Cost of Living Comparison Between Ubud, Bali and Humacao Cost of Living Comparison Between Ubud, Bali and Humacao

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $1,634 in Humacao, rent included.

A couple spends around $2,582 per month in Ubud, Bali vs $2,561 in Humacao, rent included.

A family of three spends $3,757 per month in Ubud, Bali vs $3,488 in Humacao, rent included.

Ubud, Bali is about 14% cheaper than Humacao, driven mainly by Monthly Utilities & Internet.

Both Ubud, Bali and Humacao sit above the global median – Ubud, Bali by 5%, Humacao by 22%.

Meal at Budget Restaurant

$3.42 Rp 58.7K

$14.51 $14.51

-76.43%

Three-Course Dinner for Two, Mid-Range

$32.96 Rp 566.5K

$73.6 $73.6

-55.22%

Fast Food Meal (McDonalds, etc)

$5.08 Rp 87.3K

$9.64 $9.64

-47.30%

Cappuccino

$2.82 Rp 48.5K

$3.64 $3.64

-22.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 23.5K

$1.76 $1.76

-22.16%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$1.45 $1.45

-51.03%

Local Beer (0.5 liter draught)

$2.97 Rp 51.0K

$3.08 $3.08

-3.57%

Imported Beer (0.33 liter bottle)

$3.91 Rp 67.2K

$3.96 $3.96

-1.26%

Milk (1 liter)

$1.75 Rp 30.0K

$2.41 $2.41

-27.39%

White Bread (500g)

$2.52 Rp 43.2K

$3.41 $3.41

-26.10%

Rice (white) (1kg)

$1.21 Rp 20.8K

$1.86 $1.86

-34.95%

Eggs

$2.33 Rp 40.1K

$6.13 $6.13

-61.99%

Local Cheese (1kg)

$14.50 Rp 249.2K

$8.63 $8.63

68.02%

Chicken Fillets (1kg)

$4.36 Rp 74.9K

$5.44 $5.44

-19.85%

Beef Round Steak (1kg)

$12.05 Rp 207.0K

$12.68 $12.68

-4.97%

Apples (1kg)

$3.82 Rp 65.6K

$3.16 $3.16

20.89%

Banana (1kg)

$1.61 Rp 27.7K

$1.99 $1.99

-19.10%

Oranges (1kg)

$2.70 Rp 46.5K

$3.54 $3.54

-23.73%

Tomato (1kg)

$2.23 Rp 38.3K

$4.03 $4.03

-44.67%

Potato (1kg)

$1.90 Rp 32.6K

$4.04 $4.04

-52.97%

Onion (1kg)

$2.18 Rp 37.5K

$2.74 $2.74

-20.44%

Lettuce (1 head)

$1.03 Rp 17.7K

$2.48 $2.48

-58.47%

Water (1.5 liter bottle)

$0.77 Rp 13.3K

$0.63 $0.63

22.22%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 54.7K

$11.04 $11.04

-71.20%

Wine (Bottle)

$23.23 Rp 399.2K

$9.87 $9.87

135.36%

Local Beer (0.5 liter bottle)

$2.85 Rp 48.9K

$1.19 $1.19

139.50%

Imported Beer (0.33 liter bottle)

$2.72 Rp 46.7K

$3.23 $3.23

-15.79%

One-way Ticket (Public Transport)

$0.29 Rp 5,022

Public Transport Monthly Pass (Regular Price)

$8.43 Rp 144.8K

Taxi Start (Normal Tariff)

$0.49 Rp 8,344

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,812

$1.17 $1.17

-61.54%

Taxi 1hour Waiting (Normal Tariff)

$6.28 Rp 107.8K

$15.22 $15.22

-58.74%

Gasoline (1 liter)

$0.85 Rp 14.6K

$0.81 $0.81

4.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.8M

$20.1K $20.1K

29.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.5K Rp 541.8M

$25.4K $25.4K

24.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.8 Rp 1.4M

$340 $340

-76.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 70.3K

$79.1 $79.1

-94.83%

Internet (50+ Mbps, Unlimited Data)

$24.06 Rp 413.6K

$74.0 $74.0

-67.47%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$30.12 $30.12

219.36%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 112.2K

Cinema Ticket

$4.13 Rp 71.1K

$7.41 $7.41

-44.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.1M

$467 $467

-36.43%

International Primary School, 1 Child (Yearly)

$6,661 Rp 114.5M

$10.6K $10.6K

-37.19%

Jeans (Levis 501 Or Similar)

$55.0 Rp 944.5K

$46.20 $46.20

18.96%

Summer Dress (H&M, Zara, etc)

$38.75 Rp 666.0K

$55.9 $55.9

-30.64%

Sport Shoes (Adidas, Nike)

$89.6 Rp 1.5M

$90.0 $90.0

-0.41%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$78.6 $78.6

0.34%

1-bedroom Apartment, City Center (Monthly)

$1,018 Rp 17.5M

$686 $686

48.40%

1-bedroom Apartment, Outside City Center (Monthly)

$660 Rp 11.3M

$427 $427

54.66%

3-bedroom Apartment, City Center (Monthly)

$3,435 Rp 59.0M

$1,325 $1,325

159.21%

3-bedroom Apartment, Outside City Center (Monthly)

$2,053 Rp 35.3M

$1,009 $1,009

103.53%

Buy Apartment in City Center (m2)

$2,981 Rp 51.2M

$3,714 $3,714

-19.75%

Buy Apartment Outside City Center (m2)

$2,368 Rp 40.7M

$1,584 $1,584

49.49%

Average Monthly Net Salary (After Tax)

$172 Rp 3.0M

$2,058 $2,058

-91.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.71

132.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 21, 2026

Last update for Humacao: April 19, 2026

Cost Breakdown

A central one-bedroom costs $1,018 in Ubud, Bali versus $686 in Humacao. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1096% higher in Humacao, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33 in Ubud, Bali versus $74 in Humacao. Monthly groceries follow the same trend: $299 vs $311 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Humacao: Cost of Living - Frequently Asked Questions

Yes – Humacao is pricier by about 16%, and the gap shows up most in Monthly Utilities & Internet. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $2,451 in Humacao. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $1,634 in Humacao. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $297 per month in Ubud, Bali and $467 in Humacao. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Humacao at $1,634. In Ubud, Bali it covers expenses comfortably, while in Humacao it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Humacao makes more sense. Both are solid long-term options with distinct trade-offs.