Cost of Living Comparison Between Karmøy and Ubud, Bali Cost of Living Comparison Between Karmøy and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,422 in Karmøy versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $3,792 in Karmøy versus $2,582 in Ubud, Bali.

Monthly costs for a family of three with rent: $5,161 in Karmøy versus $3,757 in Ubud, Bali.

Living in Karmøy is roughly 72% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Karmøy 81% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$25.28 NOK 235

$3.42 Rp 58.7K

639.18%

Three-Course Dinner for Two, Mid-Range

$102 NOK 945

$32.96 Rp 566.5K

208.19%

Fast Food Meal (McDonalds, etc)

$13.41 NOK 125

$5.08 Rp 87.3K

163.98%

Cappuccino

$4.88 NOK 45.36

$2.82 Rp 48.5K

73.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.12 NOK 29.04

$1.37 Rp 23.5K

127.74%

Water (0.33 liter bottle)

$2.85 NOK 26.51

$0.71 Rp 12.2K

301.41%

Local Beer (0.5 liter draught)

$10.03 NOK 93.2

$2.97 Rp 51.0K

237.71%

Imported Beer (0.33 liter bottle)

$9.37 NOK 87.1

$3.91 Rp 67.2K

139.64%

Milk (1 liter)

$2.19 NOK 20.38

$1.75 Rp 30.0K

25.14%

White Bread (500g)

$3.37 NOK 31.37

$2.52 Rp 43.2K

33.73%

Rice (white) (1kg)

$3.20 NOK 29.75

$1.21 Rp 20.8K

164.46%

Eggs

$4.32 NOK 40.17

$2.33 Rp 40.1K

85.41%

Local Cheese (1kg)

$11.83 NOK 110

$14.50 Rp 249.2K

-18.41%

Chicken Fillets (1kg)

$14.67 NOK 136

$4.36 Rp 74.9K

236.47%

Beef Round Steak (1kg)

$28.42 NOK 264

$12.05 Rp 207.0K

135.85%

Apples (1kg)

$3.47 NOK 32.25

$3.82 Rp 65.6K

-9.16%

Banana (1kg)

$2.46 NOK 22.85

$1.61 Rp 27.7K

52.80%

Oranges (1kg)

$3.25 NOK 30.20

$2.70 Rp 46.5K

20.37%

Tomato (1kg)

$4.34 NOK 40.36

$2.23 Rp 38.3K

94.62%

Potato (1kg)

$2.44 NOK 22.73

$1.90 Rp 32.6K

28.42%

Onion (1kg)

$2.58 NOK 24.01

$2.18 Rp 37.5K

18.35%

Lettuce (1 head)

$2.79 NOK 25.93

$1.03 Rp 17.7K

170.87%

Water (1.5 liter bottle)

$1.88 NOK 17.52

$0.77 Rp 13.3K

144.16%

Cigarettes 20 Pack (Marlboro, Camel)

$13.77 NOK 128

$3.18 Rp 54.7K

333.02%

Wine (Bottle)

$18.22 NOK 169

$23.23 Rp 399.2K

-21.57%

Local Beer (0.5 liter bottle)

$3.35 NOK 31.12

$2.85 Rp 48.9K

17.54%

Imported Beer (0.33 liter bottle)

$3.93 NOK 36.57

$2.72 Rp 46.7K

44.49%

One-way Ticket (Public Transport)

$4.28 NOK 39.80

$0.29 Rp 5,022

1375.86%

Public Transport Monthly Pass (Regular Price)

$73.7 NOK 686

$8.43 Rp 144.8K

774.73%

Taxi Start (Normal Tariff)

$10.28 NOK 95.6

$0.49 Rp 8,344

1997.96%

Taxi (Normal Tariff) (1km)

$1.40 NOK 13.06

$0.45 Rp 7,812

211.11%

Taxi 1hour Waiting (Normal Tariff)

$47.28 NOK 440

$6.28 Rp 107.8K

652.87%

Gasoline (1 liter)

$2.00 NOK 18.57

$0.85 Rp 14.6K

135.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.8K NOK 323.6K

$26.1K Rp 447.8M

33.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.2K NOK 355.1K

$31.5K Rp 541.8M

21.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$238 NOK 2,210

$79.8 Rp 1.4M

197.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.95 NOK 353

$4.09 Rp 70.3K

827.87%

Internet (50+ Mbps, Unlimited Data)

$54.9 NOK 510

$24.06 Rp 413.6K

128.05%

Gym Membership (Monthly)

$50.2 NOK 467

$96.2 Rp 1.7M

-47.84%

Tennis Court (1 Hour on Weekend)

$34.73 NOK 323

$6.53 Rp 112.2K

431.85%

Cinema Ticket

$16.37 NOK 152

$4.13 Rp 71.1K

296.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$287 NOK 2,674

$297 Rp 5.1M

-3.13%

International Primary School, 1 Child (Yearly)

$10.0K NOK 93.2K

$6,661 Rp 114.5M

50.49%

Jeans (Levis 501 Or Similar)

$95.6 NOK 889

$55.0 Rp 944.5K

74.00%

Summer Dress (H&M, Zara, etc)

$51.9 NOK 483

$38.75 Rp 666.0K

33.91%

Sport Shoes (Adidas, Nike)

$109 NOK 1,011

$89.6 Rp 1.5M

21.30%

Men's Leather Business Shoes

$151 NOK 1,401

$78.9 Rp 1.4M

90.86%

1-bedroom Apartment, City Center (Monthly)

$1,206 NOK 11.2K

$1,018 Rp 17.5M

18.40%

1-bedroom Apartment, Outside City Center (Monthly)

$903 NOK 8,396

$660 Rp 11.3M

36.80%

3-bedroom Apartment, City Center (Monthly)

$1,792 NOK 16.7K

$3,435 Rp 59.0M

-47.84%

3-bedroom Apartment, Outside City Center (Monthly)

$1,549 NOK 14.4K

$2,053 Rp 35.3M

-24.55%

Buy Apartment in City Center (m2)

$5,458 NOK 50.8K

$2,981 Rp 51.2M

83.11%

Buy Apartment Outside City Center (m2)

$4,019 NOK 37.4K

$2,368 Rp 40.7M

69.73%

Average Monthly Net Salary (After Tax)

$3,995 NOK 37.2K

$172 Rp 3.0M

2221.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.38

13.28

-67.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karmøy: April 20, 2026

Last update for Ubud, Bali: April 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,206 in Karmøy and $1,018 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Karmøy pays 2222% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $102 in Karmøy vs $33 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $454 vs $299 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karmøy vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Karmøy and Ubud, Bali differ by about 72% in total monthly costs ($2,422 vs $1,408 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Karmøy pays 2222% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,206 in Karmøy versus $1,018 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 775% less than in Karmøy. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $287 in Karmøy versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,408 in Ubud, Bali versus $2,422 in Karmøy, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Karmøy. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Karmøy and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 72% less than in Karmøy. Beyond cost, consider language, visa policies, and how big the international community is in each city.