Cost of Living Comparison Between Ubud, Bali and Howrah Cost of Living Comparison Between Ubud, Bali and Howrah

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $368 in Howrah.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $586 in Howrah.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $803 in Howrah.

Living in Ubud, Bali is roughly 285% more expensive than Howrah, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Howrah is 73% below.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$1.70 ₹163

109.41%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$11.60 ₹1,110

182.16%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$4.31 ₹412

14.85%

Cappuccino

$2.71 Rp 48.6K

$1.41 ₹135

92.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$0.25 ₹23.66

436.00%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.13 ₹12.32

438.46%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$1.19 ₹114

145.38%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$2.94 ₹282

34.69%

Milk (1 liter)

$1.81 Rp 32.4K

$0.65 ₹62.3

178.46%

White Bread (500g)

$2.52 Rp 45.1K

$0.39 ₹37.42

546.15%

Rice (white) (1kg)

$1.16 Rp 20.8K

$0.63 ₹60.4

84.13%

Eggs

$2.46 Rp 44.1K

$0.97 ₹93.1

153.61%

Local Cheese (1kg)

$14.71 Rp 263.7K

$5.55 ₹531

165.05%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$2.97 ₹284

45.45%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

Apples (1kg)

$3.84 Rp 68.8K

$0.94 ₹90.4

308.51%

Banana (1kg)

$1.56 Rp 27.9K

$0.79 ₹75.8

97.47%

Oranges (1kg)

$2.83 Rp 50.8K

$0.60 ₹57.1

371.67%

Tomato (1kg)

$2.33 Rp 41.7K

$0.62 ₹59.2

275.81%

Potato (1kg)

$1.91 Rp 34.3K

$0.36 ₹34.80

430.56%

Onion (1kg)

$2.20 Rp 39.5K

$0.45 ₹43.40

388.89%

Lettuce (1 head)

$1.01 Rp 18.2K

$0.14 ₹13.10

621.43%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.16 ₹14.94

387.50%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$2.18 ₹209

52.29%

Wine (Bottle)

$23.74 Rp 425.5K

$8.58 ₹821

176.69%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$1.27 ₹121

119.69%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$2.10 ₹201

36.19%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.54 ₹721

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$0.16 ₹15.75

68.75%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$8.46 ₹810

-5.08%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$0.56 ₹53.3

-17.86%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.30 ₹28.62

50.00%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$2.08 ₹199

193.27%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.23 ₹118

-35.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$15.6K ₹1.5M

67.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$22.6K ₹2.2M

41.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$41.94 ₹4,014

90.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$2.06 ₹197

97.09%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$7.28 ₹697

223.08%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$16.09 ₹1,540

513.42%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$7.18 ₹687

-7.66%

Cinema Ticket

$4.15 Rp 74.3K

$3.97 ₹380

4.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$43.10 ₹4,125

605.24%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$1,601 ₹153.2K

313.12%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$17.69 ₹1,692

213.96%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$30.69 ₹2,937

24.83%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$49.96 ₹4,781

77.34%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$11.43 ₹1,094

581.28%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$128 ₹12.2K

688.31%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$86.1 ₹8,234

684.81%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$277 ₹26.5K

1143.71%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$180 ₹17.2K

1034.91%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$950 ₹90.9K

199.01%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$511 ₹48.9K

342.62%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$358 ₹34.3K

-53.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.18

44.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Howrah: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $128 in Howrah. Housing cost is often the main lever when comparing two cities.

Howrah pays 117% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $12.00 in Howrah for a mid-range dinner for two. Groceries echo the gap at $302 vs $95.0 per month, with Howrah cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Howrah: Cost of Living - Frequently Asked Questions

Howrah wins on cost – living expenses run 285% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Howrah the obvious pick if budget is a priority.

On paper, Howrah earns 117% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $128 in Howrah. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Howrah runs roughly 5% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $304 in Ubud, Bali versus $43.10 in Howrah. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $368 in Howrah versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Howrah but tight or insufficient in Ubud, Bali. The gap between the two cities makes Howrah the clear choice for anyone on this budget.

Both work as nomad bases, but Howrah delivers better value – similar infrastructure at $368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Howrah hard to pass up.

Safety-wise, Ubud, Bali and Howrah are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Howrah gentler on the wallet – expenses run 285% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.