Last update: Nov 2026

Cost of Living Comparison Between Hverageroi and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,719 in Hverageroi, rent and utilities included – about $4,700 less a year. The total is higher in Hverageroi despite lower rent and utilities.

Hverageroi, Iceland
Ubud, Bali, Indonesia
Hverageroi
🇮🇸 Iceland
$1,719
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,331
/mo nomad
Monthly Cost of Living

How much you'll spend in Hverageroi and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hverageroi and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,719 per month in Hverageroi vs $1,331 in Ubud, Bali, rent included.

  • Hverageroi $1,719
  • Ubud, Bali $1,331

A couple spends around $2,927 per month in Hverageroi vs $2,255 in Ubud, Bali, rent included.

  • Hverageroi $2,927
  • Ubud, Bali $2,255

A family of three spends $4,135 per month in Hverageroi vs $3,180 in Ubud, Bali, rent included.

  • Hverageroi $4,135
  • Ubud, Bali $3,180

Hverageroi costs about 29% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Hverageroi sits 27% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Hverageroi
Ubud, Bali
Difference
Meal at Budget Restaurant
$31.27 ISK 3,799
$3.38 Rp 61.3K
825.15%
Three-Course Dinner for Two, Mid-Range
$124 ISK 15.1K
$34.65 Rp 628.8K
258.21%
Fast Food Meal (McDonalds, etc)
$27.50 ISK 3,341
$5.57 Rp 101.2K
393.72%
Cappuccino
$6.74 ISK 819
$2.62 Rp 47.5K
157.25%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.37 ISK 409
$1.54 Rp 27.9K
118.83%
Water (0.33 liter bottle)
$3.15 ISK 383
$0.64 Rp 11.6K
392.19%
Local Beer (0.5 liter draught)
$14.10 ISK 1,713
$2.67 Rp 48.4K
428.09%
Imported Beer (0.33 liter bottle)
$12.30 ISK 1,495
$4.26 Rp 77.4K
188.73%
🛒 Groceries & Markets
Hverageroi
Ubud, Bali
Difference
Milk (1 liter)
$2.02 ISK 246
$1.46 Rp 26.5K
38.36%
White Bread (500g)
$4.28 ISK 520
$2.29 Rp 41.6K
86.90%
Rice (white) (1kg)
$3.65 ISK 444
$1.11 Rp 20.1K
228.83%
Eggs
$6.90 ISK 838
$2.10 Rp 38.1K
228.57%
Local Cheese (1kg)
$21.93 ISK 2,665
$15.94 Rp 289.3K
37.58%
Chicken Fillets (1kg)
$23.98 ISK 2,914
$3.88 Rp 70.5K
518.04%
Beef Round Steak (1kg)
$41.79 ISK 5,077
$11.40 Rp 206.9K
266.58%
Apples (1kg)
$3.36 ISK 408
$3.55 Rp 64.5K
-5.35%
Banana (1kg)
$2.76 ISK 335
$1.54 Rp 27.9K
79.22%
Oranges (1kg)
$3.18 ISK 387
$2.23 Rp 40.5K
42.60%
Tomato (1kg)
$6.38 ISK 775
$1.97 Rp 35.8K
223.86%
Potato (1kg)
$3.91 ISK 475
$1.86 Rp 33.7K
110.22%
Onion (1kg)
$1.70 ISK 207
$2.42 Rp 43.9K
-29.75%
Lettuce (1 head)
$3.62 ISK 440
$1.02 Rp 18.6K
254.90%
Water (1.5 liter bottle)
$1.77 ISK 215
$0.52 Rp 9,479
240.38%
Cigarettes 20 Pack (Marlboro, Camel)
$13.81 ISK 1,678
$2.20 Rp 39.9K
527.73%
Wine (Bottle)
$23.51 ISK 2,856
$21.79 Rp 395.4K
7.89%
Local Beer (0.5 liter bottle)
$3.54 ISK 430
$2.33 Rp 42.2K
51.93%
Imported Beer (0.33 liter bottle)
$3.48 ISK 423
$2.97 Rp 53.9K
17.17%
🚌 Getting Around
Hverageroi
Ubud, Bali
Difference
One-way Ticket (Public Transport)
-
$0.25 Rp 4,544
-
Public Transport Monthly Pass (Regular Price)
-
$8.17 Rp 148.4K
-
Taxi Start (Normal Tariff)
$6.90 ISK 839
$0.44 Rp 7,944
1468.18%
Taxi (Normal Tariff) (1km)
$2.90 ISK 352
$0.47 Rp 8,493
517.02%
Taxi 1hour Waiting (Normal Tariff)
$81.7 ISK 9,928
$5.60 Rp 101.6K
1359.11%
Gasoline (1 liter)
$2.04 ISK 248
$0.83 Rp 15.0K
145.78%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$69.7K ISK 8.5M
$24.4K Rp 443.7M
185.01%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$55.0K ISK 6.7M
$31.7K Rp 575.2M
73.55%
🧾 Monthly Utilities & Internet
Hverageroi
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$97.0 ISK 11.8K
$77.5 Rp 1.4M
25.23%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.70 ISK 3,973
$6.14 Rp 111.5K
432.57%
Internet (50+ Mbps, Unlimited Data)
$85.4 ISK 10.4K
$18.92 Rp 343.3K
351.27%
🎉 Sport & Entertainment
Hverageroi
Ubud, Bali
Difference
Gym Membership (Monthly)
-
$51.0 Rp 925.4K
-
Tennis Court (1 Hour on Weekend)
-
$18.25 Rp 331.2K
-
Cinema Ticket
$19.66 ISK 2,389
$4.38 Rp 79.5K
348.86%
🧸 Childcare & Education
Hverageroi
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,207 ISK 146.7K
$492 Rp 8.9M
145.20%
International Primary School, 1 Child (Yearly)
$26.2K ISK 3.2M
$12.2K Rp 221.8M
113.99%
👕👟 Clothing & Footwear
Hverageroi
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$150 ISK 18.2K
$45.16 Rp 819.6K
231.47%
Summer Dress (H&M, Zara, etc)
$66.8 ISK 8,114
$34.89 Rp 633.2K
91.40%
Sport Shoes (Adidas, Nike)
$185 ISK 22.5K
$78.3 Rp 1.4M
135.93%
Men's Leather Business Shoes
$247 ISK 30.0K
$77.9 Rp 1.4M
216.71%
🏠 Accommodation & Living
Hverageroi
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
-
$1,078 Rp 19.6M
-
1-bedroom Apartment, Outside City Center (Monthly)
-
$665 Rp 12.1M
-
3-bedroom Apartment, City Center (Monthly)
-
$3,510 Rp 63.7M
-
3-bedroom Apartment, Outside City Center (Monthly)
-
$1,671 Rp 30.3M
-
Buy Apartment in City Center (m2)
-
$2,340 Rp 42.5M
-
Buy Apartment Outside City Center (m2)
-
$2,236 Rp 40.6M
-
💵 Salaries & Financials
Hverageroi
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$166 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
8.81
13.78
-36.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hverageroi: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Hverageroi
$617
Ubud, Bali
$279 54.7% $337
Eating Out
Hverageroi
$535
Ubud, Bali
$106 80.2% $429
Clothing & Footwear
Hverageroi
$292
Ubud, Bali
$106 63.5% $185
Monthly Utilities & Internet
Hverageroi
$215
Ubud, Bali
$103 52.3% $113
Sport & Entertainment
Hverageroi
$39 *
Ubud, Bali
$60 51.9% $20
Getting Around
Hverageroi
$21 *
Ubud, Bali
$12 44.1% $9.4
Accommodation & Living
Hverageroi
- *
Ubud, Bali
$665

