Last update: Nov 2026

Cost of Living Comparison Between Howell Township, NJ and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,681 in Howell Township, NJ, rent and utilities included – about $16,200 less a year. Rent and utilities account for most of the difference.

128

Cost of Living Index in Howell Township, NJ
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Howell Township, NJ Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Howell Township, NJ

🇺🇸 United States

$2,681

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Howell Township, NJ and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Howell Township, NJ and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,681 in Howell Township, NJ versus $1,331 in Ubud, Bali.

Howell Township, NJ $2,681
Ubud, Bali $1,331

Estimated couple costs with rent: $3,888 in Howell Township, NJ versus $2,255 in Ubud, Bali.

Howell Township, NJ $3,888
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $5,094 in Howell Township, NJ versus $3,180 in Ubud, Bali.

Howell Township, NJ $5,094
Ubud, Bali $3,180

Living in Howell Township, NJ is roughly 101% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Howell Township, NJ is 98% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$20.17 $20.17

$3.38 Rp 61.2K

496.75%

Three-Course Dinner for Two, Mid-Range

$75.0 $75.0

$34.65 Rp 628.6K

116.54%

Fast Food Meal (McDonalds, etc)

$11.47 $11.47

$5.57 Rp 101.1K

105.92%

Cappuccino

$5.19 $5.19

$2.62 Rp 47.5K

98.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.71 $2.71

$1.54 Rp 27.9K

75.97%

Water (0.33 liter bottle)

$1.95 $1.95

$0.64 Rp 11.6K

204.69%

Local Beer (0.5 liter draught)

$6.15 $6.15

$2.67 Rp 48.4K

130.34%

Imported Beer (0.33 liter bottle)

$7.33 $7.33

$4.26 Rp 77.3K

72.07%

Milk (1 liter)

$1.46 $1.46

$1.46 Rp 26.5K

White Bread (500g)

$3.94 $3.94

$2.29 Rp 41.6K

72.05%

Rice (white) (1kg)

$4.03 $4.03

$1.11 Rp 20.1K

263.06%

Eggs

$4.27 $4.27

$2.10 Rp 38.1K

103.33%

Local Cheese (1kg)

$12.26 $12.26

$15.94 Rp 289.2K

-23.09%

Chicken Fillets (1kg)

$12.00 $12.00

$3.88 Rp 70.4K

209.28%

Beef Round Steak (1kg)

$16.94 $16.94

$11.40 Rp 206.8K

48.60%

Apples (1kg)

$5.33 $5.33

$3.55 Rp 64.4K

50.14%

Banana (1kg)

$1.28 $1.28

$1.54 Rp 27.9K

-16.88%

Oranges (1kg)

$4.54 $4.54

$2.23 Rp 40.5K

103.59%

Tomato (1kg)

$4.52 $4.52

$1.97 Rp 35.8K

129.44%

Potato (1kg)

$3.13 $3.13

$1.86 Rp 33.7K

68.28%

Onion (1kg)

$2.66 $2.66

$2.42 Rp 43.9K

9.92%

Lettuce (1 head)

$1.88 $1.88

$1.02 Rp 18.6K

84.31%

Water (1.5 liter bottle)

$2.30 $2.30

$0.52 Rp 9,475

342.31%

Cigarettes 20 Pack (Marlboro, Camel)

$9.94 $9.94

$2.20 Rp 39.9K

351.82%

Wine (Bottle)

$14.95 $14.95

$21.79 Rp 395.2K

-31.39%

Local Beer (0.5 liter bottle)

$1.67 $1.67

$2.33 Rp 42.2K

-28.33%

Imported Beer (0.33 liter bottle)

$3.21 $3.21

$2.97 Rp 53.9K

8.08%

One-way Ticket (Public Transport)

$1.76 $1.76

$0.25 Rp 4,542

604.00%

Public Transport Monthly Pass (Regular Price)

$59.4 $59.4

$8.17 Rp 148.3K

626.44%

Taxi Start (Normal Tariff)

$3.94 $3.94

$0.44 Rp 7,941

795.45%

Taxi (Normal Tariff) (1km)

$1.62 $1.62

$0.47 Rp 8,489

244.68%

Taxi 1hour Waiting (Normal Tariff)

