Cost of Living Comparison Between Karmøy and Ubud, Bali Cost of Living Comparison Between Karmøy and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,490 in Karmøy versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $3,838 in Karmøy versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $5,185 in Karmøy versus $3,660 in Ubud, Bali.

Living in Karmøy is roughly 75% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Karmøy 86% above, Ubud, Bali 6% above.

Meal at Budget Restaurant

$24.81 NOK 235

$3.56 Rp 64.3K

596.91%

Three-Course Dinner for Two, Mid-Range

$99.6 NOK 941

$32.73 Rp 590.3K

204.25%

Fast Food Meal (McDonalds, etc)

$13.60 NOK 129

$4.95 Rp 89.3K

174.75%

Cappuccino

$4.83 NOK 45.66

$2.71 Rp 48.9K

78.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.19 NOK 30.20

$1.34 Rp 24.2K

138.06%

Water (0.33 liter bottle)

$2.94 NOK 27.76

$0.70 Rp 12.6K

320.00%

Local Beer (0.5 liter draught)

$9.93 NOK 93.9

$2.92 Rp 52.7K

240.07%

Imported Beer (0.33 liter bottle)

$9.38 NOK 88.7

$3.96 Rp 71.4K

136.87%

Milk (1 liter)

$2.25 NOK 21.30

$1.81 Rp 32.6K

24.31%

White Bread (500g)

$3.32 NOK 31.41

$2.52 Rp 45.4K

31.75%

Rice (white) (1kg)

$3.33 NOK 31.49

$1.16 Rp 20.9K

187.07%

Eggs

$4.42 NOK 41.83

$2.46 Rp 44.4K

79.67%

Local Cheese (1kg)

$12.17 NOK 115

$14.71 Rp 265.3K

-17.27%

Chicken Fillets (1kg)

$14.81 NOK 140

$4.32 Rp 77.9K

242.82%

Beef Round Steak (1kg)

$28.09 NOK 266

$12.14 Rp 218.9K

131.38%

Apples (1kg)

$3.53 NOK 33.35

$3.84 Rp 69.3K

-8.07%

Banana (1kg)

$2.50 NOK 23.61

$1.56 Rp 28.1K

60.26%

Oranges (1kg)

$3.37 NOK 31.89

$2.83 Rp 51.1K

19.08%

Tomato (1kg)

$4.50 NOK 42.53

$2.33 Rp 41.9K

93.13%

Potato (1kg)

$2.48 NOK 23.44

$1.91 Rp 34.5K

29.84%

Onion (1kg)

$2.50 NOK 23.59

$2.20 Rp 39.7K

13.64%

Lettuce (1 head)

$2.76 NOK 26.14

$1.01 Rp 18.3K

173.27%

Water (1.5 liter bottle)

$1.92 NOK 18.16

$0.78 Rp 14.0K

146.15%

Cigarettes 20 Pack (Marlboro, Camel)

$13.83 NOK 131

$3.32 Rp 59.8K

316.57%

Wine (Bottle)

$18.34 NOK 173

$23.74 Rp 428.1K

-22.75%

Local Beer (0.5 liter bottle)

$3.26 NOK 30.83

$2.79 Rp 50.3K

16.85%

Imported Beer (0.33 liter bottle)

$4.08 NOK 38.61

$2.86 Rp 51.6K

42.66%

One-way Ticket (Public Transport)

$4.31 NOK 40.74

$0.27 Rp 4,848

1496.30%

Public Transport Monthly Pass (Regular Price)

$72.7 NOK 687

$8.03 Rp 144.8K

805.23%

Taxi Start (Normal Tariff)

$10.02 NOK 94.7

$0.46 Rp 8,231

2078.26%

Taxi (Normal Tariff) (1km)

$1.45 NOK 13.69

$0.45 Rp 8,117

222.22%

Taxi 1hour Waiting (Normal Tariff)

$46.91 NOK 443

$6.10 Rp 109.9K

669.02%

Gasoline (1 liter)

$2.08 NOK 19.67

$0.79 Rp 14.3K

163.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.1K NOK 331.8K

$26.1K Rp 471.6M

34.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.2K NOK 371.0K

$32.1K Rp 579.3M

22.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$244 NOK 2,306

$79.9 Rp 1.4M

205.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.96 NOK 359

$4.06 Rp 73.3K

834.98%

Internet (50+ Mbps, Unlimited Data)

$55.4 NOK 523

$23.52 Rp 424.2K

135.42%

Gym Membership (Monthly)

$49.25 NOK 466

$98.7 Rp 1.8M

-50.10%

Tennis Court (1 Hour on Weekend)

$34.82 NOK 329

$6.63 Rp 119.6K

425.19%

Cinema Ticket

$16.76 NOK 158

$4.15 Rp 74.8K

303.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$282 NOK 2,668

$304 Rp 5.5M

-7.16%

International Primary School, 1 Child (Yearly)

$10.3K NOK 97.0K

$6,613 Rp 119.3M

55.15%

Jeans (Levis 501 Or Similar)

$95.9 NOK 906

$55.5 Rp 1.0M

72.63%

Summer Dress (H&M, Zara, etc)

$51.7 NOK 488

$38.31 Rp 690.9K

34.87%

Sport Shoes (Adidas, Nike)

$107 NOK 1,009

$88.6 Rp 1.6M

20.51%

Men's Leather Business Shoes

$154 NOK 1,451

$77.9 Rp 1.4M

97.15%

1-bedroom Apartment, City Center (Monthly)

$1,219 NOK 11.5K

$1,006 Rp 18.2M

21.13%

1-bedroom Apartment, Outside City Center (Monthly)

$877 NOK 8,293

$675 Rp 12.2M

29.90%

3-bedroom Apartment, City Center (Monthly)

$1,789 NOK 16.9K

$3,442 Rp 62.1M

-48.03%

3-bedroom Apartment, Outside City Center (Monthly)

$1,532 NOK 14.5K

$2,039 Rp 36.8M

-24.90%

Buy Apartment in City Center (m2)

$6,260 NOK 59.2K

$2,841 Rp 51.2M

120.33%

Buy Apartment Outside City Center (m2)

$4,632 NOK 43.8K

$2,264 Rp 40.8M

104.63%

Average Monthly Net Salary (After Tax)

$4,169 NOK 39.4K

$165 Rp 3.0M

2422.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.38

13.28

-67.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karmøy: June 2, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,219 in Karmøy and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Karmøy pays 2423% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $100 in Karmøy vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $458 vs $302 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karmøy vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Karmøy and Ubud, Bali differ by about 75% in total monthly costs ($2,490 vs $1,419 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Karmøy pays 2423% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,219 in Karmøy versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 805% less than in Karmøy. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $282 in Karmøy versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,419 in Ubud, Bali versus $2,490 in Karmøy, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Karmøy. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Karmøy and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 75% less than in Karmøy. Beyond cost, consider language, visa policies, and how big the international community is in each city.