Cost of Living Comparison Between Ubud, Bali and Humacao Cost of Living Comparison Between Ubud, Bali and Humacao

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $1,646 in Humacao, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $2,600 in Humacao, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $3,555 in Humacao, rent included.

Ubud, Bali is about 15% cheaper than Humacao, driven mainly by Monthly Utilities & Internet.

Both Ubud, Bali and Humacao sit above the global median – Ubud, Bali by 4%, Humacao by 22%.

Meal at Budget Restaurant

$3.57 Rp 64.7K

$14.61 $14.61

-75.56%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 589.5K

$73.6 $73.6

-55.82%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 88.2K

$9.83 $9.83

-50.56%

Cappuccino

$2.75 Rp 49.8K

$3.54 $3.54

-22.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 24.0K

$1.78 $1.78

-25.84%

Water (0.33 liter bottle)

$0.70 Rp 12.7K

$1.38 $1.38

-49.28%

Local Beer (0.5 liter draught)

$2.91 Rp 52.8K

$3.01 $3.01

-3.32%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.8K

$4.07 $4.07

-6.88%

Milk (1 liter)

$1.71 Rp 31.0K

$2.40 $2.40

-28.75%

White Bread (500g)

$2.47 Rp 44.9K

$3.55 $3.55

-30.42%

Rice (white) (1kg)

$1.20 Rp 21.8K

$1.81 $1.81

-33.70%

Eggs

$2.44 Rp 44.3K

$5.85 $5.85

-58.29%

Local Cheese (1kg)

$14.38 Rp 260.9K

$8.77 $8.77

63.97%

Chicken Fillets (1kg)

$4.31 Rp 78.1K

$5.62 $5.62

-23.31%

Beef Round Steak (1kg)

$12.21 Rp 221.4K

$12.83 $12.83

-4.83%

Apples (1kg)

$3.68 Rp 66.8K

$3.05 $3.05

20.66%

Banana (1kg)

$1.55 Rp 28.1K

$1.95 $1.95

-20.51%

Oranges (1kg)

$2.79 Rp 50.5K

$3.54 $3.54

-21.19%

Tomato (1kg)

$2.33 Rp 42.3K

$3.94 $3.94

-40.86%

Potato (1kg)

$1.97 Rp 35.7K

$4.00 $4.00

-50.75%

Onion (1kg)

$2.31 Rp 41.9K

$2.82 $2.82

-18.09%

Lettuce (1 head)

$1.06 Rp 19.3K

$2.54 $2.54

-58.27%

Water (1.5 liter bottle)

$0.73 Rp 13.2K

$0.64 $0.64

14.06%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 59.5K

$11.32 $11.32

-71.02%

Wine (Bottle)

$22.79 Rp 413.4K

$9.99 $9.99

128.13%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.9K

$1.19 $1.19

136.13%

Imported Beer (0.33 liter bottle)

$2.78 Rp 50.5K

$3.24 $3.24

-14.20%

One-way Ticket (Public Transport)

$0.29 Rp 5,281

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 146.2K

Taxi Start (Normal Tariff)

$0.45 Rp 8,146

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,193

$1.19 $1.19

-62.18%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 113.1K

$14.85 $14.85

-57.98%

Gasoline (1 liter)

$0.85 Rp 15.4K

$0.82 $0.82

3.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 471.2M

$19.7K $19.7K

31.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 574.1M

$25.2K $25.2K

25.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.5M

$339 $339

-76.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.6K

$78.9 $78.9

-94.85%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 442.9K

$73.2 $73.2

-66.64%

Gym Membership (Monthly)

$97.7 Rp 1.8M

$30.32 $30.32

222.13%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 116.9K

Cinema Ticket

$4.04 Rp 73.3K

$7.63 $7.63

-47.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$461 $461

-34.11%

International Primary School, 1 Child (Yearly)

$6,621 Rp 120.1M

$10.3K $10.3K

-35.68%

Jeans (Levis 501 Or Similar)

$54.2 Rp 983.6K

$46.39 $46.39

16.90%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 703.2K

$55.7 $55.7

-30.38%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.6M

$90.0 $90.0

-4.31%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$81.0 $81.0

-5.31%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.9M

$685 $685

43.81%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.9M

$432 $432

52.32%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 61.1M

$1,362 $1,362

147.34%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.5M

$981 $981

110.69%

Buy Apartment in City Center (m2)

$2,741 Rp 49.7M

$3,746 $3,746

-26.81%

Buy Apartment Outside City Center (m2)

$2,228 Rp 40.4M

$1,620 $1,620

37.47%

Average Monthly Net Salary (After Tax)

$163 Rp 3.0M

$2,081 $2,081

-92.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.71

132.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Humacao: June 8, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $685 in Humacao. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1174% higher in Humacao, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $74.0 in Humacao. Monthly groceries follow the same trend: $297 vs $312 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Humacao: Cost of Living - Frequently Asked Questions

Yes – Humacao is pricier by about 17%, and the gap shows up most in Monthly Utilities & Internet. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $2,469 in Humacao. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,404 in Ubud, Bali and $1,646 in Humacao. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $304 per month in Ubud, Bali and $461 in Humacao. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,404, than in Humacao at $1,646. In Ubud, Bali it covers expenses comfortably, while in Humacao it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Humacao makes more sense. Both are solid long-term options with distinct trade-offs.