Cost of Living Comparison Between Ubud, Bali and Kafue Cost of Living Comparison Between Ubud, Bali and Kafue

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $708 in Kafue, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $1,061 in Kafue, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $1,414 in Kafue, rent included.

Ubud, Bali costs about 97% more than Kafue, driven mainly by Monthly Utilities & Internet.

Ubud, Bali sits 5% above the global median, while Kafue is 47% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$7.33 ZMW 137

-51.30%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$25.17 ZMW 469

28.41%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$3.63 ZMW 67.7

38.02%

Cappuccino

$2.82 Rp 51.0K

$1.92 ZMW 35.83

46.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.67 ZMW 12.53

101.49%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.33 ZMW 6.23

121.21%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$0.87 ZMW 16.22

236.78%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$1.81 ZMW 33.84

117.68%

Milk (1 liter)

$1.78 Rp 32.1K

$1.33 ZMW 24.90

33.83%

White Bread (500g)

$2.45 Rp 44.2K

$0.75 ZMW 14.04

226.67%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.60 ZMW 29.83

-28.13%

Eggs

$2.41 Rp 43.6K

$1.85 ZMW 34.45

30.27%

Local Cheese (1kg)

$14.33 Rp 258.7K

$7.62 ZMW 142

88.06%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$3.80 ZMW 70.8

10.26%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$4.65 ZMW 86.7

159.35%

Apples (1kg)

$3.64 Rp 65.7K

$2.48 ZMW 46.19

46.77%

Banana (1kg)

$1.57 Rp 28.3K

$1.65 ZMW 30.82

-4.85%

Oranges (1kg)

$2.79 Rp 50.3K

$2.75 ZMW 51.3

1.45%

Tomato (1kg)

$2.24 Rp 40.5K

$1.15 ZMW 21.54

94.78%

Potato (1kg)

$1.98 Rp 35.7K

$1.87 ZMW 34.88

5.88%

Onion (1kg)

$2.28 Rp 41.1K

$1.33 ZMW 24.71

71.43%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.92 ZMW 17.18

14.13%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.52 ZMW 9.62

51.92%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$2.54 ZMW 47.40

25.59%

Wine (Bottle)

$23.49 Rp 424.1K

$10.77 ZMW 201

118.11%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.12 ZMW 20.96

158.93%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$1.51 ZMW 28.24

82.78%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$1.64 ZMW 30.61

-83.54%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$46.63 ZMW 870

-82.05%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$2.69 ZMW 50.1

-83.27%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$9.29 ZMW 173

-34.66%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.20 ZMW 22.33

-28.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$7,897 ZMW 147.3K

236.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$28.4K ZMW 528.8K

14.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$90.2 ZMW 1,681

-12.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$52.3 ZMW 976

-92.19%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$125 ZMW 2,336

-80.96%

Gym Membership (Monthly)

$98.8 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

Cinema Ticket

$4.01 Rp 72.3K

$4.23 ZMW 78.9

-5.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$174 ZMW 3,245

70.83%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$9,500 ZMW 177.2K

-30.51%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$18.76 ZMW 350

184.81%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$17.29 ZMW 323

120.42%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$83.3 ZMW 1,554

6.42%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$72.1 ZMW 1,344

6.30%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-46.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Kafue: July 26, 2026

Cost Breakdown

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $25.00 in Kafue. Monthly groceries follow the same trend: $298 vs $178 – making Kafue the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kafue: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,392 in Ubud, Bali, $708 in Kafue – roughly 97% apart. Ubud, Bali costs more across the board, with Monthly Utilities & Internet showing the biggest gap.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $1,061 in Kafue. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Kindergarten costs $297 per month in Ubud, Bali and $174 in Kafue. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 67% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Kafue, where all-in costs run around $708, than in Ubud, Bali at $1,392. In Kafue it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $708 in Kafue to $1,392 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kafue. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.