Cost of Living Comparison Between Humacao and Ubud, Bali Cost of Living Comparison Between Humacao and Ubud, Bali

Monthly Cost of Living

A single person spends $1,627 per month in Humacao vs $1,397 in Ubud, Bali, rent included.

A couple spends around $2,560 per month in Humacao vs $2,588 in Ubud, Bali, rent included.

A family of three spends $3,493 per month in Humacao vs $3,778 in Ubud, Bali, rent included.

Humacao costs about 16% more than Ubud, Bali, driven mainly by Monthly Utilities & Internet.

Both Humacao and Ubud, Bali sit above the global median – Humacao by 22%, Ubud, Bali by 5%.

Currency
🍽 Eating Out
Humacao
Ubud, Bali
Difference
Meal at Budget Restaurant
$14.35 $14.35
$3.43 Rp 61.6K
318.37%
Three-Course Dinner for Two, Mid-Range
$72.7 $72.7
$31.97 Rp 574.4K
127.49%
Fast Food Meal (McDonalds, etc)
$9.49 $9.49
$5.05 Rp 90.8K
87.92%
Cappuccino
$3.57 $3.57
$2.71 Rp 48.8K
31.73%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.79 $1.79
$1.39 Rp 25.0K
28.78%
Water (0.33 liter bottle)
$1.39 $1.39
$0.74 Rp 13.3K
87.84%
Local Beer (0.5 liter draught)
$3.07 $3.07
$2.89 Rp 52.0K
6.23%
Imported Beer (0.33 liter bottle)
$4.06 $4.06
$3.79 Rp 68.1K
7.12%
🛒 Groceries & Markets
Humacao
Ubud, Bali
Difference
Milk (1 liter)
$2.48 $2.48
$1.79 Rp 32.2K
38.55%
White Bread (500g)
$3.47 $3.47
$2.51 Rp 45.0K
38.25%
Rice (white) (1kg)
$1.81 $1.81
$1.21 Rp 21.8K
49.59%
Eggs
$6.13 $6.13
$2.37 Rp 42.5K
158.65%
Local Cheese (1kg)
$8.95 $8.95
$14.43 Rp 259.3K
-37.98%
Chicken Fillets (1kg)
$5.59 $5.59
$4.15 Rp 74.6K
34.70%
Beef Round Steak (1kg)
$12.97 $12.97
$12.11 Rp 217.7K
7.10%
Apples (1kg)
$3.09 $3.09
$3.77 Rp 67.7K
-18.04%
Banana (1kg)
$1.93 $1.93
$1.63 Rp 29.2K
18.40%
Oranges (1kg)
$3.54 $3.54
$2.71 Rp 48.6K
30.63%
Tomato (1kg)
$4.11 $4.11
$2.26 Rp 40.5K
81.86%
Potato (1kg)
$3.86 $3.86
$1.93 Rp 34.6K
100.00%
Onion (1kg)
$2.86 $2.86
$2.19 Rp 39.4K
30.59%
Lettuce (1 head)
$2.50 $2.50
$1.02 Rp 18.3K
145.10%
Water (1.5 liter bottle)
$0.65 $0.65
$0.72 Rp 12.9K
-9.72%
Cigarettes 20 Pack (Marlboro, Camel)
$11.23 $11.23
$3.18 Rp 57.2K
253.14%
Wine (Bottle)
$10.16 $10.16
$23.84 Rp 428.3K
-57.38%
Local Beer (0.5 liter bottle)
$1.20 $1.20
$2.77 Rp 49.8K
-56.68%
Imported Beer (0.33 liter bottle)
$3.23 $3.23
$2.75 Rp 49.4K
17.45%
🚌 Getting Around
Humacao
Ubud, Bali
Difference
One-way Ticket (Public Transport)
-
$0.27 Rp 4,802
-
Public Transport Monthly Pass (Regular Price)
-
$8.20 Rp 147.3K
-
Taxi Start (Normal Tariff)
-
$0.48 Rp 8,684
-
Taxi (Normal Tariff) (1km)
$1.15 $1.15
$0.42 Rp 7,571
173.81%
Taxi 1hour Waiting (Normal Tariff)
$14.73 $14.73
$6.03 Rp 108.3K
144.28%
Gasoline (1 liter)
$0.82 $0.82
$0.82 Rp 14.7K
-
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.2K $20.2K
$26.6K Rp 477.3M
-24.09%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.7K $24.7K
$32.2K Rp 578.6M
-23.25%
🧾 Monthly Utilities & Internet
Humacao
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$348 $348
$78.3 Rp 1.4M
345.30%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$80.2 $80.2
$3.91 Rp 70.3K
1949.87%
Internet (50+ Mbps, Unlimited Data)
$73.0 $73.0
$23.91 Rp 429.7K
205.23%
🎉 Sport & Entertainment
Humacao
Ubud, Bali
Difference
Gym Membership (Monthly)
$30.05 $30.05
$96.2 Rp 1.7M
-68.76%
Tennis Court (1 Hour on Weekend)
-
$6.53 Rp 117.3K
-
Cinema Ticket
$7.58 $7.58
$4.01 Rp 72.1K
89.03%
🧸 Childcare & Education
Humacao
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$478 $478
$303 Rp 5.4M
58.06%
International Primary School, 1 Child (Yearly)
$10.3K $10.3K
$6,551 Rp 117.7M
57.20%
👕👟 Clothing & Footwear
Humacao
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$46.12 $46.12
$55.3 Rp 993.9K
-16.62%
Summer Dress (H&M, Zara, etc)
$55.6 $55.6
$38.32 Rp 688.6K
45.04%
Sport Shoes (Adidas, Nike)
$92.2 $92.2
$88.5 Rp 1.6M
4.25%
Men's Leather Business Shoes
$81.1 $81.1
$76.7 Rp 1.4M
5.63%
🏠 Accommodation & Living
Humacao
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$686 $686
$986 Rp 17.7M
-30.45%
1-bedroom Apartment, Outside City Center (Monthly)
$426 $426
$682 Rp 12.3M
-37.51%
3-bedroom Apartment, City Center (Monthly)
$1,368 $1,368
$3,420 Rp 61.5M
-60.00%
3-bedroom Apartment, Outside City Center (Monthly)
$998 $998
$2,075 Rp 37.3M
-51.88%
Buy Apartment in City Center (m2)
$3,767 $3,767
$2,762 Rp 49.6M
36.37%
Buy Apartment Outside City Center (m2)
$1,629 $1,629
$2,243 Rp 40.3M
-27.36%
💵 Salaries & Financials
Humacao
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$2,041 $2,041
$169 Rp 3.0M
1109.55%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.71
13.28
-57.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Humacao: July 20, 2026

Last update for Ubud, Bali: July 22, 2026

Cost Breakdown

A central one-bedroom costs $686 in Humacao versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1110% higher in Humacao, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $73.0 in Humacao versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $314 vs $298 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Humacao vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Humacao?
Yes – Humacao is pricier by about 16%, and the gap shows up most in Monthly Utilities & Internet. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,440 per month in Humacao and $2,096 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Humacao and in Ubud, Bali?
Monthly expenses with rent come to $1,627 in Humacao and $1,397 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $478 per month in Humacao and $303 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 a realistic budget for living in Humacao or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,397, than in Humacao at $1,627. In Ubud, Bali it covers expenses comfortably, while in Humacao it requires careful planning or may not stretch far enough.
Is Humacao or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Humacao or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Humacao makes more sense. Both are solid long-term options with distinct trade-offs.

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