Last update: Nov 2026

Cost of Living Comparison Between Kaduna and Ubud, Bali

For one person, living is cheaper in Kaduna: $310 a month against $1,331 in Ubud, Bali, rent and utilities included – about $12,300 less a year. Rent and utilities account for most of the difference.

15

Cost of Living Index in Kaduna
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Kaduna Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Kaduna

🇳🇬 Nigeria

$310

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Kaduna and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kaduna and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $310 per month in Kaduna vs $1,331 in Ubud, Bali, rent included.

Kaduna $310
Ubud, Bali $1,331

A couple spends around $546 per month in Kaduna vs $2,255 in Ubud, Bali, rent included.

Kaduna $546
Ubud, Bali $2,255

A family of three spends $782 per month in Kaduna vs $3,180 in Ubud, Bali, rent included.

Kaduna $782
Ubud, Bali $3,180

Kaduna is about 77% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both Kaduna and Ubud, Bali are more affordable than the global median – Kaduna 77% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$1.10 ₦1,485

$3.38 Rp 61.0K

-67.46%

Three-Course Dinner for Two, Mid-Range

$19.00 ₦25.5K

$34.65 Rp 626.3K

-45.17%

Fast Food Meal (McDonalds, etc)

$1.89 ₦2,548

$5.57 Rp 100.7K

-66.07%

Cappuccino

$3.27 ₦4,392

$2.62 Rp 47.3K

24.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.21 ₦284

$1.54 Rp 27.8K

-86.36%

Water (0.33 liter bottle)

$0.07 ₦89.1

$0.64 Rp 11.6K

-89.06%

Local Beer (0.5 liter draught)

$0.47 ₦631

$2.67 Rp 48.2K

-82.40%

Imported Beer (0.33 liter bottle)

$0.77 ₦1,038

$4.26 Rp 77.1K

-81.92%

Milk (1 liter)

$1.47 ₦1,972

$1.46 Rp 26.4K

0.68%

White Bread (500g)

$0.45 ₦609

$2.29 Rp 41.4K

-80.35%

Rice (white) (1kg)

$0.65 ₦879

$1.11 Rp 20.0K

-41.44%

Eggs

$1.26 ₦1,700

$2.10 Rp 38.0K

-40.00%

Local Cheese (1kg)

$0.73 ₦977

$15.94 Rp 288.1K

-95.42%

Chicken Fillets (1kg)

$5.30 ₦7,130

$3.88 Rp 70.2K

36.60%

Beef Round Steak (1kg)

$1.77 ₦2,381

$11.40 Rp 206.1K

-84.47%

Apples (1kg)

$2.08 ₦2,798

$3.55 Rp 64.2K

-41.41%

Banana (1kg)

$1.09 ₦1,464

$1.54 Rp 27.8K

-29.22%

Oranges (1kg)

$0.38 ₦514

$2.23 Rp 40.3K

-82.96%

Tomato (1kg)

$0.58 ₦782

$1.97 Rp 35.6K

-70.56%

Potato (1kg)

$0.71 ₦960

$1.86 Rp 33.6K

-61.83%

Onion (1kg)

$0.74 ₦993

$2.42 Rp 43.7K

-69.42%

Lettuce (1 head)

$0.13 ₦177

$1.02 Rp 18.5K

-87.25%

Water (1.5 liter bottle)

$0.12 ₦163

$0.52 Rp 9,441

-76.92%

Cigarettes 20 Pack (Marlboro, Camel)

$2.01 ₦2,709

$2.20 Rp 39.7K

-8.64%

Wine (Bottle)

$1.87 ₦2,517

$21.79 Rp 393.8K

-91.42%

Local Beer (0.5 liter bottle)

$1.23 ₦1,652

$2.33 Rp 42.0K

-47.21%

Imported Beer (0.33 liter bottle)

$1.84 ₦2,480

$2.97 Rp 53.7K

-38.05%

One-way Ticket (Public Transport)

$0.25 Rp 4,526

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.8K

Taxi Start (Normal Tariff)

$0.61 ₦821

$0.44 Rp 7,912

38.64%

Taxi (Normal Tariff) (1km)

$0.80 ₦1,076

$0.47 Rp 8,458

70.21%

Taxi 1hour Waiting (Normal Tariff)

$1.90 ₦2,557

$5.60 Rp 101.2K

-66.07%

Gasoline (1 liter)

