Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Hamilton

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $2,237 in Hamilton, rent and utilities included – about $10,700 less a year. Rent and utilities account for about half of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
110

Cost of Living Index in Hamilton
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Hamilton Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Hamilton

🇨🇦 Canada

$2,237

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Hamilton

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Hamilton actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,348 in Ubud, Bali versus $2,237 in Hamilton.

Ubud, Bali $1,348
Hamilton $2,237

Estimated couple costs with rent: $2,312 in Ubud, Bali versus $3,267 in Hamilton.

Ubud, Bali $2,312
Hamilton $3,267

Monthly costs for a family of three with rent: $3,276 in Ubud, Bali versus $4,297 in Hamilton.

Ubud, Bali $3,276
Hamilton $4,297

Living in Ubud, Bali costs roughly 40% less than in Hamilton, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Hamilton 67% above.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$17.65 CA$25.16

-81.13%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.1K

$60.7 CA$86.5

-41.61%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 102.9K

$11.96 CA$17.05

-51.84%

Cappuccino

$2.63 Rp 47.0K

$3.48 CA$4.96

-24.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$2.15 CA$3.06

-19.07%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$1.64 CA$2.34

-53.05%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$4.87 CA$6.95

-44.35%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.8K

$6.13 CA$8.74

-26.26%

Milk (1 liter)

$1.53 Rp 27.4K

$2.17 CA$3.09

-29.49%

White Bread (500g)

$2.20 Rp 39.2K

$2.23 CA$3.17

-1.35%

Rice (white) (1kg)

$1.22 Rp 21.8K

$2.54 CA$3.62

-51.97%

Eggs

$2.14 Rp 38.2K

$3.20 CA$4.55

-33.13%

Local Cheese (1kg)

$17.73 Rp 316.9K

$7.91 CA$11.27

124.15%

Chicken Fillets (1kg)

$3.86 Rp 68.9K

$10.76 CA$15.34

-64.13%

Beef Round Steak (1kg)

$12.03 Rp 215.0K

$13.64 CA$19.44

-11.80%

Apples (1kg)

$3.61 Rp 64.5K

$3.82 CA$5.45

-5.50%

Banana (1kg)

$1.51 Rp 27.1K

$1.21 CA$1.73

24.79%

Oranges (1kg)

$2.32 Rp 41.4K

$4.04 CA$5.76

-42.57%

Tomato (1kg)

$2.00 Rp 35.8K

$3.80 CA$5.42

-47.37%

Potato (1kg)

$1.81 Rp 32.4K

$2.33 CA$3.32

-22.32%

Onion (1kg)

$2.39 Rp 42.7K

$1.58 CA$2.25

51.27%

Lettuce (1 head)

$0.99 Rp 17.8K

$2.17 CA$3.09

-54.38%

Water (1.5 liter bottle)

$0.52 Rp 9,373

$1.30 CA$1.85

-60.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.0K

$12.33 CA$17.58

-82.32%

Wine (Bottle)

$22.98 Rp 410.7K

$13.26 CA$18.90

73.30%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.8K

$2.45 CA$3.49

-2.04%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

$3.37 CA$4.81

-10.98%

One-way Ticket (Public Transport)

$0.24 Rp 4,255

$2.49 CA$3.55

-90.36%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

$85.6 CA$122

-91.83%

Taxi Start (Normal Tariff)

$0.44 Rp 7,876

$3.40 CA$4.85

-87.06%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,582

$1.23 CA$1.75

-65.85%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.4K

$23.37 CA$33.32

-76.68%

Gasoline (1 liter)

$0.84 Rp 15.1K

$1.19 CA$1.70

-29.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 434.8M

$27.5K CA$39.2K

-11.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.0M

$19.9K CA$28.3K

60.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$149 CA$212

-45.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.6K

$41.14 CA$58.7

-84.01%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.1K

$49.32 CA$70.3

-63.02%

Gym Membership (Monthly)

$55.1 Rp 985.4K

$37.18 CA$53.0

48.28%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 330.9K

$17.33 CA$24.71

6.81%

Cinema Ticket

$4.24 Rp 75.9K

$10.19 CA$14.52

-58.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

$597 CA$852

-18.71%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

$16.2K CA$23.1K

-65.03%

Jeans (Levis 501 Or Similar)

$45.18 Rp 807.6K

$48.29 CA$68.8

-6.44%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 617.9K

$30.75 CA$43.83

12.42%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$86.2 CA$123

-8.14%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$115 CA$163

-32.21%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.1M

$1,263 CA$1,801

-10.82%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$1,135 CA$1,617

-40.59%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

$2,006 CA$2,859

80.40%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

$1,869 CA$2,664

-7.20%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

$2,659 CA$3,790

6.40%

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.2M

$2,694 CA$3,840

-14.38%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$2,896 CA$4,128

-94.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.6

199.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Hamilton: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$674 49.6%

Hamilton

$1.1K 50.2% 68.3% $461

Groceries & Markets

Ubud, Bali

$290 21.4%

Hamilton

$327 14.5% 12.7% $37

Eating Out

Ubud, Bali

$108 8%

Hamilton

$271 12% 150% $163

Clothing & Footwear

Ubud, Bali

$106 7.8%

Hamilton

$126 5.6% 18.2% $19

Monthly Utilities & Internet

Ubud, Bali

$106 7.8%

Hamilton

$240 10.6% 127% $134

Sport & Entertainment

Ubud, Bali

$64 4.7%

Hamilton

$58 2.6% 9.5% $6.1

Getting Around

Ubud, Bali

$11 0.8%

Hamilton

$105 4.7% 901% $95

Cost Breakdown

A one-bedroom apartment in the center runs $1,127 in Ubud, Bali and $1,263 in Hamilton. Housing cost is often the main lever when comparing two cities.

Hamilton pays 1648% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $61.0 in Hamilton for a mid-range dinner for two. Groceries echo the gap at $290 vs $327 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇦 Hamilton

🕒 Local time

14:33 2:33 PM

02:33 2:33 AM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

519,949

💱 Currency

Indonesian Rupiah IDR Rp

Canadian Dollar CAD $

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,048 IDR (100,000 IDR = 4.99 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Hamilton 15,880 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Hamilton

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Hamilton: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, eating out, and clothing. The 66% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 1648% lower in Hamilton. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,127 in Ubud, Bali versus $1,263 in Hamilton. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $486 in Ubud, Bali versus $597 in Hamilton. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 13% higher in Hamilton. For households that cook at home regularly, that difference adds up over a month.

At $1,348 in Ubud, Bali versus $2,237 in Hamilton, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Hamilton. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Hamilton, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Hamilton are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 66% less than in Hamilton. Beyond cost, consider language, visa policies, and how big the international community is in each city.