Cost of Living Comparison Between Ubud, Bali and Haldia Cost of Living Comparison Between Ubud, Bali and Haldia

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $419 in Haldia.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $660 in Haldia.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $901 in Haldia.

Living in Ubud, Bali is roughly 236% more expensive than Haldia, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Haldia is 69% below.

Currency
🍽 Eating Out
Ubud, Bali
Haldia
Difference
Meal at Budget Restaurant
$3.57 Rp 64.0K
$3.21 ₹306
11.21%
Three-Course Dinner for Two, Mid-Range
$32.50 Rp 582.3K
$11.72 ₹1,115
177.30%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 87.1K
$4.80 ₹456
1.25%
Cappuccino
$2.75 Rp 49.2K
$1.78 ₹169
54.49%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.32 Rp 23.7K
$0.40 ₹38.40
230.00%
Water (0.33 liter bottle)
$0.70 Rp 12.6K
$0.13 ₹12.19
438.46%
Local Beer (0.5 liter draught)
$2.91 Rp 52.2K
$1.71 ₹163
70.18%
Imported Beer (0.33 liter bottle)
$3.79 Rp 68.0K
$2.34 ₹223
61.97%
🛒 Groceries & Markets
Ubud, Bali
Haldia
Difference
Milk (1 liter)
$1.71 Rp 30.6K
$0.63 ₹60.2
171.43%
White Bread (500g)
$2.47 Rp 44.3K
$0.40 ₹37.88
517.50%
Rice (white) (1kg)
$1.20 Rp 21.5K
$0.68 ₹64.3
76.47%
Eggs
$2.44 Rp 43.8K
$1.02 ₹97.3
139.22%
Local Cheese (1kg)
$14.38 Rp 257.7K
$4.55 ₹432
216.04%
Chicken Fillets (1kg)
$4.31 Rp 77.1K
$2.97 ₹283
45.12%
Beef Round Steak (1kg)
$12.21 Rp 218.7K
-
-
Apples (1kg)
$3.68 Rp 66.0K
$2.44 ₹232
50.82%
Banana (1kg)
$1.55 Rp 27.8K
$0.85 ₹80.6
82.35%
Oranges (1kg)
$2.79 Rp 49.9K
$1.27 ₹121
119.69%
Tomato (1kg)
$2.33 Rp 41.8K
$0.66 ₹62.3
253.03%
Potato (1kg)
$1.97 Rp 35.3K
$0.40 ₹38.28
392.50%
Onion (1kg)
$2.31 Rp 41.4K
$0.56 ₹53.0
312.50%
Lettuce (1 head)
$1.06 Rp 19.1K
$0.42 ₹39.94
152.38%
Water (1.5 liter bottle)
$0.73 Rp 13.1K
$0.33 ₹31.69
121.21%
Cigarettes 20 Pack (Marlboro, Camel)
$3.28 Rp 58.8K
$3.86 ₹367
-15.03%
Wine (Bottle)
$22.79 Rp 408.4K
$8.56 ₹814
166.24%
Local Beer (0.5 liter bottle)
$2.81 Rp 50.3K
$1.64 ₹156
71.34%
Imported Beer (0.33 liter bottle)
$2.78 Rp 49.9K
$2.49 ₹237
11.65%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$7.50 ₹713
-
🚌 Getting Around
Ubud, Bali
Haldia
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,217
$0.28 ₹26.59
3.57%
Public Transport Monthly Pass (Regular Price)
$8.06 Rp 144.4K
$8.57 ₹815
-5.95%
Taxi Start (Normal Tariff)
$0.45 Rp 8,047
$0.60 ₹56.9
-25.00%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,094
$0.28 ₹26.47
60.71%
Taxi 1hour Waiting (Normal Tariff)
$6.24 Rp 111.7K
$2.06 ₹196
202.91%
Gasoline (1 liter)
$0.85 Rp 15.2K
$1.23 ₹117
-30.89%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0K Rp 465.4M
$11.8K ₹1.1M
120.04%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 567.2M
$21.7K ₹2.1M
45.88%
🧾 Monthly Utilities & Internet
Ubud, Bali
Haldia
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$42.34 ₹4,027
90.72%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 72.7K
$3.96 ₹377
2.53%
Internet (50+ Mbps, Unlimited Data)
$24.42 Rp 437.6K
$7.29 ₹693
234.98%
🎉 Sport & Entertainment
Ubud, Bali
Haldia
Difference
Gym Membership (Monthly)
$97.7 Rp 1.7M
$15.72 ₹1,495
521.31%
Tennis Court (1 Hour on Weekend)
