Cost of Living Comparison Between Ubud, Bali and Haldia Cost of Living Comparison Between Ubud, Bali and Haldia

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $409 in Haldia.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $658 in Haldia.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $907 in Haldia.

Living in Ubud, Bali is roughly 240% more expensive than in Haldia, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Haldia is 69% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$3.11 ₹297

14.79%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$11.81 ₹1,127

173.67%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$4.92 ₹469

1.83%

Cappuccino

$2.82 Rp 51.0K

$1.85 ₹176

52.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.40 ₹38.48

237.50%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.13 ₹12.08

461.54%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$1.78 ₹170

64.61%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$2.35 ₹224

67.66%

Milk (1 liter)

$1.78 Rp 32.1K

$0.67 ₹63.6

165.67%

White Bread (500g)

$2.45 Rp 44.2K

$0.40 ₹37.79

512.50%

Rice (white) (1kg)

$1.15 Rp 20.7K

$0.67 ₹64.1

71.64%

Eggs

$2.41 Rp 43.6K

$0.98 ₹93.6

145.92%

Local Cheese (1kg)

$14.33 Rp 258.7K

$4.51 ₹430

217.74%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$2.94 ₹280

42.52%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

Apples (1kg)

$3.64 Rp 65.7K

$2.44 ₹233

49.18%

Banana (1kg)

$1.57 Rp 28.3K

$0.80 ₹76.3

96.25%

Oranges (1kg)

$2.79 Rp 50.3K

$1.32 ₹126

111.36%

Tomato (1kg)

$2.24 Rp 40.5K

$0.61 ₹57.8

267.21%

Potato (1kg)

$1.98 Rp 35.7K

$0.38 ₹35.82

421.05%

Onion (1kg)

$2.28 Rp 41.1K

$0.60 ₹57.1

280.00%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.42 ₹39.98

150.00%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.33 ₹31.89

139.39%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$3.92 ₹374

-18.62%

Wine (Bottle)

$23.49 Rp 424.1K

$8.33 ₹795

181.99%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.60 ₹153

81.25%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$2.52 ₹240

9.52%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.31 ₹697

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.28 ₹26.58

-3.57%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$8.64 ₹824

-3.13%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$0.56 ₹53.2

-19.64%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.30 ₹28.90

53.33%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$2.10 ₹200

189.05%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.25 ₹119

-31.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$11.5K ₹1.1M

131.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$21.6K ₹2.1M

50.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$41.91 ₹3,997

88.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$4.00 ₹382

2.25%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$7.23 ₹689

229.88%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$16.15 ₹1,540

511.64%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$7.19 ₹685

-11.68%

Cinema Ticket

$4.01 Rp 72.3K

$3.99 ₹380

0.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$44.24 ₹4,219

571.88%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$1,573 ₹150.0K

319.78%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$28.25 ₹2,694

89.13%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$29.75 ₹2,837

28.10%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$47.21 ₹4,503

87.78%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$31.44 ₹2,999

143.70%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$123 ₹11.8K

726.85%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$77.5 ₹7,391

777.75%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$279 ₹26.6K

1143.31%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$183 ₹17.4K

1042.93%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$914 ₹87.2K

198.53%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$588 ₹56.1K

290.45%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$435 ₹41.5K

-62.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.9

34.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Haldia: July 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $123 in Haldia. Housing cost is often the main lever when comparing two cities.

Haldia pays 166% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $12.00 in Haldia for a mid-range dinner for two. Groceries echo the gap at $298 vs $109 per month, with Haldia cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Haldia: Cost of Living - Frequently Asked Questions

Ubud, Bali and Haldia differ by about 240% in total monthly costs ($1,392 vs $409 including rent). Haldia is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 166% lower in Haldia. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $123 in Haldia. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,392 per month in Ubud, Bali versus $409 in Haldia – a 240% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Haldia runs roughly 3% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $409 in Haldia versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Haldia but tight or insufficient in Ubud, Bali. The gap between the two cities makes Haldia the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Haldia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Haldia gentler on the wallet – expenses run 240% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.