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $124 in Hverageroi versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $617 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇮🇸 Hverageroi
🇮🇩 Ubud, Bali
🕒 Local time
03:00 3:00 AM
11:00 11:00 AM
8 h ahead of Hverageroi
🌤 Weather
👥 Population
2,657
74,800
💱 Currency
Exchange rates and currency converter

IDR, USD, EUR to ISK – Icelandic Króna Converter

Icelandic Króna exchange rates as of November 4, 2026: 1 USD = 122 ISK (1,000 ISK = 8.23 USD). 1 EUR = 136 ISK (1,000 ISK = 7.36 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,295 IDR (100,000 IDR = 4.93 EUR).

On the map
Between locations
  • Hverageroi Ubud, Bali 12,960 km ≈ 17 h nonstop flight
From you
  • Hverageroi
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hverageroi vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Hverageroi or Ubud, Bali?
Hverageroi costs about 29% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Hverageroi and in Ubud, Bali?
For a comfortable life, plan on about $2,578 per month in Hverageroi and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How much does it cost to live in Hverageroi compared to Ubud, Bali?
Monthly expenses with rent come to $1,719 in Hverageroi and $1,331 in Ubud, Bali. That makes Ubud, Bali about 23% cheaper.
How do childcare costs compare in Hverageroi and in Ubud, Bali?
Kindergarten costs $1,207 per month in Hverageroi and $492 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,000/month in Hverageroi or in Ubud, Bali?
$1,000 is a stretch for both – monthly costs hit $1,719 in Hverageroi and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city offers a better quality of life: Hverageroi or Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $1,719 in Hverageroi. Climate, culture, job market, and personal taste all factor in.
How safe is Hverageroi compared to Ubud, Bali?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

Hverageroi vs other spots: cost of living compared

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