Cost of Living Comparison Between Ubud, Bali and Jhang Cost of Living Comparison Between Ubud, Bali and Jhang

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $504 in Jhang, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $745 in Jhang, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $987 in Jhang, rent included.

Ubud, Bali costs about 171% more than Jhang, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Jhang is 63% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$2.56 PKR 710

34.37%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.2K

$14.39 PKR 3,984

152.33%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$5.74 PKR 1,589

-0.52%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.62 PKR 1,004

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.52 PKR 1,528

Cappuccino

$2.67 Rp 47.4K

$2.67 PKR 740

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.43 PKR 118

306.98%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.26 PKR 72.1

234.62%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

Milk (1 liter)

$1.62 Rp 28.7K

$0.88 PKR 243

84.09%

White Bread (500g)

$2.33 Rp 41.3K

$0.67 PKR 186

247.76%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.16 PKR 322

-4.31%

Eggs

$2.20 Rp 39.0K

$1.16 PKR 321

89.66%

Local Cheese (1kg)

$17.69 Rp 313.9K

$6.42 PKR 1,779

175.55%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$2.52 PKR 697

62.70%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$4.83 PKR 1,339

152.17%

Apples (1kg)

$3.71 Rp 65.8K

$1.19 PKR 328

211.76%

Banana (1kg)

$1.59 Rp 28.2K

$0.69 PKR 190

130.43%

Oranges (1kg)

$2.28 Rp 40.5K

$0.90 PKR 248

153.33%

Tomato (1kg)

$1.95 Rp 34.7K

$0.66 PKR 182

195.45%

Potato (1kg)

$1.91 Rp 33.8K

$0.28 PKR 76.5

582.14%

Onion (1kg)

$2.33 Rp 41.4K

$0.33 PKR 90.2

606.06%

Lettuce (1 head)

$1.01 Rp 17.9K

$0.46 PKR 128

119.57%

Water (1.5 liter bottle)

$0.55 Rp 9,791

$0.34 PKR 93.2

61.76%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.11 PKR 308

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.61 PKR 170

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.71 PKR 474

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$2.11 PKR 585

5.69%

Wine (Bottle)

$23.07 Rp 409.3K

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

One-way Ticket (Public Transport)

$0.27 Rp 4,823

$0.18 PKR 50.5

50.00%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

$9.27 PKR 2,568

-3.13%

Taxi Start (Normal Tariff)

$0.48 Rp 8,582

$0.87 PKR 240

-44.83%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,693

$0.74 PKR 204

-41.89%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$1.77 PKR 490

218.64%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.32 PKR 364

-39.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.5M

$18.2K PKR 5.0M

36.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.6M

$26.8K PKR 7.4M

18.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$129 PKR 35.6K

-36.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$5.11 PKR 1,416

27.01%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.0K

$16.53 PKR 4,580

13.55%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$16.25 PKR 4,502

249.97%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.3K

Cinema Ticket

$4.54 Rp 80.5K

$4.21 PKR 1,167

7.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$45.40 PKR 12.6K

958.74%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$1,938 PKR 536.7K

194.74%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.5K

$17.42 PKR 4,826

161.31%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.6K

$26.94 PKR 7,462

33.18%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$73.8 PKR 20.4K

8.93%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$31.40 PKR 8,698

150.54%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$131 PKR 36.2K

753.85%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$66.8 PKR 18.5K

943.76%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$278 PKR 77.1K

1206.78%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$127 PKR 35.3K

1263.39%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$943 PKR 261.2K

195.26%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$494 PKR 136.9K

363.28%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

14.28

-3.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Jhang: September 13, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $131 in Jhang. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $14.00 in Jhang. Monthly groceries follow the same trend: $295 vs $95.0 – making Jhang the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Jhang: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 171%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $756 in Jhang. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Jhang, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $504 in Jhang. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 3% less in Jhang. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Jhang, where all-in costs run around $504, than in Ubud, Bali at $1,368. In Jhang it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Jhang – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Jhang. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.