Cost of Living Comparison Between Ubud, Bali and Jhang Cost of Living Comparison Between Ubud, Bali and Jhang

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $373 in Jhang, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $585 in Jhang, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $797 in Jhang, rent included.

Ubud, Bali costs about 273% more than Jhang, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Jhang is 72% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$1.81 PKR 503

97.24%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$14.17 PKR 3,934

128.09%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$3.46 PKR 959

44.80%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.81 PKR 780

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.63 PKR 1,007

Cappuccino

$2.82 Rp 51.0K

$2.29 PKR 636

23.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.32 PKR 89.9

321.88%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.23 PKR 64.0

217.39%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

Milk (1 liter)

$1.78 Rp 32.1K

$0.57 PKR 160

212.28%

White Bread (500g)

$2.45 Rp 44.2K

$0.61 PKR 168

301.64%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.22 PKR 339

-5.74%

Eggs

$2.41 Rp 43.6K

$1.08 PKR 300

123.15%

Local Cheese (1kg)

$14.33 Rp 258.7K

$5.95 PKR 1,650

140.84%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$2.97 PKR 824

41.08%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$4.50 PKR 1,248

168.00%

Apples (1kg)

$3.64 Rp 65.7K

$1.06 PKR 293

243.40%

Banana (1kg)

$1.57 Rp 28.3K

$0.64 PKR 178

145.31%

Oranges (1kg)

$2.79 Rp 50.3K

$0.56 PKR 157

398.21%

Tomato (1kg)

$2.24 Rp 40.5K

$0.48 PKR 134

366.67%

Potato (1kg)

$1.98 Rp 35.7K

$0.36 PKR 99.0

450.00%

Onion (1kg)

$2.28 Rp 41.1K

$0.49 PKR 136

365.31%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.44 PKR 123

138.64%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.36 PKR 100

119.44%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.06 PKR 294

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.51 PKR 140

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.10 PKR 306

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$0.78 PKR 217

308.97%

Wine (Bottle)

$23.49 Rp 424.1K

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.21 PKR 56.9

28.57%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$7.13 PKR 1,978

17.39%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$0.69 PKR 192

-34.78%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.53 PKR 147

-13.21%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$1.80 PKR 499

237.22%

Gasoline (1 liter)

$0.86 Rp 15.6K

$0.84 PKR 233

2.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$18.0K PKR 5.0M

48.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$23.3K PKR 6.5M

39.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$71.2 PKR 19.7K

11.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$3.87 PKR 1,073

5.68%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$10.76 PKR 2,986

121.65%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$12.32 PKR 3,419

701.79%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$6.08 PKR 1,688

4.44%

Cinema Ticket

$4.01 Rp 72.3K

$3.60 PKR 999

11.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$16.18 PKR 4,490

1737.08%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$1,250 PKR 347.0K

428.05%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$14.94 PKR 4,147

257.63%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$21.55 PKR 5,982

76.84%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$71.3 PKR 19.8K

24.37%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$30.63 PKR 8,501

150.15%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$73.7 PKR 20.5K

1283.09%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$51.6 PKR 14.3K

1217.57%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$170 PKR 47.2K

1940.56%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$106 PKR 29.5K

1869.07%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$873 PKR 242.4K

212.47%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$485 PKR 134.5K

373.52%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$146 PKR 40.6K

11.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-26.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Jhang: July 27, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $73.7 in Jhang. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 12% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $14.00 in Jhang. Monthly groceries follow the same trend: $298 vs $89.0 – making Jhang the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Jhang: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 273%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $560 in Jhang. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Jhang, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,392 in Ubud, Bali and $373 in Jhang. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 17% less in Jhang. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Jhang, where all-in costs run around $373, than in Ubud, Bali at $1,392. In Jhang it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Jhang – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Jhang. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.