😐Monthly costs for one person with rent: $2,291 in Hamont-Achel versus $1,368 in Ubud, Bali.
😐Estimated couple costs with rent: $3,345 in Hamont-Achel versus $2,348 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $4,398 in Hamont-Achel versus $3,327 in Ubud, Bali.
🌍Living in Hamont-Achel is roughly 68% more expensive than in Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Hamont-Achel68% above, Ubud, Bali0% above.
Currency
🍽 Eating Out
Hamont-Achel
Ubud, Bali
Difference
Meal at Budget Restaurant
$23.20€20.22
$3.44Rp 60.9K
574.42%
Three-Course Dinner for Two, Mid-Range
$91.2€79.5
$36.31Rp 643.0K
151.14%
Fast Food Meal(McDonalds, etc)
$15.32€13.36
$5.71Rp 101.0K
168.30%
Cappuccino
$4.64€4.04
$2.67Rp 47.3K
73.78%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.72€3.25
$1.75Rp 31.0K
112.57%
Water(0.33 liter bottle)
$3.21€2.80
$0.87Rp 15.4K
268.97%
Local Beer(0.5 liter draught)
$5.82€5.07
$2.95Rp 52.3K
97.29%
Imported Beer(0.33 liter bottle)
$5.85€5.10
$4.52Rp 80.0K
29.42%
🛒 Groceries & Markets
Hamont-Achel
Ubud, Bali
Difference
Milk(1 liter)
$1.41€1.23
$1.62Rp 28.7K
-12.96%
White Bread(500g)
$2.97€2.59
$2.33Rp 41.3K
27.47%
Rice(white)(1kg)
$3.00€2.62
$1.11Rp 19.6K
170.27%
Eggs
$5.42€4.72
$2.20Rp 39.0K
146.36%
Local Cheese(1kg)
$18.21€15.87
$17.69Rp 313.3K
2.94%
Chicken Fillets(1kg)
$13.26€11.56
$4.10Rp 72.5K
223.41%
Beef Round Steak(1kg)
$22.85€19.92
$12.18Rp 215.6K
87.60%
Apples(1kg)
$3.38€2.95
$3.71Rp 65.6K
-8.89%
Banana(1kg)
$2.57€2.24
$1.59Rp 28.1K
61.64%
Oranges(1kg)
$2.81€2.45
$2.28Rp 40.4K
23.25%
Tomato(1kg)
$4.03€3.51
$1.95Rp 34.6K
106.67%
Potato(1kg)
$2.65€2.31
$1.91Rp 33.7K
38.74%
Onion(1kg)
$2.40€2.09
$2.33Rp 41.3K
3.00%
Lettuce(1 head)
$1.85€1.61
$1.01Rp 17.8K
83.17%
Water(1.5 liter bottle)
$1.20€1.05
$0.55Rp 9,773
118.18%
Cigarettes 20 Pack(Marlboro, Camel)
$13.95€12.16
$2.23Rp 39.5K
525.56%
Wine(Bottle)
$10.21€8.90
$23.07Rp 408.6K
-55.74%
Local Beer(0.5 liter bottle)
$2.73€2.38
$2.42Rp 42.8K
12.81%
Imported Beer(0.33 liter bottle)
$3.08€2.68
$3.00Rp 53.1K
2.67%
🚌 Getting Around
Hamont-Achel
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$3.09€2.70
$0.27Rp 4,814
1044.44%
Public Transport Monthly Pass(Regular Price)
$61.4€53.5
$8.98Rp 159.1K
583.85%
Taxi Start(Normal Tariff)
$3.08€2.69
$0.48Rp 8,566
541.67%
Taxi(Normal Tariff)(1km)
$2.41€2.10
$0.43Rp 7,679
460.47%
Taxi 1hour Waiting(Normal Tariff)
$41.89€36.52
$5.64Rp 99.9K
642.73%
Gasoline(1 liter)
$2.15€1.87
$0.80Rp 14.2K
168.75%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.5K€31.8K
$24.9KRp 441.7M
46.36%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.4K€30.0K
$31.7KRp 561.5M
8.51%
🧾 Monthly Utilities & Internet
Hamont-Achel
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$289€252
$81.5Rp 1.4M
255.12%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$21.74€18.95
$6.49Rp 115.0K
234.98%
Internet(50+ Mbps, Unlimited Data)
$55.0€47.96
$18.77Rp 332.4K
193.13%
🎉 Sport & Entertainment
Hamont-Achel
Ubud, Bali
Difference
Gym Membership(Monthly)
$36.76€32.05
$56.9Rp 1.0M
-35.36%
Tennis Court(1 Hour on Weekend)
$19.98€17.42
$18.73Rp 331.7K
6.67%
Cinema Ticket
$15.95€13.90
$4.54Rp 80.4K
251.32%
🧸 Childcare & Education
Hamont-Achel
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,679€1,464
$481Rp 8.5M
249.34%
International Primary School, 1 Child(Yearly)
$38.2K€33.3K
$5,711Rp 101.1M
569.10%
👕👟 Clothing & Footwear
Hamont-Achel
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$106€92.2
$45.52Rp 806.0K
132.34%
Summer Dress(H&M, Zara, etc)
$48.01€41.85
$35.88Rp 635.4K
33.81%
Sport Shoes(Adidas, Nike)
$109€94.7
$80.4Rp 1.4M
35.09%
Men's Leather Business Shoes
$152€133
$78.7Rp 1.4M
93.29%
🏠 Accommodation & Living
Hamont-Achel
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$974€849
$1,115Rp 19.7M
-12.59%
1-bedroom Apartment, Outside City Center(Monthly)
$841€733
$698Rp 12.4M
20.52%
3-bedroom Apartment, City Center(Monthly)
$1,410€1,229
$3,637Rp 64.4M
-61.22%
3-bedroom Apartment, Outside City Center(Monthly)
$1,154€1,006
$1,737Rp 30.8M
-33.59%
Buy Apartment in City Center(m2)
$3,861€3,365
$2,784Rp 49.3M
38.66%
Buy Apartment Outside City Center(m2)
$2,851€2,485
$2,290Rp 40.5M
24.49%
💵 Salaries & Financials
Hamont-Achel
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$168Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
3.78
13.78
-72.57%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Hamont-Achel: September 13, 2026
Last update for Ubud, Bali: September 14, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $974 in Hamont-Achel and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $91.0 in Hamont-Achel vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $405 vs $295 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hamont-Achel vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Hamont-Achel?
Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 68% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $3,437 in Hamont-Achel and $2,052 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Hamont-Achel and Ubud, Bali?
Rent for a central apartment: $974 in Hamont-Achel versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Hamont-Achel and in Ubud, Bali?
All in, you'll spend $2,291 per month in Hamont-Achel versus $1,368 in Ubud, Bali – a 68% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Ubud, Bali runs roughly 584% less than in Hamont-Achel. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,000 a realistic budget for living in Hamont-Achel or in Ubud, Bali?
At $1,368 in Ubud, Bali versus $2,291 in Hamont-Achel, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Hamont-Achel. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Hamont-Achel or Ubud, Bali more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Hamont-Achel, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Hamont-Achel or Ubud, Bali?
Safety-wise, Hamont-Achel and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 68% less than in Hamont-Achel. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Hamont-Achel vs other spots: cost of living compared