Cost of Living Comparison Between Ubud, Bali and Kalyani Cost of Living Comparison Between Ubud, Bali and Kalyani

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $306 in Kalyani.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $482 in Kalyani.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $657 in Kalyani.

Living in Ubud, Bali is roughly 347% more expensive than in Kalyani, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Kalyani is 78% below.

Meal at Budget Restaurant

$3.44 Rp 60.6K

$2.10 ₹201

63.81%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 640.2K

$15.40 ₹1,472

135.78%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 100.6K

$4.19 ₹400

36.28%

Cappuccino

$2.67 Rp 47.1K

$1.58 ₹151

68.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.9K

$0.47 ₹44.89

272.34%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.13 ₹12.40

569.23%

Local Beer (0.5 liter draught)

$2.95 Rp 52.1K

$1.83 ₹174

61.20%

Imported Beer (0.33 liter bottle)

$4.52 Rp 79.7K

$3.19 ₹305

41.69%

Milk (1 liter)

$1.62 Rp 28.5K

$0.70 ₹67.2

131.43%

White Bread (500g)

$2.33 Rp 41.1K

$0.42 ₹39.98

454.76%

Rice (white) (1kg)

$1.11 Rp 19.5K

$0.58 ₹55.1

91.38%

Eggs

$2.20 Rp 38.8K

$0.90 ₹86.3

144.44%

Local Cheese (1kg)

$17.69 Rp 311.9K

$5.28 ₹504

235.04%

Chicken Fillets (1kg)

$4.10 Rp 72.2K

$2.45 ₹234

67.35%

Beef Round Steak (1kg)

$12.18 Rp 214.7K

Apples (1kg)

$3.71 Rp 65.4K

$2.47 ₹236

50.20%

Banana (1kg)

$1.59 Rp 28.0K

$0.51 ₹48.40

211.76%

Oranges (1kg)

$2.28 Rp 40.2K

$0.61 ₹58.5

273.77%

Tomato (1kg)

$1.95 Rp 34.4K

$0.56 ₹53.2

248.21%

Potato (1kg)

$1.91 Rp 33.6K

$0.29 ₹27.87

558.62%

Onion (1kg)

$2.33 Rp 41.1K

$0.42 ₹40.10

454.76%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.30 ₹28.58

236.67%

Water (1.5 liter bottle)

$0.55 Rp 9,730

$0.27 ₹25.87

103.70%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.4K

$3.69 ₹353

-39.57%

Wine (Bottle)

$23.07 Rp 406.8K

$7.71 ₹737

199.22%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.6K

$1.47 ₹141

64.63%

Imported Beer (0.33 liter bottle)

$3.00 Rp 52.8K

$2.81 ₹269

6.76%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.77 ₹647

One-way Ticket (Public Transport)

$0.27 Rp 4,793

$0.18 ₹16.90

50.00%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 158.4K

$2.66 ₹254

237.59%

Taxi Start (Normal Tariff)

$0.48 Rp 8,529

$0.60 ₹57.7

-20.00%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,645

$0.10 ₹9.34

330.00%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.5K

$1.60 ₹153

252.50%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.12 ₹107

-28.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 439.8M

$14.3K ₹1.4M

74.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 559.1M

$21.2K ₹2.0M

49.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$56.0 ₹5,346

45.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.5K

$3.12 ₹298

108.01%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 330.9K

$4.31 ₹412

335.50%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$8.77 ₹838

548.46%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 330.2K

Cinema Ticket

$4.54 Rp 80.0K

$2.30 ₹220

97.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$19.34 ₹1,848

2385.37%

International Primary School, 1 Child (Yearly)

$5,711 Rp 100.7M

$789 ₹75.4K

623.46%

Jeans (Levis 501 Or Similar)

$45.52 Rp 802.5K

$14.96 ₹1,429

204.28%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 632.6K

$21.92 ₹2,095

63.69%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$32.77 ₹3,131

145.32%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$26.54 ₹2,536

196.42%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.6M

$50.3 ₹4,801

2117.97%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.3M

$20.59 ₹1,967

3288.30%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.1M

$146 ₹14.0K

2389.14%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.6M

$47.82 ₹4,569

3532.85%

Buy Apartment in City Center (m2)

$2,784 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.4M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$300 ₹28.7K

-44.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.5

83.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Kalyani: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $50.3 in Kalyani. Housing cost is often the main lever when comparing two cities.

Kalyani pays 79% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $15.00 in Kalyani for a mid-range dinner for two. Groceries echo the gap at $295 vs $100 per month, with Kalyani cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kalyani: Cost of Living - Frequently Asked Questions

Kalyani is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 347% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 79% lower in Kalyani. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $50.3 in Kalyani. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Kalyani – a meal for two runs $15.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,368 per month in Ubud, Bali versus $306 in Kalyani – a 347% gap that adds up to real savings over time for anyone picking the cheaper option.

At $306 in Kalyani versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Kalyani but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kalyani the clear choice for anyone on this budget.

For families, Kalyani is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Kalyani are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kalyani gentler on the wallet – expenses run 347% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.