Last update: Oct 2026

Cost of Living Comparison Between Kafue and Ubud, Bali

For one person, living is cheaper in Kafue: $564 a month against $1,331 in Ubud, Bali, rent and utilities included – about $9,200 less a year. Rent and utilities account for most of the difference.

27

Cost of Living Index in Kafue
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Kafue Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Kafue

🇿🇲 Zambia

$564

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Kafue and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kafue and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $564 per month in Kafue vs $1,331 in Ubud, Bali, rent included.

Kafue $564
Ubud, Bali $1,331

A couple spends around $902 per month in Kafue vs $2,255 in Ubud, Bali, rent included.

Kafue $902
Ubud, Bali $2,255

A family of three spends $1,239 per month in Kafue vs $3,180 in Ubud, Bali, rent included.

Kafue $1,239
Ubud, Bali $3,180

Kafue is about 58% cheaper than Ubud, Bali, and outside of rent the biggest gap is in leisure.

Both Kafue and Ubud, Bali are more affordable than the global median – Kafue 58% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$5.37 ZMW 109

$3.38 Rp 61.3K

58.88%

Three-Course Dinner for Two, Mid-Range

$29.41 ZMW 595

$34.65 Rp 629.3K

-15.12%

Fast Food Meal (McDonalds, etc)

$5.04 ZMW 102

$5.57 Rp 101.2K

-9.52%

Cappuccino

$2.86 ZMW 57.8

$2.62 Rp 47.6K

9.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.72 ZMW 14.46

$1.54 Rp 28.0K

-53.25%

Water (0.33 liter bottle)

$0.48 ZMW 9.68

$0.64 Rp 11.6K

-25.00%

Local Beer (0.5 liter draught)

$1.22 ZMW 24.74

$2.67 Rp 48.4K

-54.31%

Imported Beer (0.33 liter bottle)

$2.27 ZMW 45.83

$4.26 Rp 77.4K

-46.71%

Milk (1 liter)

$1.68 ZMW 33.91

$1.46 Rp 26.6K

15.07%

White Bread (500g)

$1.16 ZMW 23.53

$2.29 Rp 41.6K

-49.34%

Rice (white) (1kg)

$2.01 ZMW 40.56

$1.11 Rp 20.1K

81.08%

Eggs

$1.94 ZMW 39.24

$2.10 Rp 38.1K

-7.62%

Local Cheese (1kg)

$10.19 ZMW 206

$15.94 Rp 289.5K

-36.07%

Chicken Fillets (1kg)

$6.17 ZMW 125

$3.88 Rp 70.5K

59.02%

Beef Round Steak (1kg)

$6.62 ZMW 134

$11.40 Rp 207.1K

-41.93%

Apples (1kg)

$3.38 ZMW 68.4

$3.55 Rp 64.5K

-4.79%

Banana (1kg)

$2.36 ZMW 47.77

$1.54 Rp 27.9K

53.25%

Oranges (1kg)

$3.24 ZMW 65.5

$2.23 Rp 40.5K

45.29%

Tomato (1kg)

$1.54 ZMW 31.11

$1.97 Rp 35.8K

-21.83%

Potato (1kg)

$2.60 ZMW 52.6

$1.86 Rp 33.7K

39.78%

Onion (1kg)

$1.77 ZMW 35.77

$2.42 Rp 43.9K

-26.86%

Lettuce (1 head)

$1.11 ZMW 22.38

$1.02 Rp 18.6K

8.82%

Water (1.5 liter bottle)

$0.71 ZMW 14.45

$0.52 Rp 9,486

36.54%

Cigarettes 20 Pack (Marlboro, Camel)

$3.01 ZMW 60.9

$2.20 Rp 39.9K

36.82%

Wine (Bottle)

$9.92 ZMW 201

$21.79 Rp 395.7K

-54.47%

Local Beer (0.5 liter bottle)

$1.37 ZMW 27.78

$2.33 Rp 42.2K

-41.20%

Imported Beer (0.33 liter bottle)

$2.27 ZMW 45.92

$2.97 Rp 53.9K

-23.57%

One-way Ticket (Public Transport)

$0.25 Rp 4,547

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.5K

Taxi Start (Normal Tariff)

