Last update: Oct 2026

Cost of Living Comparison Between Jamnagar and Ubud, Bali

For one person, living is cheaper in Jamnagar: $349 a month against $1,353 in Ubud, Bali, rent and utilities included – about $12,000 less a year. Rent and utilities account for most of the difference.

17

Cost of Living Index in Jamnagar
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Jamnagar Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Jamnagar

🇮🇳 India

$349

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Jamnagar and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Jamnagar and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $349 in Jamnagar versus $1,353 in Ubud, Bali.

Jamnagar $349
Ubud, Bali $1,353

Estimated couple costs with rent: $537 in Jamnagar versus $2,297 in Ubud, Bali.

Jamnagar $537
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $725 in Jamnagar versus $3,241 in Ubud, Bali.

Jamnagar $725
Ubud, Bali $3,241

Living in Jamnagar costs roughly 74% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Jamnagar is 74% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$3.73 ₹354

$3.23 Rp 58.1K

15.48%

Three-Course Dinner for Two, Mid-Range

$5.40 ₹513

$34.88 Rp 627.8K

-84.52%

Fast Food Meal (McDonalds, etc)

$3.90 ₹370

$5.70 Rp 102.5K

-31.58%

Cappuccino

$0.79 ₹75.1

$2.62 Rp 47.1K

-69.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.44 ₹41.50

$1.72 Rp 31.0K

-74.42%

Water (0.33 liter bottle)

$0.10 ₹9.75

$0.81 Rp 14.6K

-87.65%

Local Beer (0.5 liter draught)

$1.03 ₹97.6

$2.65 Rp 47.7K

-61.13%

Imported Beer (0.33 liter bottle)

$5.10 ₹485

$4.37 Rp 78.6K

16.70%

Milk (1 liter)

$0.55 ₹52.7

$1.57 Rp 28.3K

-64.97%

White Bread (500g)

$0.44 ₹41.47

$2.19 Rp 39.5K

-79.91%

Rice (white) (1kg)

$0.69 ₹65.6

$1.18 Rp 21.2K

-41.53%

Eggs

$0.87 ₹82.6

$2.16 Rp 38.8K

-59.72%

Local Cheese (1kg)

$3.97 ₹377

$17.65 Rp 317.7K

-77.51%

Chicken Fillets (1kg)

$3.12 ₹296

$3.78 Rp 68.0K

-17.46%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

Apples (1kg)

$1.93 ₹183

$3.60 Rp 64.8K

-46.39%

Banana (1kg)

$0.55 ₹51.9

$1.59 Rp 28.6K

-65.41%

Oranges (1kg)

$0.65 ₹61.6

$2.31 Rp 41.6K

-71.86%

Tomato (1kg)

$0.51 ₹48.71

$1.91 Rp 34.3K

-73.30%

Potato (1kg)

$0.31 ₹29.06

$1.78 Rp 32.1K

-82.58%

Onion (1kg)

$0.36 ₹33.80

$2.33 Rp 41.9K

-84.55%

Lettuce (1 head)

$0.27 ₹25.90

$1.00 Rp 18.0K

-73.00%

Water (1.5 liter bottle)

$0.28 ₹26.53

$0.53 Rp 9,509

-47.17%

Cigarettes 20 Pack (Marlboro, Camel)

$5.07 ₹481

$2.29 Rp 41.1K

121.40%

Wine (Bottle)

$8.60 ₹816

$22.07 Rp 397.3K

-61.03%

Local Beer (0.5 liter bottle)

$1.90 ₹180

$2.35 Rp 42.2K

-19.15%

Imported Beer (0.33 liter bottle)

$3.24 ₹307

$2.98 Rp 53.6K

8.72%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.13 ₹392

One-way Ticket (Public Transport)

$0.61 ₹57.8

$0.23 Rp 4,112

165.22%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$1.02 ₹97.2

$0.47 Rp 8,466

117.02%

Taxi (Normal Tariff) (1km)

$0.25 ₹23.62

$0.43 Rp 7,737

-41.86%

Taxi 1hour Waiting (Normal Tariff)

$1.06 ₹101

$5.47 Rp 98.4K

-80.62%

Gasoline (1 liter)

