Cost of Living Comparison Between Ubud, Bali and Howrah Cost of Living Comparison Between Ubud, Bali and Howrah

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $375 in Howrah.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $501 in Howrah.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $627 in Howrah.

Living in Ubud, Bali is roughly 273% more expensive than in Howrah, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 2% above, Howrah is 73% below.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$2.15 ₹203

56.74%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.3K

$9.60 ₹907

301.98%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

$4.26 ₹402

29.58%

Cappuccino

$2.64 Rp 46.6K

$1.39 ₹131

89.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$0.47 ₹44.50

255.32%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$0.12 ₹11.79

541.67%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

$1.56 ₹148

68.59%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

$3.17 ₹300

35.02%

Milk (1 liter)

$1.55 Rp 27.3K

$0.64 ₹60.4

142.19%

White Bread (500g)

$2.22 Rp 39.2K

$0.42 ₹39.89

428.57%

Rice (white) (1kg)

$1.13 Rp 19.8K

$0.70 ₹65.8

61.43%

Eggs

$2.09 Rp 36.8K

$1.03 ₹97.1

102.91%

Local Cheese (1kg)

$17.39 Rp 306.6K

$5.29 ₹500

228.73%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$2.69 ₹254

43.87%

Beef Round Steak (1kg)

$12.55 Rp 221.2K

Apples (1kg)

$3.62 Rp 63.8K

$2.10 ₹199

72.38%

Banana (1kg)

$1.56 Rp 27.5K

$0.86 ₹81.3

81.40%

Oranges (1kg)

$2.35 Rp 41.5K

$1.50 ₹142

56.67%

Tomato (1kg)

$2.06 Rp 36.2K

$0.66 ₹62.2

212.12%

Potato (1kg)

$1.90 Rp 33.5K

$0.33 ₹31.46

475.76%

Onion (1kg)

$2.34 Rp 41.2K

$0.44 ₹41.32

431.82%

Lettuce (1 head)

$1.03 Rp 18.2K

$0.31 ₹28.92

232.26%

Water (1.5 liter bottle)

$0.55 Rp 9,779

$0.28 ₹26.61

96.43%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

$5.18 ₹489

-56.56%

Wine (Bottle)

$23.81 Rp 419.7K

$10.60 ₹1,001

124.62%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

$1.38 ₹130

67.39%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

$2.70 ₹255

3.70%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$8.64 ₹816

One-way Ticket (Public Transport)

$0.27 Rp 4,802

$0.18 ₹16.91

50.00%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,489

$0.60 ₹56.7

-20.00%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,863

$0.31 ₹29.08

45.16%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

$1.56 ₹148

266.67%

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.10 ₹104

-30.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.6M

$15.0K ₹1.4M

63.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.3M

$19.7K ₹1.9M

63.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$44.77 ₹4,230

86.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$3.55 ₹336

81.97%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.8K

$6.18 ₹584

207.28%

Gym Membership (Monthly)

$56.0 Rp 986.8K

$14.31 ₹1,352

291.13%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

Cinema Ticket

$4.28 Rp 75.5K

$3.06 ₹289

39.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$26.48 ₹2,502

1737.31%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.2M

$1,283 ₹121.2K

356.37%

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.2K

$25.03 ₹2,365

82.02%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.4K

$22.79 ₹2,153

59.63%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$31.23 ₹2,951

162.44%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$26.66 ₹2,519

201.58%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$115 ₹10.8K

872.39%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$77.3 ₹7,301

807.31%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$360 ₹34.0K

-52.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.27

48.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Howrah: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $115 in Howrah. Housing cost is often the main lever when comparing two cities.

Howrah pays 112% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Ubud, Bali vs $10.00 in Howrah for a mid-range dinner for two. Groceries echo the gap at $293 vs $112 per month, with Howrah cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Howrah: Cost of Living - Frequently Asked Questions

Howrah wins on cost – living expenses run 273% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Howrah the obvious pick if budget is a priority.

On paper, salaries run 112% lower in Howrah. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,117 in Ubud, Bali versus $115 in Howrah. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $487 in Ubud, Bali versus $26.48 in Howrah. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Howrah – a meal for two runs $10.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $375 in Howrah versus $1,396 in Ubud, Bali, a $1,000 budget is realistic in Howrah but tight or insufficient in Ubud, Bali. The gap between the two cities makes Howrah the clear choice for anyone on this budget.

Both work as nomad bases, but Howrah delivers better value – similar infrastructure at $375 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Howrah hard to pass up.

Safety-wise, Ubud, Bali and Howrah are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Howrah gentler on the wallet – expenses run 273% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.