Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Hverageroi

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,719 in Hverageroi, rent and utilities included – about $4,700 less a year. The total is higher in Hverageroi despite lower rent and utilities.

Ubud, Bali, Indonesia
Hverageroi, Iceland
Ubud, Bali
🇮🇩 Indonesia
$1,331
/mo nomad
Hverageroi
🇮🇸 Iceland
$1,719
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Hverageroi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Hverageroi actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $1,719 in Hverageroi, rent included.

  • Ubud, Bali $1,331
  • Hverageroi $1,719

A couple spends around $2,255 per month in Ubud, Bali vs $2,927 in Hverageroi, rent included.

  • Ubud, Bali $2,255
  • Hverageroi $2,927

A family of three spends $3,180 per month in Ubud, Bali vs $4,135 in Hverageroi, rent included.

  • Ubud, Bali $3,180
  • Hverageroi $4,135

Ubud, Bali is about 23% cheaper than Hverageroi, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 2% below the global median, while Hverageroi is 27% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Hverageroi
Difference
Meal at Budget Restaurant
$3.38 Rp 61.3K
$31.27 ISK 3,799
-89.19%
Three-Course Dinner for Two, Mid-Range
$34.65 Rp 628.8K
$124 ISK 15.1K
-72.08%
Fast Food Meal (McDonalds, etc)
$5.57 Rp 101.2K
$27.50 ISK 3,341
-79.75%
Cappuccino
$2.62 Rp 47.5K
$6.74 ISK 819
-61.13%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 Rp 27.9K
$3.37 ISK 409
-54.30%
Water (0.33 liter bottle)
$0.64 Rp 11.6K
$3.15 ISK 383
-79.68%
Local Beer (0.5 liter draught)
$2.67 Rp 48.4K
$14.10 ISK 1,713
-81.06%
Imported Beer (0.33 liter bottle)
$4.26 Rp 77.4K
$12.30 ISK 1,495
-65.37%
🛒 Groceries & Markets
Ubud, Bali
Hverageroi
Difference
Milk (1 liter)
$1.46 Rp 26.5K
$2.02 ISK 246
-27.72%
White Bread (500g)
$2.29 Rp 41.6K
$4.28 ISK 520
-46.50%
Rice (white) (1kg)
$1.11 Rp 20.1K
$3.65 ISK 444
-69.59%
Eggs
$2.10 Rp 38.1K
$6.90 ISK 838
-69.57%
Local Cheese (1kg)
$15.94 Rp 289.3K
$21.93 ISK 2,665
-27.31%
Chicken Fillets (1kg)
$3.88 Rp 70.5K
$23.98 ISK 2,914
-83.82%
Beef Round Steak (1kg)
$11.40 Rp 206.9K
$41.79 ISK 5,077
-72.72%
Apples (1kg)
$3.55 Rp 64.5K
$3.36 ISK 408
5.65%
Banana (1kg)
$1.54 Rp 27.9K
$2.76 ISK 335
-44.20%
Oranges (1kg)
$2.23 Rp 40.5K
$3.18 ISK 387
-29.87%
Tomato (1kg)
$1.97 Rp 35.8K
$6.38 ISK 775
-69.12%
Potato (1kg)
$1.86 Rp 33.7K
$3.91 ISK 475
-52.43%
Onion (1kg)
$2.42 Rp 43.9K
$1.70 ISK 207
42.35%
Lettuce (1 head)
$1.02 Rp 18.6K
$3.62 ISK 440
-71.82%
Water (1.5 liter bottle)
$0.52 Rp 9,479
$1.77 ISK 215
-70.62%
Cigarettes 20 Pack (Marlboro, Camel)
$2.20 Rp 39.9K
$13.81 ISK 1,678
-84.07%
Wine (Bottle)
$21.79 Rp 395.4K
$23.51 ISK 2,856
-7.32%
Local Beer (0.5 liter bottle)
$2.33 Rp 42.2K
$3.54 ISK 430
-34.18%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.9K
$3.48 ISK 423
-14.66%
🚌 Getting Around
Ubud, Bali
Hverageroi
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,544
-
-
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 148.4K
-
-
Taxi Start (Normal Tariff)
$0.44 Rp 7,944
$6.90 ISK 839
-93.62%
Taxi (Normal Tariff) (1km)
$0.47 Rp 8,493
$2.90 ISK 352
-83.79%
Taxi 1hour Waiting (Normal Tariff)
$5.60 Rp 101.6K
$81.7 ISK 9,928
-93.15%
Gasoline (1 liter)
$0.83 Rp 15.0K
$2.04 ISK 248
-59.31%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.4K Rp 443.7M
$69.7K ISK 8.5M
-64.91%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 575.2M
$55.0K ISK 6.7M
-42.38%
🧾 Monthly Utilities & Internet
Ubud, Bali
Hverageroi
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$77.5 Rp 1.4M
$97.0 ISK 11.8K
-20.15%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.14 Rp 111.5K
$32.70 ISK 3,973
-81.22%
Internet (50+ Mbps, Unlimited Data)
$18.92 Rp 343.3K
$85.4 ISK 10.4K
-77.84%
🎉 Sport & Entertainment
Ubud, Bali
Hverageroi
Difference
Gym Membership (Monthly)
$51.0 Rp 925.4K
-
-
Tennis Court (1 Hour on Weekend)
$18.25 Rp 331.2K
-
-
Cinema Ticket
$4.38 Rp 79.5K
$19.66 ISK 2,389
-77.72%
🧸 Childcare & Education
Ubud, Bali
Hverageroi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$492 Rp 8.9M
$1,207 ISK 146.7K
-59.22%
International Primary School, 1 Child (Yearly)
$12.2K Rp 221.8M
$26.2K ISK 3.2M
-53.27%
👕👟 Clothing & Footwear
Ubud, Bali
Hverageroi
Difference
Jeans (Levis 501 Or Similar)
$45.16 Rp 819.6K
$150 ISK 18.2K
-69.83%
Summer Dress (H&M, Zara, etc)
$34.89 Rp 633.2K
$66.8 ISK 8,114
-47.75%
Sport Shoes (Adidas, Nike)
$78.3 Rp 1.4M
$185 ISK 22.5K
-57.61%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$247 ISK 30.0K
-68.43%
🏠 Accommodation & Living
Ubud, Bali
Hverageroi
Difference
1-bedroom Apartment, City Center (Monthly)
$1,078 Rp 19.6M
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$665 Rp 12.1M
-
-
3-bedroom Apartment, City Center (Monthly)
$3,510 Rp 63.7M
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$1,671 Rp 30.3M
-
-
Buy Apartment in City Center (m2)
$2,340 Rp 42.5M
-
-
Buy Apartment Outside City Center (m2)
$2,236 Rp 40.6M
-
-
💵 Salaries & Financials
Ubud, Bali
Hverageroi
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
8.81
56.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Hverageroi: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$665
Hverageroi
- * 100%
Groceries & Markets
Ubud, Bali
$279
Hverageroi
$617 121% $337
Clothing & Footwear
Ubud, Bali
$106
Hverageroi
$292 174% $185
Eating Out
Ubud, Bali
$106
Hverageroi
$535 406% $429
Monthly Utilities & Internet
Ubud, Bali
$103
Hverageroi
$215 110% $113
Sport & Entertainment
Ubud, Bali
$60
Hverageroi
$39 * 34.2% $20
Getting Around
Ubud, Bali
$12
Hverageroi
$21 * 78.9% $9.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $35 in Ubud, Bali versus $124 in Hverageroi. Monthly groceries follow the same trend: $279 vs $617 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇮🇩 Ubud, Bali
🇮🇸 Hverageroi
🕒 Local time
16:57 4:57 PM
08:57 8:57 AM
8 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
2,657
💱 Currency
Exchange rates and currency converter

