Cost of Living Comparison Between Ubud, Bali and Karachi Cost of Living Comparison Between Ubud, Bali and Karachi

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $483 in Karachi.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $723 in Karachi.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $963 in Karachi.

Living in Ubud, Bali is roughly 191% more expensive than Karachi, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Karachi is 64% below.

Meal at Budget Restaurant

$3.57 Rp 63.2K

$2.15 PKR 598

66.05%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 575.8K

$12.44 PKR 3,457

161.25%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 86.2K

$4.20 PKR 1,167

15.71%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.00 PKR 556

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.44 PKR 1,512

Cappuccino

$2.75 Rp 48.7K

$1.83 PKR 508

50.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.4K

$0.34 PKR 93.4

288.24%

Water (0.33 liter bottle)

$0.70 Rp 12.4K

$0.23 PKR 64.2

204.35%

Local Beer (0.5 liter draught)

$2.91 Rp 51.6K

Imported Beer (0.33 liter bottle)

$3.79 Rp 67.2K

Milk (1 liter)

$1.71 Rp 30.3K

$0.81 PKR 224

111.11%

White Bread (500g)

$2.47 Rp 43.8K

$0.55 PKR 152

349.09%

Rice (white) (1kg)

$1.20 Rp 21.2K

$1.14 PKR 317

5.26%

Eggs

$2.44 Rp 43.3K

$1.16 PKR 322

110.34%

Local Cheese (1kg)

$14.38 Rp 254.8K

$6.64 PKR 1,847

116.57%

Chicken Fillets (1kg)

$4.31 Rp 76.3K

$3.28 PKR 912

31.40%

Beef Round Steak (1kg)

$12.21 Rp 216.3K

$5.18 PKR 1,440

135.71%

Apples (1kg)

$3.68 Rp 65.3K

$1.03 PKR 287

257.28%

Banana (1kg)

$1.55 Rp 27.5K

$0.59 PKR 165

162.71%

Oranges (1kg)

$2.79 Rp 49.4K

$0.88 PKR 245

217.05%

Tomato (1kg)

$2.33 Rp 41.3K

$0.52 PKR 146

348.08%

Potato (1kg)

$1.97 Rp 34.9K

$0.36 PKR 99.7

447.22%

Onion (1kg)

$2.31 Rp 40.9K

$0.47 PKR 132

391.49%

Lettuce (1 head)

$1.06 Rp 18.9K

$0.38 PKR 106

178.95%

Water (1.5 liter bottle)

$0.73 Rp 12.9K

$0.40 PKR 112

82.50%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.30 PKR 360

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.27 PKR 354

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.14 PKR 596

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.1K

$2.06 PKR 573

59.22%

Wine (Bottle)

$22.79 Rp 403.8K

Local Beer (0.5 liter bottle)

$2.81 Rp 49.7K

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.3K

One-way Ticket (Public Transport)

$0.29 Rp 5,158

$0.36 PKR 101

-19.44%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 142.8K

$6.49 PKR 1,803

24.19%

Taxi Start (Normal Tariff)

$0.45 Rp 7,956

$0.74 PKR 207

-39.19%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,003

$0.67 PKR 186

-32.84%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 110.5K

$1.78 PKR 495

250.56%

Gasoline (1 liter)

$0.85 Rp 15.0K

$0.87 PKR 242

-2.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 460.2M

$16.5K PKR 4.6M

57.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 560.8M

$24.6K PKR 6.8M

28.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$135 PKR 37.6K

-40.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 71.9K

$4.93 PKR 1,371

-17.65%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 432.6K

$13.36 PKR 3,713

82.78%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$15.63 PKR 4,345

524.89%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 114.2K

$14.40 PKR 4,003

-55.21%

Cinema Ticket

$4.04 Rp 71.6K

$4.35 PKR 1,209

-7.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$58.0 PKR 16.1K

424.01%

International Primary School, 1 Child (Yearly)

$6,621 Rp 117.3M

$1,354 PKR 376.4K

389.02%

Jeans (Levis 501 Or Similar)

$54.2 Rp 960.7K

$17.69 PKR 4,918

206.56%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 686.9K

$25.06 PKR 6,968

54.75%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$64.6 PKR 18.0K

33.41%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$36.14 PKR 10.0K

112.15%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.5M

$120 PKR 33.5K

718.54%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.7M

$75.3 PKR 20.9K

773.89%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 59.7M

$318 PKR 88.5K

958.72%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 36.6M

$179 PKR 49.8K

1052.88%

Buy Apartment in City Center (m2)

$2,741 Rp 48.6M

$998 PKR 277.5K

174.64%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.5M

$463 PKR 128.9K

380.65%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$171 PKR 47.5K

-4.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

17.8

-25.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Karachi: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $120 in Karachi. Housing cost is often the main lever when comparing two cities.

Karachi pays 5% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $12.00 in Karachi for a mid-range dinner for two. Groceries echo the gap at $297 vs $98.0 per month, with Karachi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Karachi: Cost of Living - Frequently Asked Questions

Ubud, Bali and Karachi differ by about 191% in total monthly costs ($1,404 vs $483 including rent). Karachi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Karachi earns 5% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $120 in Karachi. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,404 per month in Ubud, Bali versus $483 in Karachi – a 191% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karachi runs roughly 24% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $483 in Karachi versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Karachi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Karachi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Karachi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karachi gentler on the wallet – expenses run 191% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.