Last update: Oct 2026

Cost of Living Comparison Between Howrah and Ubud, Bali

For one person, living is cheaper in Howrah: $383 a month against $1,353 in Ubud, Bali, rent and utilities included – about $11,600 less a year. Rent and utilities account for most of the difference.

19

Cost of Living Index in Howrah
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Howrah Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Howrah

🇮🇳 India

$383

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Howrah and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Howrah and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $383 in Howrah versus $1,353 in Ubud, Bali.

Howrah $383
Ubud, Bali $1,353

Estimated couple costs with rent: $506 in Howrah versus $2,297 in Ubud, Bali.

Howrah $506
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $629 in Howrah versus $3,241 in Ubud, Bali.

Howrah $629
Ubud, Bali $3,241

Living in Howrah costs roughly 72% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Howrah is 72% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$2.07 ₹196

$3.23 Rp 58.1K

-35.91%

Three-Course Dinner for Two, Mid-Range

$9.70 ₹921

$34.88 Rp 627.8K

-72.19%

Fast Food Meal (McDonalds, etc)

$4.28 ₹406

$5.70 Rp 102.5K

-24.91%

Cappuccino

$1.36 ₹129

$2.62 Rp 47.1K

-48.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.46 ₹43.44

$1.72 Rp 31.0K

-73.26%

Water (0.33 liter bottle)

$0.11 ₹10.24

$0.81 Rp 14.6K

-86.42%

Local Beer (0.5 liter draught)

$1.60 ₹152

$2.65 Rp 47.7K

-39.62%

Imported Beer (0.33 liter bottle)

$2.98 ₹283

$4.37 Rp 78.6K

-31.81%

Milk (1 liter)

$0.61 ₹57.7

$1.57 Rp 28.3K

-61.15%

White Bread (500g)

$0.44 ₹41.44

$2.19 Rp 39.5K

-79.91%

Rice (white) (1kg)

$0.66 ₹62.6

$1.18 Rp 21.2K

-44.07%

Eggs

$1.09 ₹103

$2.16 Rp 38.8K

-49.54%

Local Cheese (1kg)

$5.51 ₹523

$17.65 Rp 317.7K

-68.78%

Chicken Fillets (1kg)

$2.67 ₹254

$3.78 Rp 68.0K

-29.37%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

Apples (1kg)

$2.07 ₹196

$3.60 Rp 64.8K

-42.50%

Banana (1kg)

$0.76 ₹72.5

$1.59 Rp 28.6K

-52.20%

Oranges (1kg)

$1.44 ₹137

$2.31 Rp 41.6K

-37.66%

Tomato (1kg)

$0.61 ₹57.5

$1.91 Rp 34.3K

-68.06%

Potato (1kg)

$0.33 ₹31.54

$1.78 Rp 32.1K

-81.46%

Onion (1kg)

$0.43 ₹40.37

$2.33 Rp 41.9K

-81.55%

Lettuce (1 head)

$0.35 ₹32.81

$1.00 Rp 18.0K

-65.00%

Water (1.5 liter bottle)

$0.26 ₹24.69

$0.53 Rp 9,509

-50.94%

Cigarettes 20 Pack (Marlboro, Camel)

$5.10 ₹485

$2.29 Rp 41.1K

122.71%

Wine (Bottle)

$10.41 ₹988

$22.07 Rp 397.3K

-52.83%

Local Beer (0.5 liter bottle)

$1.37 ₹131

$2.35 Rp 42.2K

-41.70%

Imported Beer (0.33 liter bottle)

$2.68 ₹254

$2.98 Rp 53.6K

-10.07%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$8.50 ₹807

One-way Ticket (Public Transport)

$0.18 ₹17.21

$0.23 Rp 4,112

-21.74%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.87 ₹82.6

$0.47 Rp 8,466

85.11%

Taxi (Normal Tariff) (1km)

$0.33 ₹31.49

$0.43 Rp 7,737

-23.26%

Taxi 1hour Waiting (Normal Tariff)

