Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Gympie

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,816 in Gympie, rent and utilities included – about $5,800 less a year. Other living expenses account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
87

Cost of Living Index in Gympie
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Gympie Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Gympie

🇦🇺 Australia

$1,816

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Gympie

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Gympie actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,816 in Gympie.

Ubud, Bali $1,331
Gympie $1,816

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $2,852 in Gympie.

Ubud, Bali $2,255
Gympie $2,852

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $3,889 in Gympie.

Ubud, Bali $3,180
Gympie $3,889

Living in Ubud, Bali costs roughly 27% less than in Gympie, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Gympie is 34% above.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$21.25 A$30.34

-84.09%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.3K

$105 A$150

-66.93%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$10.49 A$14.98

-46.90%

Cappuccino

$2.62 Rp 47.6K

$3.80 A$5.43

-31.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 28.0K

$2.89 A$4.12

-46.71%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$2.36 A$3.37

-72.88%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$7.57 A$10.82

-64.73%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$7.56 A$10.79

-43.65%

Milk (1 liter)

$1.46 Rp 26.6K

$1.53 A$2.18

-4.58%

White Bread (500g)

$2.29 Rp 41.6K

$2.05 A$2.93

11.71%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.70 A$2.43

-34.71%

Eggs

$2.10 Rp 38.1K

$3.06 A$4.36

-31.37%

Local Cheese (1kg)

$15.94 Rp 289.5K

$8.85 A$12.64

80.11%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$9.51 A$13.59

-59.20%

Beef Round Steak (1kg)

$11.40 Rp 207.1K

$14.93 A$21.32

-23.64%

Apples (1kg)

$3.55 Rp 64.5K

$2.78 A$3.97

27.70%

Banana (1kg)

$1.54 Rp 27.9K

$2.07 A$2.96

-25.60%

Oranges (1kg)

$2.23 Rp 40.5K

$1.43 A$2.05

55.94%

Tomato (1kg)

$1.97 Rp 35.8K

$3.46 A$4.94

-43.06%

Potato (1kg)

$1.86 Rp 33.7K

$2.07 A$2.96

-10.14%

Onion (1kg)

$2.42 Rp 43.9K

$2.51 A$3.59

-3.59%

Lettuce (1 head)

$1.02 Rp 18.6K

$2.00 A$2.85

-49.00%

Water (1.5 liter bottle)

$0.52 Rp 9,486

$0.87 A$1.25

-40.23%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$30.26 A$43.22

-92.73%

Wine (Bottle)

$21.79 Rp 395.7K

$14.26 A$20.37

52.81%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$3.60 A$5.14

-35.28%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.84 A$4.06

4.58%

One-way Ticket (Public Transport)

$0.25 Rp 4,547

$0.34 A$0.48

-26.47%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.5K

Taxi Start (Normal Tariff)

$0.44 Rp 7,950

$2.59 A$3.70

-83.01%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,499

$1.98 A$2.83

-76.26%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$43.05 A$61.5

-86.99%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.31 A$1.86

-36.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 444.0M

$29.9K A$42.7K

-18.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.6M

$26.2K A$37.5K

20.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$222 A$316

-65.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$30.06 A$42.92

-79.57%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.5K

$52.8 A$75.4

-64.18%

Gym Membership (Monthly)

$51.0 Rp 926.1K

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.4K

Cinema Ticket

$4.38 Rp 79.6K

$10.71 A$15.29

-59.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$2,178 A$3,111

-77.40%

International Primary School, 1 Child (Yearly)

$12.2K Rp 222.0M

$22.6K A$32.3K

-45.97%

Jeans (Levis 501 Or Similar)

$45.16 Rp 820.2K

$75.3 A$107

-39.99%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.6K

$54.1 A$77.2

-35.45%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$104 A$149

-24.91%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$121 A$173

-35.64%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$929 A$1,326

16.03%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$691 A$986

-3.72%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$1,467 A$2,095

139.23%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$1,262 A$1,803

32.36%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.69

142.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Gympie: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Gympie

$691 38% 3.9% $26

Groceries & Markets

Ubud, Bali

$279 21%

Gympie

$305 16.8% 9.1% $26

Clothing & Footwear

Ubud, Bali

$106 8%

Gympie

$160 8.8% 50.1% $53

Eating Out

Ubud, Bali

$106 8%

Gympie

$321 17.7% 204% $215

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Gympie

$304 16.8% 197% $202

Sport & Entertainment

Ubud, Bali

$60 4.5%

Gympie

$21 * 1.2% 64.2% $38

Getting Around

Ubud, Bali

$12 0.9%

Gympie

$14 * 0.8% 15.8% $1.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $929 in Gympie. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $105 in Gympie for a mid-range dinner for two. Groceries echo the gap at $279 vs $305 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇦🇺 Gympie

🕒 Local time

23:48 11:48 PM

01:48 1:48 AM

2 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

19,435

💱 Currency

Indonesian Rupiah IDR Rp

Australian Dollar AUD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1 AUD = 0.7 USD

1 AUD = 0.625 EUR

Exchange rates and currency converter

AUD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,333 IDR (100,000 IDR = 4.92 EUR).

Australian Dollar exchange rates as of November 3, 2026: 1 USD = 1.43 AUD (1 AUD = 0.7 USD). 1 EUR = 1.6 AUD (1 AUD = 0.625 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Gympie 4,410 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Gympie

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gympie: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 27% cheaper overall, especially in eating out, utilities, and clothing. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,996 in Ubud, Bali and $2,724 in Gympie to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,078 in Ubud, Bali versus $929 in Gympie. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $492 in Ubud, Bali versus $2,178 in Gympie. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $105 in Gympie. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Gympie are both considered safe, so it’s unlikely to be the deciding factor between them.