ISK, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,345 IDR (100,000 IDR = 4.92 EUR).

Icelandic Króna exchange rates as of November 4, 2026: 1 USD = 122 ISK (1,000 ISK = 8.23 USD). 1 EUR = 136 ISK (1,000 ISK = 7.34 EUR).

On the map
Between locations
  • Ubud, Bali Hverageroi 12,960 km ≈ 17 h nonstop flight
From you
  • Ubud, Bali
  • Hverageroi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Hverageroi: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Hverageroi?
Hverageroi costs about 29% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ubud, Bali and in Hverageroi?
For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $2,578 in Hverageroi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How much does it cost to live in Ubud, Bali compared to Hverageroi?
Monthly expenses with rent come to $1,331 in Ubud, Bali and $1,719 in Hverageroi. That makes Ubud, Bali about 23% cheaper.
How do childcare costs compare in Ubud, Bali and in Hverageroi?
Kindergarten costs $492 per month in Ubud, Bali and $1,207 in Hverageroi. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,000/month in Ubud, Bali or in Hverageroi?
$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $1,719 in Hverageroi. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city offers a better quality of life: Ubud, Bali or Hverageroi?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $1,719 in Hverageroi. Climate, culture, job market, and personal taste all factor in.
How safe is Ubud, Bali compared to Hverageroi?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

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