Cost of Living Comparison Between Ubud, Bali and Jhang Cost of Living Comparison Between Ubud, Bali and Jhang

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $370 in Jhang, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $585 in Jhang, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $801 in Jhang, rent included.

Ubud, Bali costs about 280% more than Jhang, driven mainly by Groceries & Markets.

Ubud, Bali sits 4% above the global median, while Jhang is 73% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$1.82 PKR 506

96.15%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$14.03 PKR 3,902

131.65%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$3.44 PKR 956

41.28%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.79 PKR 775

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.80 PKR 1,056

Cappuccino

$2.75 Rp 49.2K

$2.29 PKR 636

20.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.33 PKR 91.1

300.00%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.23 PKR 64.2

204.35%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

Milk (1 liter)

$1.71 Rp 30.6K

$0.57 PKR 159

200.00%

White Bread (500g)

$2.47 Rp 44.3K

$0.57 PKR 159

333.33%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.17 PKR 326

2.56%

Eggs

$2.44 Rp 43.8K

$1.04 PKR 289

134.62%

Local Cheese (1kg)

$14.38 Rp 257.7K

$6.15 PKR 1,710

133.82%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$3.05 PKR 847

41.31%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$4.49 PKR 1,247

171.94%

Apples (1kg)

$3.68 Rp 66.0K

$1.03 PKR 285

257.28%

Banana (1kg)

$1.55 Rp 27.8K

$0.61 PKR 168

154.10%

Oranges (1kg)

$2.79 Rp 49.9K

$0.58 PKR 160

381.03%

Tomato (1kg)

$2.33 Rp 41.8K

$0.44 PKR 123

429.55%

Potato (1kg)

$1.97 Rp 35.3K

$0.35 PKR 98.6

462.86%

Onion (1kg)

$2.31 Rp 41.4K

$0.48 PKR 134

381.25%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.47 PKR 131

125.53%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.36 PKR 101

102.78%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.94 PKR 262

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.55 PKR 153

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.06 PKR 294

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$0.80 PKR 222

310.00%

Wine (Bottle)

$22.79 Rp 408.4K

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.19 PKR 53.1

52.63%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$7.11 PKR 1,977

13.36%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$0.69 PKR 190

-34.78%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.50 PKR 138

-10.00%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$1.75 PKR 487

256.57%

Gasoline (1 liter)

$0.85 Rp 15.2K

$0.90 PKR 250

-5.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$17.5K PKR 4.9M

48.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$22.7K PKR 6.3M

39.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$70.1 PKR 19.5K

15.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$3.90 PKR 1,084

4.10%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$10.75 PKR 2,989

127.16%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$12.30 PKR 3,419

694.07%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$6.10 PKR 1,695

5.74%

Cinema Ticket

$4.04 Rp 72.4K

$3.51 PKR 975

15.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$15.86 PKR 4,408

1816.96%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$1,214 PKR 337.4K

445.61%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$15.18 PKR 4,222

257.25%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$20.95 PKR 5,826

85.11%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$72.6 PKR 20.2K

18.58%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$29.91 PKR 8,315

156.34%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$75.4 PKR 21.0K

1207.34%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$51.3 PKR 14.3K

1183.05%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$169 PKR 46.9K

1897.44%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$108 PKR 30.0K

1816.73%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$891 PKR 247.6K

207.82%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$492 PKR 136.8K

352.88%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$143 PKR 39.7K

14.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-26.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Jhang: June 7, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $75.4 in Jhang. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 14% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $14.00 in Jhang. Monthly groceries follow the same trend: $297 vs $89.0 – making Jhang the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Jhang: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 280%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $554 in Jhang. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Jhang, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,404 in Ubud, Bali and $370 in Jhang. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 13% less in Jhang. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Jhang, where all-in costs run around $370, than in Ubud, Bali at $1,404. In Jhang it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Jhang – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Jhang. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.