$2.43 ZMW 49.07

$0.44 Rp 7,950

452.27%

Taxi (Normal Tariff) (1km)

$1.44 ZMW 29.03

$0.47 Rp 8,499

206.38%

Taxi 1hour Waiting (Normal Tariff)

$5.01 ZMW 101

$5.60 Rp 101.7K

-10.54%

Gasoline (1 liter)

$1.46 ZMW 29.57

$0.83 Rp 15.0K

75.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,396 ZMW 149.5K

$24.4K Rp 444.0M

-69.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K ZMW 499.7K

$31.7K Rp 575.6M

-22.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$69.0 ZMW 1,394

$77.5 Rp 1.4M

-10.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.75 ZMW 217

$6.14 Rp 111.6K

75.08%

Internet (50+ Mbps, Unlimited Data)

$53.6 ZMW 1,083

$18.92 Rp 343.5K

183.14%

Gym Membership (Monthly)

$51.0 Rp 926.1K

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.4K

Cinema Ticket

$5.82 ZMW 118

$4.38 Rp 79.6K

32.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$145 ZMW 2,940

$492 Rp 8.9M

-70.47%

International Primary School, 1 Child (Yearly)

$20.5K ZMW 414.2K

$12.2K Rp 222.0M

67.61%

Jeans (Levis 501 Or Similar)

$24.90 ZMW 504

$45.16 Rp 820.2K

-44.86%

Summer Dress (H&M, Zara, etc)

$17.39 ZMW 352

$34.89 Rp 633.6K

-50.16%

Sport Shoes (Adidas, Nike)

$44.90 ZMW 908

$78.3 Rp 1.4M

-42.67%

Men's Leather Business Shoes

$65.1 ZMW 1,317

$77.9 Rp 1.4M

-16.35%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

110.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kafue: October 31, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Kafue

$233 41.3%

Ubud, Bali

$279 21% 20.1% $47

Monthly Utilities & Internet

Kafue

$133 23.6%

Ubud, Bali

$103 7.7% 23.1% $31

Eating Out

Kafue

$108 19.1%

Ubud, Bali

$106 8% 1.9% $2.1

Clothing & Footwear

Kafue

$69 12.2%

Ubud, Bali

$106 8% 55.1% $38

Sport & Entertainment

Kafue

$12 * 2.1%

Ubud, Bali

$60 4.5% 413% $48

Getting Around

Kafue

$9.6 * 1.7%

Ubud, Bali

$12 0.9% 24.3% $2.3

Accommodation & Living

Kafue

- * 0%

Ubud, Bali

$665 50%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $29 in Kafue versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $233 vs $279 – making Kafue the more affordable choice for daily food spending.

Good to know

🇿🇲 Kafue

🇮🇩 Ubud, Bali

🕒 Local time

13:45 1:45 PM

19:45 7:45 PM

6 h ahead of Kafue

🌤 Weather

👥 Population

104,174

74,800

💱 Currency

Zambian Kwacha ZMW ZK

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 ZMW = 4.95 USD

100 ZMW = 4.42 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, USD, EUR to ZMW – Zambian Kwacha Converter

🇺🇸 United States Dollar ($)

🇿🇲 Zambian Kwacha (ZK)

Zambian Kwacha exchange rates as of November 3, 2026: 1 USD = 20.22 ZMW (100 ZMW = 4.95 USD). 1 EUR = 22.64 ZMW (100 ZMW = 4.42 EUR).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,333 IDR (100,000 IDR = 4.92 EUR).

USD to ZMW in detail →

On the map

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Highest

Between locations

Kafue Ubud, Bali 9,440 km ≈ 12 h nonstop flight

From you

Kafue
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kafue vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $564 in Kafue, $1,331 in Ubud, Bali – Kafue comes out roughly 58% cheaper. Outside of rent, the biggest gap is in leisure.

For a comfortable life, plan on about $846 per month in Kafue and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $564 in Kafue and $1,331 in Ubud, Bali. That makes Kafue about 58% cheaper.

Kindergarten costs $145 per month in Kafue and $492 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,200 monthly budget goes further in Kafue, where all-in costs run around $564, than in Ubud, Bali at $1,331. In Kafue it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $564 in Kafue to $1,331 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.