Cost of Living Comparison Between Ubud, Bali and Gwalior Cost of Living Comparison Between Ubud, Bali and Gwalior

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $328 in Gwalior.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $513 in Gwalior.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $698 in Gwalior.

Living in Ubud, Bali is roughly 316% more expensive than in Gwalior, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Gwalior is 76% below.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$2.04 ₹196

68.63%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$9.19 ₹882

295.10%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$2.66 ₹255

114.66%

Cappuccino

$2.67 Rp 47.3K

$1.46 ₹140

82.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.29 ₹27.71

503.45%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.10 ₹9.25

770.00%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$1.28 ₹123

130.47%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$2.57 ₹246

75.88%

Milk (1 liter)

$1.62 Rp 28.7K

$0.71 ₹68.5

128.17%

White Bread (500g)

$2.33 Rp 41.3K

$0.39 ₹37.35

497.44%

Rice (white) (1kg)

$1.11 Rp 19.6K

$0.58 ₹55.9

91.38%

Eggs

$2.20 Rp 39.0K

$0.92 ₹88.0

139.13%

Local Cheese (1kg)

$17.69 Rp 313.3K

$3.37 ₹323

424.93%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$2.45 ₹235

67.35%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

Apples (1kg)

$3.71 Rp 65.6K

$1.31 ₹125

183.21%

Banana (1kg)

$1.59 Rp 28.1K

$0.51 ₹48.69

211.76%

Oranges (1kg)

$2.28 Rp 40.4K

$0.66 ₹63.1

245.45%

Tomato (1kg)

$1.95 Rp 34.6K

$0.46 ₹44.51

323.91%

Potato (1kg)

$1.91 Rp 33.7K

$0.25 ₹24.02

664.00%

Onion (1kg)

$2.33 Rp 41.3K

$0.36 ₹34.47

547.22%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.50 ₹48.29

102.00%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.29 ₹28.18

89.66%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$3.07 ₹294

-27.36%

Wine (Bottle)

$23.07 Rp 408.6K

$7.61 ₹730

203.15%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.57 ₹151

54.14%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.90 ₹278

3.45%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.13 ₹588

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.22 ₹21.14

22.73%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$3.44 ₹330

161.05%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$0.65 ₹62.1

-26.15%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.20 ₹19.15

115.00%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$1.32 ₹127

327.27%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.05 ₹100

-23.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$9,376 ₹899.5K

166.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$19.9K ₹1.9M

59.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$41.42 ₹3,974

96.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$3.00 ₹288

116.33%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$5.07 ₹486

270.22%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$11.25 ₹1,079

405.51%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$15.96 ₹1,531

17.36%

Cinema Ticket

$4.54 Rp 80.4K

$3.58 ₹343

26.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$39.90 ₹3,828

1104.69%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$759 ₹72.8K

652.70%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$25.15 ₹2,413

80.99%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$24.76 ₹2,376

44.91%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$36.54 ₹3,505

120.01%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$15.96 ₹1,531

392.92%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$99.4 ₹9,540

1020.81%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$63.9 ₹6,133

991.27%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$178 ₹17.0K

1947.54%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$128 ₹12.3K

1257.74%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$587 ₹56.3K

374.48%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$320 ₹30.7K

614.66%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$542 ₹52.0K

-69.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.64

59.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Gwalior: September 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $99.4 in Gwalior. Housing cost is often the main lever when comparing two cities.

Gwalior pays 223% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $9.00 in Gwalior for a mid-range dinner for two. Groceries echo the gap at $295 vs $90.0 per month, with Gwalior cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gwalior: Cost of Living - Frequently Asked Questions

Gwalior wins on cost – living expenses run 316% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Gwalior the obvious pick if budget is a priority.

On paper, salaries run 223% lower in Gwalior. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $99.4 in Gwalior. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,368 per month in Ubud, Bali versus $328 in Gwalior – a 316% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Gwalior runs roughly 161% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $328 in Gwalior versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Gwalior but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gwalior the clear choice for anyone on this budget.

Both work as nomad bases, but Gwalior delivers better value – similar infrastructure at $328 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Gwalior hard to pass up.

Safety-wise, Ubud, Bali and Gwalior are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gwalior gentler on the wallet – expenses run 316% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.