Cost of Living Comparison Between Ubud, Bali and Kaduna Cost of Living Comparison Between Ubud, Bali and Kaduna

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $396 in Kaduna, rent included.

A couple spends around $2,582 per month in Ubud, Bali vs $740 in Kaduna, rent included.

A family of three spends $3,757 per month in Ubud, Bali vs $1,085 in Kaduna, rent included.

Ubud, Bali costs about 256% more than Kaduna, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Kaduna is 70% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.42 Rp 58.7K

$2.18 ₦2,942

56.88%

Three-Course Dinner for Two, Mid-Range

$32.96 Rp 566.5K

$35.08 ₦47.3K

-6.04%

Fast Food Meal (McDonalds, etc)

$5.08 Rp 87.3K

$3.52 ₦4,744

44.32%

Cappuccino

$2.82 Rp 48.5K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 23.5K

$0.33 ₦452

315.15%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$0.16 ₦215

343.75%

Local Beer (0.5 liter draught)

$2.97 Rp 51.0K

$0.82 ₦1,104

262.20%

Imported Beer (0.33 liter bottle)

$3.91 Rp 67.2K

$1.44 ₦1,943

171.53%

Milk (1 liter)

$1.75 Rp 30.0K

$2.15 ₦2,903

-18.60%

White Bread (500g)

$2.52 Rp 43.2K

$0.93 ₦1,252

170.97%

Rice (white) (1kg)

$1.21 Rp 20.8K

$2.06 ₦2,785

-41.26%

Eggs

$2.33 Rp 40.1K

$3.35 ₦4,525

-30.45%

Local Cheese (1kg)

$14.50 Rp 249.2K

$2.31 ₦3,122

527.71%

Chicken Fillets (1kg)

$4.36 Rp 74.9K

Beef Round Steak (1kg)

$12.05 Rp 207.0K

$5.71 ₦7,704

111.03%

Apples (1kg)

$3.82 Rp 65.6K

$6.46 ₦8,712

-40.87%

Banana (1kg)

$1.61 Rp 27.7K

$3.41 ₦4,606

-52.79%

Oranges (1kg)

$2.70 Rp 46.5K

$1.13 ₦1,527

138.94%

Tomato (1kg)

$2.23 Rp 38.3K

$1.91 ₦2,582

16.75%

Potato (1kg)

$1.90 Rp 32.6K

$2.27 ₦3,062

-16.30%

Onion (1kg)

$2.18 Rp 37.5K

$2.32 ₦3,127

-6.03%

Lettuce (1 head)

$1.03 Rp 17.7K

$0.36 ₦490

186.11%

Water (1.5 liter bottle)

$0.77 Rp 13.3K

$0.37 ₦503

108.11%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 54.7K

Wine (Bottle)

$23.23 Rp 399.2K

$1.76 ₦2,370

1219.89%

Local Beer (0.5 liter bottle)

$2.85 Rp 48.9K

Imported Beer (0.33 liter bottle)

$2.72 Rp 46.7K

One-way Ticket (Public Transport)

$0.29 Rp 5,022

Public Transport Monthly Pass (Regular Price)

$8.43 Rp 144.8K

Taxi Start (Normal Tariff)

$0.49 Rp 8,344

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,812

Taxi 1hour Waiting (Normal Tariff)

$6.28 Rp 107.8K

Gasoline (1 liter)

$0.85 Rp 14.6K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.8M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.5K Rp 541.8M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.8 Rp 1.4M

$14.23 ₦19.2K

460.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 70.3K

$7.28 ₦9,819

-43.82%

Internet (50+ Mbps, Unlimited Data)

$24.06 Rp 413.6K

$33.43 ₦45.1K

-28.03%

Gym Membership (Monthly)

$96.2 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.53 Rp 112.2K

Cinema Ticket

$4.13 Rp 71.1K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.1M

International Primary School, 1 Child (Yearly)

$6,661 Rp 114.5M

Jeans (Levis 501 Or Similar)

$55.0 Rp 944.5K

$11.15 ₦15.0K

392.91%

Summer Dress (H&M, Zara, etc)

$38.75 Rp 666.0K

$21.39 ₦28.9K

81.16%

Sport Shoes (Adidas, Nike)

$89.6 Rp 1.5M

$21.40 ₦28.9K

318.74%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$21.46 ₦29.0K

267.66%

1-bedroom Apartment, City Center (Monthly)

$1,018 Rp 17.5M

$172 ₦231.7K

492.80%

1-bedroom Apartment, Outside City Center (Monthly)

$660 Rp 11.3M

$106 ₦142.8K

523.51%

3-bedroom Apartment, City Center (Monthly)

$3,435 Rp 59.0M

$502 ₦677.6K

583.90%

3-bedroom Apartment, Outside City Center (Monthly)

$2,053 Rp 35.3M

$276 ₦372.6K

643.37%

Buy Apartment in City Center (m2)

$2,981 Rp 51.2M

Buy Apartment Outside City Center (m2)

$2,368 Rp 40.7M

Average Monthly Net Salary (After Tax)

$172 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 21, 2026

Last update for Kaduna: April 21, 2026

Cost Breakdown

A central one-bedroom costs $1,018 in Ubud, Bali versus $172 in Kaduna. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33 in Ubud, Bali versus $35 in Kaduna. Groceries tell a different story – $299 in Ubud, Bali vs $164 in Kaduna – so Kaduna wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kaduna: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 256% more than Kaduna, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $593 in Kaduna. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kaduna, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $396 in Kaduna. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 82% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Kaduna, where all-in costs run around $396, than in Ubud, Bali at $1,408. In Kaduna it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kaduna costs $396 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kaduna. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.