Cost of Living Comparison Between Jhang and Ubud, Bali Cost of Living Comparison Between Jhang and Ubud, Bali

Monthly Cost of Living

A single person spends $368 per month in Jhang vs $1,438 in Ubud, Bali, rent included.

A couple spends around $584 per month in Jhang vs $2,585 in Ubud, Bali, rent included.

A family of three spends $800 per month in Jhang vs $3,732 in Ubud, Bali, rent included.

Jhang is about 74% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Jhang sits 72% below the global median, while Ubud, Bali is 7% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Jhang
Ubud, Bali
Difference
Meal at Budget Restaurant
$1.74 PKR 486
$3.57 Rp 61.6K
-51.26%
Three-Course Dinner for Two, Mid-Range
$14.28 PKR 3,987
$32.58 Rp 562.6K
-56.17%
Fast Food Meal (McDonalds, etc)
$3.48 PKR 970
$5.07 Rp 87.5K
-31.36%
Local Non-Alcoholic Beer (0.5 liter draught)
$2.78 PKR 777
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$3.72 PKR 1,040
-
-
Cappuccino
$2.30 PKR 641
$2.83 Rp 48.8K
-18.73%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.33 PKR 91.2
$1.34 Rp 23.1K
-75.37%
Water (0.33 liter bottle)
$0.23 PKR 64.2
$0.69 Rp 12.0K
-66.67%
Local Beer (0.5 liter draught)
-
$2.99 Rp 51.6K
-
Imported Beer (0.33 liter bottle)
-
$3.85 Rp 66.4K
-
🛒 Groceries & Markets
Jhang
Ubud, Bali
Difference
Milk (1 liter)
$0.58 PKR 161
$1.74 Rp 30.1K
-66.67%
White Bread (500g)
$0.62 PKR 172
$2.54 Rp 43.8K
-75.59%
Rice (white) (1kg)
$1.22 PKR 340
$1.19 Rp 20.6K
2.52%
Eggs
$1.08 PKR 301
$2.43 Rp 41.9K
-55.56%
Local Cheese (1kg)
$5.89 PKR 1,643
$14.66 Rp 253.2K
-59.82%
Chicken Fillets (1kg)
$3.08 PKR 859
$4.18 Rp 72.1K
-26.32%
Beef Round Steak (1kg)
$4.59 PKR 1,281
$11.94 Rp 206.1K
-61.56%
Apples (1kg)
$1.03 PKR 286
$3.69 Rp 63.6K
-72.09%
Banana (1kg)
$0.60 PKR 168
$1.61 Rp 27.7K
-62.73%
Oranges (1kg)
$0.60 PKR 169
$2.69 Rp 46.4K
-77.70%
Tomato (1kg)
$0.45 PKR 125
$2.33 Rp 40.2K
-80.69%
Potato (1kg)
$0.35 PKR 98.0
$1.91 Rp 32.9K
-81.68%
Onion (1kg)
$0.48 PKR 133
$2.19 Rp 37.7K
-78.08%
Lettuce (1 head)
$0.48 PKR 133
$1.06 Rp 18.3K
-54.72%
Water (1.5 liter bottle)
$0.36 PKR 101
$0.72 Rp 12.5K
-50.00%
Bottle of Non-Alcoholic Wine (Mid-Range)
$0.70 PKR 195
-
-
Local Non-Alcoholic Beer (0.5 liter bottle)
$0.51 PKR 141
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$1.12 PKR 313
-
-
Cigarettes 20 Pack (Marlboro, Camel)
$0.83 PKR 231
$3.13 Rp 54.1K
-73.48%
Wine (Bottle)
-
$23.49 Rp 405.6K
-
Local Beer (0.5 liter bottle)
-
$2.74 Rp 47.3K
-
Imported Beer (0.33 liter bottle)
-
$2.88 Rp 49.7K
-
🚌 Getting Around
Jhang
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.17 PKR 48.27
$0.29 Rp 5,010
-41.38%
Public Transport Monthly Pass (Regular Price)
$7.17 PKR 2,000
$8.17 Rp 141.0K
-12.24%
Taxi Start (Normal Tariff)
$0.69 PKR 194
$0.45 Rp 7,834
53.33%
Taxi (Normal Tariff) (1km)
$0.53 PKR 147
$0.42 Rp 7,278
26.19%
Taxi 1hour Waiting (Normal Tariff)
$1.76 PKR 491
$6.16 Rp 106.3K
-71.43%
Gasoline (1 liter)
$0.82 PKR 229
$0.84 Rp 14.5K
-2.38%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$17.3K PKR 4.8M
$26.2K Rp 453.1M
-33.93%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.8K PKR 6.4M
$32.5K Rp 560.8M
-29.70%
🧾 Monthly Utilities & Internet
Jhang
