Last update: Nov 2026

Cost of Living Comparison Between Hamont-Achel and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,249 in Hamont-Achel, rent and utilities included – about $11,000 less a year. Other living expenses account for most of the difference.

107

Cost of Living Index in Hamont-Achel
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Hamont-Achel Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Hamont-Achel

🇧🇪 Belgium

$2,249

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamont-Achel and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamont-Achel and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,249 in Hamont-Achel versus $1,331 in Ubud, Bali.

Hamont-Achel $2,249
Ubud, Bali $1,331

Estimated couple costs with rent: $3,279 in Hamont-Achel versus $2,255 in Ubud, Bali.

Hamont-Achel $3,279
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $4,309 in Hamont-Achel versus $3,180 in Ubud, Bali.

Hamont-Achel $4,309
Ubud, Bali $3,180

Living in Hamont-Achel is roughly 69% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Hamont-Achel is 66% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$22.57 €20.16

$3.38 Rp 61.3K

567.75%

Three-Course Dinner for Two, Mid-Range

$88.6 €79.1

$34.65 Rp 629.3K

155.64%

Fast Food Meal (McDonalds, etc)

$15.34 €13.70

$5.57 Rp 101.2K

175.40%

Cappuccino

$4.51 €4.03

$2.62 Rp 47.6K

72.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.78 €3.38

$1.54 Rp 28.0K

145.45%

Water (0.33 liter bottle)

$3.10 €2.77

$0.64 Rp 11.6K

384.38%

Local Beer (0.5 liter draught)

$5.54 €4.95

$2.67 Rp 48.4K

107.49%

Imported Beer (0.33 liter bottle)

$5.65 €5.04

$4.26 Rp 77.4K

32.63%

Milk (1 liter)

$1.35 €1.20

$1.46 Rp 26.6K

-7.53%

White Bread (500g)

$2.82 €2.52

$2.29 Rp 41.6K

23.14%

Rice (white) (1kg)

$2.83 €2.53

$1.11 Rp 20.1K

154.95%

Eggs

$5.16 €4.61

$2.10 Rp 38.1K

145.71%

Local Cheese (1kg)

$17.81 €15.91

$15.94 Rp 289.5K

11.73%

Chicken Fillets (1kg)

$13.10 €11.70

$3.88 Rp 70.5K

237.63%

Beef Round Steak (1kg)

$22.14 €19.78

$11.40 Rp 207.1K

94.21%

Apples (1kg)

$3.01 €2.69

$3.55 Rp 64.5K

-15.21%

Banana (1kg)

$2.43 €2.17

$1.54 Rp 27.9K

57.79%

Oranges (1kg)

$2.77 €2.48

$2.23 Rp 40.5K

24.22%

Tomato (1kg)

$4.02 €3.59

$1.97 Rp 35.8K

104.06%

Potato (1kg)

$2.55 €2.28

$1.86 Rp 33.7K

37.10%

Onion (1kg)

$2.17 €1.94

$2.42 Rp 43.9K

-10.33%

Lettuce (1 head)

$1.80 €1.60

$1.02 Rp 18.6K

76.47%

Water (1.5 liter bottle)

$1.21 €1.08

$0.52 Rp 9,486

132.69%

Cigarettes 20 Pack (Marlboro, Camel)

$13.46 €12.03

$2.20 Rp 39.9K

511.82%

Wine (Bottle)

$9.71 €8.67

$21.79 Rp 395.7K

-55.44%

Local Beer (0.5 liter bottle)

$2.62 €2.34

$2.33 Rp 42.2K

12.45%

Imported Beer (0.33 liter bottle)

$3.00 €2.68

$2.97 Rp 53.9K

1.01%

One-way Ticket (Public Transport)

$3.03 €2.71

$0.25 Rp 4,547

1112.00%

Public Transport Monthly Pass (Regular Price)

$54.5 €48.65

$8.17 Rp 148.5K

566.71%

Taxi Start (Normal Tariff)

$2.89 €2.58

$0.44 Rp 7,950

556.82%

Taxi (Normal Tariff) (1km)

