Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Jastrzebie-zdroj

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,542 in Jastrzebie-zdroj, rent and utilities included – about $2,500 less a year. Rent and utilities account for about half of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
74

Cost of Living Index in Jastrzebie-zdroj
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Jastrzebie-zdroj Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Jastrzebie-zdroj

🇵🇱 Poland

$1,542

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Jastrzebie-zdroj

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Jastrzebie-zdroj actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,542 in Jastrzebie-zdroj.

Ubud, Bali $1,331
Jastrzebie-zdroj $1,542

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $2,221 in Jastrzebie-zdroj.

Ubud, Bali $2,255
Jastrzebie-zdroj $2,221

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $2,899 in Jastrzebie-zdroj.

Ubud, Bali $3,180
Jastrzebie-zdroj $2,899

Living in Ubud, Bali costs roughly 14% less than in Jastrzebie-zdroj, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Jastrzebie-zdroj is 14% above.

Meal at Budget Restaurant

$3.38 Rp 60.9K

$10.25 zł 40.17

-67.02%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 625.4K

$51.0 zł 200

-32.10%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.6K

$9.66 zł 37.87

-42.34%

Cappuccino

$2.62 Rp 47.3K

$2.49 zł 9.78

5.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.8K

$2.11 zł 8.27

-27.01%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.91 zł 7.49

-66.49%

Local Beer (0.5 liter draught)

$2.67 Rp 48.1K

$4.10 zł 16.06

-34.88%

Imported Beer (0.33 liter bottle)

$4.26 Rp 76.9K

$4.14 zł 16.24

2.90%

Milk (1 liter)

$1.46 Rp 26.4K

$1.04 zł 4.08

40.38%

White Bread (500g)

$2.29 Rp 41.4K

$1.55 zł 6.09

47.74%

Rice (white) (1kg)

$1.11 Rp 20.0K

$1.49 zł 5.84

-25.50%

Eggs

$2.10 Rp 37.9K

$3.94 zł 15.43

-46.70%

Local Cheese (1kg)

$15.94 Rp 287.7K

$9.07 zł 35.54

75.74%

Chicken Fillets (1kg)

$3.88 Rp 70.1K

$6.60 zł 25.86

-41.21%

Beef Round Steak (1kg)

$11.40 Rp 205.8K

$11.99 zł 46.98

-4.92%

Apples (1kg)

$3.55 Rp 64.1K

$1.30 zł 5.09

173.08%

Banana (1kg)

$1.54 Rp 27.7K

$1.60 zł 6.27

-3.75%

Oranges (1kg)

$2.23 Rp 40.2K

$1.74 zł 6.81

28.16%

Tomato (1kg)

$1.97 Rp 35.6K

$3.40 zł 13.34

-42.06%

Potato (1kg)

$1.86 Rp 33.5K

$0.92 zł 3.60

102.17%

Onion (1kg)

$2.42 Rp 43.6K

$0.85 zł 3.33

184.71%

Lettuce (1 head)

$1.02 Rp 18.5K

$1.45 zł 5.69

-29.66%

Water (1.5 liter bottle)

$0.52 Rp 9,427

$0.66 zł 2.60

-21.21%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.7K

$6.32 zł 24.78

-65.19%

Wine (Bottle)

$21.79 Rp 393.2K

$7.70 zł 30.20

182.99%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

$1.19 zł 4.67

95.80%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.6K

$1.76 zł 6.90

68.75%

One-way Ticket (Public Transport)

$0.25 Rp 4,519

$1.09 zł 4.27

-77.06%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.5K

$29.93 zł 117

-72.70%

Taxi Start (Normal Tariff)

$0.44 Rp 7,901

$2.61 zł 10.23

-83.14%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,446

$0.99 zł 3.88

-52.53%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.1K

$10.03 zł 39.31

-44.17%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.68 zł 6.58

-50.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 441.3M

$30.0K zł 117.6K

-18.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.1M

$28.8K zł 112.8K

10.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$332 zł 1,301

-76.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 110.9K

$9.93 zł 38.92

-38.17%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 341.4K

$17.35 zł 68.0

9.05%

Gym Membership (Monthly)

$51.0 Rp 920.4K

$38.26 zł 150

33.27%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.4K

$21.69 zł 85.0

-15.86%

Cinema Ticket

$4.38 Rp 79.1K

$9.05 zł 35.48

-51.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$485 zł 1,899

1.63%

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.6M

$12.1K zł 47.6K

0.61%

Jeans (Levis 501 Or Similar)

$45.16 Rp 815.1K

$94.8 zł 372

-52.38%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 629.7K

$39.59 zł 155

-11.87%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$92.2 zł 361

-15.04%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$107 zł 421

-27.54%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.4M

$606 zł 2,377

77.70%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$522 zł 2,045

27.48%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.4M

$962 zł 3,772

264.82%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$823 zł 3,228

102.93%

Buy Apartment in City Center (m2)

$2,340 Rp 42.2M

$2,889 zł 11.3K

-19.00%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

$2,229 zł 8,736

0.34%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.2

91.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Jastrzebie-zdroj: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Jastrzebie-zdroj

$522 33.8% 21.6% $143

Groceries & Markets

Ubud, Bali

$279 21%

Jastrzebie-zdroj

$227 14.7% 18.8% $53

Clothing & Footwear

Ubud, Bali

$106 8%

Jastrzebie-zdroj

$150 9.8% 41.4% $44

Eating Out

Ubud, Bali

$106 8%

Jastrzebie-zdroj

$186 12.1% 75.6% $80

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Jastrzebie-zdroj

$359 23.3% 250% $257

Sport & Entertainment

Ubud, Bali

$60 4.5%

Jastrzebie-zdroj

$56 3.7% 5.7% $3.4

Getting Around

Ubud, Bali

$12 0.9%

Jastrzebie-zdroj

$42 2.7% 250% $30

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $606 in Jastrzebie-zdroj. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $51 in Jastrzebie-zdroj. Groceries flip the comparison at $279 vs $227, with Jastrzebie-zdroj cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇵🇱 Jastrzebie-zdroj

🕒 Local time

02:21 2:21 AM

19:21 7:21 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

91,235

💱 Currency

Indonesian Rupiah IDR Rp

Polish Złoty PLN zł

📈 Exchange rate

100,000 IDR = 5.54 USD

100,000 IDR = 4.93 EUR

1 PLN = 0.255 USD

1 PLN = 0.227 EUR

Exchange rates and currency converter

PLN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,271 IDR (100,000 IDR = 4.93 EUR).

Polish Złoty exchange rates as of November 6, 2026: 1 USD = 3.92 PLN (1 PLN = 0.255 USD). 1 EUR = 4.4 PLN (1 PLN = 0.227 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Jastrzebie-zdroj 11,210 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Jastrzebie-zdroj

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Jastrzebie-zdroj: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 14% cheaper overall, especially in eating out, clothing, and transport. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,996 in Ubud, Bali and $2,313 in Jastrzebie-zdroj to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,078 in Ubud, Bali versus $606 in Jastrzebie-zdroj. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 73% less than in Jastrzebie-zdroj. The price difference matters if you commute daily and watch your budget.

Childcare runs $492 in Ubud, Bali versus $485 in Jastrzebie-zdroj. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.