Cost of Living Comparison Between Ubud, Bali and Howrah Cost of Living Comparison Between Ubud, Bali and Howrah

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $378 in Howrah.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $580 in Howrah.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $782 in Howrah.

Living in Ubud, Bali is roughly 272% more expensive than in Howrah, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Howrah is 72% below.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$1.70 ₹164

102.94%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$11.43 ₹1,101

182.94%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$4.28 ₹412

13.08%

Cappuccino

$2.75 Rp 49.3K

$1.47 ₹142

87.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$0.25 ₹24.03

452.00%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.13 ₹12.91

476.92%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$1.21 ₹116

147.11%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$2.84 ₹273

35.56%

Milk (1 liter)

$1.74 Rp 31.1K

$0.66 ₹63.7

163.64%

White Bread (500g)

$2.46 Rp 44.1K

$0.40 ₹38.07

515.00%

Rice (white) (1kg)

$1.17 Rp 21.0K

$0.59 ₹57.0

98.31%

Eggs

$2.43 Rp 43.6K

$1.01 ₹96.8

140.59%

Local Cheese (1kg)

$14.50 Rp 260.2K

$5.46 ₹526

165.57%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$2.97 ₹285

46.46%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

Apples (1kg)

$3.72 Rp 66.7K

$1.00 ₹96.6

272.00%

Banana (1kg)

$1.63 Rp 29.2K

$0.78 ₹75.6

108.97%

Oranges (1kg)

$2.74 Rp 49.2K

$0.56 ₹53.5

389.29%

Tomato (1kg)

$2.24 Rp 40.2K

$0.65 ₹62.7

244.62%

Potato (1kg)

$1.92 Rp 34.4K

$0.36 ₹34.95

433.33%

Onion (1kg)

$2.28 Rp 40.8K

$0.46 ₹43.99

395.65%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.13 ₹12.83

715.38%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.17 ₹16.18

323.53%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$2.15 ₹207

53.02%

Wine (Bottle)

$23.19 Rp 416.1K

$9.16 ₹881

153.17%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$1.30 ₹125

113.85%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$2.07 ₹199

31.88%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.69 ₹740

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$0.17 ₹16.09

58.82%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

$8.75 ₹843

-7.31%

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$0.56 ₹53.7

-14.29%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$0.32 ₹30.96

31.25%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$2.09 ₹202

197.61%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.17 ₹113

-30.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$16.0K ₹1.5M

66.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$22.8K ₹2.2M

41.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$41.86 ₹4,030

87.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$2.04 ₹196

99.51%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$7.46 ₹718

226.14%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$16.18 ₹1,558

509.46%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$7.06 ₹679

-10.20%

Cinema Ticket

$3.99 Rp 71.5K

$4.16 ₹400

-4.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$44.67 ₹4,301

582.85%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$1,579 ₹152.0K

320.62%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$17.63 ₹1,697

207.09%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$29.83 ₹2,871

26.75%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$48.90 ₹4,708

77.59%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$11.82 ₹1,138

545.94%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$130 ₹12.5K

661.83%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$88.0 ₹8,474

664.29%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$278 ₹26.7K

1115.20%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$181 ₹17.5K

1030.39%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

$890 ₹85.7K

215.02%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$540 ₹52.0K

312.64%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$362 ₹34.8K

-53.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.18

44.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Howrah: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $130 in Howrah. Housing cost is often the main lever when comparing two cities.

Howrah pays 117% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $11.00 in Howrah for a mid-range dinner for two. Groceries echo the gap at $297 vs $97.0 per month, with Howrah cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Howrah: Cost of Living - Frequently Asked Questions

Howrah wins on cost – living expenses run 272% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Howrah the obvious pick if budget is a priority.

On paper, salaries run 117% lower in Howrah. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $130 in Howrah. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Howrah runs roughly 8% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $305 in Ubud, Bali versus $44.67 in Howrah. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $378 in Howrah versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Howrah but tight or insufficient in Ubud, Bali. The gap between the two cities makes Howrah the clear choice for anyone on this budget.

Both work as nomad bases, but Howrah delivers better value – similar infrastructure at $378 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Howrah hard to pass up.

Safety-wise, Ubud, Bali and Howrah are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Howrah gentler on the wallet – expenses run 272% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.