Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Gwalior

For one person, living is cheaper in Gwalior: $338 a month against $1,349 in Ubud, Bali, rent and utilities included – about $12,100 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
16

Cost of Living Index in Gwalior
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Gwalior Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Gwalior

🇮🇳 India

$338

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Gwalior

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Gwalior actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $338 in Gwalior.

Ubud, Bali $1,349
Gwalior $338

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $515 in Gwalior.

Ubud, Bali $2,305
Gwalior $515

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $691 in Gwalior.

Ubud, Bali $3,261
Gwalior $691

Living in Ubud, Bali is roughly 299% more expensive than in Gwalior, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$2.15 ₹204

54.42%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$8.17 ₹776

336.23%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$2.78 ₹264

98.92%

Cappuccino

$2.72 Rp 49.3K

$1.49 ₹141

82.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.29 ₹27.96

486.21%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.14 ₹13.66

442.86%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.34 ₹127

97.76%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$2.68 ₹254

63.43%

Milk (1 liter)

$1.49 Rp 27.0K

$0.67 ₹63.2

122.39%

White Bread (500g)

$2.28 Rp 41.3K

$0.38 ₹36.22

500.00%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.59 ₹55.6

101.69%

Eggs

$2.04 Rp 36.9K

$0.87 ₹82.5

134.48%

Local Cheese (1kg)

$17.70 Rp 321.1K

$3.36 ₹319

426.79%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$2.52 ₹239

57.14%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

Apples (1kg)

$3.66 Rp 66.3K

$1.30 ₹124

181.54%

Banana (1kg)

$1.52 Rp 27.5K

$0.52 ₹49.00

192.31%

Oranges (1kg)

$2.23 Rp 40.4K

$0.69 ₹66.0

223.19%

Tomato (1kg)

$1.97 Rp 35.8K

$0.47 ₹44.56

319.15%

Potato (1kg)

$1.85 Rp 33.5K

$0.24 ₹22.77

670.83%

Onion (1kg)

$2.42 Rp 44.0K

$0.39 ₹36.77

520.51%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.50 ₹47.82

98.00%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.30 ₹28.67

70.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$3.18 ₹302

-30.19%

Wine (Bottle)

$22.24 Rp 403.4K

$8.05 ₹765

176.27%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.65 ₹157

36.97%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.91 ₹276

2.06%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.30 ₹598

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$0.22 ₹20.93

13.64%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$3.34 ₹317

134.13%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$0.69 ₹65.9

-36.23%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$0.22 ₹20.91

95.45%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$1.28 ₹122

322.66%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.09 ₹104

-24.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$11.4K ₹1.1M

109.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$19.8K ₹1.9M

60.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$44.04 ₹4,181

79.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$3.20 ₹303

101.56%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$5.55 ₹527

234.77%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$11.49 ₹1,091

330.64%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$6.69 ₹635

163.83%

Cinema Ticket

$4.27 Rp 77.5K

$3.59 ₹341

18.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$39.57 ₹3,757

1139.68%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$1,445 ₹137.2K

292.71%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$24.80 ₹2,355

80.00%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$24.77 ₹2,352

41.10%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$37.49 ₹3,560

113.12%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$16.03 ₹1,521

395.45%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$96.9 ₹9,197

1061.20%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$65.8 ₹6,247

920.66%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$185 ₹17.5K

1828.76%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$131 ₹12.4K

1214.79%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$582 ₹55.3K

369.32%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$330 ₹31.3K

592.47%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$542 ₹51.5K

-69.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.55

61.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Gwalior: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Gwalior

$66 19.5% 90.2% $606

Groceries & Markets

Ubud, Bali

$288 21.4%

Gwalior

$91 27% 68.4% $197

Eating Out

Ubud, Bali

$108 8%

Gwalior

$57 16.9% 46.9% $51

Clothing & Footwear

Ubud, Bali

$108 8%

Gwalior

$46 13.7% 56.9% $61

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Gwalior

$53 15.6% 49.3% $51

Sport & Entertainment

Ubud, Bali

$58 4.3%

Gwalior

$19 5.5% 67.8% $39

Getting Around

Ubud, Bali

$11 0.9%

Gwalior

$6 1.8% 47.3% $5.4

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $97 in Gwalior. Housing cost is often the main lever when comparing two cities.

Gwalior pays about 3.3 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $8 in Gwalior for a mid-range dinner for two. Groceries echo the gap at $288 vs $91 per month, with Gwalior cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Gwalior

🕒 Local time

17:06 5:06 PM

14:36 2:36 PM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

500,000

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.44 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of November 2, 2026: 1 USD = 94.94 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.44 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Gwalior 5,560 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Gwalior

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gwalior: Cost of Living - Frequently Asked Questions

Gwalior wins on cost – living expenses run 75% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Gwalior the obvious pick if budget is a priority.

On paper, salaries run 70% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $97 in Gwalior. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $338 in Gwalior – Gwalior is about 75% cheaper, which adds up to real savings over time.

A monthly transit pass in Gwalior runs roughly 57% less than in Ubud, Bali. The price difference matters if you commute daily and watch your budget.

At $338 in Gwalior versus $1,349 in Ubud, Bali, a $800 budget is realistic in Gwalior but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gwalior the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Gwalior gentler on the wallet – expenses run 75% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.