Cost of Living Comparison Between Ubud, Bali and Jhang Cost of Living Comparison Between Ubud, Bali and Jhang

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $368 in Jhang, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $584 in Jhang, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $800 in Jhang, rent included.

Ubud, Bali costs about 290% more than Jhang, driven mainly by Groceries & Markets.

Ubud, Bali sits 7% above the global median, while Jhang is 72% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$1.74 PKR 486

105.17%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$14.28 PKR 3,981

128.15%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$3.48 PKR 969

45.69%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.78 PKR 776

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.72 PKR 1,038

Cappuccino

$2.83 Rp 49.0K

$2.30 PKR 640

23.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.33 PKR 91.1

306.06%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.23 PKR 64.2

200.00%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

Milk (1 liter)

$1.74 Rp 30.2K

$0.58 PKR 161

200.00%

White Bread (500g)

$2.54 Rp 44.0K

$0.62 PKR 172

309.68%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.22 PKR 340

-2.46%

Eggs

$2.43 Rp 42.0K

$1.08 PKR 301

125.00%

Local Cheese (1kg)

$14.66 Rp 254.1K

$5.89 PKR 1,641

148.90%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$3.08 PKR 858

35.71%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$4.59 PKR 1,279

160.13%

Apples (1kg)

$3.69 Rp 63.9K

$1.03 PKR 286

258.25%

Banana (1kg)

$1.61 Rp 27.8K

$0.60 PKR 168

168.33%

Oranges (1kg)

$2.69 Rp 46.5K

$0.60 PKR 168

348.33%

Tomato (1kg)

$2.33 Rp 40.4K

$0.45 PKR 125

417.78%

Potato (1kg)

$1.91 Rp 33.0K

$0.35 PKR 97.8

445.71%

Onion (1kg)

$2.19 Rp 37.9K

$0.48 PKR 133

356.25%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.48 PKR 133

120.83%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.36 PKR 101

100.00%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.70 PKR 195

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.51 PKR 141

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.12 PKR 312

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$0.83 PKR 231

277.11%

Wine (Bottle)

$23.49 Rp 407.1K

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.17 PKR 48.20

70.59%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$7.17 PKR 1,997

13.95%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.69 PKR 193

-34.78%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.53 PKR 147

-20.75%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$1.76 PKR 490

250.00%

Gasoline (1 liter)

$0.84 Rp 14.6K

$0.82 PKR 229

2.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$17.3K PKR 4.8M

51.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$22.8K PKR 6.4M

42.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$70.9 PKR 19.8K

10.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$3.99 PKR 1,112

-1.00%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$10.42 PKR 2,904

134.17%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$12.36 PKR 3,445

681.07%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$5.99 PKR 1,670

6.01%

Cinema Ticket

$4.04 Rp 70.0K

$3.65 PKR 1,016

10.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$15.82 PKR 4,409

1812.96%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$1,230 PKR 342.9K

430.26%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$15.43 PKR 4,302

248.93%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$21.52 PKR 6,000

76.49%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$74.0 PKR 20.6K

17.31%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$30.07 PKR 8,383

162.25%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$76.0 PKR 21.2K

1232.39%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$52.8 PKR 14.7K

1178.58%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$167 PKR 46.5K

1933.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$107 PKR 29.8K

1860.12%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$798 PKR 222.5K

274.01%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$581 PKR 161.9K

302.90%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$144 PKR 40.1K

20.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-26.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Jhang: April 25, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $76.0 in Jhang. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 20% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $14.00 in Jhang. Monthly groceries follow the same trend: $298 vs $90.0 – making Jhang the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Jhang: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 290%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $553 in Jhang. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Jhang, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,438 in Ubud, Bali and $368 in Jhang. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 14% less in Jhang. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Jhang, where all-in costs run around $368, than in Ubud, Bali at $1,438. In Jhang it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Jhang – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Jhang. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.