Cost of Living Comparison Between Ubud, Bali and Kafue Cost of Living Comparison Between Ubud, Bali and Kafue

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $702 in Kafue, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,039 in Kafue, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $1,375 in Kafue, rent included.

Ubud, Bali costs about 105% more than Kafue, driven mainly by Monthly Utilities & Internet.

Ubud, Bali sits 7% above the global median, while Kafue is 48% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$7.05 ZMW 134

-49.36%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$25.14 ZMW 477

29.59%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$3.64 ZMW 69.2

39.29%

Cappuccino

$2.83 Rp 49.0K

$1.92 ZMW 36.51

47.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.69 ZMW 13.00

94.20%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.36 ZMW 6.84

91.67%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$0.95 ZMW 18.02

214.74%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$1.80 ZMW 34.23

113.89%

Milk (1 liter)

$1.74 Rp 30.2K

$1.34 ZMW 25.38

29.85%

White Bread (500g)

$2.54 Rp 44.0K

$0.75 ZMW 14.22

238.67%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.59 ZMW 30.20

-25.16%

Eggs

$2.43 Rp 42.0K

$1.83 ZMW 34.71

32.79%

Local Cheese (1kg)

$14.66 Rp 254.1K

$7.67 ZMW 146

91.13%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$3.96 ZMW 75.2

5.56%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$4.67 ZMW 88.6

155.67%

Apples (1kg)

$3.69 Rp 63.9K

$2.60 ZMW 49.38

41.92%

Banana (1kg)

$1.61 Rp 27.8K

$1.61 ZMW 30.51

Oranges (1kg)

$2.69 Rp 46.5K

$2.71 ZMW 51.4

-0.74%

Tomato (1kg)

$2.33 Rp 40.4K

$1.11 ZMW 21.11

109.91%

Potato (1kg)

$1.91 Rp 33.0K

$1.81 ZMW 34.37

5.52%

Onion (1kg)

$2.19 Rp 37.9K

$1.37 ZMW 26.00

59.85%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.87 ZMW 16.45

21.84%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.51 ZMW 9.68

41.18%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$2.43 ZMW 46.15

28.81%

Wine (Bottle)

$23.49 Rp 407.1K

$7.85 ZMW 149

199.24%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.14 ZMW 21.67

140.35%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$1.56 ZMW 29.53

84.62%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$1.62 ZMW 30.79

-82.10%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$47.22 ZMW 896

-82.70%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$2.72 ZMW 51.6

-83.46%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$9.43 ZMW 179

-34.68%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.20 ZMW 22.71

-30.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$7,881 ZMW 149.6K

233.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$28.9K ZMW 548.3K

12.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$89.9 ZMW 1,706

-12.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$53.0 ZMW 1,005

-92.54%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$124 ZMW 2,355

-80.34%

Gym Membership (Monthly)

$96.5 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

Cinema Ticket

$4.04 Rp 70.0K

$4.07 ZMW 77.3

-0.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$177 ZMW 3,351

71.42%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$9,736 ZMW 184.8K

-33.00%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$18.66 ZMW 354

188.53%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$17.33 ZMW 329

119.16%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$85.9 ZMW 1,630

1.02%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$73.4 ZMW 1,393

7.42%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-46.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Kafue: April 26, 2026

Cost Breakdown

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $25.00 in Kafue. Monthly groceries follow the same trend: $298 vs $173 – making Kafue the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kafue: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,438 in Ubud, Bali, $702 in Kafue – roughly 105% apart. Ubud, Bali costs more across the board, with Monthly Utilities & Internet showing the biggest gap.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $1,053 in Kafue. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Kindergarten costs $303 per month in Ubud, Bali and $177 in Kafue. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 72% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Kafue, where all-in costs run around $702, than in Ubud, Bali at $1,438. In Kafue it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $702 in Kafue to $1,438 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kafue. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.