🙂A single person spends $368 per month in Jhang vs $1,438 in Ubud, Bali, rent included.
🙂A couple spends around $584 per month in Jhang vs $2,585 in Ubud, Bali, rent included.
🙂A family of three spends $800 per month in Jhang vs $3,732 in Ubud, Bali, rent included.
🙂Jhang is about 74% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.
📊Jhang sits 72% below the global median, while Ubud, Bali is 7% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Jhang
Ubud, Bali
Difference
Meal at Budget Restaurant
$1.74PKR 486
$3.57Rp 61.6K
-51.26%
Three-Course Dinner for Two, Mid-Range
$14.28PKR 3,987
$32.58Rp 562.6K
-56.17%
Fast Food Meal(McDonalds, etc)
$3.48PKR 970
$5.07Rp 87.5K
-31.36%
Local Non-Alcoholic Beer(0.5 liter draught)
$2.78PKR 777
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$3.72PKR 1,040
-
-
Cappuccino
$2.30PKR 641
$2.83Rp 48.8K
-18.73%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.33PKR 91.2
$1.34Rp 23.1K
-75.37%
Water(0.33 liter bottle)
$0.23PKR 64.2
$0.69Rp 12.0K
-66.67%
Local Beer(0.5 liter draught)
-
$2.99Rp 51.6K
-
Imported Beer(0.33 liter bottle)
-
$3.85Rp 66.4K
-
🛒 Groceries & Markets
Jhang
Ubud, Bali
Difference
Milk(1 liter)
$0.58PKR 161
$1.74Rp 30.1K
-66.67%
White Bread(500g)
$0.62PKR 172
$2.54Rp 43.8K
-75.59%
Rice(white)(1kg)
$1.22PKR 340
$1.19Rp 20.6K
2.52%
Eggs
$1.08PKR 301
$2.43Rp 41.9K
-55.56%
Local Cheese(1kg)
$5.89PKR 1,643
$14.66Rp 253.2K
-59.82%
Chicken Fillets(1kg)
$3.08PKR 859
$4.18Rp 72.1K
-26.32%
Beef Round Steak(1kg)
$4.59PKR 1,281
$11.94Rp 206.1K
-61.56%
Apples(1kg)
$1.03PKR 286
$3.69Rp 63.6K
-72.09%
Banana(1kg)
$0.60PKR 168
$1.61Rp 27.7K
-62.73%
Oranges(1kg)
$0.60PKR 169
$2.69Rp 46.4K
-77.70%
Tomato(1kg)
$0.45PKR 125
$2.33Rp 40.2K
-80.69%
Potato(1kg)
$0.35PKR 98.0
$1.91Rp 32.9K
-81.68%
Onion(1kg)
$0.48PKR 133
$2.19Rp 37.7K
-78.08%
Lettuce(1 head)
$0.48PKR 133
$1.06Rp 18.3K
-54.72%
Water(1.5 liter bottle)
$0.36PKR 101
$0.72Rp 12.5K
-50.00%
Bottle of Non-Alcoholic Wine(Mid-Range)
$0.70PKR 195
-
-
Local Non-Alcoholic Beer(0.5 liter bottle)
$0.51PKR 141
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$1.12PKR 313
-
-
Cigarettes 20 Pack(Marlboro, Camel)
$0.83PKR 231
$3.13Rp 54.1K
-73.48%
Wine(Bottle)
-
$23.49Rp 405.6K
-
Local Beer(0.5 liter bottle)
-
$2.74Rp 47.3K
-
Imported Beer(0.33 liter bottle)
-
$2.88Rp 49.7K
-
🚌 Getting Around
Jhang
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.17PKR 48.27
$0.29Rp 5,010
-41.38%
Public Transport Monthly Pass(Regular Price)
$7.17PKR 2,000
$8.17Rp 141.0K
-12.24%
Taxi Start(Normal Tariff)
$0.69PKR 194
$0.45Rp 7,834
53.33%
Taxi(Normal Tariff)(1km)
$0.53PKR 147
$0.42Rp 7,278
26.19%
Taxi 1hour Waiting(Normal Tariff)
$1.76PKR 491
$6.16Rp 106.3K
-71.43%
Gasoline(1 liter)
$0.82PKR 229
$0.84Rp 14.5K
-2.38%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$17.3KPKR 4.8M
$26.2KRp 453.1M
-33.93%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.8KPKR 6.4M
$32.5KRp 560.8M
-29.70%
🧾 Monthly Utilities & Internet
Jhang
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$70.9PKR 19.8K
$78.4Rp 1.4M
