Cost of Living Comparison Between Karachi and Ubud, Bali Cost of Living Comparison Between Karachi and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $477 in Karachi versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $727 in Karachi versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $978 in Karachi versus $3,660 in Ubud, Bali.

Living in Karachi costs roughly 66% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Karachi is 64% below, Ubud, Bali is 6% above.

Meal at Budget Restaurant

$2.14 PKR 595

$3.56 Rp 63.9K

-39.89%

Three-Course Dinner for Two, Mid-Range

$12.44 PKR 3,461

$32.73 Rp 586.8K

-61.99%

Fast Food Meal (McDonalds, etc)

$4.06 PKR 1,129

$4.95 Rp 88.7K

-17.98%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.99 PKR 553

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.22 PKR 1,451

Cappuccino

$1.89 PKR 525

$2.71 Rp 48.6K

-30.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.36 PKR 101

$1.34 Rp 24.1K

-73.13%

Water (0.33 liter bottle)

$0.23 PKR 64.2

$0.70 Rp 12.5K

-67.14%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

Milk (1 liter)

$0.83 PKR 231

$1.81 Rp 32.4K

-54.14%

White Bread (500g)

$0.58 PKR 161

$2.52 Rp 45.1K

-76.98%

Rice (white) (1kg)

$1.13 PKR 315

$1.16 Rp 20.8K

-2.59%

Eggs

$1.21 PKR 337

$2.46 Rp 44.1K

-50.81%

Local Cheese (1kg)

$6.29 PKR 1,749

$14.71 Rp 263.7K

-57.24%

Chicken Fillets (1kg)

$3.19 PKR 887

$4.32 Rp 77.4K

-26.16%

Beef Round Steak (1kg)

$4.91 PKR 1,365

$12.14 Rp 217.5K

-59.56%

Apples (1kg)

$1.03 PKR 287

$3.84 Rp 68.8K

-73.18%

Banana (1kg)

$0.58 PKR 162

$1.56 Rp 27.9K

-62.82%

Oranges (1kg)

$0.93 PKR 258

$2.83 Rp 50.8K

-67.14%

Tomato (1kg)

$0.56 PKR 156

$2.33 Rp 41.7K

-75.97%

Potato (1kg)

$0.39 PKR 108

$1.91 Rp 34.3K

-79.58%

Onion (1kg)

$0.51 PKR 141

$2.20 Rp 39.5K

-76.82%

Lettuce (1 head)

$0.38 PKR 107

$1.01 Rp 18.2K

-62.38%

Water (1.5 liter bottle)

$0.43 PKR 120

$0.78 Rp 13.9K

-44.87%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.28 PKR 356

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.26 PKR 351

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.08 PKR 580

Cigarettes 20 Pack (Marlboro, Camel)

$2.08 PKR 580

$3.32 Rp 59.4K

-37.35%

Wine (Bottle)

$23.74 Rp 425.5K

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

One-way Ticket (Public Transport)

$0.34 PKR 94.4

$0.27 Rp 4,819

25.93%

Public Transport Monthly Pass (Regular Price)

$6.33 PKR 1,762

$8.03 Rp 143.9K

-21.17%

Taxi Start (Normal Tariff)

$0.74 PKR 205

$0.46 Rp 8,181

60.87%

Taxi (Normal Tariff) (1km)

$0.61 PKR 171

$0.45 Rp 8,068

35.56%

Taxi 1hour Waiting (Normal Tariff)

$1.79 PKR 497

$6.10 Rp 109.3K

-70.66%

Gasoline (1 liter)

$0.92 PKR 256

$0.79 Rp 14.2K

16.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.4K PKR 4.6M

$26.1K Rp 468.8M

-37.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K PKR 6.8M

$32.1K Rp 575.8M

-23.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$132 PKR 36.8K

$79.9 Rp 1.4M

65.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.90 PKR 1,362

$4.06 Rp 72.9K

20.69%

Internet (50+ Mbps, Unlimited Data)

$13.63 PKR 3,791

$23.52 Rp 421.6K

-42.05%

Gym Membership (Monthly)

$15.55 PKR 4,325

$98.7 Rp 1.8M

-84.25%

Tennis Court (1 Hour on Weekend)

$14.33 PKR 3,986

$6.63 Rp 118.8K

116.14%

Cinema Ticket

$4.33 PKR 1,203

$4.15 Rp 74.3K

4.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$58.0 PKR 16.1K

$304 Rp 5.4M

-80.93%

International Primary School, 1 Child (Yearly)

$1,402 PKR 389.9K

$6,613 Rp 118.5M

-78.81%

Jeans (Levis 501 Or Similar)

$17.73 PKR 4,932

$55.5 Rp 995.6K

-68.08%

Summer Dress (H&M, Zara, etc)

$25.51 PKR 7,097

$38.31 Rp 686.7K

-33.41%

Sport Shoes (Adidas, Nike)

$64.2 PKR 17.8K

$88.6 Rp 1.6M

-27.60%

Men's Leather Business Shoes

$35.86 PKR 9,975

$77.9 Rp 1.4M

-53.95%

1-bedroom Apartment, City Center (Monthly)

$122 PKR 33.8K

$1,006 Rp 18.0M

-87.91%

1-bedroom Apartment, Outside City Center (Monthly)

$73.9 PKR 20.6K

$675 Rp 12.1M

-89.05%

3-bedroom Apartment, City Center (Monthly)

$323 PKR 89.8K

$3,442 Rp 61.7M

-90.62%

3-bedroom Apartment, Outside City Center (Monthly)

$182 PKR 50.6K

$2,039 Rp 36.6M

-91.08%

Buy Apartment in City Center (m2)

$985 PKR 273.9K

$2,841 Rp 50.9M

-65.34%

Buy Apartment Outside City Center (m2)

$457 PKR 127.2K

$2,264 Rp 40.6M

-79.79%

Average Monthly Net Salary (After Tax)

$181 PKR 50.2K

$165 Rp 3.0M

9.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

17.8

13.28

34.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: June 2, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $122 in Karachi and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Karachi pays 9% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $12.00 in Karachi vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $97.0 vs $302 per month, with Karachi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karachi vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Karachi and Ubud, Bali differ by about 198% in total monthly costs ($477 vs $1,419 including rent). Karachi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Karachi pays 9% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $122 in Karachi versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $477 per month in Karachi versus $1,419 in Ubud, Bali – a 198% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karachi runs roughly 27% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $477 in Karachi versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Karachi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Karachi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Karachi and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karachi gentler on the wallet – expenses run 198% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.