Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Kafue

For one person, living is cheaper in Kafue: $564 a month against $1,331 in Ubud, Bali, rent and utilities included – about $9,200 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
27

Cost of Living Index in Kafue
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Kafue Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Kafue

🇿🇲 Zambia

$564

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kafue

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kafue actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $564 in Kafue, rent included.

Ubud, Bali $1,331
Kafue $564

A couple spends around $2,255 per month in Ubud, Bali vs $902 in Kafue, rent included.

Ubud, Bali $2,255
Kafue $902

A family of three spends $3,180 per month in Ubud, Bali vs $1,239 in Kafue, rent included.

Ubud, Bali $3,180
Kafue $1,239

Ubud, Bali costs about 136% more than Kafue, and outside of rent the biggest gap is in leisure.

Both Ubud, Bali and Kafue are more affordable than the global median – Ubud, Bali 2% lower, Kafue 58% lower.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$5.37 ZMW 109

-37.06%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$29.41 ZMW 596

17.82%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$5.04 ZMW 102

10.52%

Cappuccino

$2.62 Rp 47.5K

$2.86 ZMW 57.9

-8.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.72 ZMW 14.48

113.89%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.48 ZMW 9.70

33.33%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$1.22 ZMW 24.78

118.85%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$2.27 ZMW 45.89

87.67%

Milk (1 liter)

$1.46 Rp 26.5K

$1.68 ZMW 33.96

-13.10%

White Bread (500g)

$2.29 Rp 41.6K

$1.16 ZMW 23.56

97.41%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.01 ZMW 40.62

-44.78%

Eggs

$2.10 Rp 38.1K

$1.94 ZMW 39.30

8.25%

Local Cheese (1kg)

$15.94 Rp 289.2K

$10.19 ZMW 206

56.43%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$6.17 ZMW 125

-37.12%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$6.62 ZMW 134

72.21%

Apples (1kg)

$3.55 Rp 64.4K

$3.38 ZMW 68.5

5.03%

Banana (1kg)

$1.54 Rp 27.9K

$2.36 ZMW 47.84

-34.75%

Oranges (1kg)

$2.23 Rp 40.5K

$3.24 ZMW 65.6

-31.17%

Tomato (1kg)

$1.97 Rp 35.8K

$1.54 ZMW 31.16

27.92%

Potato (1kg)

$1.86 Rp 33.7K

$2.60 ZMW 52.7

-28.46%

Onion (1kg)

$2.42 Rp 43.9K

$1.77 ZMW 35.82

36.72%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.11 ZMW 22.41

-8.11%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$0.71 ZMW 14.47

-26.76%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$3.01 ZMW 61.0

-26.91%

Wine (Bottle)

$21.79 Rp 395.2K

$9.92 ZMW 201

119.66%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.37 ZMW 27.82

70.07%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.27 ZMW 45.99

30.84%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$2.43 ZMW 49.14

-81.89%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$1.44 ZMW 29.07

-67.36%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$5.01 ZMW 102

11.78%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.46 ZMW 29.61

-43.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$7,396 ZMW 149.8K

230.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$24.7K ZMW 500.5K

28.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$69.0 ZMW 1,397

12.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$10.75 ZMW 218

-42.88%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$53.6 ZMW 1,085

-64.68%

Gym Membership (Monthly)

$51.0 Rp 925.0K

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$4.38 Rp 79.5K

$5.82 ZMW 118

-24.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$145 ZMW 2,945

238.64%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$20.5K ZMW 414.8K

-40.34%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$24.90 ZMW 504

81.37%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$17.39 ZMW 352

100.63%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$44.90 ZMW 909

74.43%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$65.1 ZMW 1,319

19.54%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-52.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Kafue: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Kafue

- * 0% 100%

Groceries & Markets

Ubud, Bali

$279 21%

Kafue

$233 41.3% 16.7% $47

Clothing & Footwear

Ubud, Bali

$106 8%

Kafue

$69 12.2% 35.5% $38

Eating Out

Ubud, Bali

$106 8%

Kafue

$108 19.1% 2% $2.1

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Kafue

$133 23.6% 30% $31

Sport & Entertainment

Ubud, Bali

$60 4.5%

Kafue

$12 * 2.1% 80.5% $48

Getting Around

Ubud, Bali

$12 0.9%

Kafue

$9.6 * 1.7% 19.6% $2.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $35 in Ubud, Bali versus $29 in Kafue. Monthly groceries follow the same trend: $279 vs $233 – making Kafue the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇿🇲 Kafue

🕒 Local time

00:15 12:15 AM

18:15 6:15 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

104,174

💱 Currency

Indonesian Rupiah IDR Rp

Zambian Kwacha ZMW ZK

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

100 ZMW = 4.94 USD

100 ZMW = 4.41 EUR

Exchange rates and currency converter

ZMW, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,309 IDR (100,000 IDR = 4.92 EUR).

Zambian Kwacha exchange rates as of November 3, 2026: 1 USD = 20.25 ZMW (100 ZMW = 4.94 USD). 1 EUR = 22.67 ZMW (100 ZMW = 4.41 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Kafue 9,440 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Kafue

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kafue: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,331 in Ubud, Bali, $564 in Kafue – Kafue comes out roughly 58% cheaper. Outside of rent, the biggest gap is in leisure.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $846 in Kafue. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,331 in Ubud, Bali and $564 in Kafue. That makes Kafue about 58% cheaper.

Kindergarten costs $492 per month in Ubud, Bali and $145 in Kafue. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,200 monthly budget goes further in Kafue, where all-in costs run around $564, than in Ubud, Bali at $1,331. In Kafue it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $564 in Kafue to $1,331 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.