Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Howell Township, NJ

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,681 in Howell Township, NJ, rent and utilities included – about $16,200 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
128

Cost of Living Index in Howell Township, NJ
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Howell Township, NJ Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Howell Township, NJ

🇺🇸 United States

$2,681

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Howell Township, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Howell Township, NJ actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $2,681 in Howell Township, NJ.

Ubud, Bali $1,331
Howell Township, NJ $2,681

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $3,888 in Howell Township, NJ.

Ubud, Bali $2,255
Howell Township, NJ $3,888

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $5,094 in Howell Township, NJ.

Ubud, Bali $3,180
Howell Township, NJ $5,094

Living in Ubud, Bali costs roughly 50% less than in Howell Township, NJ, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Howell Township, NJ is 98% above.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$20.17 $20.17

-83.24%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$75.0 $75.0

-53.82%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$11.47 $11.47

-51.44%

Cappuccino

$2.62 Rp 47.5K

$5.19 $5.19

-49.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$2.71 $2.71

-43.17%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.95 $1.95

-67.18%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$6.15 $6.15

-56.59%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$7.33 $7.33

-41.88%

Milk (1 liter)

$1.46 Rp 26.5K

$1.46 $1.46

White Bread (500g)

$2.29 Rp 41.6K

$3.94 $3.94

-41.88%

Rice (white) (1kg)

$1.11 Rp 20.1K

$4.03 $4.03

-72.46%

Eggs

$2.10 Rp 38.1K

$4.27 $4.27

-50.82%

Local Cheese (1kg)

$15.94 Rp 289.2K

$12.26 $12.26

30.02%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$12.00 $12.00

-67.67%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$16.94 $16.94

-32.70%

Apples (1kg)

$3.55 Rp 64.4K

$5.33 $5.33

-33.40%

Banana (1kg)

$1.54 Rp 27.9K

$1.28 $1.28

20.31%

Oranges (1kg)

$2.23 Rp 40.5K

$4.54 $4.54

-50.88%

Tomato (1kg)

$1.97 Rp 35.8K

$4.52 $4.52

-56.42%

Potato (1kg)

$1.86 Rp 33.7K

$3.13 $3.13

-40.58%

Onion (1kg)

$2.42 Rp 43.9K

$2.66 $2.66

-9.02%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.88 $1.88

-45.74%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$2.30 $2.30

-77.39%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$9.94 $9.94

-77.87%

Wine (Bottle)

$21.79 Rp 395.2K

$14.95 $14.95

45.75%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.67 $1.67

39.52%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.21 $3.21

-7.48%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$1.76 $1.76

-85.80%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

$59.4 $59.4

-86.23%

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$3.94 $3.94

-88.83%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$1.62 $1.62

-70.99%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$26.46 $26.46

-78.84%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.12 $1.12

-25.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$27.1K $27.1K

-9.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$28.8K $28.8K

10.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$198 $198

-60.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$58.6 $58.6

-89.52%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$127 $127

-85.07%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$40.27 $40.27

26.62%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$4.38 Rp 79.5K

$14.12 $14.12

-68.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$1,206 $1,206

-59.18%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$19.1K $19.1K

-36.13%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$47.29 $47.29

-4.50%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$38.60 $38.60

-9.61%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$90.0 $90.0

-12.96%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$115 $115

-32.13%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$1,556 $1,556

-30.75%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$1,293 $1,293

-48.59%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$2,600 $2,600

34.99%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$2,108 $2,108

-20.73%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$2,808 $2,808

-16.65%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$2,679 $2,679

-16.51%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$3,001 $3,001

-94.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.59

109.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Howell Township, NJ: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Howell Township, NJ

$1.3K 48.2% 94.5% $628

Groceries & Markets

Ubud, Bali

$279 21%

Howell Township, NJ

$404 15.1% 44.7% $125

Clothing & Footwear

Ubud, Bali

$106 8%

Howell Township, NJ

$131 4.9% 23% $24

Eating Out

Ubud, Bali

$106 8%

Howell Township, NJ

$322 12% 205% $216

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Howell Township, NJ

$383 14.3% 274% $281

Sport & Entertainment

Ubud, Bali

$60 4.5%

Howell Township, NJ

$69 2.6% 14.6% $8.7

Getting Around

Ubud, Bali

$12 0.9%

Howell Township, NJ

$78 2.9% 556% $66

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $1,556 in Howell Township, NJ. Housing cost is often the main lever when comparing two cities.

Howell Township, NJ pays about 18 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Ubud, Bali vs $75 in Howell Township, NJ for a mid-range dinner for two. Groceries echo the gap at $279 vs $404 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Howell Township, NJ

🕒 Local time

21:48 9:48 PM

08:48 8:48 AM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

53,000

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1 USD = 0.893 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,309 IDR (100,000 IDR = 4.92 EUR).

United States Dollar exchange rates as of November 3, 2026: 1 EUR = 1.12 USD (1 USD = 0.893 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Howell Township, NJ 15,780 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Howell Township, NJ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Howell Township, NJ: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 50% cheaper overall, especially in eating out, utilities, and groceries. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 94% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $1,556 in Howell Township, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $75 in Howell Township, NJ. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $2,681 in Howell Township, NJ – Ubud, Bali is about 50% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Howell Township, NJ are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 50% less than in Howell Township, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.