Cost of Living Comparison Between Ubud, Bali and Kafue Cost of Living Comparison Between Ubud, Bali and Kafue

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $699 in Kafue, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $1,058 in Kafue, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $1,416 in Kafue, rent included.

Ubud, Bali costs about 101% more than Kafue, driven mainly by Monthly Utilities & Internet.

Ubud, Bali sits 4% above the global median, while Kafue is 48% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$7.05 ZMW 123

-49.36%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$25.10 ZMW 439

29.48%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$3.77 ZMW 65.8

28.91%

Cappuccino

$2.75 Rp 49.2K

$1.97 ZMW 34.38

39.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.68 ZMW 11.84

94.12%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.36 ZMW 6.37

94.44%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$0.95 ZMW 16.60

206.32%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$1.81 ZMW 31.64

109.39%

Milk (1 liter)

$1.71 Rp 30.6K

$1.27 ZMW 22.13

34.65%

White Bread (500g)

$2.47 Rp 44.3K

$0.80 ZMW 13.90

208.75%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.58 ZMW 27.65

-24.05%

Eggs

$2.44 Rp 43.8K

$1.83 ZMW 31.93

33.33%

Local Cheese (1kg)

$14.38 Rp 257.7K

$7.69 ZMW 134

87.00%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$3.97 ZMW 69.5

8.56%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$4.63 ZMW 80.9

163.71%

Apples (1kg)

$3.68 Rp 66.0K

$2.57 ZMW 44.91

43.19%

Banana (1kg)

$1.55 Rp 27.8K

$1.63 ZMW 28.52

-4.91%

Oranges (1kg)

$2.79 Rp 49.9K

$2.70 ZMW 47.24

3.33%

Tomato (1kg)

$2.33 Rp 41.8K

$1.13 ZMW 19.74

106.19%

Potato (1kg)

$1.97 Rp 35.3K

$1.88 ZMW 32.87

4.79%

Onion (1kg)

$2.31 Rp 41.4K

$1.36 ZMW 23.82

69.85%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.88 ZMW 15.37

20.45%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.49 ZMW 8.51

48.98%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$2.42 ZMW 42.24

35.54%

Wine (Bottle)

$22.79 Rp 408.4K

$11.34 ZMW 198

100.97%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.08 ZMW 18.89

160.19%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$1.52 ZMW 26.54

82.89%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$1.61 ZMW 28.22

-81.99%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$46.10 ZMW 806

-82.52%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$2.81 ZMW 49.17

-83.99%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$9.37 ZMW 164

-33.40%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.20 ZMW 20.97

-29.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$8,105 ZMW 141.7K

220.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$28.4K ZMW 496.4K

11.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$91.0 ZMW 1,590

-11.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$52.2 ZMW 912

-92.22%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$126 ZMW 2,210

-80.68%

Gym Membership (Monthly)

$97.7 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$4.04 Rp 72.4K

$4.25 ZMW 74.2

-4.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$174 ZMW 3,035

75.13%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$9,402 ZMW 164.3K

-29.58%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$18.99 ZMW 332

185.57%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$17.28 ZMW 302

124.42%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$83.4 ZMW 1,457

3.31%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$73.6 ZMW 1,287

4.13%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-46.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Kafue: June 8, 2026

Cost Breakdown

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $25.00 in Kafue. Monthly groceries follow the same trend: $297 vs $179 – making Kafue the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kafue: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,404 in Ubud, Bali, $699 in Kafue – roughly 101% apart. Ubud, Bali costs more across the board, with Monthly Utilities & Internet showing the biggest gap.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $1,049 in Kafue. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Kindergarten costs $304 per month in Ubud, Bali and $174 in Kafue. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 66% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Kafue, where all-in costs run around $699, than in Ubud, Bali at $1,404. In Kafue it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $699 in Kafue to $1,404 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kafue. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.