Cost of Living Comparison Between Jhang and Ubud, Bali Cost of Living Comparison Between Jhang and Ubud, Bali

Monthly Cost of Living

A single person spends $373 per month in Jhang vs $1,392 in Ubud, Bali, rent included.

A couple spends around $585 per month in Jhang vs $2,557 in Ubud, Bali, rent included.

A family of three spends $797 per month in Jhang vs $3,723 in Ubud, Bali, rent included.

Jhang is about 73% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Jhang sits 72% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Jhang
Ubud, Bali
Difference
Meal at Budget Restaurant
$1.81 PKR 503
$3.57 Rp 64.5K
-49.30%
Three-Course Dinner for Two, Mid-Range
$14.17 PKR 3,934
$32.32 Rp 583.4K
-56.16%
Fast Food Meal (McDonalds, etc)
$3.46 PKR 959
$5.01 Rp 90.4K
-30.94%
Local Non-Alcoholic Beer (0.5 liter draught)
$2.81 PKR 780
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$3.63 PKR 1,007
-
-
Cappuccino
$2.29 PKR 636
$2.82 Rp 51.0K
-18.79%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.32 PKR 89.9
$1.35 Rp 24.4K
-76.30%
Water (0.33 liter bottle)
$0.23 PKR 64.0
$0.73 Rp 13.2K
-68.49%
Local Beer (0.5 liter draught)
-
$2.93 Rp 53.0K
-
Imported Beer (0.33 liter bottle)
-
$3.94 Rp 71.1K
-
🛒 Groceries & Markets
Jhang
Ubud, Bali
Difference
Milk (1 liter)
$0.57 PKR 160
$1.78 Rp 32.1K
-67.98%
White Bread (500g)
$0.61 PKR 168
$2.45 Rp 44.2K
-75.10%
Rice (white) (1kg)
$1.22 PKR 339
$1.15 Rp 20.7K
6.09%
Eggs
$1.08 PKR 300
$2.41 Rp 43.6K
-55.19%
Local Cheese (1kg)
$5.95 PKR 1,650
$14.33 Rp 258.7K
-58.48%
Chicken Fillets (1kg)
$2.97 PKR 824
$4.19 Rp 75.6K
-29.12%
Beef Round Steak (1kg)
$4.50 PKR 1,248
$12.06 Rp 217.7K
-62.69%
Apples (1kg)
$1.06 PKR 293
$3.64 Rp 65.7K
-70.88%
Banana (1kg)
$0.64 PKR 178
$1.57 Rp 28.3K
-59.24%
Oranges (1kg)
$0.56 PKR 157
$2.79 Rp 50.3K
-79.93%
Tomato (1kg)
$0.48 PKR 134
$2.24 Rp 40.5K
-78.57%
Potato (1kg)
$0.36 PKR 99.0
$1.98 Rp 35.7K
-81.82%
Onion (1kg)
$0.49 PKR 136
$2.28 Rp 41.1K
-78.51%
Lettuce (1 head)
$0.44 PKR 123
$1.05 Rp 19.0K
-58.10%
Water (1.5 liter bottle)
$0.36 PKR 100
$0.79 Rp 14.2K
-54.43%
Bottle of Non-Alcoholic Wine (Mid-Range)
$1.06 PKR 294
-
-
Local Non-Alcoholic Beer (0.5 liter bottle)
$0.51 PKR 140
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$1.10 PKR 306
-
-
Cigarettes 20 Pack (Marlboro, Camel)
$0.78 PKR 217
$3.19 Rp 57.6K
-75.55%
Wine (Bottle)
-
$23.49 Rp 424.1K
-
Local Beer (0.5 liter bottle)
-
$2.90 Rp 52.3K
-
Imported Beer (0.33 liter bottle)
-
$2.76 Rp 49.7K
-
🚌 Getting Around
Jhang
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.21 PKR 56.9
$0.27 Rp 4,813
-22.22%
Public Transport Monthly Pass (Regular Price)
$7.13 PKR 1,978
$8.37 Rp 151.1K
-14.81%
Taxi Start (Normal Tariff)
$0.69 PKR 192
$0.45 Rp 8,167
53.33%
Taxi (Normal Tariff) (1km)
$0.53 PKR 147
$0.46 Rp 8,298
15.22%
Taxi 1hour Waiting (Normal Tariff)
$1.80 PKR 499
$6.07 Rp 109.6K
-70.35%
Gasoline (1 liter)
$0.84 PKR 233
$0.86 Rp 15.6K
-2.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.0K PKR 5.0M
$26.6K Rp 480.0M
-32.48%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.3K PKR 6.5M
$32.5K Rp 587.6M
-28.38%
🧾 Monthly Utilities & Internet
Jhang
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$71.2 PKR 19.7K
