Cost of Living Comparison Between Ubud, Bali and Isernia Cost of Living Comparison Between Ubud, Bali and Isernia

Monthly Cost of Living

Monthly costs for one person with rent: $1,395 in Ubud, Bali versus $1,626 in Isernia.

Estimated couple costs with rent: $2,559 in Ubud, Bali versus $2,389 in Isernia.

Monthly costs for a family of three with rent: $3,724 in Ubud, Bali versus $3,151 in Isernia.

Living in Ubud, Bali costs roughly 14% less than in Isernia, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 4% above, Isernia 21% above.

Meal at Budget Restaurant

$3.48 Rp 59.7K

$17.16 €14.60

-79.72%

Three-Course Dinner for Two, Mid-Range

$32.88 Rp 564.0K

$55.7 €47.44

-41.01%

Fast Food Meal (McDonalds, etc)

$5.09 Rp 87.3K

$8.19 €6.97

-37.85%

Cappuccino

$2.75 Rp 47.1K

$1.40 €1.19

96.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 23.7K

$2.32 €1.98

-40.52%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$1.17 €1.00

-39.32%

Local Beer (0.5 liter draught)

$2.88 Rp 49.4K

$5.91 €5.03

-51.27%

Imported Beer (0.33 liter bottle)

$3.87 Rp 66.4K

$4.74 €4.03

-18.35%

Milk (1 liter)

$1.79 Rp 30.7K

$1.39 €1.18

28.78%

White Bread (500g)

$2.45 Rp 42.0K

$2.02 €1.72

21.29%

Rice (white) (1kg)

$1.21 Rp 20.7K

$2.66 €2.27

-54.51%

Eggs

$2.39 Rp 40.9K

$2.71 €2.31

-11.81%

Local Cheese (1kg)

$14.70 Rp 252.1K

$14.96 €12.73

-1.74%

Chicken Fillets (1kg)

$4.24 Rp 72.7K

$12.64 €10.76

-66.46%

Beef Round Steak (1kg)

$12.08 Rp 207.1K

$17.74 €15.10

-31.91%

Apples (1kg)

$3.66 Rp 62.9K

$1.54 €1.31

137.66%

Banana (1kg)

$1.61 Rp 27.6K

$1.92 €1.63

-16.15%

Oranges (1kg)

$2.72 Rp 46.6K

$1.86 €1.58

46.24%

Tomato (1kg)

$2.27 Rp 39.0K

$2.23 €1.90

1.79%

Potato (1kg)

$1.90 Rp 32.6K

$1.48 €1.26

28.38%

Onion (1kg)

$2.30 Rp 39.4K

$1.86 €1.58

23.66%

Lettuce (1 head)

$1.02 Rp 17.4K

$1.61 €1.37

-36.65%

Water (1.5 liter bottle)

$0.78 Rp 13.4K

$0.44 €0.37

77.27%

Cigarettes 20 Pack (Marlboro, Camel)

$3.24 Rp 55.7K

$5.88 €5.01

-44.90%

Wine (Bottle)

$24.06 Rp 412.7K

$7.72 €6.57

211.66%

Local Beer (0.5 liter bottle)

$2.84 Rp 48.7K

$1.70 €1.45

67.06%

Imported Beer (0.33 liter bottle)

$2.79 Rp 47.8K

$1.62 €1.38

72.22%

One-way Ticket (Public Transport)

$0.27 Rp 4,610

$1.79 €1.52

-84.92%

Public Transport Monthly Pass (Regular Price)

$8.24 Rp 141.4K

$42.74 €36.37

-80.72%

Taxi Start (Normal Tariff)

$0.45 Rp 7,708

$3.57 €3.04

-87.39%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,305

$2.14 €1.82

-79.91%

Taxi 1hour Waiting (Normal Tariff)

$6.02 Rp 103.3K

$28.51 €24.26

-78.88%

Gasoline (1 liter)

$0.86 Rp 14.7K

$1.99 €1.69

-56.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.1M

$29.8K €25.3K

-12.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 543.7M

$27.2K €23.1K

16.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.3M

$187 €159

-58.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.00 Rp 68.5K

$13.86 €11.80

-71.14%

Internet (50+ Mbps, Unlimited Data)

$24.35 Rp 417.7K

$31.61 €26.90

-22.97%

Gym Membership (Monthly)

$95.8 Rp 1.6M

$55.7 €47.43

71.85%

Tennis Court (1 Hour on Weekend)

$6.46 Rp 110.7K

$23.39 €19.90

-72.38%

Cinema Ticket

$4.01 Rp 68.7K

$8.75 €7.45

-54.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$302 Rp 5.2M

$627 €533

-51.88%

International Primary School, 1 Child (Yearly)

$6,545 Rp 112.3M

$4,101 €3,490

59.60%

Jeans (Levis 501 Or Similar)

$53.4 Rp 916.3K

$66.5 €56.6

-19.68%

Summer Dress (H&M, Zara, etc)

$38.55 Rp 661.2K

$31.36 €26.69

22.93%

Sport Shoes (Adidas, Nike)

$89.1 Rp 1.5M

$81.4 €69.2

9.46%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$88.2 €75.0

-10.50%

1-bedroom Apartment, City Center (Monthly)

$1,016 Rp 17.4M

$752 €640

35.08%

1-bedroom Apartment, Outside City Center (Monthly)

$672 Rp 11.5M

$583 €496

15.26%

3-bedroom Apartment, City Center (Monthly)

$3,368 Rp 57.8M

$1,233 €1,049

173.27%

3-bedroom Apartment, Outside City Center (Monthly)

$2,108 Rp 36.2M

$910 €774

131.74%

Buy Apartment in City Center (m2)

$3,001 Rp 51.5M

$2,619 €2,228

14.63%

Buy Apartment Outside City Center (m2)

$2,337 Rp 40.1M

$1,822 €1,550

28.27%

Average Monthly Net Salary (After Tax)

$178 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.93

169.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 12, 2026

Last update for Isernia: April 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,016 in Ubud, Bali and $752 in Isernia. Housing cost is often the main lever when comparing two cities.

Dining out: $33 in Ubud, Bali vs $56 in Isernia for a mid-range dinner for two. Groceries echo the gap at $300 vs $302 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Isernia: Cost of Living - Frequently Asked Questions

Ubud, Bali and Isernia differ by about 17% in total monthly costs ($1,395 vs $1,626 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,092 in Ubud, Bali and $2,439 in Isernia to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,016 in Ubud, Bali versus $752 in Isernia. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,395 per month in Ubud, Bali versus $1,626 in Isernia – a 17% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 419% less than in Isernia. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,395 in Ubud, Bali versus $1,626 in Isernia, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Isernia. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Isernia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 17% less than in Isernia. Beyond cost, consider language, visa policies, and how big the international community is in each city.