Cost of Living Comparison Between Karachi and Ubud, Bali Cost of Living Comparison Between Karachi and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $484 in Karachi versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $735 in Karachi versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $987 in Karachi versus $3,763 in Ubud, Bali.

Living in Karachi costs roughly 66% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Karachi is 64% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$2.06 PKR 572

$3.45 Rp 62.0K

-40.29%

Three-Course Dinner for Two, Mid-Range

$12.56 PKR 3,487

$32.34 Rp 580.1K

-61.16%

Fast Food Meal (McDonalds, etc)

$3.99 PKR 1,108

$4.84 Rp 86.9K

-17.56%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.93 PKR 537

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.27 PKR 1,463

Cappuccino

$1.81 PKR 503

$2.75 Rp 49.3K

-34.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.33 PKR 92.7

$1.38 Rp 24.8K

-76.09%

Water (0.33 liter bottle)

$0.21 PKR 58.0

$0.75 Rp 13.5K

-72.00%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

Milk (1 liter)

$0.79 PKR 220

$1.74 Rp 31.1K

-54.60%

White Bread (500g)

$0.58 PKR 161

$2.46 Rp 44.1K

-76.42%

Rice (white) (1kg)

$1.18 PKR 328

$1.17 Rp 21.0K

0.85%

Eggs

$1.15 PKR 321

$2.43 Rp 43.6K

-52.67%

Local Cheese (1kg)

$6.41 PKR 1,781

$14.50 Rp 260.2K

-55.79%

Chicken Fillets (1kg)

$3.12 PKR 867

$4.35 Rp 78.0K

-28.28%

Beef Round Steak (1kg)

$5.09 PKR 1,413

$11.98 Rp 214.9K

-57.51%

Apples (1kg)

$1.03 PKR 286

$3.72 Rp 66.7K

-72.31%

Banana (1kg)

$0.60 PKR 166

$1.63 Rp 29.2K

-63.19%

Oranges (1kg)

$0.92 PKR 257

$2.74 Rp 49.2K

-66.42%

Tomato (1kg)

$0.57 PKR 159

$2.24 Rp 40.2K

-74.55%

Potato (1kg)

$0.35 PKR 98.2

$1.92 Rp 34.4K

-81.77%

Onion (1kg)

$0.50 PKR 140

$2.28 Rp 40.8K

-78.07%

Lettuce (1 head)

$0.36 PKR 99.8

$1.06 Rp 19.1K

-66.04%

Water (1.5 liter bottle)

$0.41 PKR 113

$0.72 Rp 12.9K

-43.06%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.25 PKR 346

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.32 PKR 367

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.06 PKR 573

Cigarettes 20 Pack (Marlboro, Camel)

$2.16 PKR 599

$3.29 Rp 58.9K

-34.35%

Wine (Bottle)

$23.19 Rp 416.1K

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

One-way Ticket (Public Transport)

$0.33 PKR 92.7

$0.27 Rp 4,778

22.22%

Public Transport Monthly Pass (Regular Price)

$6.43 PKR 1,785

$8.11 Rp 145.4K

-20.72%

Taxi Start (Normal Tariff)

$0.74 PKR 206

$0.48 Rp 8,659

54.17%

Taxi (Normal Tariff) (1km)

$0.61 PKR 170

$0.42 Rp 7,532

45.24%

Taxi 1hour Waiting (Normal Tariff)

$1.74 PKR 484

$6.22 Rp 111.6K

-72.03%

Gasoline (1 liter)

$0.94 PKR 261

$0.81 Rp 14.6K

16.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.7K PKR 4.6M

$26.6K Rp 477.4M

-37.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K PKR 7.0M

$32.2K Rp 577.4M

-21.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$134 PKR 37.3K

$78.4 Rp 1.4M

71.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.00 PKR 1,388

$4.07 Rp 73.0K

22.85%

Internet (50+ Mbps, Unlimited Data)

$13.28 PKR 3,689

$24.33 Rp 436.4K

-45.42%

Gym Membership (Monthly)

$15.87 PKR 4,406

$98.6 Rp 1.8M

-83.91%

Tennis Court (1 Hour on Weekend)

$14.35 PKR 3,984

$6.34 Rp 113.7K

126.34%

Cinema Ticket

$4.34 PKR 1,206

$3.99 Rp 71.5K

8.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$58.8 PKR 16.3K

$305 Rp 5.5M

-80.73%

International Primary School, 1 Child (Yearly)

$1,356 PKR 376.6K

$6,642 Rp 119.2M

-79.58%

Jeans (Levis 501 Or Similar)

$17.71 PKR 4,919

$54.1 Rp 971.2K

-67.29%

Summer Dress (H&M, Zara, etc)

$25.79 PKR 7,163

$37.81 Rp 678.2K

-31.79%

Sport Shoes (Adidas, Nike)

$64.2 PKR 17.8K

$86.8 Rp 1.6M

-26.04%

Men's Leather Business Shoes

$35.84 PKR 9,953

$76.4 Rp 1.4M

-53.06%

1-bedroom Apartment, City Center (Monthly)

$118 PKR 32.8K

$992 Rp 17.8M

-88.08%

1-bedroom Apartment, Outside City Center (Monthly)

$74.7 PKR 20.7K

$673 Rp 12.1M

-88.90%

3-bedroom Apartment, City Center (Monthly)

$319 PKR 88.6K

$3,375 Rp 60.5M

-90.55%

3-bedroom Apartment, Outside City Center (Monthly)

$181 PKR 50.3K

$2,050 Rp 36.8M

-91.16%

Buy Apartment in City Center (m2)

$932 PKR 258.7K

$2,805 Rp 50.3M

-66.78%

Buy Apartment Outside City Center (m2)

$433 PKR 120.3K

$2,227 Rp 39.9M

-80.54%

Average Monthly Net Salary (After Tax)

$177 PKR 49.1K

$167 Rp 3.0M

6.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

17.8

13.28

34.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $118 in Karachi and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Karachi pays 6% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $13.00 in Karachi vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $97.0 vs $297 per month, with Karachi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karachi vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Karachi and Ubud, Bali differ by about 191% in total monthly costs ($484 vs $1,408 including rent). Karachi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 6% higher in Karachi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $118 in Karachi versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $484 per month in Karachi versus $1,408 in Ubud, Bali – a 191% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karachi runs roughly 26% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $484 in Karachi versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Karachi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Karachi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Karachi and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karachi gentler on the wallet – expenses run 191% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.