$0.54 ₦721

$0.83 Rp 15.0K

-34.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.5K ₦35.7M

$24.4K Rp 441.9M

8.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.1K ₦48.6M

$31.7K Rp 572.9M

13.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$7.58 ₦10.2K

$77.5 Rp 1.4M

-90.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.69 ₦4,960

$6.14 Rp 111.1K

-39.90%

Internet (50+ Mbps, Unlimited Data)

$18.89 ₦25.4K

$18.92 Rp 341.9K

-0.16%

Gym Membership (Monthly)

$51.0 Rp 921.7K

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.8K

Cinema Ticket

$6.15 ₦8,271

$4.38 Rp 79.2K

40.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$44.89 ₦60.4K

$492 Rp 8.9M

-90.88%

International Primary School, 1 Child (Yearly)

$3,085 ₦4.1M

$12.2K Rp 220.9M

-74.76%

Jeans (Levis 501 Or Similar)

$5.91 ₦7,953

$45.16 Rp 816.3K

-86.91%

Summer Dress (H&M, Zara, etc)

$11.27 ₦15.2K

$34.89 Rp 630.6K

-67.70%

Sport Shoes (Adidas, Nike)

$11.06 ₦14.9K

$78.3 Rp 1.4M

-85.88%

Men's Leather Business Shoes

$11.27 ₦15.2K

$77.9 Rp 1.4M

-85.53%

1-bedroom Apartment, City Center (Monthly)

$129 ₦174.1K

$1,078 Rp 19.5M

-87.98%

1-bedroom Apartment, Outside City Center (Monthly)

$85.3 ₦114.6K

$665 Rp 12.0M

-87.18%

3-bedroom Apartment, City Center (Monthly)

$427 ₦573.7K

$3,510 Rp 63.4M

-87.85%

3-bedroom Apartment, Outside City Center (Monthly)

$225 ₦302.7K

$1,671 Rp 30.2M

-86.53%

Buy Apartment in City Center (m2)

$2,340 Rp 42.3M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

22.5

13.78

63.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kaduna: November 3, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Kaduna

$101 32.7%

Ubud, Bali

$279 21% 176% $178

Accommodation & Living

Kaduna

$85 27.5%

Ubud, Bali

$665 50% 680% $580

Eating Out

Kaduna

$59 18.9%

Ubud, Bali

$106 8% 80.1% $47

Monthly Utilities & Internet

Kaduna

$30 9.7%

Ubud, Bali

$103 7.7% 240% $72

Clothing & Footwear

Kaduna

$18 5.7%

Ubud, Bali

$106 8% 498% $89

Sport & Entertainment

Kaduna

$12 * 4%

Ubud, Bali

$60 4.5% 386% $47

Getting Around

Kaduna

$4.6 * 1.5%

Ubud, Bali

$12 0.9% 159% $7.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $129 in Kaduna versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $19 in Kaduna versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $101 vs $279 – making Kaduna the more affordable choice for daily food spending.

Good to know

🇳🇬 Kaduna

🇮🇩 Ubud, Bali

🕒 Local time

21:01 9:01 PM

04:01 4:01 AM

7 h ahead of Kaduna

🌤 Weather

👥 Population

760,084

74,800

💱 Currency

Nigerian Naira NGN ₦

Indonesian Rupiah IDR Rp

📈 Exchange rate

10,000 NGN = 7.44 USD

10,000 NGN = 6.62 EUR

100,000 IDR = 5.53 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to NGN – Nigerian Naira Converter

🇺🇸 United States Dollar ($)

🇳🇬 Nigerian Naira (₦)

Nigerian Naira exchange rates as of November 5, 2026: 1 USD = 1,345 NGN (10,000 NGN = 7.44 USD). 1 EUR = 1,510 NGN (10,000 NGN = 6.62 EUR).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,075 IDR (100,000 IDR = 5.53 USD). 1 EUR = 20,291 IDR (100,000 IDR = 4.93 EUR).

USD to NGN in detail →

On the map

Lowest

Highest

Between locations

Kaduna Ubud, Bali 12,110 km ≈ 16 h nonstop flight

From you

Kaduna
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kaduna vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 329% more than Kaduna, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $465 per month in Kaduna and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kaduna, especially for central apartments: a one-bedroom in the center costs $129 there versus $1,078 in Ubud, Bali.

A mid-range dinner for two costs $19 in Kaduna and $35 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 176% more in Ubud, Bali, though the gap depends on what you buy.

A $800 monthly budget goes further in Kaduna, where all-in costs run around $310, than in Ubud, Bali at $1,331. In Kaduna it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Kaduna – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.