Cost of Living Comparison Between Ubud, Bali and Kalyani Cost of Living Comparison Between Ubud, Bali and Kalyani

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $385 in Kalyani.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $624 in Kalyani.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $863 in Kalyani.

Living in Ubud, Bali is roughly 262% more expensive than in Kalyani, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Kalyani is 71% below.

Meal at Budget Restaurant

$3.57 Rp 64.6K

$3.22 ₹308

10.87%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 584.1K

$11.75 ₹1,124

175.06%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.5K

$5.03 ₹481

-0.40%

Cappuccino

$2.82 Rp 51.0K

$1.85 ₹177

52.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.24 ₹22.97

462.50%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.14 ₹13.87

421.43%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$1.72 ₹164

70.35%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$2.88 ₹276

36.81%

Milk (1 liter)

$1.78 Rp 32.1K

$0.72 ₹69.3

147.22%

White Bread (500g)

$2.45 Rp 44.3K

$0.43 ₹41.17

469.77%

Rice (white) (1kg)

$1.15 Rp 20.8K

$0.65 ₹62.0

76.92%

Eggs

$2.41 Rp 43.6K

$0.86 ₹82.7

180.23%

Local Cheese (1kg)

$14.33 Rp 259.0K

$5.41 ₹517

164.88%

Chicken Fillets (1kg)

$4.19 Rp 75.7K

$2.97 ₹284

41.08%

Beef Round Steak (1kg)

$12.06 Rp 217.9K

Apples (1kg)

$3.64 Rp 65.7K

$2.46 ₹235

47.97%

Banana (1kg)

$1.57 Rp 28.3K

$0.61 ₹58.2

157.38%

Oranges (1kg)

$2.79 Rp 50.4K

$0.67 ₹64.4

316.42%

Tomato (1kg)

$2.24 Rp 40.5K

$0.64 ₹61.6

250.00%

Potato (1kg)

$1.98 Rp 35.8K

$0.35 ₹33.83

465.71%

Onion (1kg)

$2.28 Rp 41.1K

$0.56 ₹53.8

307.14%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.41 ₹39.33

156.10%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.30 ₹28.89

163.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$3.30 ₹315

-3.33%

Wine (Bottle)

$23.49 Rp 424.6K

$7.96 ₹762

195.10%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.38 ₹132

110.14%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.8K

$2.52 ₹241

9.52%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.29 ₹698

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$0.28 ₹26.53

-3.57%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.2K

$8.79 ₹841

-4.78%

Taxi Start (Normal Tariff)

$0.45 Rp 8,176

$0.57 ₹54.2

-21.05%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,307

$0.13 ₹12.09

253.85%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.7K

$2.00 ₹191

203.50%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.20 ₹115

-28.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.5M

$16.0K ₹1.5M

66.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 588.3M

$22.3K ₹2.1M

45.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$42.41 ₹4,057

86.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$3.47 ₹332

17.87%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 431.0K

$5.09 ₹487

368.57%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$9.70 ₹928

918.35%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.8K

$7.13 ₹682

-10.94%

Cinema Ticket

$4.01 Rp 72.4K

$2.56 ₹245

56.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$21.38 ₹2,045

1290.27%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.3M

$889 ₹85.0K

642.93%

Jeans (Levis 501 Or Similar)

$53.4 Rp 965.6K

$16.96 ₹1,623

215.04%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.8K

$30.75 ₹2,943

23.93%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$38.30 ₹3,665

131.46%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$31.63 ₹3,027

142.24%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$123 ₹11.7K

732.04%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$74.9 ₹7,163

808.59%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.7M

$269 ₹25.8K

1187.23%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.8M

$183 ₹17.5K

1042.81%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$297 ₹28.5K

-44.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.5

77.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Kalyani: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $123 in Kalyani. Housing cost is often the main lever when comparing two cities.

Kalyani pays 82% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $12.00 in Kalyani for a mid-range dinner for two. Groceries echo the gap at $298 vs $106 per month, with Kalyani cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kalyani: Cost of Living - Frequently Asked Questions

Kalyani is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 262% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 82% lower in Kalyani. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $123 in Kalyani. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Kalyani – a meal for two runs $12.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,392 per month in Ubud, Bali versus $385 in Kalyani – a 262% gap that adds up to real savings over time for anyone picking the cheaper option.

At $385 in Kalyani versus $1,392 in Ubud, Bali, a $1,500 budget is realistic in Kalyani but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kalyani the clear choice for anyone on this budget.

For families, Kalyani is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Kalyani are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kalyani gentler on the wallet – expenses run 262% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.