Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Humacao

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,563 in Humacao, rent and utilities included – about $2,800 less a year. The total is higher in Humacao despite lower rent and utilities.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
75

Cost of Living Index in Humacao
Learn more

Humacao Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Humacao

🇵🇷 Puerto Rico

$1,563

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Humacao

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Humacao actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $1,563 in Humacao, rent included.

Ubud, Bali $1,331
Humacao $1,563

A couple spends around $2,255 per month in Ubud, Bali vs $2,536 in Humacao, rent included.

Ubud, Bali $2,255
Humacao $2,536

A family of three spends $3,180 per month in Ubud, Bali vs $3,508 in Humacao, rent included.

Ubud, Bali $3,180
Humacao $3,508

Ubud, Bali is about 15% cheaper than Humacao, and outside of rent the biggest gap is in utilities.

Ubud, Bali sits 2% below the global median, while Humacao is 16% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$12.09 $12.09

-72.04%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.8K

$44.14 $44.14

-21.50%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$8.92 $8.92

-37.56%

Cappuccino

$2.62 Rp 47.5K

$3.54 $3.54

-25.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.77 $1.77

-12.99%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.22 $1.22

-47.54%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$2.30 $2.30

16.09%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$3.04 $3.04

40.13%

Milk (1 liter)

$1.46 Rp 26.5K

$2.13 $2.13

-31.46%

White Bread (500g)

$2.29 Rp 41.6K

$2.97 $2.97

-22.90%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.66 $1.66

-33.13%

Eggs

$2.10 Rp 38.1K

$7.53 $7.53

-72.11%

Local Cheese (1kg)

$15.94 Rp 289.3K

$12.29 $12.29

29.70%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$6.42 $6.42

-39.56%

Beef Round Steak (1kg)

$11.40 Rp 206.9K

$13.30 $13.30

-14.29%

Apples (1kg)

$3.55 Rp 64.5K

$3.18 $3.18

11.64%

Banana (1kg)

$1.54 Rp 27.9K

$2.34 $2.34

-34.19%

Oranges (1kg)

$2.23 Rp 40.5K

$3.88 $3.88

-42.53%

Tomato (1kg)

$1.97 Rp 35.8K

$4.46 $4.46

-55.83%

Potato (1kg)

$1.86 Rp 33.7K

$2.95 $2.95

-36.95%

Onion (1kg)

$2.42 Rp 43.9K

$2.98 $2.98

-18.79%

Lettuce (1 head)

$1.02 Rp 18.6K

$3.27 $3.27

-68.81%

Water (1.5 liter bottle)

$0.52 Rp 9,479

$0.92 $0.92

-43.48%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$11.17 $11.17

-80.30%

Wine (Bottle)

$21.79 Rp 395.4K

$9.93 $9.93

119.44%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.21 $1.21

92.56%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.26 $3.26

-8.90%

One-way Ticket (Public Transport)

$0.25 Rp 4,544

$1.03 $1.03

-75.73%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

Taxi Start (Normal Tariff)

$0.44 Rp 7,944

$2.47 $2.47

-82.19%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,493

$1.54 $1.54

-69.48%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$41.82 $41.82

-86.61%

Gasoline (1 liter)

$0.83 Rp 15.0K

$0.89 $0.89

-6.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.7M

$20.3K $20.3K

20.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.2M

$24.5K $24.5K

29.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$327 $327

-76.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$68.1 $68.1

-90.98%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.3K

$69.2 $69.2

-72.67%

Gym Membership (Monthly)

$51.0 Rp 925.4K

$30.33 $30.33

68.12%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.2K

Cinema Ticket

$4.38 Rp 79.5K

$7.70 $7.70

-43.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$822 $822

-40.08%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.8M

$10.5K $10.5K

15.85%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.6K

$55.7 $55.7

-18.98%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.2K

$59.3 $59.3

-41.20%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$98.7 $98.7

-20.62%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$78.7 $78.7

-1.03%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$593 $593

81.64%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$376 $376

76.69%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$1,589 $1,589

120.89%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$1,150 $1,150

45.35%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$3,827 $3,827

-38.85%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,584 $1,584

41.16%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$2,084 $2,084

-92.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.55

110.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Humacao: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Humacao

$376 24.1% 43.4% $289

Groceries & Markets

Ubud, Bali

$279 21%

Humacao

$336 21.5% 20.1% $56

Clothing & Footwear

Ubud, Bali

$106 8%

Humacao

$132 8.4% 23.8% $25

Eating Out

Ubud, Bali

$106 8%

Humacao

$196 12.5% 84.9% $90

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Humacao

$464 29.7% 353% $361

Sport & Entertainment

Ubud, Bali

$60 4.5%

Humacao

$46 2.9% 23.5% $14

Getting Around

Ubud, Bali

$12 0.9%

Humacao

$14 * 0.9% 19.3% $2.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $593 in Humacao. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Humacao are about 13 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35 in Ubud, Bali versus $44 in Humacao. Monthly groceries follow the same trend: $279 vs $336 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇷 Humacao

🕒 Local time

18:49 6:49 PM

06:49 6:49 AM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

14,972

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,345 IDR (100,000 IDR = 4.92 EUR).

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Humacao 18,940 km ≈ 24 h nonstop flight

From you

Ubud, Bali
Humacao

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Humacao: Cost of Living - Frequently Asked Questions

Yes – Humacao is pricier by about 17%, and outside of rent the gap shows up most in utilities.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $2,345 in Humacao. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Humacao, especially for central apartments: a one-bedroom in the center costs $593 there versus $1,078 in Ubud, Bali.

Monthly expenses with rent come to $1,331 in Ubud, Bali and $1,563 in Humacao. That makes Ubud, Bali about 15% cheaper.

Kindergarten costs $492 per month in Ubud, Bali and $822 in Humacao. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $1,563 in Humacao. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $1,563 in Humacao. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Humacao makes more sense. Both are solid long-term options with distinct trade-offs.