Last update: Nov 2026

Cost of Living Comparison Between Isernia and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,638 in Isernia, rent and utilities included – about $3,700 less a year. Other living expenses account for most of the difference.

79

Cost of Living Index in Isernia
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Isernia Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Isernia

🇮🇹 Italy

$1,638

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Isernia and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Isernia and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,638 in Isernia versus $1,331 in Ubud, Bali.

Isernia $1,638
Ubud, Bali $1,331

Estimated couple costs with rent: $2,441 in Isernia versus $2,255 in Ubud, Bali.

Isernia $2,441
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $3,245 in Isernia versus $3,180 in Ubud, Bali.

Isernia $3,245
Ubud, Bali $3,180

Living in Isernia is roughly 23% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Isernia is 21% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$16.59 €14.74

$3.38 Rp 61.3K

390.83%

Three-Course Dinner for Two, Mid-Range

$53.9 €47.88

$34.65 Rp 629.1K

55.56%

Fast Food Meal (McDonalds, etc)

$7.99 €7.10

$5.57 Rp 101.2K

43.45%

Cappuccino

$1.37 €1.22

$2.62 Rp 47.6K

-47.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.23 €1.98

$1.54 Rp 27.9K

44.81%

Water (0.33 liter bottle)

$1.14 €1.01

$0.64 Rp 11.6K

78.12%

Local Beer (0.5 liter draught)

$3.81 €3.38

$2.67 Rp 48.4K

42.70%

Imported Beer (0.33 liter bottle)

$3.44 €3.06

$4.26 Rp 77.4K

-19.25%

Milk (1 liter)

$1.52 €1.35

$1.46 Rp 26.5K

4.11%

White Bread (500g)

$1.81 €1.61

$2.29 Rp 41.6K

-20.96%

Rice (white) (1kg)

$2.77 €2.46

$1.11 Rp 20.1K

149.55%

Eggs

$2.67 €2.37

$2.10 Rp 38.1K

27.14%

Local Cheese (1kg)

$15.08 €13.40

$15.94 Rp 289.4K

-5.40%

Chicken Fillets (1kg)

$11.39 €10.11

$3.88 Rp 70.5K

193.56%

Beef Round Steak (1kg)

$16.70 €14.84

$11.40 Rp 207.0K

46.49%

Apples (1kg)

$2.31 €2.05

$3.55 Rp 64.5K

-34.93%

Banana (1kg)

$2.03 €1.80

$1.54 Rp 27.9K

31.82%

Oranges (1kg)

$2.06 €1.83

$2.23 Rp 40.5K

-7.62%

Tomato (1kg)

$2.21 €1.96

$1.97 Rp 35.8K

12.18%

Potato (1kg)

$1.66 €1.48

$1.86 Rp 33.7K

-10.75%

Onion (1kg)

$1.54 €1.37

$2.42 Rp 43.9K

-36.36%

Lettuce (1 head)

$1.14 €1.02

$1.02 Rp 18.6K

11.76%

Water (1.5 liter bottle)

$0.41 €0.37

$0.52 Rp 9,483

-21.15%

Cigarettes 20 Pack (Marlboro, Camel)

$6.77 €6.02

$2.20 Rp 39.9K

207.73%

Wine (Bottle)

$7.44 €6.61

$21.79 Rp 395.6K

-65.86%

Local Beer (0.5 liter bottle)

$1.88 €1.67

$2.33 Rp 42.2K

-19.31%

Imported Beer (0.33 liter bottle)

$2.30 €2.04

$2.97 Rp 53.9K

-22.56%

One-way Ticket (Public Transport)

$1.63 €1.45

$0.25 Rp 4,546

552.00%

Public Transport Monthly Pass (Regular Price)

$42.04 €37.34

$8.17 Rp 148.4K

414.57%

Taxi Start (Normal Tariff)

$5.48 €4.86

$0.44 Rp 7,947

1145.45%

Taxi (Normal Tariff) (1km)

$2.21 €1.97

$0.47 Rp 8,496

370.21%

Taxi 1hour Waiting (Normal Tariff)

