Last update: Oct 2026

Cost of Living Comparison Between Humacao and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,561 in Humacao, rent and utilities included – about $2,500 less a year. The total is higher in Humacao despite lower rent and utilities.

Humacao, Puerto Rico
Ubud, Bali, Indonesia
Humacao
🇵🇷 Puerto Rico
$1,561
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Monthly Cost of Living

How much you'll spend in Humacao and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Humacao and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,561 per month in Humacao vs $1,349 in Ubud, Bali, rent included.

  • Humacao $1,561
  • Ubud, Bali $1,349

A couple spends around $2,539 per month in Humacao vs $2,305 in Ubud, Bali, rent included.

  • Humacao $2,539
  • Ubud, Bali $2,305

A family of three spends $3,516 per month in Humacao vs $3,261 in Ubud, Bali, rent included.

  • Humacao $3,516
  • Ubud, Bali $3,261

Humacao costs about 16% more than Ubud, Bali, and outside of rent the biggest gap is in utilities.

Currency
🍽 Eating Out
Humacao
Ubud, Bali
Difference
Meal at Budget Restaurant
$11.86 $11.86
$3.32 Rp 59.9K
257.23%
Three-Course Dinner for Two, Mid-Range
$45.86 $45.86
$35.64 Rp 642.4K
28.68%
Fast Food Meal (McDonalds, etc)
$9.11 $9.11
$5.53 Rp 99.7K
64.74%
Cappuccino
$3.70 $3.70
$2.72 Rp 49.0K
36.03%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.79 $1.79
$1.70 Rp 30.7K
5.29%
Water (0.33 liter bottle)
$1.21 $1.21
$0.76 Rp 13.7K
59.21%
Local Beer (0.5 liter draught)
$2.20 $2.20
$2.65 Rp 47.8K
-16.98%
Imported Beer (0.33 liter bottle)
$2.94 $2.94
$4.38 Rp 79.0K
-32.88%
🛒 Groceries & Markets
Humacao
Ubud, Bali
Difference
Milk (1 liter)
$2.22 $2.22
$1.49 Rp 26.9K
48.99%
White Bread (500g)
$2.83 $2.83
$2.28 Rp 41.0K
24.12%
Rice (white) (1kg)
$1.60 $1.60
$1.19 Rp 21.5K
34.45%
Eggs
$7.33 $7.33
$2.04 Rp 36.7K
259.31%
Local Cheese (1kg)
$12.39 $12.39
$17.70 Rp 319.1K
-30.00%
Chicken Fillets (1kg)
$6.49 $6.49
$3.96 Rp 71.4K
63.89%
Beef Round Steak (1kg)
$13.13 $13.13
$12.19 Rp 219.7K
7.71%
Apples (1kg)
$3.03 $3.03
$3.66 Rp 65.9K
-17.21%
Banana (1kg)
$2.36 $2.36
$1.52 Rp 27.4K
55.26%
Oranges (1kg)
$3.84 $3.84
$2.23 Rp 40.2K
72.20%
Tomato (1kg)
$4.58 $4.58
$1.97 Rp 35.6K
132.49%
Potato (1kg)
$3.01 $3.01
$1.85 Rp 33.3K
62.70%
Onion (1kg)
$2.82 $2.82
$2.42 Rp 43.7K
16.53%
Lettuce (1 head)
$3.21 $3.21
$0.99 Rp 17.8K
224.24%
Water (1.5 liter bottle)
$0.89 $0.89
$0.51 Rp 9,255
74.51%
Cigarettes 20 Pack (Marlboro, Camel)
$11.30 $11.30
$2.22 Rp 40.0K
409.01%
Wine (Bottle)
$9.99 $9.99
$22.24 Rp 400.9K
-55.08%
Local Beer (0.5 liter bottle)
$1.25 $1.25
$2.26 Rp 40.7K
-44.69%
Imported Beer (0.33 liter bottle)
$3.27 $3.27
$2.97 Rp 53.5K
10.10%
🚌 Getting Around
Humacao
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.99 $0.99
$0.25 Rp 4,525
296.00%
Public Transport Monthly Pass (Regular Price)
-
$7.82 Rp 141.0K
-
Taxi Start (Normal Tariff)
$2.44 $2.44
$0.44 Rp 7,923
454.55%
Taxi (Normal Tariff) (1km)
$1.49 $1.49
$0.43 Rp 7,753
246.51%
Taxi 1hour Waiting (Normal Tariff)
$42.03 $42.03
$5.41 Rp 97.5K
676.89%
Gasoline (1 liter)
$0.88 $0.88
$0.82 Rp 14.9K
7.32%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.2K $20.2K
$23.8K Rp 429.7M
-15.12%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.9K $24.9K
$31.7K Rp 572.3M
-21.62%
🧾 Monthly Utilities & Internet
Humacao
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$319 $319
$79.1 Rp 1.4M
303.43%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$68.5 $68.5
$6.45 Rp 116.2K
962.48%
Internet (50+ Mbps, Unlimited Data)
$70.1 $70.1
$18.58 Rp 334.9K
277.02%
🎉 Sport & Entertainment
Humacao
Ubud, Bali
Difference
Gym Membership (Monthly)
$29.76 $29.76
$49.48 Rp 892.0K
-39.85%
Tennis Court (1 Hour on Weekend)
-
$17.65 Rp 318.1K
-
Cinema Ticket
$7.53 $7.53
