Cost of Living Comparison Between Jhang and Ubud, Bali Cost of Living Comparison Between Jhang and Ubud, Bali

Monthly Cost of Living

A single person spends $504 per month in Jhang vs $1,368 in Ubud, Bali, rent included.

A couple spends around $745 per month in Jhang vs $2,348 in Ubud, Bali, rent included.

A family of three spends $987 per month in Jhang vs $3,327 in Ubud, Bali, rent included.

Jhang is about 63% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Jhang sits 63% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Jhang
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.56 PKR 710
$3.44 Rp 61.0K
-25.58%
Three-Course Dinner for Two, Mid-Range
$14.39 PKR 3,984
$36.31 Rp 644.2K
-60.37%
Fast Food Meal (McDonalds, etc)
$5.74 PKR 1,589
$5.71 Rp 101.2K
0.53%
Local Non-Alcoholic Beer (0.5 liter draught)
$3.62 PKR 1,004
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$5.52 PKR 1,528
-
-
Cappuccino
$2.67 PKR 740
$2.67 Rp 47.4K
-
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.43 PKR 118
$1.75 Rp 31.0K
-75.43%
Water (0.33 liter bottle)
$0.26 PKR 72.1
$0.87 Rp 15.5K
-70.11%
Local Beer (0.5 liter draught)
-
$2.95 Rp 52.4K
-
Imported Beer (0.33 liter bottle)
-
$4.52 Rp 80.2K
-
🛒 Groceries & Markets
Jhang
Ubud, Bali
Difference
Milk (1 liter)
$0.88 PKR 243
$1.62 Rp 28.7K
-45.68%
White Bread (500g)
$0.67 PKR 186
$2.33 Rp 41.3K
-71.24%
Rice (white) (1kg)
$1.16 PKR 322
$1.11 Rp 19.6K
4.50%
Eggs
$1.16 PKR 321
$2.20 Rp 39.0K
-47.27%
Local Cheese (1kg)
$6.42 PKR 1,779
$17.69 Rp 313.9K
-63.71%
Chicken Fillets (1kg)
$2.52 PKR 697
$4.10 Rp 72.7K
-38.54%
Beef Round Steak (1kg)
$4.83 PKR 1,339
$12.18 Rp 216.0K
-60.34%
Apples (1kg)
$1.19 PKR 328
$3.71 Rp 65.8K
-67.92%
Banana (1kg)
$0.69 PKR 190
$1.59 Rp 28.2K
-56.60%
Oranges (1kg)
$0.90 PKR 248
$2.28 Rp 40.5K
-60.53%
Tomato (1kg)
$0.66 PKR 182
$1.95 Rp 34.7K
-66.15%
Potato (1kg)
$0.28 PKR 76.5
$1.91 Rp 33.8K
-85.34%
Onion (1kg)
$0.33 PKR 90.2
$2.33 Rp 41.4K
-85.84%
Lettuce (1 head)
$0.46 PKR 128
$1.01 Rp 17.9K
-54.46%
Water (1.5 liter bottle)
$0.34 PKR 93.2
$0.55 Rp 9,791
-38.18%
Bottle of Non-Alcoholic Wine (Mid-Range)
$1.11 PKR 308
-
-
Local Non-Alcoholic Beer (0.5 liter bottle)
$0.61 PKR 170
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$1.71 PKR 474
-
-
Cigarettes 20 Pack (Marlboro, Camel)
$2.11 PKR 585
$2.23 Rp 39.6K
-5.38%
Wine (Bottle)
-
$23.07 Rp 409.3K
-
Local Beer (0.5 liter bottle)
-
$2.42 Rp 42.9K
-
Imported Beer (0.33 liter bottle)
-
$3.00 Rp 53.2K
-
🚌 Getting Around
Jhang
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.18 PKR 50.5
$0.27 Rp 4,823
-33.33%
Public Transport Monthly Pass (Regular Price)
$9.27 PKR 2,568
$8.98 Rp 159.4K
3.23%
Taxi Start (Normal Tariff)
$0.87 PKR 240
$0.48 Rp 8,582
81.25%
Taxi (Normal Tariff) (1km)
$0.74 PKR 204
$0.43 Rp 7,693
72.09%
Taxi 1hour Waiting (Normal Tariff)
$1.77 PKR 490
$5.64 Rp 100.1K
-68.62%
Gasoline (1 liter)
$1.32 PKR 364
$0.80 Rp 14.3K
65.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.2K PKR 5.0M
$24.9K Rp 442.5M
-26.99%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.8K PKR 7.4M
$31.7K Rp 562.6M
-15.35%
🧾 Monthly Utilities & Internet
Jhang
