Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Kaduna

For one person, living is cheaper in Kaduna: $310 a month against $1,331 in Ubud, Bali, rent and utilities included – about $12,300 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
15

Cost of Living Index in Kaduna
Learn more

Kaduna Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Kaduna

🇳🇬 Nigeria

$310

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kaduna

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kaduna actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $310 in Kaduna, rent included.

Ubud, Bali $1,331
Kaduna $310

A couple spends around $2,255 per month in Ubud, Bali vs $546 in Kaduna, rent included.

Ubud, Bali $2,255
Kaduna $546

A family of three spends $3,180 per month in Ubud, Bali vs $782 in Kaduna, rent included.

Ubud, Bali $3,180
Kaduna $782

Ubud, Bali costs about 329% more than Kaduna, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Kaduna are more affordable than the global median – Ubud, Bali 2% lower, Kaduna 77% lower.

Meal at Budget Restaurant

$3.38 Rp 60.9K

$1.10 ₦1,482

207.27%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 625.4K

$19.00 ₦25.5K

82.37%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.6K

$1.89 ₦2,543

194.71%

Cappuccino

$2.62 Rp 47.3K

$3.27 ₦4,384

-19.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.8K

$0.21 ₦283

633.33%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.07 ₦88.9

814.29%

Local Beer (0.5 liter draught)

$2.67 Rp 48.1K

$0.47 ₦630

468.09%

Imported Beer (0.33 liter bottle)

$4.26 Rp 76.9K

$0.77 ₦1,036

453.25%

Milk (1 liter)

$1.46 Rp 26.4K

$1.47 ₦1,969

-0.68%

White Bread (500g)

$2.29 Rp 41.4K

$0.45 ₦608

408.89%

Rice (white) (1kg)

$1.11 Rp 20.0K

$0.65 ₦878

70.77%

Eggs

$2.10 Rp 37.9K

$1.26 ₦1,697

66.67%

Local Cheese (1kg)

$15.94 Rp 287.7K

$0.73 ₦975

2083.56%

Chicken Fillets (1kg)

$3.88 Rp 70.1K

$5.30 ₦7,116

-26.79%

Beef Round Steak (1kg)

$11.40 Rp 205.8K

$1.77 ₦2,376

544.07%

Apples (1kg)

$3.55 Rp 64.1K

$2.08 ₦2,793

70.67%

Banana (1kg)

$1.54 Rp 27.7K

$1.09 ₦1,461

41.28%

Oranges (1kg)

$2.23 Rp 40.2K

$0.38 ₦513

486.84%

Tomato (1kg)

$1.97 Rp 35.6K

$0.58 ₦780

239.66%

Potato (1kg)

$1.86 Rp 33.5K

$0.71 ₦958

161.97%

Onion (1kg)

$2.42 Rp 43.6K

$0.74 ₦991

227.03%

Lettuce (1 head)

$1.02 Rp 18.5K

$0.13 ₦177

684.62%

Water (1.5 liter bottle)

$0.52 Rp 9,427

$0.12 ₦163

333.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.7K

$2.01 ₦2,704

9.45%

Wine (Bottle)

$21.79 Rp 393.2K

$1.87 ₦2,512

1065.24%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

$1.23 ₦1,649

89.43%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.6K

$1.84 ₦2,475

61.41%

One-way Ticket (Public Transport)

$0.25 Rp 4,519

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.5K

Taxi Start (Normal Tariff)

$0.44 Rp 7,901

$0.61 ₦819

-27.87%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,446

$0.80 ₦1,074

-41.25%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.1K

$1.90 ₦2,552

194.74%

Gasoline (1 liter)

$0.83 Rp 14.9K

$0.54 ₦719

53.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 441.3M

$26.5K ₦35.6M

-7.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.1M

$36.1K ₦48.5M

-12.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$7.58 ₦10.2K

922.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 110.9K

$3.69 ₦4,950

66.40%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 341.4K

$18.89 ₦25.4K

0.16%

Gym Membership (Monthly)

$51.0 Rp 920.4K

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.4K

Cinema Ticket

$4.38 Rp 79.1K

$6.15 ₦8,256

-28.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$44.89 ₦60.3K

996.95%

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.6M

$3,085 ₦4.1M

296.19%

Jeans (Levis 501 Or Similar)

$45.16 Rp 815.1K

$5.91 ₦7,938

664.13%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 629.7K

$11.27 ₦15.1K

209.58%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$11.06 ₦14.9K

608.14%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$11.27 ₦15.1K

590.95%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.4M

$129 ₦173.8K

732.21%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$85.3 ₦114.4K

679.93%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.4M

$427 ₦572.6K

722.84%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$225 ₦302.2K

642.24%

Buy Apartment in City Center (m2)

$2,340 Rp 42.2M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

22.5

-38.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Kaduna: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Kaduna

$85 27.5% 87.2% $580

Groceries & Markets

Ubud, Bali

$279 21%

Kaduna

$101 32.7% 63.7% $178

Clothing & Footwear

Ubud, Bali

$106 8%

Kaduna

$18 5.7% 83.3% $89

Eating Out

Ubud, Bali

$106 8%

Kaduna

$59 18.9% 44.5% $47

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Kaduna

$30 9.7% 70.6% $72

Sport & Entertainment

Ubud, Bali

$60 4.5%

Kaduna

$12 * 4% 79.4% $47

Getting Around

Ubud, Bali

$12 0.9%

Kaduna

$4.6 * 1.5% 61.4% $7.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $129 in Kaduna. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35 in Ubud, Bali versus $19 in Kaduna. Monthly groceries follow the same trend: $279 vs $101 – making Kaduna the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇳🇬 Kaduna

🕒 Local time

15:18 3:18 PM

08:18 8:18 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

760,084

💱 Currency

Indonesian Rupiah IDR Rp

Nigerian Naira NGN ₦

📈 Exchange rate

100,000 IDR = 5.54 USD

100,000 IDR = 4.94 EUR

10,000 NGN = 7.45 USD

10,000 NGN = 6.64 EUR

Exchange rates and currency converter

NGN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,262 IDR (100,000 IDR = 4.94 EUR).

Nigerian Naira exchange rates as of November 6, 2026: 1 USD = 1,342 NGN (10,000 NGN = 7.45 USD). 1 EUR = 1,507 NGN (10,000 NGN = 6.64 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Kaduna 12,110 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Kaduna

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kaduna: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 329% more than Kaduna, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $465 in Kaduna. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kaduna, especially for central apartments: a one-bedroom in the center costs $129 there versus $1,078 in Ubud, Bali.

A mid-range dinner for two costs $35 in Ubud, Bali and $19 in Kaduna. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 176% more in Ubud, Bali, though the gap depends on what you buy.

A $800 monthly budget goes further in Kaduna, where all-in costs run around $310, than in Ubud, Bali at $1,331. In Kaduna it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Kaduna – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.