Cost of Living Comparison Between Kalyani and Ubud, Bali Cost of Living Comparison Between Kalyani and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $390 in Kalyani versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $615 in Kalyani versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $840 in Kalyani versus $3,694 in Ubud, Bali.

Living in Kalyani costs roughly 72% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Kalyani is 71% below, Ubud, Bali is 4% above.

Currency
🍽 Eating Out
Kalyani
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.14 ₹298
$3.57 Rp 64.0K
-12.04%
Three-Course Dinner for Two, Mid-Range
$11.69 ₹1,112
$32.50 Rp 582.3K
-64.03%
Fast Food Meal (McDonalds, etc)
$4.80 ₹457
$4.86 Rp 87.1K
-1.23%
Cappuccino
$1.78 ₹169
$2.75 Rp 49.2K
-35.27%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.22 ₹20.86
$1.32 Rp 23.7K
-83.33%
Water (0.33 liter bottle)
$0.16 ₹15.01
$0.70 Rp 12.6K
-77.14%
Local Beer (0.5 liter draught)
$1.77 ₹169
$2.91 Rp 52.2K
-39.18%
Imported Beer (0.33 liter bottle)
$2.83 ₹269
$3.79 Rp 68.0K
-25.33%
🛒 Groceries & Markets
Kalyani
Ubud, Bali
Difference
Milk (1 liter)
$0.72 ₹68.5
$1.71 Rp 30.6K
-57.89%
White Bread (500g)
$0.43 ₹40.62
$2.47 Rp 44.3K
-82.59%
Rice (white) (1kg)
$0.69 ₹65.4
$1.20 Rp 21.5K
-42.50%
Eggs
$0.86 ₹81.4
$2.44 Rp 43.8K
-64.75%
Local Cheese (1kg)
$5.27 ₹501
$14.38 Rp 257.7K
-63.35%
Chicken Fillets (1kg)
$2.92 ₹278
$4.31 Rp 77.1K
-32.25%
Beef Round Steak (1kg)
-
$12.21 Rp 218.7K
-
Apples (1kg)
$2.54 ₹241
$3.68 Rp 66.0K
-30.98%
Banana (1kg)
$0.57 ₹54.0
$1.55 Rp 27.8K
-63.23%
Oranges (1kg)
$0.71 ₹67.6
$2.79 Rp 49.9K
-74.55%
Tomato (1kg)
$0.66 ₹62.4
$2.33 Rp 41.8K
-71.67%
Potato (1kg)
$0.36 ₹33.95
$1.97 Rp 35.3K
-81.73%
Onion (1kg)
$0.53 ₹50.0
$2.31 Rp 41.4K
-77.06%
Lettuce (1 head)
$0.44 ₹42.05
$1.06 Rp 19.1K
-58.49%
Water (1.5 liter bottle)
$0.30 ₹28.74
$0.73 Rp 13.1K
-58.90%
Cigarettes 20 Pack (Marlboro, Camel)
$3.26 ₹310
$3.28 Rp 58.8K
-0.61%
Wine (Bottle)
$7.87 ₹748
$22.79 Rp 408.4K
-65.47%
Local Beer (0.5 liter bottle)
$1.43 ₹136
$2.81 Rp 50.3K
-49.11%
Imported Beer (0.33 liter bottle)
$2.39 ₹228
$2.78 Rp 49.9K
-14.03%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$7.27 ₹691
-
-
🚌 Getting Around
Kalyani
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.28 ₹26.30
$0.29 Rp 5,217
-3.45%
Public Transport Monthly Pass (Regular Price)
$8.88 ₹845
$8.06 Rp 144.4K
10.17%
Taxi Start (Normal Tariff)
$0.59 ₹56.2
$0.45 Rp 8,047
31.11%
Taxi (Normal Tariff) (1km)
$0.11 ₹10.11
$0.45 Rp 8,094
-75.56%
Taxi 1hour Waiting (Normal Tariff)
$2.08 ₹198
$6.24 Rp 111.7K
-66.67%
Gasoline (1 liter)
$1.25 ₹119
$0.85 Rp 15.2K
47.06%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$15.8K ₹1.5M
$26.0K Rp 465.4M
-39.03%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.0K ₹2.2M
$31.7K Rp 567.2M
-27.20%
🧾 Monthly Utilities & Internet
Kalyani
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$41.27 ₹3,924
$80.8 Rp 1.4M
-48.89%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.41 ₹324
$4.06 Rp 72.7K
-16.01%
Internet (50+ Mbps, Unlimited Data)
$4.83 ₹460
$24.42 Rp 437.6K
-80.22%
🎉 Sport & Entertainment
Kalyani
Ubud, Bali
Difference
Gym Membership (Monthly)
$9.49 ₹903
$97.7 Rp 1.7M
-90.28%
Tennis Court (1 Hour on Weekend)
$6.87 ₹653
$6.45 Rp 115.5K
6.51%
Cinema Ticket
$2.63 ₹250
$4.04 Rp 72.4K
-34.90%
🧸 Childcare & Education
Kalyani
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$21.01 ₹1,998
$304 Rp 5.4M
-93.09%
International Primary School, 1 Child (Yearly)
$859 ₹81.7K
$6,621 Rp 118.6M
-87.02%
👕👟 Clothing & Footwear
Kalyani
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$16.60 ₹1,579
$54.2 Rp 971.7K
-69.39%
Summer Dress (H&M, Zara, etc)
$30.74 ₹2,924
$38.78 Rp 694.7K
-20.73%
Sport Shoes (Adidas, Nike)
$39.53 ₹3,759
$86.1 Rp 1.5M
-54.11%
Men's Leather Business Shoes
$30.93 ₹2,942
$76.7 Rp 1.4M
-59.66%
🏠 Accommodation & Living
Kalyani
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$122 ₹11.6K
$986 Rp 17.7M
-87.58%
1-bedroom Apartment, Outside City Center (Monthly)
$76.6 ₹7,287
$658 Rp 11.8M
-88.35%
3-bedroom Apartment, City Center (Monthly)
$275 ₹26.1K
$3,369 Rp 60.4M
-91.85%
3-bedroom Apartment, Outside City Center (Monthly)
$183 ₹17.4K
$2,066 Rp 37.0M
-91.12%
Buy Apartment in City Center (m2)
$1,017 ₹96.8K
$2,741 Rp 49.1M
-62.88%
Buy Apartment Outside City Center (m2)
$555 ₹52.7K
$2,228 Rp 39.9M
-75.11%
💵 Salaries & Financials
Kalyani
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$299 ₹28.4K
$163 Rp 2.9M
82.81%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.5
13.28
-43.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kalyani: June 8, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $122 in Kalyani and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Kalyani pays 83% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $12.00 in Kalyani vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $105 vs $297 per month, with Kalyani cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kalyani vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Kalyani?
Kalyani is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Getting Around. The 260% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Kalyani or Ubud, Bali?
Kalyani pays 83% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Kalyani and Ubud, Bali?
Rent for a central apartment: $122 in Kalyani versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Kalyani or Ubud, Bali?
Dining out is cheaper in Kalyani – a meal for two runs $12.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Kalyani vs Ubud, Bali?
All in, you'll spend $390 per month in Kalyani versus $1,404 in Ubud, Bali – a 260% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for Kalyani or Ubud, Bali?
At $390 in Kalyani versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Kalyani but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kalyani the clear choice for anyone on this budget.
Is Kalyani or Ubud, Bali more family-friendly?
For families, Kalyani is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Kalyani or Ubud, Bali?
Safety-wise, Kalyani and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Kalyani gentler on the wallet – expenses run 260% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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