Cost of Living Comparison Between Ubud, Bali and Kalyani Cost of Living Comparison Between Ubud, Bali and Kalyani

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $390 in Kalyani.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $615 in Kalyani.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $840 in Kalyani.

Living in Ubud, Bali is roughly 260% more expensive than Kalyani, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Kalyani is 71% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$3.14 ₹298

13.69%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$11.69 ₹1,112

178.02%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$4.80 ₹457

1.25%

Cappuccino

$2.75 Rp 49.2K

$1.78 ₹169

54.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.22 ₹20.86

500.00%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.16 ₹15.01

337.50%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$1.77 ₹169

64.41%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$2.83 ₹269

33.92%

Milk (1 liter)

$1.71 Rp 30.6K

$0.72 ₹68.5

137.50%

White Bread (500g)

$2.47 Rp 44.3K

$0.43 ₹40.62

474.42%

Rice (white) (1kg)

$1.20 Rp 21.5K

$0.69 ₹65.4

73.91%

Eggs

$2.44 Rp 43.8K

$0.86 ₹81.4

183.72%

Local Cheese (1kg)

$14.38 Rp 257.7K

$5.27 ₹501

172.87%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$2.92 ₹278

47.60%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

Apples (1kg)

$3.68 Rp 66.0K

$2.54 ₹241

44.88%

Banana (1kg)

$1.55 Rp 27.8K

$0.57 ₹54.0

171.93%

Oranges (1kg)

$2.79 Rp 49.9K

$0.71 ₹67.6

292.96%

Tomato (1kg)

$2.33 Rp 41.8K

$0.66 ₹62.4

253.03%

Potato (1kg)

$1.97 Rp 35.3K

$0.36 ₹33.95

447.22%

Onion (1kg)

$2.31 Rp 41.4K

$0.53 ₹50.0

335.85%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.44 ₹42.05

140.91%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.30 ₹28.74

143.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$3.26 ₹310

0.61%

Wine (Bottle)

$22.79 Rp 408.4K

$7.87 ₹748

189.58%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.43 ₹136

96.50%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$2.39 ₹228

16.32%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.27 ₹691

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.28 ₹26.30

3.57%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$8.88 ₹845

-9.23%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$0.59 ₹56.2

-23.73%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.11 ₹10.11

309.09%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$2.08 ₹198

200.00%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.25 ₹119

-32.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$15.8K ₹1.5M

64.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$23.0K ₹2.2M

37.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$41.27 ₹3,924

95.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$3.41 ₹324

19.06%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$4.83 ₹460

405.59%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$9.49 ₹903

929.19%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$6.87 ₹653

-6.11%

Cinema Ticket

$4.04 Rp 72.4K

$2.63 ₹250

53.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$21.01 ₹1,998

1347.07%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$859 ₹81.7K

670.40%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$16.60 ₹1,579

226.69%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$30.74 ₹2,924

26.15%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$39.53 ₹3,759

117.91%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$30.93 ₹2,942

147.88%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$122 ₹11.6K

705.03%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$76.6 ₹7,287

758.61%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$275 ₹26.1K

1127.14%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$183 ₹17.4K

1026.60%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$1,017 ₹96.8K

169.43%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$555 ₹52.7K

301.71%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$299 ₹28.4K

-45.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.5

77.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Kalyani: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $122 in Kalyani. Housing cost is often the main lever when comparing two cities.

Kalyani pays 83% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $12.00 in Kalyani for a mid-range dinner for two. Groceries echo the gap at $297 vs $105 per month, with Kalyani cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kalyani: Cost of Living - Frequently Asked Questions

Kalyani is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 260% gap adds up to real monthly savings that compound significantly over time.

On paper, Kalyani earns 83% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $122 in Kalyani. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Kalyani – a meal for two runs $12.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,404 per month in Ubud, Bali versus $390 in Kalyani – a 260% gap that adds up to real savings over time for anyone picking the cheaper option.

At $390 in Kalyani versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Kalyani but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kalyani the clear choice for anyone on this budget.

For families, Kalyani is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Kalyani are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kalyani gentler on the wallet – expenses run 260% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.