Cost of Living Comparison Between Ubud, Bali and Jamnagar Cost of Living Comparison Between Ubud, Bali and Jamnagar

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $362 in Jamnagar.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $548 in Jamnagar.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $734 in Jamnagar.

Living in Ubud, Bali is roughly 286% more expensive than in Jamnagar, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 2% above, Jamnagar is 74% below.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$3.58 ₹338

-5.87%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.3K

$5.39 ₹510

615.96%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

$3.89 ₹368

41.90%

Cappuccino

$2.64 Rp 46.6K

$0.79 ₹74.7

234.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$0.52 ₹49.38

221.15%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$0.13 ₹11.93

492.31%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

$1.06 ₹100

148.11%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

$5.13 ₹485

-16.57%

Milk (1 liter)

$1.55 Rp 27.3K

$0.56 ₹53.1

176.79%

White Bread (500g)

$2.22 Rp 39.2K

$0.44 ₹41.44

404.55%

Rice (white) (1kg)

$1.13 Rp 19.8K

$0.71 ₹67.0

59.15%

Eggs

$2.09 Rp 36.8K

$0.92 ₹87.2

127.17%

Local Cheese (1kg)

$17.39 Rp 306.7K

$3.90 ₹368

345.90%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$3.22 ₹304

20.19%

Beef Round Steak (1kg)

$12.55 Rp 221.3K

Apples (1kg)

$3.62 Rp 63.8K

$1.94 ₹183

86.60%

Banana (1kg)

$1.56 Rp 27.5K

$0.51 ₹47.80

205.88%

Oranges (1kg)

$2.35 Rp 41.5K

$0.65 ₹61.8

261.54%

Tomato (1kg)

$2.06 Rp 36.2K

$0.52 ₹49.13

296.15%

Potato (1kg)

$1.90 Rp 33.5K

$0.34 ₹31.90

458.82%

Onion (1kg)

$2.34 Rp 41.2K

$0.33 ₹30.88

609.09%

Lettuce (1 head)

$1.03 Rp 18.2K

$0.27 ₹25.53

281.48%

Water (1.5 liter bottle)

$0.55 Rp 9,780

$0.29 ₹27.16

89.66%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

$5.00 ₹472

-55.00%

Wine (Bottle)

$23.81 Rp 419.7K

$8.63 ₹815

175.90%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

$1.95 ₹185

18.46%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

$3.25 ₹307

-13.85%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.17 ₹394

One-way Ticket (Public Transport)

$0.27 Rp 4,802

$0.61 ₹57.4

-55.74%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,489

$1.06 ₹100

-54.72%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,864

$0.27 ₹25.56

66.67%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

$1.07 ₹101

434.58%

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.04 ₹98.3

-26.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.7M

$12.7K ₹1.2M

93.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.3M

$24.3K ₹2.3M

32.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$49.47 ₹4,674

68.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$4.08 ₹386

58.33%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.9K

$6.16 ₹582

208.28%

Gym Membership (Monthly)

$56.0 Rp 986.9K

$25.31 ₹2,392

121.14%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

Cinema Ticket

$4.28 Rp 75.5K

$2.58 ₹244

65.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$23.48 ₹2,218

1972.06%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.2M

$1,009 ₹95.3K

480.59%

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.2K

$19.31 ₹1,825

135.94%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.4K

$23.50 ₹2,220

54.81%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$39.18 ₹3,701

109.19%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$22.50 ₹2,126

257.33%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$78.4 ₹7,404

1324.77%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$44.14 ₹4,171

1488.31%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

$187 ₹17.6K

1796.35%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

$117 ₹11.0K

1407.07%

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

$425 ₹40.2K

564.54%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

$261 ₹24.6K

779.06%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$344 ₹32.5K

-50.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.86

55.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Jamnagar: September 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $78.4 in Jamnagar. Housing cost is often the main lever when comparing two cities.

Jamnagar pays 102% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Ubud, Bali vs $5.00 in Jamnagar for a mid-range dinner for two. Groceries echo the gap at $293 vs $102 per month, with Jamnagar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Jamnagar: Cost of Living - Frequently Asked Questions

Ubud, Bali and Jamnagar differ by about 286% in total monthly costs ($1,396 vs $362 including rent). Jamnagar is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 102% lower in Jamnagar. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,117 in Ubud, Bali versus $78.4 in Jamnagar. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 187% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,396 per month in Ubud, Bali versus $362 in Jamnagar – a 286% gap that adds up to real savings over time for anyone picking the cheaper option.

At $362 in Jamnagar versus $1,396 in Ubud, Bali, a $2,000 budget is realistic in Jamnagar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Jamnagar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Jamnagar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jamnagar gentler on the wallet – expenses run 286% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.