$2.25 €2.01

$0.47 Rp 8,499

378.72%

Taxi 1hour Waiting (Normal Tariff)

$41.01 €36.63

$5.60 Rp 101.7K

632.32%

Gasoline (1 liter)

$2.17 €1.93

$0.83 Rp 15.0K

161.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.9K €31.2K

$24.4K Rp 444.0M

42.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.0K €32.1K

$31.7K Rp 575.6M

13.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$277 €248

$77.5 Rp 1.4M

257.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.79 €18.57

$6.14 Rp 111.6K

238.60%

Internet (50+ Mbps, Unlimited Data)

$52.7 €47.08

$18.92 Rp 343.5K

178.59%

Gym Membership (Monthly)

$36.94 €33.00

$51.0 Rp 926.1K

-27.55%

Tennis Court (1 Hour on Weekend)

$19.63 €17.54

$18.25 Rp 331.4K

7.56%

Cinema Ticket

$15.60 €13.93

$4.38 Rp 79.6K

256.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,632 €1,458

$492 Rp 8.9M

231.48%

International Primary School, 1 Child (Yearly)

$37.3K €33.3K

$12.2K Rp 222.0M

205.30%

Jeans (Levis 501 Or Similar)

$104 €92.5

$45.16 Rp 820.2K

129.27%

Summer Dress (H&M, Zara, etc)

$45.31 €40.47

$34.89 Rp 633.6K

29.87%

Sport Shoes (Adidas, Nike)

$112 €99.6

$78.3 Rp 1.4M

42.36%

Men's Leather Business Shoes

$148 €132

$77.9 Rp 1.4M

90.02%

1-bedroom Apartment, City Center (Monthly)

$908 €811

$1,078 Rp 19.6M

-15.69%

1-bedroom Apartment, Outside City Center (Monthly)

$826 €738

$665 Rp 12.1M

24.26%

3-bedroom Apartment, City Center (Monthly)

$1,379 €1,231

$3,510 Rp 63.7M

-60.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,144 €1,022

$1,671 Rp 30.3M

-31.52%

Buy Apartment in City Center (m2)

$4,216 €3,765

$2,340 Rp 42.5M

80.15%

Buy Apartment Outside City Center (m2)

$2,943 €2,628

$2,236 Rp 40.6M

31.60%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

3.71

13.78

-73.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamont-Achel: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamont-Achel

$826 36.7%

Ubud, Bali

$665 50% 19.5% $161

Groceries & Markets

Hamont-Achel

$392 17.4%

Ubud, Bali

$279 21% 28.7% $113

Monthly Utilities & Internet

Hamont-Achel

$351 15.6%

Ubud, Bali

$103 7.7% 70.8% $248

Eating Out

Hamont-Achel

$347 15.4%

Ubud, Bali

$106 8% 69.5% $241

Clothing & Footwear

Hamont-Achel

$184 8.2%

Ubud, Bali

$106 8% 42.1% $77

Getting Around

Hamont-Achel

$81 3.6%

Ubud, Bali

$12 0.9% 85.2% $69

Sport & Entertainment

Hamont-Achel

$68 3%

Ubud, Bali

$60 4.5% 12.3% $8.4

Cost Breakdown

A one-bedroom apartment in the center runs $908 in Hamont-Achel and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $89 in Hamont-Achel vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $392 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇧🇪 Hamont-Achel

🇮🇩 Ubud, Bali

🕒 Local time

13:38 1:38 PM

20:38 8:38 PM

7 h ahead of Hamont-Achel

🌤 Weather

👥 Population

14,000

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 3, 2026: 1 USD = 0.893 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,333 IDR (100,000 IDR = 4.92 EUR).

USD to EUR in detail →

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Hamont-Achel Ubud, Bali 12,110 km ≈ 16 h nonstop flight

From you

Hamont-Achel
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamont-Achel vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 41% cheaper overall, especially in eating out, groceries, and clothing. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $3,373 in Hamont-Achel and $1,996 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $908 in Hamont-Achel versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,249 per month in Hamont-Achel versus $1,331 in Ubud, Bali – Ubud, Bali is about 41% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 85% less than in Hamont-Achel. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Hamont-Achel and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.