$1.55 ₹147

$5.47 Rp 98.4K

-71.66%

Gasoline (1 liter)

$1.09 ₹103

$0.83 Rp 14.9K

31.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$13.0K ₹1.2M

$23.9K Rp 429.8M

-45.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K ₹1.9M

$32.8K Rp 590.1M

-40.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$44.11 ₹4,189

$80.0 Rp 1.4M

-44.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.56 ₹338

$6.56 Rp 118.1K

-45.73%

Internet (50+ Mbps, Unlimited Data)

$6.49 ₹617

$18.60 Rp 334.8K

-65.11%

Gym Membership (Monthly)

$14.04 ₹1,333

$54.1 Rp 974.1K

-74.06%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$3.11 ₹296

$4.25 Rp 76.5K

-26.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$27.02 ₹2,566

$493 Rp 8.9M

-94.52%

International Primary School, 1 Child (Yearly)

$1,267 ₹120.3K

$5,597 Rp 100.7M

-77.36%

Jeans (Levis 501 Or Similar)

$27.47 ₹2,608

$45.58 Rp 820.4K

-39.73%

Summer Dress (H&M, Zara, etc)

$26.28 ₹2,496

$34.96 Rp 629.4K

-24.83%

Sport Shoes (Adidas, Nike)

$36.38 ₹3,455

$77.7 Rp 1.4M

-53.19%

Men's Leather Business Shoes

$28.59 ₹2,715

$78.5 Rp 1.4M

-63.59%

1-bedroom Apartment, City Center (Monthly)

$117 ₹11.1K

$1,131 Rp 20.4M

-89.63%

1-bedroom Apartment, Outside City Center (Monthly)

$79.9 ₹7,590

$673 Rp 12.1M

-88.12%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$353 ₹33.5K

$166 Rp 3.0M

112.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.08

13.78

-34.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Howrah: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Howrah

$110 28.8%

Ubud, Bali

$287 21.2% 160% $177

Accommodation & Living

Howrah

$80 20.9%

Ubud, Bali

$673 49.7% 742% $593

Eating Out

Howrah

$62 16.2%

Ubud, Bali

$106 7.9% 71.9% $45

Monthly Utilities & Internet

Howrah

$54 14.1%

Ubud, Bali

$105 7.8% 94.1% $51

Clothing & Footwear

Howrah

$53 13.9%

Ubud, Bali

$107 7.9% 99.5% $53

Sport & Entertainment

Howrah

$20 5.3%

Ubud, Bali

$63 4.6% 209% $42

Getting Around

Howrah

$3.3 * 0.9%

Ubud, Bali

$12 0.9% 283% $9.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $117 in Howrah and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Howrah pays 112% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $10.00 in Howrah vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $110 vs $287 per month, with Howrah cheaper across the board.

Good to know

🇮🇳 Howrah

🇮🇩 Ubud, Bali

🕒 Local time

20:45 8:45 PM

23:15 11:15 PM

2 h 30 min ahead of Howrah

🌤 Weather

👥 Population

1,072,161

74,800

💱 Currency

Indian Rupee INR ₹

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 20, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Howrah Ubud, Bali 4,530 km ≈ 6 h nonstop flight

From you

Howrah
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Howrah vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Howrah wins on cost – living expenses run 253% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Howrah the obvious pick if budget is a priority.

Average pay runs 112% higher in Howrah, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $117 in Howrah versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $27.02 in Howrah versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Howrah – a meal for two runs $10.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $383 in Howrah versus $1,353 in Ubud, Bali, a $1,000 budget is realistic in Howrah but tight or insufficient in Ubud, Bali. The gap between the two cities makes Howrah the clear choice for anyone on this budget.

Both work as nomad bases, but Howrah delivers better value – similar infrastructure at $383 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Howrah hard to pass up.

Safety-wise, Howrah and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Howrah gentler on the wallet – expenses run 253% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.