Cost of Living Comparison Between Hamilton and Ubud, Bali Cost of Living Comparison Between Hamilton and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,493 in Hamilton versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $3,584 in Hamilton versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,676 in Hamilton versus $3,763 in Ubud, Bali.

Living in Hamilton is roughly 77% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Hamilton 87% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$18.13 CA$25.41

$3.45 Rp 61.8K

425.51%

Three-Course Dinner for Two, Mid-Range

$73.3 CA$103

$32.34 Rp 578.5K

126.69%

Fast Food Meal (McDonalds, etc)

$10.98 CA$15.39

$4.84 Rp 86.7K

126.86%

Cappuccino

$4.05 CA$5.68

$2.75 Rp 49.1K

47.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.94

$1.38 Rp 24.8K

52.17%

Water (0.33 liter bottle)

$1.81 CA$2.53

$0.75 Rp 13.4K

141.33%

Local Beer (0.5 liter draught)

$5.83 CA$8.17

$2.99 Rp 53.5K

94.98%

Imported Beer (0.33 liter bottle)

$6.58 CA$9.23

$3.85 Rp 68.9K

70.91%

Milk (1 liter)

$2.23 CA$3.13

$1.74 Rp 31.1K

28.16%

White Bread (500g)

$2.12 CA$2.98

$2.46 Rp 44.0K

-13.82%

Rice (white) (1kg)

$2.85 CA$4.00

$1.17 Rp 20.9K

143.59%

Eggs

$3.14 CA$4.40

$2.43 Rp 43.5K

29.22%

Local Cheese (1kg)

$7.74 CA$10.85

$14.50 Rp 259.5K

-46.62%

Chicken Fillets (1kg)

$11.56 CA$16.21

$4.35 Rp 77.8K

165.75%

Beef Round Steak (1kg)

$14.39 CA$20.18

$11.98 Rp 214.3K

20.12%

Apples (1kg)

$3.91 CA$5.48

$3.72 Rp 66.5K

5.11%

Banana (1kg)

$1.30 CA$1.82

$1.63 Rp 29.1K

-20.25%

Oranges (1kg)

$3.55 CA$4.97

$2.74 Rp 49.1K

29.56%

Tomato (1kg)

$3.90 CA$5.47

$2.24 Rp 40.1K

74.11%

Potato (1kg)

$2.62 CA$3.67

$1.92 Rp 34.3K

36.46%

Onion (1kg)

$2.19 CA$3.07

$2.28 Rp 40.7K

-3.95%

Lettuce (1 head)

$2.21 CA$3.09

$1.06 Rp 19.0K

108.49%

Water (1.5 liter bottle)

$1.99 CA$2.80

$0.72 Rp 12.9K

176.39%

Cigarettes 20 Pack (Marlboro, Camel)

$13.47 CA$18.88

$3.29 Rp 58.8K

309.42%

Wine (Bottle)

$12.63 CA$17.71

$23.19 Rp 414.9K

-45.54%

Local Beer (0.5 liter bottle)

$2.41 CA$3.38

$2.78 Rp 49.7K

-13.31%

Imported Beer (0.33 liter bottle)

$3.07 CA$4.31

$2.73 Rp 48.9K

12.45%

One-way Ticket (Public Transport)

$2.62 CA$3.68

$0.27 Rp 4,765

870.37%

Public Transport Monthly Pass (Regular Price)

$87.4 CA$123

$8.11 Rp 145.0K

977.81%

Taxi Start (Normal Tariff)

$3.54 CA$4.96

$0.48 Rp 8,636

637.50%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.71

$0.42 Rp 7,511

190.48%

Taxi 1hour Waiting (Normal Tariff)

$23.62 CA$33.12

$6.22 Rp 111.3K

279.74%

Gasoline (1 liter)

$1.14 CA$1.60

$0.81 Rp 14.6K

40.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.4K CA$35.6K

$26.6K Rp 476.1M

-4.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.4K CA$28.6K

$32.2K Rp 575.9M

-36.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$155 CA$218

$78.4 Rp 1.4M

98.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.11 CA$56.2

$4.07 Rp 72.8K

885.50%

Internet (50+ Mbps, Unlimited Data)

$51.2 CA$71.7

$24.33 Rp 435.2K

110.28%

Gym Membership (Monthly)

$36.80 CA$51.6

$98.6 Rp 1.8M

-62.68%

Tennis Court (1 Hour on Weekend)

$22.40 CA$31.40

$6.34 Rp 113.3K

253.31%

Cinema Ticket

$11.57 CA$16.22

$3.99 Rp 71.3K

189.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$643 CA$901

$305 Rp 5.5M

110.79%

International Primary School, 1 Child (Yearly)

$21.7K CA$30.4K

$6,642 Rp 118.8M

226.12%

Jeans (Levis 501 Or Similar)

$56.0 CA$78.5

$54.1 Rp 968.6K

3.34%

Summer Dress (H&M, Zara, etc)

$33.71 CA$47.26

$37.81 Rp 676.3K

-10.84%

Sport Shoes (Adidas, Nike)

$96.7 CA$136

$86.8 Rp 1.6M

11.33%

Men's Leather Business Shoes

$121 CA$170

$76.4 Rp 1.4M

58.52%

1-bedroom Apartment, City Center (Monthly)

$1,352 CA$1,895

$992 Rp 17.7M

36.28%

1-bedroom Apartment, Outside City Center (Monthly)

$1,268 CA$1,778

$673 Rp 12.0M

88.52%

3-bedroom Apartment, City Center (Monthly)

$1,987 CA$2,785

$3,375 Rp 60.4M

-41.14%

3-bedroom Apartment, Outside City Center (Monthly)

$2,022 CA$2,835

$2,050 Rp 36.7M

-1.37%

Buy Apartment in City Center (m2)

$2,710 CA$3,800

$2,805 Rp 50.2M

-3.37%

Buy Apartment Outside City Center (m2)

$2,749 CA$3,854

$2,227 Rp 39.8M

23.45%

Average Monthly Net Salary (After Tax)

$2,871 CA$4,025

$167 Rp 3.0M

1619.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

13.28

-50.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: July 14, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,352 in Hamilton and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Hamilton pays 1620% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $73.0 in Hamilton vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $341 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 77% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1620% higher in Hamilton, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,352 in Hamilton versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $643 in Hamilton versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 15% higher in Hamilton. For households that cook at home regularly, that difference adds up over a month.

At $1,408 in Ubud, Bali versus $2,493 in Hamilton, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Hamilton. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Hamilton, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Hamilton and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 77% less than in Hamilton. Beyond cost, consider language, visa policies, and how big the international community is in each city.