$26.46 $26.46

$5.60 Rp 101.6K

372.50%

Gasoline (1 liter)

$1.12 $1.12

$0.83 Rp 15.0K

34.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.1K $27.1K

$24.4K Rp 443.5M

10.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.8K $28.8K

$31.7K Rp 575.0M

-9.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$198 $198

$77.5 Rp 1.4M

155.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.6 $58.6

$6.14 Rp 111.5K

854.23%

Internet (50+ Mbps, Unlimited Data)

$127 $127

$18.92 Rp 343.1K

569.98%

Gym Membership (Monthly)

$40.27 $40.27

$51.0 Rp 925.0K

-21.02%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$14.12 $14.12

$4.38 Rp 79.5K

222.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,206 $1,206

$492 Rp 8.9M

144.98%

International Primary School, 1 Child (Yearly)

$19.1K $19.1K

$12.2K Rp 221.7M

56.57%

Jeans (Levis 501 Or Similar)

$47.29 $47.29

$45.16 Rp 819.2K

4.72%

Summer Dress (H&M, Zara, etc)

$38.60 $38.60

$34.89 Rp 632.9K

10.63%

Sport Shoes (Adidas, Nike)

$90.0 $90.0

$78.3 Rp 1.4M

14.89%

Men's Leather Business Shoes

$115 $115

$77.9 Rp 1.4M

47.35%

1-bedroom Apartment, City Center (Monthly)

$1,556 $1,556

$1,078 Rp 19.5M

44.40%

1-bedroom Apartment, Outside City Center (Monthly)

$1,293 $1,293

$665 Rp 12.1M

94.53%

3-bedroom Apartment, City Center (Monthly)

$2,600 $2,600

$3,510 Rp 63.7M

-25.92%

3-bedroom Apartment, Outside City Center (Monthly)

$2,108 $2,108

$1,671 Rp 30.3M

26.16%

Buy Apartment in City Center (m2)

$2,808 $2,808

$2,340 Rp 42.4M

19.98%

Buy Apartment Outside City Center (m2)

$2,679 $2,679

$2,236 Rp 40.6M

19.78%

Average Monthly Net Salary (After Tax)

$3,001 $3,001

$166 Rp 3.0M

1704.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

13.78

-52.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Howell Township, NJ: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Howell Township, NJ

$1.3K 48.2%

Ubud, Bali

$665 50% 48.6% $628

Groceries & Markets

Howell Township, NJ

$404 15.1%

Ubud, Bali

$279 21% 30.9% $125

Monthly Utilities & Internet

Howell Township, NJ

$383 14.3%

Ubud, Bali

$103 7.7% 73.3% $281

Eating Out

Howell Township, NJ

$322 12%

Ubud, Bali

$106 8% 67.2% $216

Clothing & Footwear

Howell Township, NJ

$131 4.9%

Ubud, Bali

$106 8% 18.7% $24

Getting Around

Howell Township, NJ

$78 2.9%

Ubud, Bali

$12 0.9% 84.8% $66

Sport & Entertainment

Howell Township, NJ

$69 2.6%

Ubud, Bali

$60 4.5% 12.8% $8.7

Cost Breakdown

A one-bedroom apartment in the center runs $1,556 in Howell Township, NJ and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Howell Township, NJ pays about 18 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $75 in Howell Township, NJ vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $404 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Howell Township, NJ

🇮🇩 Ubud, Bali

🕒 Local time

08:08 8:08 AM

21:08 9:08 PM

13 h ahead of Howell Township, NJ

🌤 Weather

👥 Population

53,000

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.893 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 3, 2026: 1 EUR = 1.12 USD (1 USD = 0.893 EUR).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,309 IDR (100,000 IDR = 4.92 EUR).

IDR to USD in detail →

On the map

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Between locations

Howell Township, NJ Ubud, Bali 15,780 km ≈ 20 h nonstop flight

From you

Howell Township, NJ
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Howell Township, NJ vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 50% cheaper overall, especially in eating out, utilities, and groceries. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Howell Township, NJ is about 18 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,556 in Howell Township, NJ versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $75 in Howell Township, NJ. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $2,681 per month in Howell Township, NJ versus $1,331 in Ubud, Bali – Ubud, Bali is about 50% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Howell Township, NJ and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 50% less than in Howell Township, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.