastamonu $2,265
Ubud, Bali $3,180

Living in Kastamonu costs roughly 23% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Kastamonu 24% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$9.91 ₺496

$3.38 Rp 61.3K

193.20%

Three-Course Dinner for Two, Mid-Range

$60.6 ₺3,031

$34.65 Rp 629.1K

74.86%

Fast Food Meal (McDonalds, etc)

$10.63 ₺532

$5.57 Rp 101.2K

90.84%

Cappuccino

$3.89 ₺194

$2.62 Rp 47.6K

48.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.78 ₺38.89

$1.54 Rp 27.9K

-49.35%

Water (0.33 liter bottle)

$0.29 ₺14.36

$0.64 Rp 11.6K

-54.69%

Local Beer (0.5 liter draught)

$1.84 ₺92.1

$2.67 Rp 48.4K

-31.09%

Imported Beer (0.33 liter bottle)

$1.98 ₺99.3

$4.26 Rp 77.4K

-53.52%

Milk (1 liter)

$1.17 ₺58.4

$1.46 Rp 26.5K

-19.86%

White Bread (500g)

$1.94 ₺97.0

$2.29 Rp 41.6K

-15.28%

Rice (white) (1kg)

$2.72 ₺136

$1.11 Rp 20.1K

145.05%

Eggs

$1.93 ₺96.7

$2.10 Rp 38.1K

-8.10%

Local Cheese (1kg)

$8.42 ₺421

$15.94 Rp 289.4K

-47.18%

Chicken Fillets (1kg)

$3.91 ₺196

$3.88 Rp 70.5K

0.77%

Beef Round Steak (1kg)

$26.75 ₺1,338

$11.40 Rp 207.0K

134.65%

Apples (1kg)

$2.35 ₺118

$3.55 Rp 64.5K

-33.80%

Banana (1kg)

$1.83 ₺91.4

$1.54 Rp 27.9K

18.83%

Oranges (1kg)

$1.48 ₺74.2

$2.23 Rp 40.5K

-33.63%

Tomato (1kg)

$1.01 ₺50.6

$1.97 Rp 35.8K

-48.73%

Potato (1kg)

$0.29 ₺14.33

$1.86 Rp 33.7K

-84.41%

Onion (1kg)

$0.25 ₺12.37

$2.42 Rp 43.9K

-89.67%

Lettuce (1 head)

$0.84 ₺41.94

$1.02 Rp 18.6K

-17.65%

Water (1.5 liter bottle)

$0.65 ₺32.71

$0.52 Rp 9,483

25.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.06 ₺103

$2.20 Rp 39.9K

-6.36%

Wine (Bottle)

$9.15 ₺457

$21.79 Rp 395.6K

-58.01%

Local Beer (0.5 liter bottle)

$1.64 ₺81.8

$2.33 Rp 42.2K

-29.61%

Imported Beer (0.33 liter bottle)

$2.19 ₺110

$2.97 Rp 53.9K

-26.26%

One-way Ticket (Public Transport)

$0.68 ₺33.94

$0.25 Rp 4,546

172.00%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

Taxi Start (Normal Tariff)

$1.99 ₺99.4

$0.44 Rp 7,947

352.27%

Taxi (Normal Tariff) (1km)

$0.67 ₺33.51

$0.47 Rp 8,496

42.55%

Taxi 1hour Waiting (Normal Tariff)

$6.52 ₺326

$5.60 Rp 101.7K

16.43%

Gasoline (1 liter)

$1.23 ₺61.4

$0.83 Rp 15.0K

48.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.2K ₺2.0M

$24.4K Rp 443.8M

64.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.8K ₺2.0M

$31.7K Rp 575.5M

28.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$87.4 ₺4,373

$77.5 Rp 1.4M

12.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.24 ₺212

$6.14 Rp 111.6K

-30.94%

Internet (50+ Mbps, Unlimited Data)

$12.45 ₺623

$18.92 Rp 343.4K

-34.20%

Gym Membership (Monthly)

$55.7 ₺2,784

$51.0 Rp 925.8K

9.18%

Tennis Court (1 Hour on Weekend)

