Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kalyani

For one person, living is cheaper in Kalyani: $317 a month against $1,349 in Ubud, Bali, rent and utilities included – about $12,400 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
15

Cost of Living Index in Kalyani
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Kalyani Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Kalyani

🇮🇳 India

$317

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kalyani

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kalyani actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $317 in Kalyani.

Ubud, Bali $1,349
Kalyani $317

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $497 in Kalyani.

Ubud, Bali $2,305
Kalyani $497

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $677 in Kalyani.

Ubud, Bali $3,261
Kalyani $677

Living in Ubud, Bali is roughly 325% more expensive than in Kalyani, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$2.16 ₹205

53.70%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$14.16 ₹1,344

151.69%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$4.14 ₹393

33.57%

Cappuccino

$2.72 Rp 49.3K

$1.70 ₹161

60.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.42 ₹39.47

304.76%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.13 ₹12.74

484.62%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.93 ₹183

37.31%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$3.12 ₹296

40.38%

Milk (1 liter)

$1.49 Rp 27.0K

$0.65 ₹61.9

129.23%

White Bread (500g)

$2.28 Rp 41.3K

$0.48 ₹45.19

375.00%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.55 ₹52.1

116.36%

Eggs

$2.04 Rp 36.9K

$0.94 ₹88.9

117.02%

Local Cheese (1kg)

$17.70 Rp 321.1K

$5.47 ₹519

223.58%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$2.50 ₹237

58.40%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

Apples (1kg)

$3.66 Rp 66.3K

$2.49 ₹236

46.99%

Banana (1kg)

$1.52 Rp 27.5K

$0.51 ₹48.05

198.04%

Oranges (1kg)

$2.23 Rp 40.4K

$0.61 ₹58.2

265.57%

Tomato (1kg)

$1.97 Rp 35.8K

$0.56 ₹53.2

251.79%

Potato (1kg)

$1.85 Rp 33.5K

$0.27 ₹25.41

585.19%

Onion (1kg)

$2.42 Rp 44.0K

$0.43 ₹40.87

462.79%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.31 ₹29.24

219.35%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.25 ₹23.56

104.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$3.58 ₹340

-37.99%

Wine (Bottle)

$22.24 Rp 403.4K

$7.84 ₹744

183.67%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.49 ₹141

51.68%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.71 ₹257

9.59%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.09 ₹673

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$0.15 ₹14.68

66.67%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$2.58 ₹245

203.10%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$0.83 ₹78.7

-46.99%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$0.10 ₹9.91

330.00%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$1.61 ₹153

236.02%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.11 ₹105

-26.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$13.0K ₹1.2M

83.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$22.8K ₹2.2M

39.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$53.7 ₹5,097

47.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$3.19 ₹303

102.19%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$4.35 ₹413

327.13%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$8.77 ₹832

464.20%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$4.27 Rp 77.5K

$2.30 ₹219

85.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$19.00 ₹1,804

2481.79%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$779 ₹73.9K

628.56%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$15.50 ₹1,471

188.00%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$25.95 ₹2,463

34.68%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$35.60 ₹3,380

124.44%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$29.30 ₹2,781

171.06%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$50.2 ₹4,768

2139.84%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$20.67 ₹1,963

3148.62%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$146 ₹13.9K

2342.47%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$48.11 ₹4,567

3482.00%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$304 ₹28.9K

-46.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.5

83.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Kalyani: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Kalyani

$21 6.5% 96.9% $651

Groceries & Markets

Ubud, Bali

$288 21.4%

Kalyani

$101 31.9% 64.9% $187

Eating Out

Ubud, Bali

$108 8%

Kalyani

$68 21.5% 36.7% $39

Clothing & Footwear

Ubud, Bali

$108 8%

Kalyani

$48 15.1% 55.5% $60

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Kalyani

$61 19.3% 41.2% $43

Sport & Entertainment

Ubud, Bali

$58 4.3%

Kalyani

$13 4.2% 77% $45

Getting Around

Ubud, Bali

$11 0.9%

Kalyani

$4.6 1.4% 60.2% $6.9

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $50 in Kalyani. Housing cost is often the main lever when comparing two cities.

Kalyani pays 86% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $14 in Kalyani for a mid-range dinner for two. Groceries echo the gap at $288 vs $101 per month, with Kalyani cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Kalyani

🕒 Local time

11:20 11:20 AM

08:50 8:50 AM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

100,600

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.41 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 31, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,311 IDR (100,000 IDR = 4.92 EUR).

Indian Rupee exchange rates as of October 31, 2026: 1 USD = 94.94 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.41 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Kalyani 4,560 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Kalyani

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kalyani: Cost of Living - Frequently Asked Questions

Kalyani is about 76% cheaper overall, especially in groceries, clothing, and leisure. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 46% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $50 in Kalyani. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Kalyani – a meal for two runs $14 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $317 in Kalyani – Kalyani is about 76% cheaper, which adds up to real savings over time.

At $317 in Kalyani versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Kalyani but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kalyani the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Kalyani are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Kalyani gentler on the wallet – expenses run 76% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.