-9.63%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$3.99PKR 1,113
$3.95Rp 68.2K
1.01%
Internet(50+ Mbps, Unlimited Data)
$10.42PKR 2,908
$24.40Rp 421.4K
-57.30%
🎉 Sport & Entertainment
Jhang
Ubud, Bali
Difference
Gym Membership(Monthly)
$12.36PKR 3,450
$96.5Rp 1.7M
-87.20%
Tennis Court(1 Hour on Weekend)
$5.99PKR 1,672
$6.35Rp 109.6K
-5.67%
Cinema Ticket
$3.65PKR 1,017
$4.04Rp 69.7K
-9.65%
🧸 Childcare & Education
Jhang
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$15.82PKR 4,415
$303Rp 5.2M
-94.77%
International Primary School, 1 Child(Yearly)
$1,230PKR 343.4K
$6,523Rp 112.6M
-81.14%
👕👟 Clothing & Footwear
Jhang
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$15.43PKR 4,307
$53.8Rp 929.5K
-71.34%
Summer Dress(H&M, Zara, etc)
$21.52PKR 6,008
$37.98Rp 655.8K
-43.34%
Sport Shoes(Adidas, Nike)
$74.0PKR 20.6K
$86.8Rp 1.5M
-14.75%
Men's Leather Business Shoes
$30.07PKR 8,394
$78.9Rp 1.4M
-61.87%
🏠 Accommodation & Living
Jhang
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$76.0PKR 21.2K
$1,012Rp 17.5M
-92.49%
1-bedroom Apartment, Outside City Center(Monthly)
$52.8PKR 14.7K
$674Rp 11.6M
-92.18%
3-bedroom Apartment, City Center(Monthly)
$167PKR 46.5K
$3,390Rp 58.5M
-95.08%
3-bedroom Apartment, Outside City Center(Monthly)
$107PKR 29.9K
$2,098Rp 36.2M
-94.90%
Buy Apartment in City Center(m2)
$798PKR 222.7K
$2,985Rp 51.5M
-73.26%
Buy Apartment Outside City Center(m2)
$581PKR 162.1K
$2,339Rp 40.4M
-75.18%
💵 Salaries & Financials
Jhang
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$144PKR 40.2K
$173Rp 3.0M
-16.81%
20-Year Fixed Mortgage Interest Rate(Annual %)
18
13.28
35.54%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Jhang: April 25, 2026
Last update for Ubud, Bali: April 28, 2026
Cost Breakdown
🏠A central one-bedroom costs $76.0 in Jhang versus $1,012 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 20% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $14.00 in Jhang versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $90.0 vs $298 – making Jhang the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Jhang vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Jhang?
Yes – Ubud, Bali is pricier by about 290%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $553 per month in Jhang and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Jhang, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Jhang vs Ubud, Bali?
Monthly expenses with rent come to $368 in Jhang and $1,438 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 14% less in Jhang. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for Jhang or Ubud, Bali?
A $1,500 monthly budget goes further in Jhang, where all-in costs run around $368, than in Ubud, Bali at $1,438. In Jhang it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Jhang or Ubud, Bali more family-friendly?
Families tend to lean toward Jhang – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Jhang or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Jhang. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.