$3.03 ₺152

$18.25 Rp 331.3K

-83.40%

Cinema Ticket

$3.99 ₺199

$4.38 Rp 79.6K

-8.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$252 ₺12.6K

$492 Rp 8.9M

-48.87%

International Primary School, 1 Child (Yearly)

$10.3K ₺517.4K

$12.2K Rp 221.9M

-15.35%

Jeans (Levis 501 Or Similar)

$39.22 ₺1,962

$45.16 Rp 819.9K

-13.15%

Summer Dress (H&M, Zara, etc)

$30.00 ₺1,500

$34.89 Rp 633.4K

-14.02%

Sport Shoes (Adidas, Nike)

$70.4 ₺3,520

$78.3 Rp 1.4M

-10.15%

Men's Leather Business Shoes

$60.4 ₺3,020

$77.9 Rp 1.4M

-22.46%

1-bedroom Apartment, City Center (Monthly)

$425 ₺21.2K

$1,078 Rp 19.6M

-60.57%

1-bedroom Apartment, Outside City Center (Monthly)

$330 ₺16.5K

$665 Rp 12.1M

-50.36%

3-bedroom Apartment, City Center (Monthly)

$765 ₺38.3K

$3,510 Rp 63.7M

-78.21%

3-bedroom Apartment, Outside City Center (Monthly)

$561 ₺28.1K

$1,671 Rp 30.3M

-66.41%

Buy Apartment in City Center (m2)

$1,290 ₺64.5K

$2,340 Rp 42.5M

-44.88%

Buy Apartment Outside City Center (m2)

$1,007 ₺50.4K

$2,236 Rp 40.6M

-54.98%

Average Monthly Net Salary (After Tax)

$1,264 ₺63.2K

$166 Rp 3.0M

660.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

255.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kastamonu: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kastamonu

$330 32.3%

Ubud, Bali

$665 50% 102% $335

Groceries & Markets

Kastamonu

$252 24.6%

Ubud, Bali

$279 21% 11% $28

Eating Out

Kastamonu

$175 17.1%

Ubud, Bali

$106 8% 39.7% $70

Monthly Utilities & Internet

Kastamonu

$104 10.2%

Ubud, Bali

$103 7.7% 1.5% $1.6

Clothing & Footwear

Kastamonu

$90 8.8%

Ubud, Bali

$106 8% 18.1% $16

Sport & Entertainment

Kastamonu

$64 6.2%

Ubud, Bali

$60 4.5% 6.1% $3.9

Getting Around

Kastamonu

$8.1 * 0.8%

Ubud, Bali

$12 0.9% 48.4% $3.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $425 in Kastamonu and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Kastamonu pays about 7.6 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $61 in Kastamonu vs $35 in Ubud, Bali. Groceries flip the comparison at $252 vs $279, with Kastamonu cheaper for home cooking.

Good to know

🇹🇷 Kastamonu

🇮🇩 Ubud, Bali

🕒 Local time

01:40 1:40 AM

06:40 6:40 AM

5 h ahead of Kastamonu

🌤 Weather

👥 Population

152,541

74,800

💱 Currency

Turkish Lira TRY ₺

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 TRY = 2 USD

100 TRY = 1.78 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

Exchange rates and currency converter

IDR, USD, EUR to TRY – Turkish Lira Converter

🇺🇸 United States Dollar ($)

🇹🇷 Turkish Lira (₺)

Turkish Lira exchange rates as of November 4, 2026: 1 USD = 50.02 TRY (100 TRY = 2 USD). 1 EUR = 56.31 TRY (100 TRY = 1.78 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

USD to TRY in detail →

On the map

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Highest

Between locations

Kastamonu Ubud, Bali 9,930 km ≈ 13 h nonstop flight

From you

Kastamonu
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kastamonu vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,023 in Kastamonu and $1,331 in Ubud, Bali, so Kastamonu is about 23% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Kastamonu is about 7.6 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $425 in Kastamonu versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 11% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,023 per month in Kastamonu versus $1,331 in Ubud, Bali – Kastamonu is about 23% cheaper, which adds up to real savings over time.

Either city works on $2,000 a month, though Kastamonu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kastamonu and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.