Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Hamont-Achel

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,249 in Hamont-Achel, rent and utilities included – about $11,000 less a year. Other living expenses account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
107

Cost of Living Index in Hamont-Achel
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Hamont-Achel Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Hamont-Achel

🇧🇪 Belgium

$2,249

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Hamont-Achel

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Hamont-Achel actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $2,249 in Hamont-Achel.

Ubud, Bali $1,331
Hamont-Achel $2,249

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $3,279 in Hamont-Achel.

Ubud, Bali $2,255
Hamont-Achel $3,279

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $4,309 in Hamont-Achel.

Ubud, Bali $3,180
Hamont-Achel $4,309

Living in Ubud, Bali costs roughly 41% less than in Hamont-Achel, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Hamont-Achel is 66% above.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$22.57 €20.18

-85.02%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$88.6 €79.2

-60.88%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$15.34 €13.71

-63.69%

Cappuccino

$2.62 Rp 47.5K

$4.51 €4.03

-41.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$3.78 €3.38

-59.26%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$3.10 €2.77

-79.35%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$5.54 €4.96

-51.81%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$5.65 €5.05

-24.60%

Milk (1 liter)

$1.46 Rp 26.5K

$1.35 €1.21

8.15%

White Bread (500g)

$2.29 Rp 41.6K

$2.82 €2.52

-18.79%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.83 €2.53

-60.78%

Eggs

$2.10 Rp 38.1K

$5.16 €4.61

-59.30%

Local Cheese (1kg)

$15.94 Rp 289.2K

$17.81 €15.93

-10.50%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$13.10 €11.72

-70.38%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$22.14 €19.80

-48.51%

Apples (1kg)

$3.55 Rp 64.4K

$3.01 €2.69

17.94%

Banana (1kg)

$1.54 Rp 27.9K

$2.43 €2.17

-36.63%

Oranges (1kg)

$2.23 Rp 40.5K

$2.77 €2.48

-19.49%

Tomato (1kg)

$1.97 Rp 35.8K

$4.02 €3.60

-51.00%

Potato (1kg)

$1.86 Rp 33.7K

$2.55 €2.28

-27.06%

Onion (1kg)

$2.42 Rp 43.9K

$2.17 €1.94

11.52%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.80 €1.61

-43.33%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$1.21 €1.08

-57.02%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$13.46 €12.04

-83.66%

Wine (Bottle)

$21.79 Rp 395.2K

$9.71 €8.68

124.41%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$2.62 €2.35

-11.07%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.00 €2.68

-1.00%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$3.03 €2.71

-91.75%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

$54.5 €48.70

-85.00%

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$2.89 €2.58

-84.78%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$2.25 €2.01

-79.11%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$41.01 €36.67

-86.34%

Gasoline (1 liter)

$0.83 Rp 15.0K

$2.17 €1.94

-61.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$34.9K €31.2K

-30.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$36.0K €32.2K

-11.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$277 €248

-72.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$20.79 €18.59

-70.47%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$52.7 €47.13

-64.11%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$36.94 €33.04

38.03%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

$19.63 €17.56

-7.03%

Cinema Ticket

$4.38 Rp 79.5K

$15.60 €13.95

-71.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$1,632 €1,460

-69.83%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$37.3K €33.4K

-67.24%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$104 €92.6

-56.38%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$45.31 €40.51

-23.00%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$112 €99.7

-29.76%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$148 €132

-47.37%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$908 €812

18.62%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$826 €739

-19.52%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$1,379 €1,233

154.62%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$1,144 €1,023

46.03%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$4,216 €3,770

-44.49%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$2,943 €2,631

-24.01%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.71

271.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Hamont-Achel: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Hamont-Achel

$826 36.7% 24.3% $161

Groceries & Markets

Ubud, Bali

$279 21%

Hamont-Achel

$392 17.4% 40.3% $113

Clothing & Footwear

Ubud, Bali

$106 8%

Hamont-Achel

$184 8.2% 72.8% $77

Eating Out

Ubud, Bali

$106 8%

Hamont-Achel

$347 15.4% 228% $241

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Hamont-Achel

$351 15.6% 242% $248

Sport & Entertainment

Ubud, Bali

$60 4.5%

Hamont-Achel

$68 3% 14% $8.4

Getting Around

Ubud, Bali

$12 0.9%

Hamont-Achel

$81 3.6% 575% $69

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $908 in Hamont-Achel. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $89 in Hamont-Achel for a mid-range dinner for two. Groceries echo the gap at $279 vs $392 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇧🇪 Hamont-Achel

🕒 Local time

00:15 12:15 AM

17:15 5:15 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

14,000

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,309 IDR (100,000 IDR = 4.92 EUR).

Euro exchange rates as of November 3, 2026: 1 USD = 0.894 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Hamont-Achel 12,110 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Hamont-Achel

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Hamont-Achel: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 41% cheaper overall, especially in eating out, groceries, and clothing. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,996 in Ubud, Bali and $3,373 in Hamont-Achel to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,078 in Ubud, Bali versus $908 in Hamont-Achel. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $2,249 in Hamont-Achel – Ubud, Bali is about 41% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 85% less than in Hamont-Achel. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Hamont-Achel are both considered safe, so it’s unlikely to be the deciding factor between them.