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$129 PKR 35.6K
$81.5 Rp 1.4M
57.82%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.11 PKR 1,416
$6.49 Rp 115.2K
-21.26%
Internet (50+ Mbps, Unlimited Data)
$16.53 PKR 4,580
$18.77 Rp 333.0K
-11.93%
🎉 Sport & Entertainment
Jhang
Ubud, Bali
Difference
Gym Membership (Monthly)
$16.25 PKR 4,502
$56.9 Rp 1.0M
-71.43%
Tennis Court (1 Hour on Weekend)
-
$18.73 Rp 332.3K
-
Cinema Ticket
$4.21 PKR 1,167
$4.54 Rp 80.5K
-7.27%
🧸 Childcare & Education
Jhang
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$45.40 PKR 12.6K
$481 Rp 8.5M
-90.55%
International Primary School, 1 Child (Yearly)
$1,938 PKR 536.7K
$5,711 Rp 101.3M
-66.07%
👕👟 Clothing & Footwear
Jhang
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$17.42 PKR 4,826
$45.52 Rp 807.5K
-61.73%
Summer Dress (H&M, Zara, etc)
$26.94 PKR 7,462
$35.88 Rp 636.6K
-24.92%
Sport Shoes (Adidas, Nike)
$73.8 PKR 20.4K
$80.4 Rp 1.4M
-8.20%
Men's Leather Business Shoes
$31.40 PKR 8,698
$78.7 Rp 1.4M
-60.09%
🏠 Accommodation & Living
Jhang
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$131 PKR 36.2K
$1,115 Rp 19.8M
-88.29%
1-bedroom Apartment, Outside City Center (Monthly)
$66.8 PKR 18.5K
$698 Rp 12.4M
-90.42%
3-bedroom Apartment, City Center (Monthly)
$278 PKR 77.1K
$3,637 Rp 64.5M
-92.35%
3-bedroom Apartment, Outside City Center (Monthly)
$127 PKR 35.3K
$1,737 Rp 30.8M
-92.67%
Buy Apartment in City Center (m2)
$943 PKR 261.2K
$2,784 Rp 49.4M
-66.13%
Buy Apartment Outside City Center (m2)
$494 PKR 136.9K
$2,290 Rp 40.6M
-78.41%
💵 Salaries & Financials
Jhang
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$168 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
14.28
13.78
3.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jhang: September 13, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A central one-bedroom costs $131 in Jhang versus $1,115 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $14.00 in Jhang versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $95.0 vs $295 – making Jhang the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Jhang vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Jhang?
Yes – Ubud, Bali is pricier by about 171%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $756 per month in Jhang and $2,052 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Jhang, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Jhang and in Ubud, Bali?
Monthly expenses with rent come to $504 in Jhang and $1,368 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 3% less in Jhang. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for living in Jhang or in Ubud, Bali?
A $1,500 monthly budget goes further in Jhang, where all-in costs run around $504, than in Ubud, Bali at $1,368. In Jhang it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Jhang or Ubud, Bali more family-friendly?
Families tend to lean toward Jhang – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Jhang or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Jhang. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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