🙂A single person spends $370 per month in Jhang vs $1,404 in Ubud, Bali, rent included.
🙂A couple spends around $585 per month in Jhang vs $2,549 in Ubud, Bali, rent included.
🙂A family of three spends $801 per month in Jhang vs $3,694 in Ubud, Bali, rent included.
🙂Jhang is about 74% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.
📊Jhang sits 73% below the global median, while Ubud, Bali is 4% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Jhang
Ubud, Bali
Difference
Meal at Budget Restaurant
$1.82PKR 506
$3.57Rp 64.0K
-49.02%
Three-Course Dinner for Two, Mid-Range
$14.03PKR 3,902
$32.50Rp 582.3K
-56.83%
Fast Food Meal(McDonalds, etc)
$3.44PKR 956
$4.86Rp 87.1K
-29.22%
Local Non-Alcoholic Beer(0.5 liter draught)
$2.79PKR 775
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$3.80PKR 1,056
-
-
Cappuccino
$2.29PKR 636
$2.75Rp 49.2K
-16.73%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.33PKR 91.1
$1.32Rp 23.7K
-75.00%
Water(0.33 liter bottle)
$0.23PKR 64.2
$0.70Rp 12.6K
-67.14%
Local Beer(0.5 liter draught)
-
$2.91Rp 52.2K
-
Imported Beer(0.33 liter bottle)
-
$3.79Rp 68.0K
-
🛒 Groceries & Markets
Jhang
Ubud, Bali
Difference
Milk(1 liter)
$0.57PKR 159
$1.71Rp 30.6K
-66.67%
White Bread(500g)
$0.57PKR 159
$2.47Rp 44.3K
-76.92%
Rice(white)(1kg)
$1.17PKR 326
$1.20Rp 21.5K
-2.50%
Eggs
$1.04PKR 289
$2.44Rp 43.8K
-57.38%
Local Cheese(1kg)
$6.15PKR 1,710
$14.38Rp 257.7K
-57.23%
Chicken Fillets(1kg)
$3.05PKR 847
$4.31Rp 77.1K
-29.23%
Beef Round Steak(1kg)
$4.49PKR 1,247
$12.21Rp 218.7K
-63.23%
Apples(1kg)
$1.03PKR 285
$3.68Rp 66.0K
-72.01%
Banana(1kg)
$0.61PKR 168
$1.55Rp 27.8K
-60.65%
Oranges(1kg)
$0.58PKR 160
$2.79Rp 49.9K
-79.21%
Tomato(1kg)
$0.44PKR 123
$2.33Rp 41.8K
-81.12%
Potato(1kg)
$0.35PKR 98.6
$1.97Rp 35.3K
-82.23%
Onion(1kg)
$0.48PKR 134
$2.31Rp 41.4K
-79.22%
Lettuce(1 head)
$0.47PKR 131
$1.06Rp 19.1K
-55.66%
Water(1.5 liter bottle)
$0.36PKR 101
$0.73Rp 13.1K
-50.68%
Bottle of Non-Alcoholic Wine(Mid-Range)
$0.94PKR 262
-
-
Local Non-Alcoholic Beer(0.5 liter bottle)
$0.55PKR 153
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$1.06PKR 294
-
-
Cigarettes 20 Pack(Marlboro, Camel)
$0.80PKR 222
$3.28Rp 58.8K
-75.61%
Wine(Bottle)
-
$22.79Rp 408.4K
-
Local Beer(0.5 liter bottle)
-
$2.81Rp 50.3K
-
Imported Beer(0.33 liter bottle)
-
$2.78Rp 49.9K
-
🚌 Getting Around
Jhang
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.19PKR 53.1
$0.29Rp 5,217
-34.48%
Public Transport Monthly Pass(Regular Price)
$7.11PKR 1,977
$8.06Rp 144.4K
-11.79%
Taxi Start(Normal Tariff)
$0.69PKR 190
$0.45Rp 8,047
53.33%
Taxi(Normal Tariff)(1km)
$0.50PKR 138
$0.45Rp 8,094
11.11%
Taxi 1hour Waiting(Normal Tariff)
$1.75PKR 487
$6.24Rp 111.7K
-71.96%
Gasoline(1 liter)
$0.90PKR 250
$0.85Rp 15.2K
5.88%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$17.5KPKR 4.9M
$26.0KRp 465.4M
-32.82%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.7KPKR 6.3M
$31.7KRp 567.2M
-28.32%
🧾 Monthly Utilities & Internet
Jhang
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$70.1PKR 19.5K
$80.8Rp 1.4M
