Cost of Living Comparison Between Hamilton and Ubud, Bali Cost of Living Comparison Between Hamilton and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,321 in Hamilton versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $3,399 in Hamilton versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,477 in Hamilton versus $3,273 in Ubud, Bali.

Living in Hamilton is roughly 66% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Hamilton 69% above, Ubud, Bali 2% above.

Meal at Budget Restaurant

$18.38 CA$25.54

$3.37 Rp 59.8K

445.40%

Three-Course Dinner for Two, Mid-Range

$68.1 CA$94.7

$38.59 Rp 683.8K

76.50%

Fast Food Meal (McDonalds, etc)

$12.51 CA$17.38

$5.52 Rp 97.8K

126.63%

Cappuccino

$3.56 CA$4.94

$2.64 Rp 46.9K

34.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.20 CA$3.06

$1.67 Rp 29.6K

31.74%

Water (0.33 liter bottle)

$1.74 CA$2.42

$0.77 Rp 13.6K

125.97%

Local Beer (0.5 liter draught)

$5.18 CA$7.20

$2.63 Rp 46.7K

96.96%

Imported Beer (0.33 liter bottle)

$6.50 CA$9.04

$4.28 Rp 75.9K

51.87%

Milk (1 liter)

$2.05 CA$2.85

$1.55 Rp 27.4K

32.26%

White Bread (500g)

$2.22 CA$3.09

$2.22 Rp 39.4K

Rice (white) (1kg)

$2.84 CA$3.94

$1.13 Rp 19.9K

151.33%

Eggs

$3.44 CA$4.78

$2.09 Rp 37.0K

64.59%

Local Cheese (1kg)

$7.57 CA$10.52

$17.39 Rp 308.2K

-56.47%

Chicken Fillets (1kg)

$10.40 CA$14.46

$3.87 Rp 68.5K

168.73%

Beef Round Steak (1kg)

$14.04 CA$19.52

$12.55 Rp 222.4K

11.87%

Apples (1kg)

$3.91 CA$5.44

$3.62 Rp 64.1K

8.01%

Banana (1kg)

$1.28 CA$1.78

$1.56 Rp 27.6K

-17.95%

Oranges (1kg)

$4.27 CA$5.93

$2.35 Rp 41.7K

81.70%

Tomato (1kg)

$3.92 CA$5.45

$2.06 Rp 36.4K

90.29%

Potato (1kg)

$2.64 CA$3.66

$1.90 Rp 33.7K

38.95%

Onion (1kg)

$1.75 CA$2.43

$2.34 Rp 41.4K

-25.21%

Lettuce (1 head)

$2.34 CA$3.26

$1.03 Rp 18.3K

127.18%

Water (1.5 liter bottle)

$1.46 CA$2.03

$0.55 Rp 9,830

165.45%

Cigarettes 20 Pack (Marlboro, Camel)

$14.22 CA$19.76

$2.25 Rp 39.9K

532.00%

Wine (Bottle)

$13.06 CA$18.15

$23.81 Rp 421.9K

-45.15%

Local Beer (0.5 liter bottle)

$2.38 CA$3.31

$2.31 Rp 41.0K

3.03%

Imported Beer (0.33 liter bottle)

$4.19 CA$5.82

$2.80 Rp 49.6K

49.64%

One-way Ticket (Public Transport)

$2.74 CA$3.81

$0.27 Rp 4,827

914.81%

Public Transport Monthly Pass (Regular Price)

$87.7 CA$122

$8.66 Rp 153.5K

912.70%

Taxi Start (Normal Tariff)

$3.50 CA$4.86

$0.48 Rp 8,533

629.17%

Taxi (Normal Tariff) (1km)

$1.33 CA$1.85

$0.45 Rp 7,904

195.56%

Taxi 1hour Waiting (Normal Tariff)

$23.47 CA$32.62

$5.72 Rp 101.4K

310.31%

Gasoline (1 liter)

$1.19 CA$1.65

$0.76 Rp 13.4K

56.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.9K CA$40.2K

$24.5K Rp 433.9M

18.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.1K CA$27.9K

$32.1K Rp 569.3M

-37.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$151 CA$209

$83.6 Rp 1.5M

80.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.12 CA$55.8

$6.46 Rp 114.4K

521.05%

Internet (50+ Mbps, Unlimited Data)

$51.2 CA$71.1

$18.99 Rp 336.6K

169.35%

Gym Membership (Monthly)

$37.62 CA$52.3

$56.0 Rp 992.0K

-32.79%

Tennis Court (1 Hour on Weekend)

$21.56 CA$29.96

$18.62 Rp 329.9K

15.79%

Cinema Ticket

$10.27 CA$14.27

$4.28 Rp 75.9K

139.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$615 CA$855

$487 Rp 8.6M

26.50%

International Primary School, 1 Child (Yearly)

$16.6K CA$23.1K

$5,856 Rp 103.8M

183.56%

Jeans (Levis 501 Or Similar)

$50.2 CA$69.8

$45.56 Rp 807.4K

10.25%

Summer Dress (H&M, Zara, etc)

$34.50 CA$47.94

$36.38 Rp 644.7K

-5.17%

Sport Shoes (Adidas, Nike)

$91.9 CA$128

$82.0 Rp 1.5M

12.18%

Men's Leather Business Shoes

$121 CA$168

$80.4 Rp 1.4M

50.35%

1-bedroom Apartment, City Center (Monthly)

$1,320 CA$1,834

$1,117 Rp 19.8M

18.18%

1-bedroom Apartment, Outside City Center (Monthly)

$1,211 CA$1,683

$701 Rp 12.4M

72.72%

3-bedroom Apartment, City Center (Monthly)

$2,063 CA$2,867

$3,537 Rp 62.7M

-41.67%

3-bedroom Apartment, Outside City Center (Monthly)

$1,928 CA$2,680

$1,762 Rp 31.2M

9.41%

Buy Apartment in City Center (m2)

$2,814 CA$3,910

$2,826 Rp 50.1M

-0.44%

Buy Apartment Outside City Center (m2)

$2,808 CA$3,902

$2,292 Rp 40.6M

22.53%

Average Monthly Net Salary (After Tax)

$2,912 CA$4,047

$170 Rp 3.0M

1615.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.6

13.78

-66.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: August 29, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,320 in Hamilton and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Hamilton pays 1615% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $68.0 in Hamilton vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $333 vs $293 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 66% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1615% higher in Hamilton, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,320 in Hamilton versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $615 in Hamilton versus $487 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 14% higher in Hamilton. For households that cook at home regularly, that difference adds up over a month.

At $1,396 in Ubud, Bali versus $2,321 in Hamilton, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Hamilton. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Hamilton, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Hamilton and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 66% less than in Hamilton. Beyond cost, consider language, visa policies, and how big the international community is in each city.