Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Isernia

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,638 in Isernia, rent and utilities included – about $3,700 less a year. Other living expenses account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
79

Cost of Living Index in Isernia
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Isernia Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Isernia

🇮🇹 Italy

$1,638

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Isernia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Isernia actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,638 in Isernia.

Ubud, Bali $1,331
Isernia $1,638

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $2,441 in Isernia.

Ubud, Bali $2,255
Isernia $2,441

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $3,245 in Isernia.

Ubud, Bali $3,180
Isernia $3,245

Living in Ubud, Bali costs roughly 19% less than in Isernia, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Isernia is 21% above.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$16.59 €14.74

-79.63%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$53.9 €47.88

-35.71%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$7.99 €7.10

-30.29%

Cappuccino

$2.62 Rp 47.6K

$1.37 €1.22

91.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$2.23 €1.98

-30.94%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.14 €1.01

-43.86%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$3.81 €3.38

-29.92%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$3.44 €3.06

23.84%

Milk (1 liter)

$1.46 Rp 26.5K

$1.52 €1.35

-3.95%

White Bread (500g)

$2.29 Rp 41.6K

$1.81 €1.61

26.52%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.77 €2.46

-59.93%

Eggs

$2.10 Rp 38.1K

$2.67 €2.37

-21.35%

Local Cheese (1kg)

$15.94 Rp 289.4K

$15.08 €13.40

5.70%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$11.39 €10.11

-65.94%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$16.70 €14.84

-31.74%

Apples (1kg)

$3.55 Rp 64.5K

$2.31 €2.05

53.68%

Banana (1kg)

$1.54 Rp 27.9K

$2.03 €1.80

-24.14%

Oranges (1kg)

$2.23 Rp 40.5K

$2.06 €1.83

8.25%

Tomato (1kg)

$1.97 Rp 35.8K

$2.21 €1.96

-10.86%

Potato (1kg)

$1.86 Rp 33.7K

$1.66 €1.48

12.05%

Onion (1kg)

$2.42 Rp 43.9K

$1.54 €1.37

57.14%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.14 €1.02

-10.53%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$0.41 €0.37

26.83%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$6.77 €6.02

-67.50%

Wine (Bottle)

$21.79 Rp 395.6K

$7.44 €6.61

192.88%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.88 €1.67

23.94%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.30 €2.04

29.13%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$1.63 €1.45

-84.66%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$42.04 €37.34

-80.57%

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$5.48 €4.86

-91.97%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$2.21 €1.97

-78.73%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$23.27 €20.67

-75.93%

Gasoline (1 liter)

$0.83 Rp 15.0K

$2.09 €1.86

-60.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$36.0K €32.0K

-32.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$37.5K €33.3K

-15.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$208 €184

-62.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$11.62 €10.32

-47.16%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$30.14 €26.78

-37.23%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$54.9 €48.73

-7.05%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

$24.02 €21.33

-24.02%

Cinema Ticket

$4.38 Rp 79.6K

$8.15 €7.24

-46.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$757 €672

-34.94%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$5,604 €4,978

118.06%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$83.5 €74.2

-45.93%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$46.46 €41.27

-24.90%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$107 €95.0

-26.76%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$140 €124

-44.36%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$729 €648

47.74%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$573 €509

15.97%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$1,164 €1,034

201.66%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$904 €803

84.74%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$2,923 €2,597

-19.95%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$2,029 €1,803

10.20%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.92

251.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Isernia: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Isernia

$573 35% 13.8% $92

Groceries & Markets

Ubud, Bali

$279 21%

Isernia

$297 18.1% 6.2% $17

Clothing & Footwear

Ubud, Bali

$106 8%

Isernia

$170 10.4% 59.5% $63

Eating Out

Ubud, Bali

$106 8%

Isernia

$213 13% 101% $107

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Isernia

$249 15.2% 143% $147

Sport & Entertainment

Ubud, Bali

$60 4.5%

Isernia

$71 4.3% 19.1% $11

Getting Around

Ubud, Bali

$12 0.9%

Isernia

$65 4% 445% $53

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $729 in Isernia. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $54 in Isernia for a mid-range dinner for two. Groceries echo the gap at $279 vs $297 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇹 Isernia

🕒 Local time

10:58 10:58 AM

03:58 3:58 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

20,000

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

1 EUR = 1.13 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

Euro exchange rates as of November 5, 2026: 1 USD = 0.888 EUR (1 EUR = 1.13 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Isernia 11,550 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Isernia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Isernia: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,331 in Ubud, Bali and $1,638 in Isernia, so Ubud, Bali is about 19% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $1,996 in Ubud, Bali and $2,457 in Isernia to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,078 in Ubud, Bali versus $729 in Isernia. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $1,638 in Isernia – Ubud, Bali is about 19% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 81% less than in Isernia. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Isernia are both considered safe, so it’s unlikely to be the deciding factor between them.