$1.05 ₹99.8

$0.83 Rp 14.9K

26.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.3K ₹1.1M

$23.9K Rp 429.8M

-52.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.6K ₹2.2M

$32.8K Rp 590.1M

-27.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$43.20 ₹4,102

$80.0 Rp 1.4M

-45.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.93 ₹373

$6.56 Rp 118.1K

-40.09%

Internet (50+ Mbps, Unlimited Data)

$6.17 ₹586

$18.60 Rp 334.8K

-66.83%

Gym Membership (Monthly)

$25.28 ₹2,401

$54.1 Rp 974.1K

-53.29%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$2.61 ₹248

$4.25 Rp 76.5K

-38.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$23.35 ₹2,218

$493 Rp 8.9M

-95.26%

International Primary School, 1 Child (Yearly)

$995 ₹94.5K

$5,597 Rp 100.7M

-82.22%

Jeans (Levis 501 Or Similar)

$19.14 ₹1,817

$45.58 Rp 820.4K

-58.01%

Summer Dress (H&M, Zara, etc)

$23.64 ₹2,245

$34.96 Rp 629.4K

-32.38%

Sport Shoes (Adidas, Nike)

$38.44 ₹3,650

$77.7 Rp 1.4M

-50.54%

Men's Leather Business Shoes

$22.49 ₹2,136

$78.5 Rp 1.4M

-71.36%

1-bedroom Apartment, City Center (Monthly)

$77.9 ₹7,393

$1,131 Rp 20.4M

-93.12%

1-bedroom Apartment, Outside City Center (Monthly)

$44.72 ₹4,247

$673 Rp 12.1M

-93.35%

3-bedroom Apartment, City Center (Monthly)

$186 ₹17.7K

$3,613 Rp 65.0M

-94.84%

3-bedroom Apartment, Outside City Center (Monthly)

$114 ₹10.9K

$1,702 Rp 30.6M

-93.28%

Buy Apartment in City Center (m2)

$431 ₹40.9K

$2,717 Rp 48.9M

-84.13%

Buy Apartment Outside City Center (m2)

$262 ₹24.9K

$2,241 Rp 40.3M

-88.31%

Average Monthly Net Salary (After Tax)

$344 ₹32.7K

$166 Rp 3.0M

107.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.86

13.78

-35.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jamnagar: October 20, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Jamnagar

$101 28.9%

Ubud, Bali

$287 21.2% 184% $186

Eating Out

Jamnagar

$69 19.6%

Ubud, Bali

$106 7.9% 55.3% $38

Monthly Utilities & Internet

Jamnagar

$53 15.3%

Ubud, Bali

$105 7.8% 97.3% $52

Clothing & Footwear

Jamnagar

$47 13.4%

Ubud, Bali

$107 7.9% 128% $60

Accommodation & Living

Jamnagar

$45 12.8%

Ubud, Bali

$673 49.7% 1405% $628

Sport & Entertainment

Jamnagar

$31 8.7%

Ubud, Bali

$63 4.6% 105% $32

Getting Around

Jamnagar

$4.7 * 1.4%

Ubud, Bali

$12 0.9% 165% $7.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $77.9 in Jamnagar and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Jamnagar pays 107% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $5.00 in Jamnagar vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $101 vs $287 per month, with Jamnagar cheaper across the board.

Good to know

🇮🇳 Jamnagar

🇮🇩 Ubud, Bali

🕒 Local time

22:13 10:13 PM

00:43 12:43 AM

2 h 30 min ahead of Jamnagar

🌤 Weather

👥 Population

1,000,000

74,800

💱 Currency

Indian Rupee INR ₹

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 22, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Jamnagar Ubud, Bali 6,010 km ≈ 8 h nonstop flight

From you

Jamnagar
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jamnagar vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Jamnagar and Ubud, Bali differ by about 287% in total monthly costs ($349 vs $1,353 including rent). Jamnagar is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 107% higher in Jamnagar, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $77.9 in Jamnagar versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 184% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $349 per month in Jamnagar versus $1,353 in Ubud, Bali – a 287% gap that adds up to real savings over time for anyone picking the cheaper option.

At $349 in Jamnagar versus $1,353 in Ubud, Bali, a $2,000 budget is realistic in Jamnagar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Jamnagar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Jamnagar and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jamnagar gentler on the wallet – expenses run 287% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.