Cost of Living Comparison Between Ubud, Bali and Gwalior Cost of Living Comparison Between Ubud, Bali and Gwalior

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $370 in Gwalior.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $581 in Gwalior.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $793 in Gwalior.

Living in Ubud, Bali is roughly 281% more expensive than in Gwalior, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Gwalior is 72% below.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$2.05 ₹198

68.29%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$11.54 ₹1,111

180.24%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$3.19 ₹307

51.72%

Cappuccino

$2.75 Rp 49.3K

$1.47 ₹142

87.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$0.27 ₹25.99

411.11%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.16 ₹15.86

368.75%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$1.55 ₹150

92.90%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$2.25 ₹217

71.11%

Milk (1 liter)

$1.74 Rp 31.1K

$0.72 ₹69.0

141.67%

White Bread (500g)

$2.46 Rp 44.1K

$0.42 ₹40.60

485.71%

Rice (white) (1kg)

$1.17 Rp 21.0K

$0.70 ₹67.5

67.14%

Eggs

$2.43 Rp 43.6K

$0.96 ₹92.5

153.13%

Local Cheese (1kg)

$14.50 Rp 260.2K

$4.97 ₹478

191.75%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$2.88 ₹278

51.04%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

Apples (1kg)

$3.72 Rp 66.7K

$1.45 ₹139

156.55%

Banana (1kg)

$1.63 Rp 29.2K

$0.59 ₹56.8

176.27%

Oranges (1kg)

$2.74 Rp 49.2K

$0.74 ₹71.6

270.27%

Tomato (1kg)

$2.24 Rp 40.2K

$0.52 ₹49.64

330.77%

Potato (1kg)

$1.92 Rp 34.4K

$0.28 ₹26.90

585.71%

Onion (1kg)

$2.28 Rp 40.8K

$0.40 ₹38.45

470.00%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.67 ₹64.8

58.21%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.31 ₹30.27

132.26%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$3.99 ₹384

-17.54%

Wine (Bottle)

$23.19 Rp 416.1K

$8.33 ₹802

178.39%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$1.67 ₹161

66.47%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$3.60 ₹346

-24.17%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.58 ₹537

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$0.22 ₹21.04

22.73%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

$3.84 ₹370

111.20%

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$0.60 ₹57.6

-20.00%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$0.18 ₹17.10

133.33%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$1.15 ₹111

440.87%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.13 ₹109

-28.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$11.6K ₹1.1M

129.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$16.5K ₹1.6M

95.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$51.2 ₹4,925

53.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$3.24 ₹312

25.62%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$5.45 ₹525

346.42%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$12.94 ₹1,245

662.06%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$7.22 ₹695

-12.19%

Cinema Ticket

$3.99 Rp 71.5K

$4.15 ₹400

-3.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$36.92 ₹3,554

726.19%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$845 ₹81.3K

686.40%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$27.20 ₹2,619

99.04%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$31.51 ₹3,034

19.99%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$40.11 ₹3,862

116.50%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$18.27 ₹1,759

317.90%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$111 ₹10.7K

795.46%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$73.6 ₹7,085

814.16%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$200 ₹19.2K

1588.84%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$142 ₹13.6K

1347.16%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

$584 ₹56.2K

380.58%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$319 ₹30.7K

599.14%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$531 ₹51.1K

-68.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.49

56.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Gwalior: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $111 in Gwalior. Housing cost is often the main lever when comparing two cities.

Gwalior pays 218% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $12.00 in Gwalior for a mid-range dinner for two. Groceries echo the gap at $297 vs $104 per month, with Gwalior cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gwalior: Cost of Living - Frequently Asked Questions

Gwalior wins on cost – living expenses run 281% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Gwalior the obvious pick if budget is a priority.

On paper, salaries run 218% lower in Gwalior. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $111 in Gwalior. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,408 per month in Ubud, Bali versus $370 in Gwalior – a 281% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Gwalior runs roughly 111% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $370 in Gwalior versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Gwalior but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gwalior the clear choice for anyone on this budget.

Both work as nomad bases, but Gwalior delivers better value – similar infrastructure at $370 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Gwalior hard to pass up.

Safety-wise, Ubud, Bali and Gwalior are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gwalior gentler on the wallet – expenses run 281% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.