🙂Monthly costs for one person with rent: $1,129 in Kastamonu versus $1,408 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,781 in Kastamonu versus $2,582 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,433 in Kastamonu versus $3,757 in Ubud, Bali.
🙂Living in Kastamonu costs roughly 20% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Kastamonu is 16% below, Ubud, Bali is 5% above.
Currency
🍽 Eating Out
Kastamonu
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.32₺419
$3.42Rp 58.7K
172.51%
Three-Course Dinner for Two, Mid-Range
$38.70₺1,740
$32.96Rp 566.5K
17.42%
Fast Food Meal(McDonalds, etc)
$8.89₺400
$5.08Rp 87.3K
75.00%
Cappuccino
$3.28₺147
$2.82Rp 48.5K
16.31%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.21₺54.4
$1.37Rp 23.5K
-11.68%
Water(0.33 liter bottle)
$0.39₺17.41
$0.71Rp 12.2K
-45.07%
Local Beer(0.5 liter draught)
$3.24₺146
$2.97Rp 51.0K
9.09%
Imported Beer(0.33 liter bottle)
$3.76₺169
$3.91Rp 67.2K
-3.84%
🛒 Groceries & Markets
Kastamonu
Ubud, Bali
Difference
Milk(1 liter)
$0.96₺43.10
$1.75Rp 30.0K
-45.14%
White Bread(500g)
$0.71₺31.86
$2.52Rp 43.2K
-71.83%
Rice(white)(1kg)
$2.30₺103
$1.21Rp 20.8K
90.08%
Eggs
$2.34₺105
$2.33Rp 40.1K
0.43%
Local Cheese(1kg)
$9.44₺424
$14.50Rp 249.2K
-34.90%
Chicken Fillets(1kg)
$6.02₺271
$4.36Rp 74.9K
38.07%
Beef Round Steak(1kg)
$19.63₺883
$12.05Rp 207.0K
62.90%
Apples(1kg)
$1.45₺65.1
$3.82Rp 65.6K
-62.04%
Banana(1kg)
$2.27₺102
$1.61Rp 27.7K
40.99%
Oranges(1kg)
$1.25₺56.4
$2.70Rp 46.5K
-53.70%
Tomato(1kg)
$1.53₺68.9
$2.23Rp 38.3K
-31.39%
Potato(1kg)
$0.69₺31.10
$1.90Rp 32.6K
-63.68%
Onion(1kg)
$0.56₺25.23
$2.18Rp 37.5K
-74.31%
Lettuce(1 head)
$1.13₺50.7
$1.03Rp 17.7K
9.71%
Water(1.5 liter bottle)
$0.40₺17.96
$0.77Rp 13.3K
-48.05%
Cigarettes 20 Pack(Marlboro, Camel)
$2.14₺96.2
$3.18Rp 54.7K
-32.70%
Wine(Bottle)
$7.74₺348
$23.23Rp 399.2K
-66.68%
Local Beer(0.5 liter bottle)
$2.08₺93.6
$2.85Rp 48.9K
-27.02%
Imported Beer(0.33 liter bottle)
$3.14₺141
$2.72Rp 46.7K
15.44%
🚌 Getting Around
Kastamonu
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.66₺29.85
$0.29Rp 5,022
127.59%
Public Transport Monthly Pass(Regular Price)
$30.80₺1,384
$8.43Rp 144.8K
265.36%
Taxi Start(Normal Tariff)
$0.92₺41.15
$0.49Rp 8,344
87.76%
Taxi(Normal Tariff)(1km)
$0.61₺27.50
$0.45Rp 7,812
35.56%
Taxi 1hour Waiting(Normal Tariff)
$6.33₺284
$6.28Rp 107.8K
0.80%
Gasoline(1 liter)
$1.19₺53.3
$0.85Rp 14.6K
40.00%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$42.7K₺1.9M
$26.1KRp 447.8M
64.03%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$43.9K₺2.0M
$31.5KRp 541.8M
39.11%
🧾 Monthly Utilities & Internet
Kastamonu
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$86.8₺3,901
$79.8Rp 1.4M
8.80%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$10.63₺478
$4.09Rp 70.3K
159.90%
Internet(50+ Mbps, Unlimited Data)
$13.72₺617
$24.06Rp 413.6K
-42.98%
🎉 Sport & Entertainment
Kastamonu
Ubud, Bali
Difference
Gym Membership(Monthly)
$44.13₺1,983
$96.2Rp 1.7M
-54.12%
Tennis Court(1 Hour on Weekend)
-
$6.53Rp 112.2K
-
Cinema Ticket
$6.44₺289
$4.13Rp 71.1K
55.93%
🧸 Childcare & Education
Kastamonu
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$598₺26.9K
$297Rp 5.1M
101.64%
International Primary School, 1 Child(Yearly)
$13.8K₺621.8K
$6,661Rp 114.5M
107.66%
👕👟 Clothing & Footwear
Kastamonu
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$57.7₺2,591
$55.0Rp 944.5K
4.89%
Summer Dress(H&M, Zara, etc)
$45.13₺2,029
$38.75Rp 666.0K
16.46%
Sport Shoes(Adidas, Nike)
$106₺4,743
$89.6Rp 1.5M
17.77%
Men's Leather Business Shoes
$95.9₺4,309
$78.9Rp 1.4M
21.50%
🏠 Accommodation & Living
Kastamonu
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$510₺22.9K
$1,018Rp 17.5M
-49.87%
1-bedroom Apartment, Outside City Center(Monthly)
$390₺17.6K
$660Rp 11.3M
-40.83%
3-bedroom Apartment, City Center(Monthly)
$903₺40.6K
$3,435Rp 59.0M
-73.73%
3-bedroom Apartment, Outside City Center(Monthly)
$698₺31.4K
$2,053Rp 35.3M
-66.02%
Buy Apartment in City Center(m2)
$1,370₺61.6K
$2,981Rp 51.2M
-54.04%
Buy Apartment Outside City Center(m2)
$967₺43.5K
$2,368Rp 40.7M
-59.18%
💵 Salaries & Financials
Kastamonu
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,356₺61.0K
$172Rp 3.0M
688.14%
20-Year Fixed Mortgage Interest Rate(Annual %)
40
13.28
201.20%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Kastamonu: April 22, 2026
Last update for Ubud, Bali: April 21, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $510 in Kastamonu and $1,018 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Kastamonu pays 688% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $39 in Kastamonu vs $33 in Ubud, Bali. Groceries flip the comparison at $231 vs $299, with Kastamonu cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kastamonu vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Kastamonu and Ubud, Bali?
Kastamonu and Ubud, Bali differ by about 25% in total monthly costs ($1,129 vs $1,408 including rent). Kastamonu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Kastamonu or Ubud, Bali?
Kastamonu pays 688% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Kastamonu and Ubud, Bali?
Rent for a central apartment: $510 in Kastamonu versus $1,018 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city is more expensive overall: Kastamonu or Ubud, Bali?
All in, you'll spend $1,129 per month in Kastamonu versus $1,408 in Ubud, Bali – a 25% gap that adds up to real savings over time for anyone picking the cheaper option.
How do commuting costs compare in Kastamonu and Ubud, Bali?
A monthly transit pass in Kastamonu runs roughly 265% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city is more doable on $2,000 per month?
At $1,129 in Kastamonu versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Kastamonu but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kastamonu the clear choice for anyone on this budget.
How does quality of life compare between Kastamonu and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Kastamonu or Ubud, Bali safer for residents?
Safety-wise, Kastamonu and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Kastamonu or Ubud, Bali?
Expats usually find Kastamonu gentler on the wallet – expenses run 25% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.