$4.27 Rp 77.0K
76.35%
🧸 Childcare & Education
Humacao
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$815 $815
$491 Rp 8.8M
66.24%
International Primary School, 1 Child (Yearly)
$10.5K $10.5K
$5,674 Rp 102.3M
84.82%
👕👟 Clothing & Footwear
Humacao
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$56.2 $56.2
$44.64 Rp 804.7K
25.87%
Summer Dress (H&M, Zara, etc)
$60.7 $60.7
$34.95 Rp 630.1K
73.62%
Sport Shoes (Adidas, Nike)
$98.9 $98.9
$79.9 Rp 1.4M
23.82%
Men's Leather Business Shoes
$80.6 $80.6
$79.4 Rp 1.4M
1.50%
🏠 Accommodation & Living
Humacao
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$580 $580
$1,125 Rp 20.3M
-48.43%
1-bedroom Apartment, Outside City Center (Monthly)
$382 $382
$671 Rp 12.1M
-43.13%
3-bedroom Apartment, City Center (Monthly)
$1,555 $1,555
$3,565 Rp 64.3M
-56.39%
3-bedroom Apartment, Outside City Center (Monthly)
$1,159 $1,159
$1,723 Rp 31.1M
-32.73%
Buy Apartment in City Center (m2)
$3,746 $3,746
$2,732 Rp 49.2M
37.15%
Buy Apartment Outside City Center (m2)
$1,642 $1,642
$2,284 Rp 41.2M
-28.12%
💵 Salaries & Financials
Humacao
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$2,020 $2,020
$164 Rp 3.0M
1132.82%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.55
13.78
-52.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Humacao: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Monthly Utilities & Internet
Humacao
$458
Ubud, Bali
$104 77.3% $353
Accommodation & Living
Humacao
$382
Ubud, Bali
$672 75.8% $290
Groceries & Markets
Humacao
$334
Ubud, Bali
$288 13.6% $45
Eating Out
Humacao
$196
Ubud, Bali
$108 44.9% $88
Clothing & Footwear
Humacao
$133
Ubud, Bali
$108 19.4% $26
Sport & Entertainment
Humacao
$45
Ubud, Bali
$58 29.5% $13
Getting Around
Humacao
$14 *
Ubud, Bali
$11 17.3% $2.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $580 in Humacao versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Humacao are about 12 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $46 in Humacao versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $334 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇵🇷 Humacao
🇮🇩 Ubud, Bali
🕒 Local time
07:59 7:59 AM
19:59 7:59 PM
12 h ahead of Humacao
🌤 Weather
👥 Population
14,972
74,800
Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.899 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

On the map
Between locations
  • Humacao Ubud, Bali 18,940 km ≈ 24 h nonstop flight
From you
  • Humacao
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Humacao vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Humacao?
Yes – Humacao is pricier by about 16%, and outside of rent the gap shows up most in utilities.
What income do you need for each city?
For a comfortable life, plan on about $2,341 per month in Humacao and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Humacao, especially for central apartments: a one-bedroom in the center costs $580 there versus $1,125 in Ubud, Bali.
What are total monthly expenses in Humacao and in Ubud, Bali?
Monthly expenses with rent come to $1,561 in Humacao and $1,349 in Ubud, Bali. That’s a gap of about 16%.
Which city has cheaper kindergarten?
Kindergarten costs $815 per month in Humacao and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 enough to cover costs in Humacao or in Ubud, Bali?
$1,000 is a stretch for both – monthly costs hit $1,561 in Humacao and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.
Is it better to live in Humacao or in Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,561 in Humacao. Climate, culture, job market, and personal taste all factor in.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Humacao makes more sense. Both are solid long-term options with distinct trade-offs.

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