Cost of Living Comparison Between Kastamonu and Ubud, Bali Cost of Living Comparison Between Kastamonu and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,155 in Kastamonu versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $1,796 in Kastamonu versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,437 in Kastamonu versus $3,723 in Ubud, Bali.

Living in Kastamonu costs roughly 17% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Kastamonu is 13% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$9.44 ₺449

$3.57 Rp 64.2K

164.43%

Three-Course Dinner for Two, Mid-Range

$38.66 ₺1,838

$32.32 Rp 581.3K

19.62%

Fast Food Meal (McDonalds, etc)

$8.85 ₺420

$5.01 Rp 90.0K

76.65%

Cappuccino

$3.23 ₺154

$2.82 Rp 50.8K

14.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.22 ₺58.1

$1.35 Rp 24.3K

-9.63%

Water (0.33 liter bottle)

$0.38 ₺18.18

$0.73 Rp 13.1K

-47.95%

Local Beer (0.5 liter draught)

$3.39 ₺161

$2.93 Rp 52.8K

15.70%

Imported Beer (0.33 liter bottle)

$3.92 ₺186

$3.94 Rp 70.8K

-0.51%

Milk (1 liter)

$0.96 ₺45.42

$1.78 Rp 32.0K

-46.07%

White Bread (500g)

$0.70 ₺33.20

$2.45 Rp 44.1K

-71.43%

Rice (white) (1kg)

$2.30 ₺109

$1.15 Rp 20.7K

100.00%

Eggs

$2.28 ₺108

$2.41 Rp 43.4K

-5.39%

Local Cheese (1kg)

$9.74 ₺463

$14.33 Rp 257.7K

-32.03%

Chicken Fillets (1kg)

$5.86 ₺279

$4.19 Rp 75.3K

39.86%

Beef Round Steak (1kg)

$19.15 ₺910

$12.06 Rp 216.9K

58.79%

Apples (1kg)

$1.52 ₺72.1

$3.64 Rp 65.4K

-58.24%

Banana (1kg)

$2.35 ₺112

$1.57 Rp 28.2K

49.68%

Oranges (1kg)

$1.26 ₺59.8

$2.79 Rp 50.1K

-54.84%

Tomato (1kg)

$1.47 ₺69.9

$2.24 Rp 40.3K

-34.38%

Potato (1kg)

$0.74 ₺35.26

$1.98 Rp 35.6K

-62.63%

Onion (1kg)

$0.57 ₺27.29

$2.28 Rp 41.0K

-75.00%

Lettuce (1 head)

$1.13 ₺53.7

$1.05 Rp 19.0K

7.62%

Water (1.5 liter bottle)

$0.39 ₺18.56

$0.79 Rp 14.2K

-50.63%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 ₺106

$3.19 Rp 57.4K

-30.41%

Wine (Bottle)

$9.66 ₺459

$23.49 Rp 422.5K

-58.88%

Local Beer (0.5 liter bottle)

$2.05 ₺97.3

$2.90 Rp 52.1K

-29.31%

Imported Beer (0.33 liter bottle)

$3.11 ₺148

$2.76 Rp 49.6K

12.68%

One-way Ticket (Public Transport)

$0.63 ₺29.96

$0.27 Rp 4,795

133.33%

Public Transport Monthly Pass (Regular Price)

$30.44 ₺1,447

$8.37 Rp 150.5K

263.68%

Taxi Start (Normal Tariff)

$0.90 ₺42.96

$0.45 Rp 8,136

100.00%

Taxi (Normal Tariff) (1km)

$0.65 ₺30.90

$0.46 Rp 8,267

41.30%

Taxi 1hour Waiting (Normal Tariff)

$6.50 ₺309

$6.07 Rp 109.2K

7.08%

Gasoline (1 liter)

$1.17 ₺55.8

$0.86 Rp 15.6K

36.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$42.4K ₺2.0M

$26.6K Rp 478.2M

59.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.4K ₺2.1M

$32.5K Rp 585.4M

33.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$85.9 ₺4,083

$79.0 Rp 1.4M

8.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.04 ₺525

$4.09 Rp 73.6K

169.93%

Internet (50+ Mbps, Unlimited Data)

$14.03 ₺667

$23.85 Rp 428.9K

-41.17%

Gym Membership (Monthly)

$43.05 ₺2,046

$98.8 Rp 1.8M

-56.42%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.3K

Cinema Ticket

$6.26 ₺297

$4.01 Rp 72.1K

56.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$608 ₺28.9K

$297 Rp 5.3M

104.68%

International Primary School, 1 Child (Yearly)

$13.9K ₺659.1K

$6,602 Rp 118.7M

110.03%

Jeans (Levis 501 Or Similar)

$57.7 ₺2,740

$53.4 Rp 960.9K

7.90%

Summer Dress (H&M, Zara, etc)

$44.18 ₺2,100

$38.11 Rp 685.5K

15.93%

Sport Shoes (Adidas, Nike)

$106 ₺5,026

$88.7 Rp 1.6M

19.29%

Men's Leather Business Shoes

$95.9 ₺4,559

$76.6 Rp 1.4M

25.18%

1-bedroom Apartment, City Center (Monthly)

$509 ₺24.2K

$1,020 Rp 18.3M

-50.13%

1-bedroom Apartment, Outside City Center (Monthly)

$395 ₺18.8K

$680 Rp 12.2M

-41.90%

3-bedroom Apartment, City Center (Monthly)

$900 ₺42.8K

$3,469 Rp 62.4M

-74.04%

3-bedroom Apartment, Outside City Center (Monthly)

$704 ₺33.5K

$2,090 Rp 37.6M

-66.32%

Buy Apartment in City Center (m2)

$1,281 ₺60.9K

$2,729 Rp 49.1M

-53.05%

Buy Apartment Outside City Center (m2)

$918 ₺43.6K

$2,295 Rp 41.3M

-60.02%

Average Monthly Net Salary (After Tax)

$1,305 ₺62.0K

$164 Rp 2.9M

697.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

201.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kastamonu: July 25, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $509 in Kastamonu and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Kastamonu pays 697% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Kastamonu vs $32.00 in Ubud, Bali. Groceries flip the comparison at $233 vs $298, with Kastamonu cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kastamonu vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Kastamonu and Ubud, Bali differ by about 21% in total monthly costs ($1,155 vs $1,392 including rent). Kastamonu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 697% higher in Kastamonu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $509 in Kastamonu versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,155 per month in Kastamonu versus $1,392 in Ubud, Bali – a 21% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kastamonu runs roughly 264% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,155 in Kastamonu versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Kastamonu but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kastamonu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kastamonu and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kastamonu gentler on the wallet – expenses run 21% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.