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$70.9 PKR 19.8K
$78.4 Rp 1.4M
-9.63%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.99 PKR 1,113
$3.95 Rp 68.2K
1.01%
Internet (50+ Mbps, Unlimited Data)
$10.42 PKR 2,908
$24.40 Rp 421.4K
-57.30%
🎉 Sport & Entertainment
Jhang
Ubud, Bali
Difference
Gym Membership (Monthly)
$12.36 PKR 3,450
$96.5 Rp 1.7M
-87.20%
Tennis Court (1 Hour on Weekend)
$5.99 PKR 1,672
$6.35 Rp 109.6K
-5.67%
Cinema Ticket
$3.65 PKR 1,017
$4.04 Rp 69.7K
-9.65%
🧸 Childcare & Education
Jhang
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$15.82 PKR 4,415
$303 Rp 5.2M
-94.77%
International Primary School, 1 Child (Yearly)
$1,230 PKR 343.4K
$6,523 Rp 112.6M
-81.14%
👕👟 Clothing & Footwear
Jhang
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$15.43 PKR 4,307
$53.8 Rp 929.5K
-71.34%
Summer Dress (H&M, Zara, etc)
$21.52 PKR 6,008
$37.98 Rp 655.8K
-43.34%
Sport Shoes (Adidas, Nike)
$74.0 PKR 20.6K
$86.8 Rp 1.5M
-14.75%
Men's Leather Business Shoes
$30.07 PKR 8,394
$78.9 Rp 1.4M
-61.87%
🏠 Accommodation & Living
Jhang
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$76.0 PKR 21.2K
$1,012 Rp 17.5M
-92.49%
1-bedroom Apartment, Outside City Center (Monthly)
$52.8 PKR 14.7K
$674 Rp 11.6M
-92.18%
3-bedroom Apartment, City Center (Monthly)
$167 PKR 46.5K
$3,390 Rp 58.5M
-95.08%
3-bedroom Apartment, Outside City Center (Monthly)
$107 PKR 29.9K
$2,098 Rp 36.2M
-94.90%
Buy Apartment in City Center (m2)
$798 PKR 222.7K
$2,985 Rp 51.5M
-73.26%
Buy Apartment Outside City Center (m2)
$581 PKR 162.1K
$2,339 Rp 40.4M
-75.18%
💵 Salaries & Financials
Jhang
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$144 PKR 40.2K
$173 Rp 3.0M
-16.81%
20-Year Fixed Mortgage Interest Rate (Annual %)
18
13.28
35.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jhang: April 25, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A central one-bedroom costs $76.0 in Jhang versus $1,012 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 20% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $14.00 in Jhang versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $90.0 vs $298 – making Jhang the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Jhang vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Jhang?
Yes – Ubud, Bali is pricier by about 290%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $553 per month in Jhang and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Jhang, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Jhang vs Ubud, Bali?
Monthly expenses with rent come to $368 in Jhang and $1,438 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 14% less in Jhang. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for Jhang or Ubud, Bali?
A $1,500 monthly budget goes further in Jhang, where all-in costs run around $368, than in Ubud, Bali at $1,438. In Jhang it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Jhang or Ubud, Bali more family-friendly?
Families tend to lean toward Jhang – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Jhang or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Jhang. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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