$79.0 Rp 1.4M
-9.96%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.87 PKR 1,073
$4.09 Rp 73.9K
-5.38%
Internet (50+ Mbps, Unlimited Data)
$10.76 PKR 2,986
$23.85 Rp 430.5K
-54.88%
🎉 Sport & Entertainment
Jhang
Ubud, Bali
Difference
Gym Membership (Monthly)
$12.32 PKR 3,419
$98.8 Rp 1.8M
-87.53%
Tennis Court (1 Hour on Weekend)
$6.08 PKR 1,688
$6.35 Rp 114.7K
-4.25%
Cinema Ticket
$3.60 PKR 999
$4.01 Rp 72.3K
-10.22%
🧸 Childcare & Education
Jhang
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$16.18 PKR 4,490
$297 Rp 5.4M
-94.56%
International Primary School, 1 Child (Yearly)
$1,250 PKR 347.0K
$6,602 Rp 119.2M
-81.06%
👕👟 Clothing & Footwear
Jhang
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$14.94 PKR 4,147
$53.4 Rp 964.5K
-72.04%
Summer Dress (H&M, Zara, etc)
$21.55 PKR 5,982
$38.11 Rp 688.1K
-43.45%
Sport Shoes (Adidas, Nike)
$71.3 PKR 19.8K
$88.7 Rp 1.6M
-19.59%
Men's Leather Business Shoes
$30.63 PKR 8,501
$76.6 Rp 1.4M
-60.02%
🏠 Accommodation & Living
Jhang
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$73.7 PKR 20.5K
$1,020 Rp 18.4M
-92.77%
1-bedroom Apartment, Outside City Center (Monthly)
$51.6 PKR 14.3K
$680 Rp 12.3M
-92.41%
3-bedroom Apartment, City Center (Monthly)
$170 PKR 47.2K
$3,469 Rp 62.6M
-95.10%
3-bedroom Apartment, Outside City Center (Monthly)
$106 PKR 29.5K
$2,090 Rp 37.7M
-94.92%
Buy Apartment in City Center (m2)
$873 PKR 242.4K
$2,729 Rp 49.3M
-68.00%
Buy Apartment Outside City Center (m2)
$485 PKR 134.5K
$2,295 Rp 41.4M
-78.88%
💵 Salaries & Financials
Jhang
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$146 PKR 40.6K
$164 Rp 3.0M
-10.55%
20-Year Fixed Mortgage Interest Rate (Annual %)
18
13.28
35.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jhang: July 27, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A central one-bedroom costs $73.7 in Jhang versus $1,020 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 12% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $14.00 in Jhang versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $89.0 vs $298 – making Jhang the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Jhang vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Jhang?
Yes – Ubud, Bali is pricier by about 273%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $560 per month in Jhang and $2,088 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Jhang, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Jhang and in Ubud, Bali?
Monthly expenses with rent come to $373 in Jhang and $1,392 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 17% less in Jhang. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for living in Jhang or in Ubud, Bali?
A $1,500 monthly budget goes further in Jhang, where all-in costs run around $373, than in Ubud, Bali at $1,392. In Jhang it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Jhang or Ubud, Bali more family-friendly?
Families tend to lean toward Jhang – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Jhang or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Jhang. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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