-13.16%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$3.90PKR 1,084
$4.06Rp 72.7K
-3.94%
Internet(50+ Mbps, Unlimited Data)
$10.75PKR 2,989
$24.42Rp 437.6K
-55.98%
🎉 Sport & Entertainment
Jhang
Ubud, Bali
Difference
Gym Membership(Monthly)
$12.30PKR 3,419
$97.7Rp 1.7M
-87.41%
Tennis Court(1 Hour on Weekend)
$6.10PKR 1,695
$6.45Rp 115.5K
-5.43%
Cinema Ticket
$3.51PKR 975
$4.04Rp 72.4K
-13.12%
🧸 Childcare & Education
Jhang
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$15.86PKR 4,408
$304Rp 5.4M
-94.78%
International Primary School, 1 Child(Yearly)
$1,214PKR 337.4K
$6,621Rp 118.6M
-81.67%
👕👟 Clothing & Footwear
Jhang
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$15.18PKR 4,222
$54.2Rp 971.7K
-72.01%
Summer Dress(H&M, Zara, etc)
$20.95PKR 5,826
$38.78Rp 694.7K
-45.98%
Sport Shoes(Adidas, Nike)
$72.6PKR 20.2K
$86.1Rp 1.5M
-15.67%
Men's Leather Business Shoes
$29.91PKR 8,315
$76.7Rp 1.4M
-60.99%
🏠 Accommodation & Living
Jhang
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$75.4PKR 21.0K
$986Rp 17.7M
-92.35%
1-bedroom Apartment, Outside City Center(Monthly)
$51.3PKR 14.3K
$658Rp 11.8M
-92.21%
3-bedroom Apartment, City Center(Monthly)
$169PKR 46.9K
$3,369Rp 60.4M
-94.99%
3-bedroom Apartment, Outside City Center(Monthly)
$108PKR 30.0K
$2,066Rp 37.0M
-94.78%
Buy Apartment in City Center(m2)
$891PKR 247.6K
$2,741Rp 49.1M
-67.51%
Buy Apartment Outside City Center(m2)
$492PKR 136.8K
$2,228Rp 39.9M
-77.92%
💵 Salaries & Financials
Jhang
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$143PKR 39.7K
$163Rp 2.9M
-12.60%
20-Year Fixed Mortgage Interest Rate(Annual %)
18
13.28
35.54%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Jhang: June 7, 2026
Last update for Ubud, Bali: June 9, 2026
Cost Breakdown
🏠A central one-bedroom costs $75.4 in Jhang versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 14% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $14.00 in Jhang versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $89.0 vs $297 – making Jhang the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Jhang vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Jhang?
Yes – Ubud, Bali is pricier by about 280%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $554 per month in Jhang and $2,106 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Jhang, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Jhang vs Ubud, Bali?
Monthly expenses with rent come to $370 in Jhang and $1,404 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 13% less in Jhang. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for Jhang or Ubud, Bali?
A $1,500 monthly budget goes further in Jhang, where all-in costs run around $370, than in Ubud, Bali at $1,404. In Jhang it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Jhang or Ubud, Bali more family-friendly?
Families tend to lean toward Jhang – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Jhang or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Jhang. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.