Cost of Living Comparison Between Ubud, Bali and Kafue Cost of Living Comparison Between Ubud, Bali and Kafue

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $605 in Kafue, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $953 in Kafue, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $1,302 in Kafue, rent included.

Ubud, Bali costs about 126% more than Kafue, driven mainly by Sport & Entertainment.

Ubud, Bali sits 0% above the global median, while Kafue is 56% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$5.73 ZMW 112

-39.97%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.2K

$30.86 ZMW 605

17.66%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$5.16 ZMW 101

10.66%

Cappuccino

$2.67 Rp 47.4K

$2.85 ZMW 55.9

-6.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.75 ZMW 14.63

133.33%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.50 ZMW 9.81

74.00%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$1.28 ZMW 25.08

130.47%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$2.30 ZMW 45.11

96.52%

Milk (1 liter)

$1.62 Rp 28.7K

$1.83 ZMW 35.96

-11.48%

White Bread (500g)

$2.33 Rp 41.3K

$1.26 ZMW 24.71

84.92%

Rice (white) (1kg)

$1.11 Rp 19.6K

$2.13 ZMW 41.74

-47.89%

Eggs

$2.20 Rp 39.0K

$1.97 ZMW 38.63

11.68%

Local Cheese (1kg)

$17.69 Rp 313.9K

$10.78 ZMW 211

64.10%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$6.75 ZMW 132

-39.26%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$6.72 ZMW 132

81.25%

Apples (1kg)

$3.71 Rp 65.8K

$3.57 ZMW 69.9

3.92%

Banana (1kg)

$1.59 Rp 28.2K

$2.55 ZMW 50.0

-37.65%

Oranges (1kg)

$2.28 Rp 40.5K

$3.79 ZMW 74.4

-39.84%

Tomato (1kg)

$1.95 Rp 34.7K

$1.56 ZMW 30.63

25.00%

Potato (1kg)

$1.91 Rp 33.8K

$2.60 ZMW 51.0

-26.54%

Onion (1kg)

$2.33 Rp 41.4K

$1.94 ZMW 38.05

20.10%

Lettuce (1 head)

$1.01 Rp 17.9K

$1.20 ZMW 23.59

-15.83%

Water (1.5 liter bottle)

$0.55 Rp 9,791

$0.81 ZMW 15.88

-32.10%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$3.19 ZMW 62.5

-30.09%

Wine (Bottle)

$23.07 Rp 409.3K

$10.60 ZMW 208

117.64%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$1.52 ZMW 29.83

59.21%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$2.34 ZMW 45.90

28.21%

One-way Ticket (Public Transport)

$0.27 Rp 4,823

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

Taxi Start (Normal Tariff)

$0.48 Rp 8,582

$2.59 ZMW 50.8

-81.47%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,693

$1.62 ZMW 31.67

-73.46%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$5.13 ZMW 100

9.94%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.61 ZMW 31.55

-50.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.5M

$7,734 ZMW 151.6K

222.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.6M

$27.2K ZMW 532.7K

16.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$82.0 ZMW 1,607

-0.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$10.99 ZMW 215

-40.95%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.0K

$57.5 ZMW 1,127

-67.35%

Gym Membership (Monthly)

$56.9 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.3K

Cinema Ticket

$4.54 Rp 80.5K

$6.38 ZMW 125

-28.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$146 ZMW 2,868

228.48%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$16.8K ZMW 328.3K

-65.90%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.5K

$23.80 ZMW 466

91.26%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.6K

$15.75 ZMW 309

127.81%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$46.80 ZMW 917

71.77%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$74.4 ZMW 1,458

5.77%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-52.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Kafue: September 12, 2026

Cost Breakdown

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $31.00 in Kafue. Monthly groceries follow the same trend: $295 vs $249 – making Kafue the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kafue: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $605 in Kafue – roughly 126% apart. Ubud, Bali costs more across the board, with Sport & Entertainment showing the biggest gap.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $907 in Kafue. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $605 in Kafue. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $481 per month in Ubud, Bali and $146 in Kafue. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Kafue, where all-in costs run around $605, than in Ubud, Bali at $1,368. In Kafue it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $605 in Kafue to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kafue. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.