Cost of Living Comparison Between Howrah and Ubud, Bali Cost of Living Comparison Between Howrah and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $378 in Howrah versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $580 in Howrah versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $782 in Howrah versus $3,763 in Ubud, Bali.

Living in Howrah costs roughly 73% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Howrah is 72% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$1.70 ₹164

$3.45 Rp 62.0K

-50.72%

Three-Course Dinner for Two, Mid-Range

$11.43 ₹1,101

$32.34 Rp 580.1K

-64.66%

Fast Food Meal (McDonalds, etc)

$4.28 ₹412

$4.84 Rp 86.9K

-11.57%

Cappuccino

$1.47 ₹142

$2.75 Rp 49.3K

-46.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.25 ₹24.03

$1.38 Rp 24.8K

-81.88%

Water (0.33 liter bottle)

$0.13 ₹12.91

$0.75 Rp 13.5K

-82.67%

Local Beer (0.5 liter draught)

$1.21 ₹116

$2.99 Rp 53.7K

-59.53%

Imported Beer (0.33 liter bottle)

$2.84 ₹273

$3.85 Rp 69.1K

-26.23%

Milk (1 liter)

$0.66 ₹63.7

$1.74 Rp 31.1K

-62.07%

White Bread (500g)

$0.40 ₹38.07

$2.46 Rp 44.1K

-83.74%

Rice (white) (1kg)

$0.59 ₹57.0

$1.17 Rp 21.0K

-49.57%

Eggs

$1.01 ₹96.8

$2.43 Rp 43.6K

-58.44%

Local Cheese (1kg)

$5.46 ₹526

$14.50 Rp 260.2K

-62.34%

Chicken Fillets (1kg)

$2.97 ₹285

$4.35 Rp 78.0K

-31.72%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

Apples (1kg)

$1.00 ₹96.6

$3.72 Rp 66.7K

-73.12%

Banana (1kg)

$0.78 ₹75.6

$1.63 Rp 29.2K

-52.15%

Oranges (1kg)

$0.56 ₹53.5

$2.74 Rp 49.2K

-79.56%

Tomato (1kg)

$0.65 ₹62.7

$2.24 Rp 40.2K

-70.98%

Potato (1kg)

$0.36 ₹34.95

$1.92 Rp 34.4K

-81.25%

Onion (1kg)

$0.46 ₹43.99

$2.28 Rp 40.8K

-79.82%

Lettuce (1 head)

$0.13 ₹12.83

$1.06 Rp 19.1K

-87.74%

Water (1.5 liter bottle)

$0.17 ₹16.18

$0.72 Rp 12.9K

-76.39%

Cigarettes 20 Pack (Marlboro, Camel)

$2.15 ₹207

$3.29 Rp 58.9K

-34.65%

Wine (Bottle)

$9.16 ₹881

$23.19 Rp 416.1K

-60.50%

Local Beer (0.5 liter bottle)

$1.30 ₹125

$2.78 Rp 49.8K

-53.24%

Imported Beer (0.33 liter bottle)

$2.07 ₹199

$2.73 Rp 49.0K

-24.18%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.69 ₹740

One-way Ticket (Public Transport)

$0.17 ₹16.09

$0.27 Rp 4,778

-37.04%

Public Transport Monthly Pass (Regular Price)

$8.75 ₹843

$8.11 Rp 145.4K

7.89%

Taxi Start (Normal Tariff)

$0.56 ₹53.7

$0.48 Rp 8,659

16.67%

Taxi (Normal Tariff) (1km)

$0.32 ₹30.96

$0.42 Rp 7,532

-23.81%

Taxi 1hour Waiting (Normal Tariff)

$2.09 ₹202

$6.22 Rp 111.6K

-66.40%

Gasoline (1 liter)

$1.17 ₹113

$0.81 Rp 14.6K

44.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.0K ₹1.5M

$26.6K Rp 477.4M

-40.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.8K ₹2.2M

$32.2K Rp 577.4M

-29.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$41.86 ₹4,030

$78.4 Rp 1.4M

-46.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$2.04 ₹196

$4.07 Rp 73.0K

-49.88%

Internet (50+ Mbps, Unlimited Data)

$7.46 ₹718

$24.33 Rp 436.4K

-69.34%

Gym Membership (Monthly)

$16.18 ₹1,558

$98.6 Rp 1.8M

-83.59%

Tennis Court (1 Hour on Weekend)

$7.06 ₹679

$6.34 Rp 113.7K

11.36%

Cinema Ticket

$4.16 ₹400

$3.99 Rp 71.5K

4.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$44.67 ₹4,301

$305 Rp 5.5M

-85.36%

International Primary School, 1 Child (Yearly)

$1,579 ₹152.0K

$6,642 Rp 119.2M

-76.23%

Jeans (Levis 501 Or Similar)

$17.63 ₹1,697

$54.1 Rp 971.2K

-67.44%

Summer Dress (H&M, Zara, etc)

$29.83 ₹2,871

$37.81 Rp 678.2K

-21.11%

Sport Shoes (Adidas, Nike)

$48.90 ₹4,708

$86.8 Rp 1.6M

-43.69%

Men's Leather Business Shoes

$11.82 ₹1,138

$76.4 Rp 1.4M

-84.52%

1-bedroom Apartment, City Center (Monthly)

$130 ₹12.5K

$992 Rp 17.8M

-86.87%

1-bedroom Apartment, Outside City Center (Monthly)

$88.0 ₹8,474

$673 Rp 12.1M

-86.92%

3-bedroom Apartment, City Center (Monthly)

$278 ₹26.7K

$3,375 Rp 60.5M

-91.77%

3-bedroom Apartment, Outside City Center (Monthly)

$181 ₹17.5K

$2,050 Rp 36.8M

-91.15%

Buy Apartment in City Center (m2)

$890 ₹85.7K

$2,805 Rp 50.3M

-68.26%

Buy Apartment Outside City Center (m2)

$540 ₹52.0K

$2,227 Rp 39.9M

-75.77%

Average Monthly Net Salary (After Tax)

$362 ₹34.8K

$167 Rp 3.0M

116.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.18

13.28

-30.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Howrah: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $130 in Howrah and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Howrah pays 117% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $11.00 in Howrah vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $97.0 vs $297 per month, with Howrah cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Howrah vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Howrah wins on cost – living expenses run 272% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Howrah the obvious pick if budget is a priority.

Average pay runs 117% higher in Howrah, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $130 in Howrah versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Howrah runs roughly 8% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $44.67 in Howrah versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $378 in Howrah versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Howrah but tight or insufficient in Ubud, Bali. The gap between the two cities makes Howrah the clear choice for anyone on this budget.

Both work as nomad bases, but Howrah delivers better value – similar infrastructure at $378 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Howrah hard to pass up.

Safety-wise, Howrah and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Howrah gentler on the wallet – expenses run 272% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.