Cost of Living Comparison Between Ubud, Bali and Kaduna Cost of Living Comparison Between Ubud, Bali and Kaduna

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $306 in Kaduna, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $541 in Kaduna, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $776 in Kaduna, rent included.

Ubud, Bali costs about 347% more than Kaduna, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Kaduna is 78% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$1.10 ₦1,461

212.73%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.2K

$18.75 ₦24.9K

93.65%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$1.85 ₦2,452

208.65%

Cappuccino

$2.67 Rp 47.4K

$3.28 ₦4,364

-18.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.21 ₦275

733.33%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.07 ₦96.7

1142.86%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$0.47 ₦628

527.66%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$0.78 ₦1,042

479.49%

Milk (1 liter)

$1.62 Rp 28.7K

$1.50 ₦1,990

8.00%

White Bread (500g)

$2.33 Rp 41.3K

$0.46 ₦609

406.52%

Rice (white) (1kg)

$1.11 Rp 19.6K

$0.69 ₦920

60.87%

Eggs

$2.20 Rp 39.0K

$1.29 ₦1,712

70.54%

Local Cheese (1kg)

$17.69 Rp 313.9K

$0.72 ₦955

2356.94%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$5.14 ₦6,833

-20.23%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$1.86 ₦2,472

554.84%

Apples (1kg)

$3.71 Rp 65.8K

$2.05 ₦2,719

80.98%

Banana (1kg)

$1.59 Rp 28.2K

$1.11 ₦1,470

43.24%

Oranges (1kg)

$2.28 Rp 40.5K

$0.40 ₦526

470.00%

Tomato (1kg)

$1.95 Rp 34.7K

$0.57 ₦764

242.11%

Potato (1kg)

$1.91 Rp 33.8K

$0.71 ₦948

169.01%

Onion (1kg)

$2.33 Rp 41.4K

$0.77 ₦1,026

202.60%

Lettuce (1 head)

$1.01 Rp 17.9K

$0.16 ₦210

531.25%

Water (1.5 liter bottle)

$0.55 Rp 9,791

$0.14 ₦189

292.86%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$1.98 ₦2,625

12.63%

Wine (Bottle)

$23.07 Rp 409.3K

$1.84 ₦2,448

1153.80%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$1.18 ₦1,572

105.08%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$1.78 ₦2,361

68.54%

One-way Ticket (Public Transport)

$0.27 Rp 4,823

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

Taxi Start (Normal Tariff)

$0.48 Rp 8,582

$0.58 ₦766

-17.24%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,693

$0.86 ₦1,146

-50.00%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$1.87 ₦2,484

201.60%

Gasoline (1 liter)

$0.80 Rp 14.3K

$0.55 ₦732

45.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.5M

$25.9K ₦34.4M

-3.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.6M

$18.5K ₦24.6M

71.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$7.57 ₦10.1K

976.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$3.68 ₦4,890

76.36%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.0K

$18.53 ₦24.6K

1.30%

Gym Membership (Monthly)

$56.9 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.3K

Cinema Ticket

$4.54 Rp 80.5K

$4.79 ₦6,367

-5.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$45.95 ₦61.0K

946.07%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$3,163 ₦4.2M

80.59%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.5K

$5.89 ₦7,829

672.84%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.6K

$11.12 ₦14.8K

222.66%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$11.21 ₦14.9K

617.13%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$11.22 ₦14.9K

601.16%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$130 ₦172.1K

760.51%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$86.6 ₦115.1K

705.32%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$437 ₦580.5K

732.16%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$228 ₦302.6K

662.75%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

22.5

-38.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Kaduna: September 13, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $130 in Kaduna. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $19.00 in Kaduna. Monthly groceries follow the same trend: $295 vs $101 – making Kaduna the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kaduna: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 347% more than Kaduna, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $459 in Kaduna. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kaduna, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $19.00 in Kaduna. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 191% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Kaduna, where all-in costs run around $306, than in Ubud, Bali at $1,368. In Kaduna it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kaduna costs $306 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kaduna. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.