Cost of Living Comparison Between Ubud, Bali and Jamnagar Cost of Living Comparison Between Ubud, Bali and Jamnagar

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $399 in Jamnagar.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $611 in Jamnagar.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $822 in Jamnagar.

Living in Ubud, Bali is roughly 252% more expensive than in Jamnagar, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Jamnagar is 70% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$3.42 ₹330

0.88%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$5.94 ₹573

444.44%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$4.75 ₹458

1.89%

Cappuccino

$2.75 Rp 49.4K

$1.17 ₹113

135.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.48 ₹46.38

187.50%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.12 ₹11.29

525.00%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$3.57 ₹345

-16.25%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$5.84 ₹563

-34.08%

Milk (1 liter)

$1.74 Rp 31.2K

$0.61 ₹58.4

185.25%

White Bread (500g)

$2.46 Rp 44.2K

$0.32 ₹30.60

668.75%

Rice (white) (1kg)

$1.17 Rp 21.0K

$0.65 ₹62.9

80.00%

Eggs

$2.43 Rp 43.7K

$1.07 ₹103

127.10%

Local Cheese (1kg)

$14.50 Rp 260.6K

$4.11 ₹396

252.80%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$3.56 ₹343

22.19%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

Apples (1kg)

$3.72 Rp 66.8K

$1.72 ₹165

116.28%

Banana (1kg)

$1.63 Rp 29.2K

$0.49 ₹47.39

232.65%

Oranges (1kg)

$2.74 Rp 49.3K

$0.56 ₹53.7

389.29%

Tomato (1kg)

$2.24 Rp 40.3K

$0.61 ₹58.4

267.21%

Potato (1kg)

$1.92 Rp 34.5K

$0.34 ₹32.58

464.71%

Onion (1kg)

$2.28 Rp 40.9K

$0.35 ₹33.64

551.43%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.30 ₹29.10

253.33%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.33 ₹32.03

118.18%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$4.14 ₹399

-20.53%

Wine (Bottle)

$23.19 Rp 416.8K

$7.86 ₹758

195.04%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$2.57 ₹248

8.17%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$4.80 ₹463

-43.13%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.73 ₹456

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.45 ₹43.59

-40.00%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$8.85 ₹853

-8.36%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.19 ₹115

-59.66%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.30 ₹29.10

40.00%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$1.17 ₹113

431.62%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.16 ₹111

-30.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$14.1K ₹1.4M

88.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$25.3K ₹2.4M

27.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$58.0 ₹5,595

35.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$4.38 ₹422

-7.08%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$5.83 ₹562

317.32%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$16.35 ₹1,577

503.12%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$5.67 ₹547

11.82%

Cinema Ticket

$3.99 Rp 71.6K

$2.87 ₹277

39.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$26.22 ₹2,528

1063.35%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$1,108 ₹106.9K

499.21%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$21.53 ₹2,077

151.46%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$24.76 ₹2,388

52.71%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$43.25 ₹4,171

100.79%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$24.75 ₹2,387

208.48%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$86.2 ₹8,309

1051.23%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$49.05 ₹4,730

1271.52%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$203 ₹19.6K

1563.95%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$130 ₹12.6K

1474.28%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$425 ₹41.0K

559.41%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$254 ₹24.5K

777.80%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$339 ₹32.7K

-50.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.98

47.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Jamnagar: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $86.2 in Jamnagar. Housing cost is often the main lever when comparing two cities.

Jamnagar pays 103% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $6.00 in Jamnagar for a mid-range dinner for two. Groceries echo the gap at $297 vs $108 per month, with Jamnagar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Jamnagar: Cost of Living - Frequently Asked Questions

Ubud, Bali and Jamnagar differ by about 252% in total monthly costs ($1,408 vs $399 including rent). Jamnagar is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 103% lower in Jamnagar. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $86.2 in Jamnagar. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Jamnagar runs roughly 9% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $305 in Ubud, Bali versus $26.22 in Jamnagar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $399 in Jamnagar versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Jamnagar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Jamnagar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Jamnagar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jamnagar gentler on the wallet – expenses run 252% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.