Last update: Nov 2026

Cost of Living Comparison Between Jhang and Ubud, Bali

For one person, living is cheaper in Jhang: $506 a month against $1,331 in Ubud, Bali, rent and utilities included – about $9,900 less a year. Rent and utilities account for most of the difference.

24

Cost of Living Index in Jhang
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Jhang Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Jhang

🇵🇰 Pakistan

$506

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Jhang and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Jhang and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $506 per month in Jhang vs $1,331 in Ubud, Bali, rent included.

Jhang $506
Ubud, Bali $1,331

A couple spends around $762 per month in Jhang vs $2,255 in Ubud, Bali, rent included.

Jhang $762
Ubud, Bali $2,255

A family of three spends $1,017 per month in Jhang vs $3,180 in Ubud, Bali, rent included.

Jhang $1,017
Ubud, Bali $3,180

Jhang is about 62% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both Jhang and Ubud, Bali are more affordable than the global median – Jhang 63% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$2.47 PKR 683

$3.38 Rp 61.3K

-26.92%

Three-Course Dinner for Two, Mid-Range

$14.51 PKR 4,013

$34.65 Rp 629.1K

-58.12%

Fast Food Meal (McDonalds, etc)

$5.88 PKR 1,625

$5.57 Rp 101.2K

5.57%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.67 PKR 1,015

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.56 PKR 1,537

Cappuccino

$2.63 PKR 729

$2.62 Rp 47.6K

0.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 PKR 111

$1.54 Rp 27.9K

-74.03%

Water (0.33 liter bottle)

$0.24 PKR 66.0

$0.64 Rp 11.6K

-62.50%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

Milk (1 liter)

$0.95 PKR 264

$1.46 Rp 26.5K

-34.93%

White Bread (500g)

$0.75 PKR 207

$2.29 Rp 41.6K

-67.25%

Rice (white) (1kg)

$1.23 PKR 340

$1.11 Rp 20.1K

10.81%

Eggs

$1.18 PKR 327

$2.10 Rp 38.1K

-43.81%

Local Cheese (1kg)

$6.14 PKR 1,698

$15.94 Rp 289.4K

-61.48%

Chicken Fillets (1kg)

$2.56 PKR 707

$3.88 Rp 70.5K

-34.02%

Beef Round Steak (1kg)

$4.92 PKR 1,362

$11.40 Rp 207.0K

-56.84%

Apples (1kg)

$1.18 PKR 327

$3.55 Rp 64.5K

-66.76%

Banana (1kg)

$0.70 PKR 194

$1.54 Rp 27.9K

-54.55%

Oranges (1kg)

$0.90 PKR 249

$2.23 Rp 40.5K

-59.64%

Tomato (1kg)

$0.59 PKR 164

$1.97 Rp 35.8K

-70.05%

Potato (1kg)

$0.29 PKR 78.9

$1.86 Rp 33.7K

-84.41%

Onion (1kg)

$0.38 PKR 106

$2.42 Rp 43.9K

-84.30%

Lettuce (1 head)

$0.47 PKR 131

$1.02 Rp 18.6K

-53.92%

Water (1.5 liter bottle)

$0.35 PKR 96.8

$0.52 Rp 9,483

-32.69%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.07 PKR 295

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.62 PKR 171

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.70 PKR 471

Cigarettes 20 Pack (Marlboro, Camel)

$2.12 PKR 588

$2.20 Rp 39.9K

-3.64%

Wine (Bottle)

$21.79 Rp 395.6K

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

One-way Ticket (Public Transport)

$0.16 PKR 43.82

$0.25 Rp 4,546

-36.00%

Public Transport Monthly Pass (Regular Price)

$9.63 PKR 2,665

$8.17 Rp 148.4K

17.87%

Taxi Start (Normal Tariff)

$0.92 PKR 256

$0.44 Rp 7,947

109.09%

Taxi (Normal Tariff) (1km)

$0.70 PKR 194

$0.47 Rp 8,496

48.94%

Taxi 1hour Waiting (Normal Tariff)

$1.85 PKR 512

$5.60 Rp 101.7K

-66.96%

Gasoline (1 liter)

