Cost of Living Comparison Between Ubud, Bali and Karmøy Cost of Living Comparison Between Ubud, Bali and Karmøy

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $2,687 in Karmøy.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $4,109 in Karmøy.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $5,530 in Karmøy.

Living in Ubud, Bali costs roughly 49% less than in Karmøy, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Karmøy 96% above.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$22.10 NOK 208

-84.43%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.5K

$95.4 NOK 898

-61.92%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.3K

$14.10 NOK 133

-59.50%

Cappuccino

$2.67 Rp 47.4K

$4.76 NOK 44.85

-43.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.1K

$3.87 NOK 36.42

-54.78%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$3.33 NOK 31.36

-73.87%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$12.29 NOK 116

-76.00%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$10.31 NOK 97.1

-56.16%

Milk (1 liter)

$1.62 Rp 28.7K

$2.42 NOK 22.81

-33.06%

White Bread (500g)

$2.33 Rp 41.4K

$3.76 NOK 35.45

-38.03%

Rice (white) (1kg)

$1.11 Rp 19.7K

$4.29 NOK 40.40

-74.13%

Eggs

$2.20 Rp 39.1K

$4.54 NOK 42.80

-51.54%

Local Cheese (1kg)

$17.69 Rp 314.0K

$13.61 NOK 128

29.98%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$14.06 NOK 132

-70.84%

Beef Round Steak (1kg)

$12.18 Rp 216.1K

$33.34 NOK 314

-63.47%

Apples (1kg)

$3.71 Rp 65.8K

$3.61 NOK 34.02

2.77%

Banana (1kg)

$1.59 Rp 28.2K

$2.68 NOK 25.25

-40.67%

Oranges (1kg)

$2.28 Rp 40.5K

$4.05 NOK 38.19

-43.70%

Tomato (1kg)

$1.95 Rp 34.7K

$4.93 NOK 46.42

-60.45%

Potato (1kg)

$1.91 Rp 33.8K

$2.36 NOK 22.20

-19.07%

Onion (1kg)

$2.33 Rp 41.4K

$3.16 NOK 29.74

-26.27%

Lettuce (1 head)

$1.01 Rp 17.9K

$3.14 NOK 29.53

-67.83%

Water (1.5 liter bottle)

$0.55 Rp 9,795

$2.72 NOK 25.58

-79.78%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$17.27 NOK 163

-87.09%

Wine (Bottle)

$23.07 Rp 409.5K

$16.86 NOK 159

36.83%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$3.61 NOK 34.01

-32.96%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$4.67 NOK 44.02

-35.76%

One-way Ticket (Public Transport)

$0.27 Rp 4,825

$4.60 NOK 43.32

-94.13%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

$86.0 NOK 810

-89.56%

Taxi Start (Normal Tariff)

$0.48 Rp 8,586

$13.33 NOK 126

-96.40%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,697

$1.83 NOK 17.25

-76.50%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$61.0 NOK 574

-90.75%

Gasoline (1 liter)

$0.80 Rp 14.3K

$2.11 NOK 19.85

-62.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.7M

$56.0K NOK 527.6K

-55.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.8M

$48.0K NOK 451.9K

-33.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$317 NOK 2,987

-74.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$33.04 NOK 311

-80.36%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.1K

$65.5 NOK 617

-71.35%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$51.4 NOK 484

10.58%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.4K

$39.27 NOK 370

-52.30%

Cinema Ticket

$4.54 Rp 80.5K

$20.09 NOK 189

-77.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$223 NOK 2,098

115.87%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.4M

$12.9K NOK 121.8K

-55.84%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.9K

$92.5 NOK 871

-50.77%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.9K

$64.9 NOK 611

-44.70%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$144 NOK 1,355

-44.12%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$153 NOK 1,440

-48.53%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$1,218 NOK 11.5K

-8.51%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$1,045 NOK 9,848

-33.26%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$2,052 NOK 19.3K

77.26%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$1,685 NOK 15.9K

3.09%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$6,768 NOK 63.8K

-58.86%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$4,771 NOK 44.9K

-52.01%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$4,154 NOK 39.1K

-95.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.98

176.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Karmøy: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $1,218 in Karmøy. Housing cost is often the main lever when comparing two cities.

Karmøy pays 2372% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $95.0 in Karmøy for a mid-range dinner for two. Groceries echo the gap at $295 vs $503 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Karmøy: Cost of Living - Frequently Asked Questions

Ubud, Bali and Karmøy differ by about 96% in total monthly costs ($1,368 vs $2,687 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 2372% lower in Karmøy. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $1,218 in Karmøy. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 858% less than in Karmøy. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $481 in Ubud, Bali versus $223 in Karmøy. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,368 in Ubud, Bali versus $2,687 in Karmøy, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Karmøy. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Karmøy are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 96% less than in Karmøy. Beyond cost, consider language, visa policies, and how big the international community is in each city.