Cost of Living Comparison Between Kaduna and Ubud, Bali Cost of Living Comparison Between Kaduna and Ubud, Bali

Monthly Cost of Living

A single person spends $396 per month in Kaduna vs $1,408 in Ubud, Bali, rent included.

A couple spends around $740 per month in Kaduna vs $2,582 in Ubud, Bali, rent included.

A family of three spends $1,085 per month in Kaduna vs $3,757 in Ubud, Bali, rent included.

Kaduna is about 72% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Kaduna sits 70% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.18 ₦2,941

$3.42 Rp 58.5K

-36.26%

Three-Course Dinner for Two, Mid-Range

$35.08 ₦47.3K

$32.96 Rp 564.6K

6.43%

Fast Food Meal (McDonalds, etc)

$3.52 ₦4,741

$5.08 Rp 87.0K

-30.71%

Cappuccino

$2.82 Rp 48.4K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.33 ₦451

$1.37 Rp 23.5K

-75.91%

Water (0.33 liter bottle)

$0.16 ₦215

$0.71 Rp 12.1K

-77.46%

Local Beer (0.5 liter draught)

$0.82 ₦1,103

$2.97 Rp 50.8K

-72.39%

Imported Beer (0.33 liter bottle)

$1.44 ₦1,942

$3.91 Rp 67.0K

-63.17%

Milk (1 liter)

$2.15 ₦2,902

$1.75 Rp 29.9K

22.86%

White Bread (500g)

$0.93 ₦1,251

$2.52 Rp 43.1K

-63.10%

Rice (white) (1kg)

$2.06 ₦2,784

$1.21 Rp 20.7K

70.25%

Eggs

$3.35 ₦4,523

$2.33 Rp 40.0K

43.78%

Local Cheese (1kg)

$2.31 ₦3,121

$14.50 Rp 248.3K

-84.07%

Chicken Fillets (1kg)

$4.36 Rp 74.6K

Beef Round Steak (1kg)

$5.71 ₦7,701

$12.05 Rp 206.3K

-52.61%

Apples (1kg)

$6.46 ₦8,708

$3.82 Rp 65.4K

69.11%

Banana (1kg)

$3.41 ₦4,604

$1.61 Rp 27.6K

111.80%

Oranges (1kg)

$1.13 ₦1,526

$2.70 Rp 46.3K

-58.15%

Tomato (1kg)

$1.91 ₦2,581

$2.23 Rp 38.2K

-14.35%

Potato (1kg)

$2.27 ₦3,061

$1.90 Rp 32.5K

19.47%

Onion (1kg)

$2.32 ₦3,126

$2.18 Rp 37.4K

6.42%

Lettuce (1 head)

$0.36 ₦489

$1.03 Rp 17.6K

-65.05%

Water (1.5 liter bottle)

$0.37 ₦502

$0.77 Rp 13.2K

-51.95%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 54.5K

Wine (Bottle)

$1.76 ₦2,368

$23.23 Rp 397.8K

-92.42%

Local Beer (0.5 liter bottle)

$2.85 Rp 48.8K

Imported Beer (0.33 liter bottle)

$2.72 Rp 46.6K

One-way Ticket (Public Transport)

$0.29 Rp 5,005

Public Transport Monthly Pass (Regular Price)

$8.43 Rp 144.3K

Taxi Start (Normal Tariff)

$0.49 Rp 8,316

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,785

Taxi 1hour Waiting (Normal Tariff)

$6.28 Rp 107.5K

Gasoline (1 liter)

$0.85 Rp 14.5K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 446.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.5K Rp 540.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$14.23 ₦19.2K

$79.8 Rp 1.4M

-82.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.28 ₦9,815

$4.09 Rp 70.0K

78.00%

Internet (50+ Mbps, Unlimited Data)

$33.43 ₦45.1K

$24.06 Rp 412.2K

38.94%

Gym Membership (Monthly)

$96.2 Rp 1.6M

Tennis Court (1 Hour on Weekend)

$6.53 Rp 111.8K

Cinema Ticket

$4.13 Rp 70.8K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.1M

International Primary School, 1 Child (Yearly)

$6,661 Rp 114.1M

Jeans (Levis 501 Or Similar)

$11.15 ₦15.0K

$55.0 Rp 941.3K

-79.71%

Summer Dress (H&M, Zara, etc)

$21.39 ₦28.8K

$38.75 Rp 663.7K

-44.80%

Sport Shoes (Adidas, Nike)

$21.40 ₦28.9K

$89.6 Rp 1.5M

-76.12%

Men's Leather Business Shoes

$21.46 ₦28.9K

$78.9 Rp 1.4M

-72.80%

1-bedroom Apartment, City Center (Monthly)

$172 ₦231.6K

$1,018 Rp 17.4M

-83.13%

1-bedroom Apartment, Outside City Center (Monthly)

$106 ₦142.7K

$660 Rp 11.3M

-83.96%

3-bedroom Apartment, City Center (Monthly)

$502 ₦677.3K

$3,435 Rp 58.8M

-85.38%

3-bedroom Apartment, Outside City Center (Monthly)

$276 ₦372.4K

$2,053 Rp 35.2M

-86.55%

Buy Apartment in City Center (m2)

$2,981 Rp 51.1M

Buy Apartment Outside City Center (m2)

$2,368 Rp 40.6M

Average Monthly Net Salary (After Tax)

$172 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kaduna: April 21, 2026

Last update for Ubud, Bali: April 21, 2026

Cost Breakdown

A central one-bedroom costs $172 in Kaduna versus $1,018 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35 in Kaduna versus $33 in Ubud, Bali. Groceries tell a different story – $164 in Kaduna vs $299 in Ubud, Bali – so Kaduna wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kaduna vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 256% more than Kaduna, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $593 per month in Kaduna and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kaduna, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $396 in Kaduna and $1,408 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 82% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Kaduna, where all-in costs run around $396, than in Ubud, Bali at $1,408. In Kaduna it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kaduna costs $396 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kaduna. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.