$1.40 PKR 388

$0.83 Rp 15.0K

68.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.2K PKR 5.0M

$24.4K Rp 443.8M

-25.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.4K PKR 6.7M

$31.7K Rp 575.5M

-23.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 PKR 34.4K

$77.5 Rp 1.4M

60.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.63 PKR 1,559

$6.14 Rp 111.6K

-8.31%

Internet (50+ Mbps, Unlimited Data)

$16.19 PKR 4,478

$18.92 Rp 343.4K

-14.43%

Gym Membership (Monthly)

$14.74 PKR 4,079

$51.0 Rp 925.8K

-71.09%

Tennis Court (1 Hour on Weekend)

$8.31 PKR 2,300

$18.25 Rp 331.3K

-54.47%

Cinema Ticket

$4.28 PKR 1,184

$4.38 Rp 79.6K

-2.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$74.6 PKR 20.6K

$492 Rp 8.9M

-84.86%

International Primary School, 1 Child (Yearly)

$2,030 PKR 561.6K

$12.2K Rp 221.9M

-83.39%

Jeans (Levis 501 Or Similar)

$17.99 PKR 4,976

$45.16 Rp 819.9K

-60.16%

Summer Dress (H&M, Zara, etc)

$27.98 PKR 7,740

$34.89 Rp 633.4K

-19.81%

Sport Shoes (Adidas, Nike)

$72.3 PKR 20.0K

$78.3 Rp 1.4M

-7.67%

Men's Leather Business Shoes

$33.23 PKR 9,194

$77.9 Rp 1.4M

-57.33%

1-bedroom Apartment, City Center (Monthly)

$137 PKR 37.9K

$1,078 Rp 19.6M

-87.29%

1-bedroom Apartment, Outside City Center (Monthly)

$85.1 PKR 23.6K

$665 Rp 12.1M

-87.20%

3-bedroom Apartment, City Center (Monthly)

$266 PKR 73.5K

$3,510 Rp 63.7M

-92.43%

3-bedroom Apartment, Outside City Center (Monthly)

$181 PKR 50.1K

$1,671 Rp 30.3M

-89.15%

Buy Apartment in City Center (m2)

$833 PKR 230.4K

$2,340 Rp 42.5M

-64.41%

Buy Apartment Outside City Center (m2)

$509 PKR 140.8K

$2,236 Rp 40.6M

-77.24%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

14.05

13.78

1.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jhang: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Jhang

$146 28.9%

Ubud, Bali

$103 7.7% 29.8% $44

Groceries & Markets

Jhang

$97 19.2%

Ubud, Bali

$279 21% 188% $182

Accommodation & Living

Jhang

$85 16.8%

Ubud, Bali

$665 50% 681% $580

Eating Out

Jhang

$72 14.1%

Ubud, Bali

$106 8% 47.8% $34

Clothing & Footwear

Jhang

$68 13.5%

Ubud, Bali

$106 8% 55.9% $38

Sport & Entertainment

Jhang

$23 4.6%

Ubud, Bali

$60 4.5% 157% $36

Getting Around

Jhang

$15 2.9%

Ubud, Bali

$12 0.9% 18.7% $2.8

Cost Breakdown

A central one-bedroom costs $137 in Jhang versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $15 in Jhang versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $97 vs $279 – making Jhang the more affordable choice for daily food spending.

Good to know

🇵🇰 Jhang

🇮🇩 Ubud, Bali

🕒 Local time

03:30 3:30 AM

06:30 6:30 AM

3 h ahead of Jhang

🌤 Weather

👥 Population

414,131

74,800

💱 Currency

Pakistani Rupee PKR ₨

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

Exchange rates and currency converter

IDR, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of November 4, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Jhang Ubud, Bali 6,360 km ≈ 8 h nonstop flight

From you

Jhang
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jhang vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 163%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $759 per month in Jhang and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Jhang, especially for central apartments: a one-bedroom in the center costs $137 there versus $1,078 in Ubud, Bali.

Monthly expenses with rent come to $506 in Jhang and $1,331 in Ubud, Bali. That makes Jhang about 62% cheaper.

Public transport costs about 15% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Jhang, where all-in costs run around $506, than in Ubud, Bali at $1,331. In Jhang it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Jhang – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.