$23.27 €20.67

$5.60 Rp 101.7K

315.54%

Gasoline (1 liter)

$2.09 €1.86

$0.83 Rp 15.0K

151.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K €32.0K

$24.4K Rp 443.8M

47.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.5K €33.3K

$31.7K Rp 575.5M

18.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$208 €184

$77.5 Rp 1.4M

167.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.62 €10.32

$6.14 Rp 111.6K

89.25%

Internet (50+ Mbps, Unlimited Data)

$30.14 €26.78

$18.92 Rp 343.4K

59.30%

Gym Membership (Monthly)

$54.9 €48.73

$51.0 Rp 925.8K

7.59%

Tennis Court (1 Hour on Weekend)

$24.02 €21.33

$18.25 Rp 331.3K

31.62%

Cinema Ticket

$8.15 €7.24

$4.38 Rp 79.6K

86.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$757 €672

$492 Rp 8.9M

53.70%

International Primary School, 1 Child (Yearly)

$5,604 €4,978

$12.2K Rp 221.9M

-54.14%

Jeans (Levis 501 Or Similar)

$83.5 €74.2

$45.16 Rp 819.9K

84.94%

Summer Dress (H&M, Zara, etc)

$46.46 €41.27

$34.89 Rp 633.4K

33.16%

Sport Shoes (Adidas, Nike)

$107 €95.0

$78.3 Rp 1.4M

36.53%

Men's Leather Business Shoes

$140 €124

$77.9 Rp 1.4M

79.72%

1-bedroom Apartment, City Center (Monthly)

$729 €648

$1,078 Rp 19.6M

-32.31%

1-bedroom Apartment, Outside City Center (Monthly)

$573 €509

$665 Rp 12.1M

-13.77%

3-bedroom Apartment, City Center (Monthly)

$1,164 €1,034

$3,510 Rp 63.7M

-66.85%

3-bedroom Apartment, Outside City Center (Monthly)

$904 €803

$1,671 Rp 30.3M

-45.87%

Buy Apartment in City Center (m2)

$2,923 €2,597

$2,340 Rp 42.5M

24.92%

Buy Apartment Outside City Center (m2)

$2,029 €1,803

$2,236 Rp 40.6M

-9.26%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

3.92

13.78

-71.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Isernia: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Isernia

$573 35%

Ubud, Bali

$665 50% 16% $92

Groceries & Markets

Isernia

$297 18.1%

Ubud, Bali

$279 21% 5.8% $17

Monthly Utilities & Internet

Isernia

$249 15.2%

Ubud, Bali

$103 7.7% 58.9% $147

Eating Out

Isernia

$213 13%

Ubud, Bali

$106 8% 50.3% $107

Clothing & Footwear

Isernia

$170 10.4%

Ubud, Bali

$106 8% 37.3% $63

Sport & Entertainment

Isernia

$71 4.3%

Ubud, Bali

$60 4.5% 16% $11

Getting Around

Isernia

$65 4%

Ubud, Bali

$12 0.9% 81.6% $53

Cost Breakdown

A one-bedroom apartment in the center runs $729 in Isernia and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $54 in Isernia vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $297 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇹 Isernia

🇮🇩 Ubud, Bali

🕒 Local time

23:16 11:16 PM

06:16 6:16 AM

7 h ahead of Isernia

🌤 Weather

👥 Population

20,000

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.13 USD

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 4, 2026: 1 USD = 0.888 EUR (1 EUR = 1.13 USD).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

USD to EUR in detail →

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Between locations

Isernia Ubud, Bali 11,550 km ≈ 15 h nonstop flight

From you

Isernia
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Isernia vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,638 in Isernia and $1,331 in Ubud, Bali, so Ubud, Bali is about 19% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $2,457 in Isernia and $1,996 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $729 in Isernia versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,638 per month in Isernia versus $1,331 in Ubud, Bali – Ubud, Bali is about 19% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 81% less than in Isernia. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Isernia and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.