😐A single person spends $1,646 per month in Humacao vs $1,404 in Ubud, Bali, rent included.
😐A couple spends around $2,600 per month in Humacao vs $2,549 in Ubud, Bali, rent included.
🙂A family of three spends $3,555 per month in Humacao vs $3,694 in Ubud, Bali, rent included.
😐Humacao costs about 17% more than Ubud, Bali, driven mainly by Monthly Utilities & Internet.
📊Both Humacao and Ubud, Bali sit above the global median – Humacao by 22%, Ubud, Bali by 4%.
Currency
🍽 Eating Out
Humacao
Ubud, Bali
Difference
Meal at Budget Restaurant
$14.61$14.61
$3.57Rp 64.7K
309.24%
Three-Course Dinner for Two, Mid-Range
$73.6$73.6
$32.50Rp 589.5K
126.37%
Fast Food Meal(McDonalds, etc)
$9.83$9.83
$4.86Rp 88.2K
102.26%
Cappuccino
$3.54$3.54
$2.75Rp 49.8K
28.73%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.78$1.78
$1.32Rp 24.0K
34.85%
Water(0.33 liter bottle)
$1.38$1.38
$0.70Rp 12.7K
97.14%
Local Beer(0.5 liter draught)
$3.01$3.01
$2.91Rp 52.8K
3.44%
Imported Beer(0.33 liter bottle)
$4.07$4.07
$3.79Rp 68.8K
7.39%
🛒 Groceries & Markets
Humacao
Ubud, Bali
Difference
Milk(1 liter)
$2.40$2.40
$1.71Rp 31.0K
40.35%
White Bread(500g)
$3.55$3.55
$2.47Rp 44.9K
43.72%
Rice(white)(1kg)
$1.81$1.81
$1.20Rp 21.8K
50.83%
Eggs
$5.85$5.85
$2.44Rp 44.3K
139.75%
Local Cheese(1kg)
$8.77$8.77
$14.38Rp 260.9K
-39.01%
Chicken Fillets(1kg)
$5.62$5.62
$4.31Rp 78.1K
30.39%
Beef Round Steak(1kg)
$12.83$12.83
$12.21Rp 221.4K
5.08%
Apples(1kg)
$3.05$3.05
$3.68Rp 66.8K
-17.12%
Banana(1kg)
$1.95$1.95
$1.55Rp 28.1K
25.81%
Oranges(1kg)
$3.54$3.54
$2.79Rp 50.5K
26.88%
Tomato(1kg)
$3.94$3.94
$2.33Rp 42.3K
69.10%
Potato(1kg)
$4.00$4.00
$1.97Rp 35.7K
103.05%
Onion(1kg)
$2.82$2.82
$2.31Rp 41.9K
22.08%
Lettuce(1 head)
$2.54$2.54
$1.06Rp 19.3K
139.62%
Water(1.5 liter bottle)
$0.64$0.64
$0.73Rp 13.2K
-12.33%
Cigarettes 20 Pack(Marlboro, Camel)
$11.32$11.32
$3.28Rp 59.5K
245.12%
Wine(Bottle)
$9.99$9.99
$22.79Rp 413.4K
-56.16%
Local Beer(0.5 liter bottle)
$1.19$1.19
$2.81Rp 50.9K
-57.65%
Imported Beer(0.33 liter bottle)
$3.24$3.24
$2.78Rp 50.5K
16.55%
🚌 Getting Around
Humacao
Ubud, Bali
Difference
One-way Ticket(Public Transport)
-
$0.29Rp 5,281
-
Public Transport Monthly Pass(Regular Price)
-
$8.06Rp 146.2K
-
Taxi Start(Normal Tariff)
-
$0.45Rp 8,146
-
Taxi(Normal Tariff)(1km)
$1.19$1.19
$0.45Rp 8,193
164.44%
Taxi 1hour Waiting(Normal Tariff)
$14.85$14.85
$6.24Rp 113.1K
137.98%
Gasoline(1 liter)
$0.82$0.82
$0.85Rp 15.4K
-3.53%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.7K$19.7K
$26.0KRp 471.2M
-24.15%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.2K$25.2K
$31.7KRp 574.1M
-20.34%
🧾 Monthly Utilities & Internet
Humacao
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$339$339
$80.8Rp 1.5M
319.52%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$78.9$78.9
$4.06Rp 73.6K
1842.86%
Internet(50+ Mbps, Unlimited Data)
$73.2$73.2
$24.42Rp 442.9K
199.80%
🎉 Sport & Entertainment
Humacao
Ubud, Bali
Difference
Gym Membership(Monthly)
$30.32$30.32
$97.7Rp 1.8M
-68.96%
Tennis Court(1 Hour on Weekend)
-
$6.45Rp 116.9K
-
Cinema Ticket
$7.63$7.63
$4.04Rp 73.3K
88.86%
🧸 Childcare & Education
Humacao
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$461$461
$304Rp 5.5M
51.77%
International Primary School, 1 Child(Yearly)
$10.3K$10.3K
$6,621Rp 120.1M
55.46%
👕👟 Clothing & Footwear
Humacao
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$46.39$46.39
$54.2Rp 983.6K
-14.46%
Summer Dress(H&M, Zara, etc)
$55.7$55.7
$38.78Rp 703.2K
43.63%
Sport Shoes(Adidas, Nike)
$90.0$90.0
$86.1Rp 1.6M
4.50%
Men's Leather Business Shoes
$81.0$81.0
$76.7Rp 1.4M
5.61%
🏠 Accommodation & Living
Humacao
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$685$685
$986Rp 17.9M
-30.46%
1-bedroom Apartment, Outside City Center(Monthly)
$432$432
$658Rp 11.9M
-34.35%
3-bedroom Apartment, City Center(Monthly)
$1,362$1,362
$3,369Rp 61.1M
-59.57%
3-bedroom Apartment, Outside City Center(Monthly)
$981$981
$2,066Rp 37.5M
-52.54%
Buy Apartment in City Center(m2)
$3,746$3,746
$2,741Rp 49.7M
36.63%
Buy Apartment Outside City Center(m2)
$1,620$1,620
$2,228Rp 40.4M
-27.26%
💵 Salaries & Financials
Humacao
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$2,081$2,081
$163Rp 3.0M
1173.66%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.71
13.28
-57.00%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Humacao: June 8, 2026
Last update for Ubud, Bali: June 9, 2026
Cost Breakdown
🏠A central one-bedroom costs $685 in Humacao versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 1174% higher in Humacao, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $74.0 in Humacao versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $312 vs $297 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Humacao vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Humacao?
Yes – Humacao is pricier by about 17%, and the gap shows up most in Monthly Utilities & Internet. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,469 per month in Humacao and $2,106 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Humacao vs Ubud, Bali?
Monthly expenses with rent come to $1,646 in Humacao and $1,404 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $461 per month in Humacao and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 a realistic budget for Humacao or Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,404, than in Humacao at $1,646. In Ubud, Bali it covers expenses comfortably, while in Humacao it requires careful planning or may not stretch far enough.
Is Humacao or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Humacao or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Humacao makes more sense. Both are solid long-term options with distinct trade-offs.