Cost of Living Comparison Between Ubud, Bali and Karmøy Cost of Living Comparison Between Ubud, Bali and Karmøy

Monthly Cost of Living

Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $2,474 in Karmøy.

Estimated couple costs with rent: $2,551 in Ubud, Bali versus $3,789 in Karmøy.

Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $5,104 in Karmøy.

Living in Ubud, Bali costs roughly 44% less than in Karmøy, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Karmøy 86% above.

Meal at Budget Restaurant

$3.40 Rp 60.6K

$25.55 NOK 249

-86.69%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 577.1K

$102 NOK 993

-68.25%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 89.1K

$13.65 NOK 133

-63.37%

Cappuccino

$2.82 Rp 50.3K

$4.89 NOK 47.64

-42.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.5K

$3.12 NOK 30.43

-55.77%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$2.86 NOK 27.85

-74.48%

Local Beer (0.5 liter draught)

$2.98 Rp 53.2K

$10.09 NOK 98.3

-70.47%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.8K

$9.90 NOK 96.4

-59.90%

Milk (1 liter)

$1.79 Rp 32.0K

$2.28 NOK 22.19

-21.49%

White Bread (500g)

$2.46 Rp 43.9K

$3.27 NOK 31.85

-24.77%

Rice (white) (1kg)

$1.20 Rp 21.4K

$3.33 NOK 32.46

-63.96%

Eggs

$2.39 Rp 42.6K

$4.37 NOK 42.53

-45.31%

Local Cheese (1kg)

$14.40 Rp 256.6K

$12.00 NOK 117

20.00%

Chicken Fillets (1kg)

$4.28 Rp 76.4K

$14.54 NOK 142

-70.56%

Beef Round Steak (1kg)

$11.82 Rp 210.6K

$27.94 NOK 272

-57.70%

Apples (1kg)

$3.78 Rp 67.4K

$3.61 NOK 35.14

4.71%

Banana (1kg)

$1.63 Rp 29.1K

$2.36 NOK 22.99

-30.93%

Oranges (1kg)

$2.80 Rp 49.9K

$3.28 NOK 31.99

-14.63%

Tomato (1kg)

$2.26 Rp 40.3K

$4.54 NOK 44.20

-50.22%

Potato (1kg)

$2.00 Rp 35.6K

$2.49 NOK 24.29

-19.68%

Onion (1kg)

$2.21 Rp 39.4K

$2.59 NOK 25.20

-14.67%

Lettuce (1 head)

$1.07 Rp 19.1K

$2.89 NOK 28.12

-62.98%

Water (1.5 liter bottle)

$0.76 Rp 13.6K

$1.89 NOK 18.38

-59.79%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.7K

$13.69 NOK 133

-77.14%

Wine (Bottle)

$23.81 Rp 424.4K

$17.89 NOK 174

33.09%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.6K

$3.33 NOK 32.44

-14.71%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.5K

$4.15 NOK 40.38

-33.01%

One-way Ticket (Public Transport)

$0.27 Rp 4,755

$4.13 NOK 40.23

-93.46%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 149.1K

$72.8 NOK 709

-88.50%

Taxi Start (Normal Tariff)

$0.45 Rp 8,082

$10.19 NOK 99.2

-95.58%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,624

$1.45 NOK 14.13

-70.34%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 106.5K

$46.31 NOK 451

-87.09%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.98 NOK 19.28

-59.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 459.9M

$35.2K NOK 343.1K

-26.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 566.8M

$39.1K NOK 380.4K

-18.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$237 NOK 2,304

-65.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.7K

$38.28 NOK 373

-89.18%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 429.8K

$54.6 NOK 531

-55.79%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$50.2 NOK 489

94.72%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 118.4K

$35.96 NOK 350

-81.54%

Cinema Ticket

$4.04 Rp 71.9K

$16.32 NOK 159

-75.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$290 NOK 2,820

2.59%

International Primary School, 1 Child (Yearly)

$6,590 Rp 117.4M

$9,934 NOK 96.8K

-33.66%

Jeans (Levis 501 Or Similar)

$55.1 Rp 982.6K

$96.1 NOK 936

-42.60%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 686.2K

$52.6 NOK 512

-26.77%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$107 NOK 1,038

-19.15%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$155 NOK 1,508

-49.66%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.6M

$1,207 NOK 11.8K

-18.38%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$906 NOK 8,823

-26.61%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.4M

$1,797 NOK 17.5K

91.72%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.4M

$1,518 NOK 14.8K

34.57%

Buy Apartment in City Center (m2)

$2,829 Rp 50.4M

$5,428 NOK 52.9K

-47.88%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.7M

$3,942 NOK 38.4K

-42.11%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$4,004 NOK 39.0K

-95.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.38

203.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Karmøy: June 16, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $985 in Ubud, Bali and $1,207 in Karmøy. Housing cost is often the main lever when comparing two cities.

Karmøy pays 2266% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $102 in Karmøy for a mid-range dinner for two. Groceries echo the gap at $299 vs $454 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Karmøy: Cost of Living - Frequently Asked Questions

Ubud, Bali and Karmøy differ by about 78% in total monthly costs ($1,394 vs $2,474 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 2266% lower in Karmøy. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $985 in Ubud, Bali versus $1,207 in Karmøy. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 770% less than in Karmøy. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $297 in Ubud, Bali versus $290 in Karmøy. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,394 in Ubud, Bali versus $2,474 in Karmøy, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Karmøy. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Karmøy are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 78% less than in Karmøy. Beyond cost, consider language, visa policies, and how big the international community is in each city.