Cost of Living Comparison Between Ubud, Bali and Kalyani Cost of Living Comparison Between Ubud, Bali and Kalyani

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $394 in Kalyani.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $625 in Kalyani.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $856 in Kalyani.

Living in Ubud, Bali is roughly 265% more expensive than Kalyani, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Kalyani is 71% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$3.13 ₹298

14.06%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$11.67 ₹1,108

179.18%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$5.05 ₹480

0.40%

Cappuccino

$2.83 Rp 49.0K

$1.78 ₹169

58.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.24 ₹22.90

458.33%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.14 ₹13.50

392.86%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$1.71 ₹163

74.85%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$2.99 ₹284

28.76%

Milk (1 liter)

$1.74 Rp 30.2K

$0.72 ₹68.5

141.67%

White Bread (500g)

$2.54 Rp 44.0K

$0.43 ₹40.85

490.70%

Rice (white) (1kg)

$1.19 Rp 20.6K

$0.67 ₹63.9

77.61%

Eggs

$2.43 Rp 42.0K

$0.86 ₹82.1

182.56%

Local Cheese (1kg)

$14.66 Rp 254.1K

$5.53 ₹525

165.10%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$2.83 ₹269

47.70%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

Apples (1kg)

$3.69 Rp 63.9K

$2.42 ₹230

52.48%

Banana (1kg)

$1.61 Rp 27.8K

$0.55 ₹52.4

192.73%

Oranges (1kg)

$2.69 Rp 46.5K

$0.73 ₹68.8

268.49%

Tomato (1kg)

$2.33 Rp 40.4K

$0.60 ₹57.0

288.33%

Potato (1kg)

$1.91 Rp 33.0K

$0.35 ₹33.49

445.71%

Onion (1kg)

$2.19 Rp 37.9K

$0.53 ₹50.1

313.21%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.41 ₹39.19

158.54%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.28 ₹26.16

157.14%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$3.11 ₹296

0.64%

Wine (Bottle)

$23.49 Rp 407.1K

$8.61 ₹818

172.82%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.42 ₹134

92.96%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.41 ₹229

19.50%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.63 ₹725

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.30 ₹28.64

-3.33%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$8.64 ₹821

-5.44%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.60 ₹56.8

-25.00%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.10 ₹9.22

320.00%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$2.01 ₹191

206.47%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.26 ₹119

-33.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$15.8K ₹1.5M

66.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$23.0K ₹2.2M

41.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$41.66 ₹3,955

88.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$3.45 ₹327

14.49%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$5.05 ₹479

383.17%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$9.32 ₹885

935.84%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$6.97 ₹661

-8.90%

Cinema Ticket

$4.04 Rp 70.0K

$2.70 ₹256

49.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$21.14 ₹2,007

1331.55%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$859 ₹81.6K

659.18%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$17.03 ₹1,616

216.15%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$29.77 ₹2,826

27.58%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$38.32 ₹3,638

126.41%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$31.31 ₹2,973

151.87%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$125 ₹11.9K

707.58%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$75.5 ₹7,165

793.67%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$272 ₹25.8K

1146.84%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$180 ₹17.1K

1065.68%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$861 ₹81.8K

246.50%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$550 ₹52.3K

324.97%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$305 ₹28.9K

-43.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.5

77.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Kalyani: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $125 in Kalyani. Housing cost is often the main lever when comparing two cities.

Kalyani pays 76% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $12.00 in Kalyani for a mid-range dinner for two. Groceries echo the gap at $298 vs $106 per month, with Kalyani cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kalyani: Cost of Living - Frequently Asked Questions

Kalyani is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 265% gap adds up to real monthly savings that compound significantly over time.

On paper, Kalyani earns 76% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $125 in Kalyani. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Kalyani – a meal for two runs $12.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,438 per month in Ubud, Bali versus $394 in Kalyani – a 265% gap that adds up to real savings over time for anyone picking the cheaper option.

At $394 in Kalyani versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Kalyani but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kalyani the clear choice for anyone on this budget.

For families, Kalyani is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Kalyani are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kalyani gentler on the wallet – expenses run 265% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.