Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Howrah

For one person, living is cheaper in Howrah: $383 a month against $1,353 in Ubud, Bali, rent and utilities included – about $11,600 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
19

Cost of Living Index in Howrah
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Howrah Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Howrah

🇮🇳 India

$383

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Howrah

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Howrah actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $383 in Howrah.

Ubud, Bali $1,353
Howrah $383

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $506 in Howrah.

Ubud, Bali $2,297
Howrah $506

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $629 in Howrah.

Ubud, Bali $3,241
Howrah $629

Living in Ubud, Bali is roughly 253% more expensive than in Howrah, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, Howrah is 72% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$2.07 ₹196

56.04%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$9.70 ₹921

259.59%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$4.28 ₹406

33.18%

Cappuccino

$2.62 Rp 47.1K

$1.36 ₹129

92.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.46 ₹43.44

273.91%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.11 ₹10.24

636.36%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$1.60 ₹152

65.62%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$2.98 ₹283

46.64%

Milk (1 liter)

$1.57 Rp 28.3K

$0.61 ₹57.7

157.38%

White Bread (500g)

$2.19 Rp 39.5K

$0.44 ₹41.44

397.73%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.66 ₹62.6

78.79%

Eggs

$2.16 Rp 38.8K

$1.09 ₹103

98.17%

Local Cheese (1kg)

$17.65 Rp 317.7K

$5.51 ₹523

220.33%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$2.67 ₹254

41.57%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

Apples (1kg)

$3.60 Rp 64.8K

$2.07 ₹196

73.91%

Banana (1kg)

$1.59 Rp 28.6K

$0.76 ₹72.5

109.21%

Oranges (1kg)

$2.31 Rp 41.6K

$1.44 ₹137

60.42%

Tomato (1kg)

$1.91 Rp 34.3K

$0.61 ₹57.5

213.11%

Potato (1kg)

$1.78 Rp 32.1K

$0.33 ₹31.54

439.39%

Onion (1kg)

$2.33 Rp 41.9K

$0.43 ₹40.37

441.86%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.35 ₹32.81

185.71%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.26 ₹24.69

103.85%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$5.10 ₹485

-55.10%

Wine (Bottle)

$22.07 Rp 397.3K

$10.41 ₹988

112.01%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.37 ₹131

71.53%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.68 ₹254

11.19%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$8.50 ₹807

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.18 ₹17.21

27.78%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$0.87 ₹82.6

-45.98%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.33 ₹31.49

30.30%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$1.55 ₹147

252.90%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.09 ₹103

-23.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$13.0K ₹1.2M

83.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$19.6K ₹1.9M

66.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$44.11 ₹4,189

81.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$3.56 ₹338

84.27%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$6.49 ₹617

186.59%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$14.04 ₹1,333

285.47%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$3.11 ₹296

36.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$27.02 ₹2,566

1723.43%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$1,267 ₹120.3K

341.64%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$27.47 ₹2,608

65.93%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$26.28 ₹2,496

33.03%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$36.38 ₹3,455

113.63%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$28.59 ₹2,715

174.64%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$117 ₹11.1K

864.27%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$79.9 ₹7,590

741.84%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$353 ₹33.5K

-52.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.08

51.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Howrah: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Howrah

$80 20.9% 88.1% $593

Groceries & Markets

Ubud, Bali

$287 21.2%

Howrah

$110 28.8% 61.5% $177

Clothing & Footwear

Ubud, Bali

$107 7.9%

Howrah

$53 13.9% 49.9% $53

Eating Out

Ubud, Bali

$106 7.9%

Howrah

$62 16.2% 41.8% $45

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Howrah

$54 14.1% 48.5% $51

Sport & Entertainment

Ubud, Bali

$63 4.6%

Howrah

$20 5.3% 67.6% $42

Getting Around

Ubud, Bali

$12 0.9%

Howrah

$3.3 * 0.9% 73.9% $9.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $117 in Howrah. Housing cost is often the main lever when comparing two cities.

Howrah pays 112% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $10.00 in Howrah for a mid-range dinner for two. Groceries echo the gap at $287 vs $110 per month, with Howrah cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Howrah

🕒 Local time

01:49 1:49 AM

23:19 11:19 PM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

1,072,161

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of October 20, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Howrah 4,530 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Howrah

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Howrah: Cost of Living - Frequently Asked Questions

Howrah wins on cost – living expenses run 253% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Howrah the obvious pick if budget is a priority.

On paper, salaries run 112% lower in Howrah. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $117 in Howrah. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $27.02 in Howrah. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Howrah – a meal for two runs $10.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $383 in Howrah versus $1,353 in Ubud, Bali, a $1,000 budget is realistic in Howrah but tight or insufficient in Ubud, Bali. The gap between the two cities makes Howrah the clear choice for anyone on this budget.

Both work as nomad bases, but Howrah delivers better value – similar infrastructure at $383 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Howrah hard to pass up.

Safety-wise, Ubud, Bali and Howrah are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Howrah gentler on the wallet – expenses run 253% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.