🙂A single person spends $373 per month in Jhang vs $1,392 in Ubud, Bali, rent included.
🙂A couple spends around $585 per month in Jhang vs $2,557 in Ubud, Bali, rent included.
🙂A family of three spends $797 per month in Jhang vs $3,723 in Ubud, Bali, rent included.
🙂Jhang is about 73% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.
📊Jhang sits 72% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Jhang
Ubud, Bali
Difference
Meal at Budget Restaurant
$1.81PKR 503
$3.57Rp 64.5K
-49.30%
Three-Course Dinner for Two, Mid-Range
$14.17PKR 3,934
$32.32Rp 583.4K
-56.16%
Fast Food Meal(McDonalds, etc)
$3.46PKR 959
$5.01Rp 90.4K
-30.94%
Local Non-Alcoholic Beer(0.5 liter draught)
$2.81PKR 780
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$3.63PKR 1,007
-
-
Cappuccino
$2.29PKR 636
$2.82Rp 51.0K
-18.79%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.32PKR 89.9
$1.35Rp 24.4K
-76.30%
Water(0.33 liter bottle)
$0.23PKR 64.0
$0.73Rp 13.2K
-68.49%
Local Beer(0.5 liter draught)
-
$2.93Rp 53.0K
-
Imported Beer(0.33 liter bottle)
-
$3.94Rp 71.1K
-
🛒 Groceries & Markets
Jhang
Ubud, Bali
Difference
Milk(1 liter)
$0.57PKR 160
$1.78Rp 32.1K
-67.98%
White Bread(500g)
$0.61PKR 168
$2.45Rp 44.2K
-75.10%
Rice(white)(1kg)
$1.22PKR 339
$1.15Rp 20.7K
6.09%
Eggs
$1.08PKR 300
$2.41Rp 43.6K
-55.19%
Local Cheese(1kg)
$5.95PKR 1,650
$14.33Rp 258.7K
-58.48%
Chicken Fillets(1kg)
$2.97PKR 824
$4.19Rp 75.6K
-29.12%
Beef Round Steak(1kg)
$4.50PKR 1,248
$12.06Rp 217.7K
-62.69%
Apples(1kg)
$1.06PKR 293
$3.64Rp 65.7K
-70.88%
Banana(1kg)
$0.64PKR 178
$1.57Rp 28.3K
-59.24%
Oranges(1kg)
$0.56PKR 157
$2.79Rp 50.3K
-79.93%
Tomato(1kg)
$0.48PKR 134
$2.24Rp 40.5K
-78.57%
Potato(1kg)
$0.36PKR 99.0
$1.98Rp 35.7K
-81.82%
Onion(1kg)
$0.49PKR 136
$2.28Rp 41.1K
-78.51%
Lettuce(1 head)
$0.44PKR 123
$1.05Rp 19.0K
-58.10%
Water(1.5 liter bottle)
$0.36PKR 100
$0.79Rp 14.2K
-54.43%
Bottle of Non-Alcoholic Wine(Mid-Range)
$1.06PKR 294
-
-
Local Non-Alcoholic Beer(0.5 liter bottle)
$0.51PKR 140
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$1.10PKR 306
-
-
Cigarettes 20 Pack(Marlboro, Camel)
$0.78PKR 217
$3.19Rp 57.6K
-75.55%
Wine(Bottle)
-
$23.49Rp 424.1K
-
Local Beer(0.5 liter bottle)
-
$2.90Rp 52.3K
-
Imported Beer(0.33 liter bottle)
-
$2.76Rp 49.7K
-
🚌 Getting Around
Jhang
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.21PKR 56.9
$0.27Rp 4,813
-22.22%
Public Transport Monthly Pass(Regular Price)
$7.13PKR 1,978
$8.37Rp 151.1K
-14.81%
Taxi Start(Normal Tariff)
$0.69PKR 192
$0.45Rp 8,167
53.33%
Taxi(Normal Tariff)(1km)
$0.53PKR 147
$0.46Rp 8,298
15.22%
Taxi 1hour Waiting(Normal Tariff)
$1.80PKR 499
$6.07Rp 109.6K
-70.35%
Gasoline(1 liter)
$0.84PKR 233
$0.86Rp 15.6K
-2.33%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.0KPKR 5.0M
$26.6KRp 480.0M
-32.48%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.3KPKR 6.5M
$32.5KRp 587.6M
-28.38%
🧾 Monthly Utilities & Internet
Jhang
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$71.2PKR 19.7K
$79.0Rp 1.4M
-9.96%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$3.87PKR 1,073
$4.09Rp 73.9K
-5.38%
Internet(50+ Mbps, Unlimited Data)
$10.76PKR 2,986
$23.85Rp 430.5K
-54.88%
🎉 Sport & Entertainment
Jhang
Ubud, Bali
Difference
Gym Membership(Monthly)
$12.32PKR 3,419
$98.8Rp 1.8M
-87.53%
Tennis Court(1 Hour on Weekend)
$6.08PKR 1,688
$6.35Rp 114.7K
-4.25%
Cinema Ticket
$3.60PKR 999
$4.01Rp 72.3K
-10.22%
🧸 Childcare & Education
Jhang
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$16.18PKR 4,490
$297Rp 5.4M
-94.56%
International Primary School, 1 Child(Yearly)
$1,250PKR 347.0K
$6,602Rp 119.2M
-81.06%
👕👟 Clothing & Footwear
Jhang
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$14.94PKR 4,147
$53.4Rp 964.5K
-72.04%
Summer Dress(H&M, Zara, etc)
$21.55PKR 5,982
$38.11Rp 688.1K
-43.45%
Sport Shoes(Adidas, Nike)
$71.3PKR 19.8K
$88.7Rp 1.6M
-19.59%
Men's Leather Business Shoes
$30.63PKR 8,501
$76.6Rp 1.4M
-60.02%
🏠 Accommodation & Living
Jhang
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$73.7PKR 20.5K
$1,020Rp 18.4M
-92.77%
1-bedroom Apartment, Outside City Center(Monthly)
$51.6PKR 14.3K
$680Rp 12.3M
-92.41%
3-bedroom Apartment, City Center(Monthly)
$170PKR 47.2K
$3,469Rp 62.6M
-95.10%
3-bedroom Apartment, Outside City Center(Monthly)
$106PKR 29.5K
$2,090Rp 37.7M
-94.92%
Buy Apartment in City Center(m2)
$873PKR 242.4K
$2,729Rp 49.3M
-68.00%
Buy Apartment Outside City Center(m2)
$485PKR 134.5K
$2,295Rp 41.4M
-78.88%
💵 Salaries & Financials
Jhang
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$146PKR 40.6K
$164Rp 3.0M
-10.55%
20-Year Fixed Mortgage Interest Rate(Annual %)
18
13.28
35.54%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Jhang: July 27, 2026
Last update for Ubud, Bali: July 28, 2026
Cost Breakdown
🏠A central one-bedroom costs $73.7 in Jhang versus $1,020 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 12% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $14.00 in Jhang versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $89.0 vs $298 – making Jhang the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Jhang vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Jhang?
Yes – Ubud, Bali is pricier by about 273%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $560 per month in Jhang and $2,088 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Jhang, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Jhang and in Ubud, Bali?
Monthly expenses with rent come to $373 in Jhang and $1,392 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 17% less in Jhang. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for living in Jhang or in Ubud, Bali?
A $1,500 monthly budget goes further in Jhang, where all-in costs run around $373, than in Ubud, Bali at $1,392. In Jhang it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Jhang or Ubud, Bali more family-friendly?
Families tend to lean toward Jhang – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Jhang or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Jhang. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.