Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Jhang

For one person, living is cheaper in Jhang: $506 a month against $1,331 in Ubud, Bali, rent and utilities included – about $9,900 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
24

Cost of Living Index in Jhang
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Jhang Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Jhang

🇵🇰 Pakistan

$506

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Jhang

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Jhang actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $506 in Jhang, rent included.

Ubud, Bali $1,331
Jhang $506

A couple spends around $2,255 per month in Ubud, Bali vs $762 in Jhang, rent included.

Ubud, Bali $2,255
Jhang $762

A family of three spends $3,180 per month in Ubud, Bali vs $1,017 in Jhang, rent included.

Ubud, Bali $3,180
Jhang $1,017

Ubud, Bali costs about 163% more than Jhang, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Jhang are more affordable than the global median – Ubud, Bali 2% lower, Jhang 63% lower.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$2.47 PKR 682

36.84%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$14.51 PKR 4,010

138.80%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$5.88 PKR 1,624

-5.27%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.67 PKR 1,014

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.56 PKR 1,536

Cappuccino

$2.62 Rp 47.5K

$2.63 PKR 728

-0.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.40 PKR 111

285.00%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.24 PKR 65.9

166.67%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

Milk (1 liter)

$1.46 Rp 26.5K

$0.95 PKR 263

53.68%

White Bread (500g)

$2.29 Rp 41.6K

$0.75 PKR 207

205.33%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.23 PKR 340

-9.76%

Eggs

$2.10 Rp 38.1K

$1.18 PKR 327

77.97%

Local Cheese (1kg)

$15.94 Rp 289.2K

$6.14 PKR 1,697

159.61%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$2.56 PKR 707

51.56%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$4.92 PKR 1,361

131.71%

Apples (1kg)

$3.55 Rp 64.4K

$1.18 PKR 327

200.85%

Banana (1kg)

$1.54 Rp 27.9K

$0.70 PKR 194

120.00%

Oranges (1kg)

$2.23 Rp 40.5K

$0.90 PKR 249

147.78%

Tomato (1kg)

$1.97 Rp 35.8K

$0.59 PKR 164

233.90%

Potato (1kg)

$1.86 Rp 33.7K

$0.29 PKR 78.8

541.38%

Onion (1kg)

$2.42 Rp 43.9K

$0.38 PKR 106

536.84%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.47 PKR 131

117.02%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$0.35 PKR 96.7

48.57%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.07 PKR 295

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.62 PKR 171

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.70 PKR 470

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$2.12 PKR 587

3.77%

Wine (Bottle)

$21.79 Rp 395.2K

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$0.16 PKR 43.78

56.25%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

$9.63 PKR 2,662

-15.16%

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$0.92 PKR 256

-52.17%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$0.70 PKR 194

-32.86%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$1.85 PKR 512

202.70%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.40 PKR 388

-40.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$18.2K PKR 5.0M

34.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$24.4K PKR 6.7M

29.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$124 PKR 34.4K

-37.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$5.63 PKR 1,557

9.06%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$16.19 PKR 4,474

16.86%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$14.74 PKR 4,075

245.93%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

$8.31 PKR 2,298

119.61%

Cinema Ticket

$4.38 Rp 79.5K

$4.28 PKR 1,183

2.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$74.6 PKR 20.6K

560.35%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$2,030 PKR 561.1K

502.00%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$17.99 PKR 4,972

151.03%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$27.98 PKR 7,733

24.70%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$72.3 PKR 20.0K

8.31%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$33.23 PKR 9,186

134.34%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$137 PKR 37.9K

686.64%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$85.1 PKR 23.5K

681.03%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$266 PKR 73.5K

1220.38%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$181 PKR 50.1K

821.79%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$833 PKR 230.2K

180.94%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$509 PKR 140.7K

339.35%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

14.05

-1.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Jhang: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Jhang

$85 16.8% 87.2% $580

Groceries & Markets

Ubud, Bali

$279 21%

Jhang

$97 19.2% 65.3% $182

Clothing & Footwear

Ubud, Bali

$106 8%

Jhang

$68 13.5% 35.9% $38

Eating Out

Ubud, Bali

$106 8%

Jhang

$72 14.1% 32.3% $34

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Jhang

$146 28.9% 42.5% $44

Sport & Entertainment

Ubud, Bali

$60 4.5%

Jhang

$23 4.6% 61% $36

Getting Around

Ubud, Bali

$12 0.9%

Jhang

$15 2.9% 23% $2.8

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $137 in Jhang. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35 in Ubud, Bali versus $15 in Jhang. Monthly groceries follow the same trend: $279 vs $97 – making Jhang the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇰 Jhang

🕒 Local time

08:02 8:02 AM

05:02 5:02 AM

3 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

414,131

💱 Currency

Indonesian Rupiah IDR Rp

Pakistani Rupee PKR ₨

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.9 EUR

1,000 PKR = 3.62 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

PKR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,421 IDR (100,000 IDR = 4.9 EUR).

Pakistani Rupee exchange rates as of November 5, 2026: 1 USD = 276 PKR (1,000 PKR = 3.62 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Jhang 6,360 km ≈ 8 h nonstop flight

From you

Ubud, Bali
Jhang

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Jhang: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 163%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $759 in Jhang. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Jhang, especially for central apartments: a one-bedroom in the center costs $137 there versus $1,078 in Ubud, Bali.

Monthly expenses with rent come to $1,331 in Ubud, Bali and $506 in Jhang. That makes Jhang about 62% cheaper.

Public transport costs about 15% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Jhang, where all-in costs run around $506, than in Ubud, Bali at $1,331. In Jhang it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Jhang – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.