Cost of Living Comparison Between Ubud, Bali and Karmøy Cost of Living Comparison Between Ubud, Bali and Karmøy

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $2,409 in Karmøy.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $3,791 in Karmøy.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $5,172 in Karmøy.

Living in Ubud, Bali costs roughly 40% less than in Karmøy, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 7% above, Karmøy 80% above.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$25.73 NOK 240

-86.13%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$99.4 NOK 926

-67.22%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$13.77 NOK 128

-63.18%

Cappuccino

$2.83 Rp 49.0K

$5.05 NOK 47.09

-43.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$3.08 NOK 28.74

-56.49%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$2.89 NOK 26.96

-76.12%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$10.07 NOK 93.8

-70.31%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$9.76 NOK 91.0

-60.55%

Milk (1 liter)

$1.74 Rp 30.2K

$2.25 NOK 21.01

-22.67%

White Bread (500g)

$2.54 Rp 44.0K

$3.45 NOK 32.14

-26.38%

Rice (white) (1kg)

$1.19 Rp 20.6K

$3.26 NOK 30.41

-63.50%

Eggs

$2.43 Rp 42.0K

$4.49 NOK 41.88

-45.88%

Local Cheese (1kg)

$14.66 Rp 254.1K

$12.09 NOK 113

21.26%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$14.74 NOK 137

-71.64%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$28.14 NOK 262

-57.57%

Apples (1kg)

$3.69 Rp 63.9K

$3.47 NOK 32.32

6.34%

Banana (1kg)

$1.61 Rp 27.8K

$2.40 NOK 22.40

-32.92%

Oranges (1kg)

$2.69 Rp 46.5K

$3.40 NOK 31.66

-20.88%

Tomato (1kg)

$2.33 Rp 40.4K

$4.54 NOK 42.35

-48.68%

Potato (1kg)

$1.91 Rp 33.0K

$2.40 NOK 22.34

-20.42%

Onion (1kg)

$2.19 Rp 37.9K

$2.54 NOK 23.69

-13.78%

Lettuce (1 head)

$1.06 Rp 18.3K

$2.86 NOK 26.69

-62.94%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$1.88 NOK 17.53

-61.70%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$14.13 NOK 132

-77.85%

Wine (Bottle)

$23.49 Rp 407.1K

$18.11 NOK 169

29.71%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$3.32 NOK 30.92

-17.47%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$3.94 NOK 36.72

-26.90%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$4.16 NOK 38.75

-93.03%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$74.7 NOK 696

-89.06%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$10.01 NOK 93.3

-95.50%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$1.46 NOK 13.57

-71.23%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$47.31 NOK 441

-86.98%

Gasoline (1 liter)

$0.84 Rp 14.6K

$2.00 NOK 18.61

-58.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$35.8K NOK 334.1K

-26.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$37.7K NOK 351.8K

-13.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$240 NOK 2,238

-67.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$37.97 NOK 354

-89.60%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$56.3 NOK 525

-56.67%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$48.77 NOK 455

97.95%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$35.93 NOK 335

-82.33%

Cinema Ticket

$4.04 Rp 70.0K

$16.65 NOK 155

-75.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$281 NOK 2,620

7.64%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$10.1K NOK 94.4K

-35.63%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$94.2 NOK 878

-42.87%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$51.9 NOK 483

-26.75%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$110 NOK 1,029

-21.43%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$151 NOK 1,411

-47.91%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$1,203 NOK 11.2K

-15.83%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$907 NOK 8,454

-25.65%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$1,794 NOK 16.7K

88.90%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$1,537 NOK 14.3K

36.51%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$5,278 NOK 49.2K

-43.45%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$4,851 NOK 45.2K

-51.78%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$4,123 NOK 38.4K

-95.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.38

203.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Karmøy: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $1,203 in Karmøy. Housing cost is often the main lever when comparing two cities.

Karmøy pays 2282% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $99.0 in Karmøy for a mid-range dinner for two. Groceries echo the gap at $298 vs $457 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Karmøy: Cost of Living - Frequently Asked Questions

Ubud, Bali and Karmøy differ by about 67% in total monthly costs ($1,438 vs $2,409 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Karmøy earns 2282% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $1,203 in Karmøy. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 814% less than in Karmøy. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $303 in Ubud, Bali versus $281 in Karmøy. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,438 in Ubud, Bali versus $2,409 in Karmøy, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Karmøy. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Karmøy are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 67% less than in Karmøy. Beyond cost, consider language, visa policies, and how big the international community is in each city.