Cost of Living Comparison Between Ubud, Bali and Gwalior Cost of Living Comparison Between Ubud, Bali and Gwalior

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $382 in Gwalior.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $584 in Gwalior.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $786 in Gwalior.

Living in Ubud, Bali is roughly 271% more expensive than Gwalior, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Gwalior is 71% below.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$2.13 ₹203

67.14%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$11.71 ₹1,115

179.50%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$3.32 ₹316

49.10%

Cappuccino

$2.71 Rp 48.4K

$1.48 ₹141

83.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$0.27 ₹25.52

396.30%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.18 ₹17.15

288.89%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$1.50 ₹142

94.67%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$2.24 ₹214

76.79%

Milk (1 liter)

$1.81 Rp 32.3K

$0.77 ₹73.3

135.06%

White Bread (500g)

$2.52 Rp 45.0K

$0.43 ₹40.68

486.05%

Rice (white) (1kg)

$1.16 Rp 20.7K

$0.70 ₹66.3

65.71%

Eggs

$2.46 Rp 43.9K

$1.03 ₹97.7

138.83%

Local Cheese (1kg)

$14.71 Rp 262.7K

$5.01 ₹477

193.61%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$2.86 ₹272

51.05%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

Apples (1kg)

$3.84 Rp 68.6K

$1.46 ₹139

163.01%

Banana (1kg)

$1.56 Rp 27.8K

$0.55 ₹52.4

183.64%

Oranges (1kg)

$2.83 Rp 50.6K

$0.79 ₹75.0

258.23%

Tomato (1kg)

$2.33 Rp 41.5K

$0.56 ₹52.9

316.07%

Potato (1kg)

$1.91 Rp 34.2K

$0.28 ₹26.64

582.14%

Onion (1kg)

$2.20 Rp 39.3K

$0.40 ₹37.90

450.00%

Lettuce (1 head)

$1.01 Rp 18.1K

$0.64 ₹60.7

57.81%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.34 ₹32.78

129.41%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$3.97 ₹378

-16.37%

Wine (Bottle)

$23.74 Rp 423.9K

$8.42 ₹802

181.95%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$1.73 ₹164

61.27%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$3.60 ₹343

-20.56%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.49 ₹523

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.22 ₹20.93

22.73%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$3.67 ₹350

118.80%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$0.56 ₹53.6

-17.86%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$0.18 ₹16.84

150.00%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$1.17 ₹112

421.37%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.17 ₹112

-32.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$11.5K ₹1.1M

126.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$16.4K ₹1.6M

95.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$50.9 ₹4,850

56.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$3.19 ₹304

27.27%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$5.47 ₹521

329.98%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$12.88 ₹1,227

666.30%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$7.05 ₹672

-5.96%

Cinema Ticket

$4.15 Rp 74.1K

$4.09 ₹389

1.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$35.97 ₹3,426

745.04%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$860 ₹81.9K

668.69%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$27.15 ₹2,586

104.57%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$31.62 ₹3,012

21.16%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$40.23 ₹3,833

120.23%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$18.43 ₹1,756

322.52%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$110 ₹10.4K

817.77%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$71.3 ₹6,795

846.77%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$204 ₹19.5K

1583.95%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$142 ₹13.6K

1332.29%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$587 ₹55.9K

384.19%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$325 ₹30.9K

597.10%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$529 ₹50.4K

-68.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.49

56.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Gwalior: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $110 in Gwalior. Housing cost is often the main lever when comparing two cities.

Gwalior pays 220% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $12.00 in Gwalior for a mid-range dinner for two. Groceries echo the gap at $302 vs $106 per month, with Gwalior cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gwalior: Cost of Living - Frequently Asked Questions

Gwalior wins on cost – living expenses run 271% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Gwalior the obvious pick if budget is a priority.

On paper, Gwalior earns 220% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $110 in Gwalior. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,419 per month in Ubud, Bali versus $382 in Gwalior – a 271% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Gwalior runs roughly 119% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $382 in Gwalior versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Gwalior but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gwalior the clear choice for anyone on this budget.

Both work as nomad bases, but Gwalior delivers better value – similar infrastructure at $382 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Gwalior hard to pass up.

Safety-wise, Ubud, Bali and Gwalior are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gwalior gentler on the wallet – expenses run 271% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.