$6.45 Rp 115.5K
$6.85 ₹652
-5.84%
Cinema Ticket
$4.04 Rp 72.4K
$4.10 ₹390
-1.46%
🧸 Childcare & Education
Ubud, Bali
Haldia
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.4M
$43.89 ₹4,174
592.71%
International Primary School, 1 Child (Yearly)
$6,621 Rp 118.6M
$1,606 ₹152.8K
312.15%
👕👟 Clothing & Footwear
Ubud, Bali
Haldia
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 971.7K
$28.65 ₹2,725
89.28%
Summer Dress (H&M, Zara, etc)
$38.78 Rp 694.7K
$30.15 ₹2,868
28.62%
Sport Shoes (Adidas, Nike)
$86.1 Rp 1.5M
$47.33 ₹4,501
82.00%
Men's Leather Business Shoes
$76.7 Rp 1.4M
$31.63 ₹3,008
142.40%
🏠 Accommodation & Living
Ubud, Bali
Haldia
Difference
1-bedroom Apartment, City Center (Monthly)
$986 Rp 17.7M
$122 ₹11.6K
706.55%
1-bedroom Apartment, Outside City Center (Monthly)
$658 Rp 11.8M
$74.8 ₹7,118
779.14%
3-bedroom Apartment, City Center (Monthly)
$3,369 Rp 60.4M
$271 ₹25.8K
1143.26%
3-bedroom Apartment, Outside City Center (Monthly)
$2,066 Rp 37.0M
$179 ₹17.0K
1055.33%
Buy Apartment in City Center (m2)
$2,741 Rp 49.1M
$1,052 ₹100.0K
160.61%
Buy Apartment Outside City Center (m2)
$2,228 Rp 39.9M
$441 ₹42.0K
404.61%
💵 Salaries & Financials
Ubud, Bali
Haldia
Difference
Average Monthly Net Salary (After Tax)
$163 Rp 2.9M
$430 ₹40.9K
-62.03%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
9.9
34.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Haldia: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $122 in Haldia. Housing cost is often the main lever when comparing two cities.

Haldia pays 163% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $12.00 in Haldia for a mid-range dinner for two. Groceries echo the gap at $297 vs $110 per month, with Haldia cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Haldia: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and Haldia?
Ubud, Bali and Haldia differ by about 236% in total monthly costs ($1,404 vs $419 including rent). Haldia is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Haldia earns 163% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and Haldia?
Rent for a central apartment: $986 in Ubud, Bali versus $122 in Haldia. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city is more expensive overall: Ubud, Bali or Haldia?
All in, you'll spend $1,404 per month in Ubud, Bali versus $419 in Haldia – a 236% gap that adds up to real savings over time for anyone picking the cheaper option.
How do commuting costs compare in Ubud, Bali and Haldia?
A monthly transit pass in Haldia runs roughly 6% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city is more doable on $2,000 per month?
At $419 in Haldia versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Haldia but tight or insufficient in Ubud, Bali. The gap between the two cities makes Haldia the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Haldia?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Haldia safer for residents?
Safety-wise, Ubud, Bali and Haldia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Haldia?
Expats usually find Haldia gentler on the wallet – expenses run 236% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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