Cost of Living Comparison Between Gwalior and Ubud, Bali Cost of Living Comparison Between Gwalior and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $382 in Gwalior versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $584 in Gwalior versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $786 in Gwalior versus $3,660 in Ubud, Bali.

Living in Gwalior costs roughly 73% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Gwalior is 71% below, Ubud, Bali is 6% above.

Meal at Budget Restaurant

$2.13 ₹203

$3.56 Rp 63.7K

-40.17%

Three-Course Dinner for Two, Mid-Range

$11.71 ₹1,115

$32.73 Rp 584.5K

-64.22%

Fast Food Meal (McDonalds, etc)

$3.32 ₹316

$4.95 Rp 88.4K

-32.93%

Cappuccino

$1.48 ₹141

$2.71 Rp 48.4K

-45.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.27 ₹25.52

$1.34 Rp 24.0K

-79.85%

Water (0.33 liter bottle)

$0.18 ₹17.15

$0.70 Rp 12.5K

-74.29%

Local Beer (0.5 liter draught)

$1.50 ₹142

$2.92 Rp 52.1K

-48.63%

Imported Beer (0.33 liter bottle)

$2.24 ₹214

$3.96 Rp 70.7K

-43.43%

Milk (1 liter)

$0.77 ₹73.3

$1.81 Rp 32.3K

-57.46%

White Bread (500g)

$0.43 ₹40.68

$2.52 Rp 45.0K

-82.94%

Rice (white) (1kg)

$0.70 ₹66.3

$1.16 Rp 20.7K

-39.66%

Eggs

$1.03 ₹97.7

$2.46 Rp 43.9K

-58.13%

Local Cheese (1kg)

$5.01 ₹477

$14.71 Rp 262.7K

-65.94%

Chicken Fillets (1kg)

$2.86 ₹272

$4.32 Rp 77.1K

-33.80%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

Apples (1kg)

$1.46 ₹139

$3.84 Rp 68.6K

-61.98%

Banana (1kg)

$0.55 ₹52.4

$1.56 Rp 27.8K

-64.74%

Oranges (1kg)

$0.79 ₹75.0

$2.83 Rp 50.6K

-72.08%

Tomato (1kg)

$0.56 ₹52.9

$2.33 Rp 41.5K

-75.97%

Potato (1kg)

$0.28 ₹26.64

$1.91 Rp 34.2K

-85.34%

Onion (1kg)

$0.40 ₹37.90

$2.20 Rp 39.3K

-81.82%

Lettuce (1 head)

$0.64 ₹60.7

$1.01 Rp 18.1K

-36.63%

Water (1.5 liter bottle)

$0.34 ₹32.78

$0.78 Rp 13.8K

-56.41%

Cigarettes 20 Pack (Marlboro, Camel)

$3.97 ₹378

$3.32 Rp 59.2K

19.58%

Wine (Bottle)

$8.42 ₹802

$23.74 Rp 423.9K

-64.53%

Local Beer (0.5 liter bottle)

$1.73 ₹164

$2.79 Rp 49.8K

-37.99%

Imported Beer (0.33 liter bottle)

$3.60 ₹343

$2.86 Rp 51.1K

25.87%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.49 ₹523

One-way Ticket (Public Transport)

$0.22 ₹20.93

$0.27 Rp 4,800

-18.52%

Public Transport Monthly Pass (Regular Price)

$3.67 ₹350

$8.03 Rp 143.4K

-54.30%

Taxi Start (Normal Tariff)

$0.56 ₹53.6

$0.46 Rp 8,150

21.74%

Taxi (Normal Tariff) (1km)

$0.18 ₹16.84

$0.45 Rp 8,037

-60.00%

Taxi 1hour Waiting (Normal Tariff)

$1.17 ₹112

$6.10 Rp 108.9K

-80.82%

Gasoline (1 liter)

$1.17 ₹112

$0.79 Rp 14.2K

48.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.5K ₹1.1M

$26.1K Rp 467.0M

-55.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.4K ₹1.6M

$32.1K Rp 573.6M

-48.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.9 ₹4,850

$79.9 Rp 1.4M

-36.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.19 ₹304

$4.06 Rp 72.6K

-21.43%

Internet (50+ Mbps, Unlimited Data)

$5.47 ₹521

$23.52 Rp 420.0K

-76.74%

Gym Membership (Monthly)

$12.88 ₹1,227

$98.7 Rp 1.8M

-86.95%

Tennis Court (1 Hour on Weekend)

$7.05 ₹672

$6.63 Rp 118.4K

6.33%

Cinema Ticket

$4.09 ₹389

$4.15 Rp 74.1K

-1.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$35.97 ₹3,426

$304 Rp 5.4M

-88.17%

International Primary School, 1 Child (Yearly)

$860 ₹81.9K

$6,613 Rp 118.1M

-86.99%

Jeans (Levis 501 Or Similar)

$27.15 ₹2,586

$55.5 Rp 991.8K

-51.12%

Summer Dress (H&M, Zara, etc)

$31.62 ₹3,012

$38.31 Rp 684.1K

-17.46%

Sport Shoes (Adidas, Nike)

$40.23 ₹3,833

$88.6 Rp 1.6M

-54.59%

Men's Leather Business Shoes

$18.43 ₹1,756

$77.9 Rp 1.4M

-76.33%

1-bedroom Apartment, City Center (Monthly)

$110 ₹10.4K

$1,006 Rp 18.0M

-89.10%

1-bedroom Apartment, Outside City Center (Monthly)

$71.3 ₹6,795

$675 Rp 12.1M

-89.44%

3-bedroom Apartment, City Center (Monthly)

$204 ₹19.5K

$3,442 Rp 61.5M

-94.06%

3-bedroom Apartment, Outside City Center (Monthly)

$142 ₹13.6K

$2,039 Rp 36.4M

-93.02%

Buy Apartment in City Center (m2)

$587 ₹55.9K

$2,841 Rp 50.7M

-79.35%

Buy Apartment Outside City Center (m2)

$325 ₹30.9K

$2,264 Rp 40.4M

-85.65%

Average Monthly Net Salary (After Tax)

$529 ₹50.4K

$165 Rp 3.0M

220.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.49

13.28

-36.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gwalior: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $110 in Gwalior and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Gwalior pays 220% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $12.00 in Gwalior vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $106 vs $302 per month, with Gwalior cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gwalior vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Gwalior wins on cost – living expenses run 271% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Gwalior the obvious pick if budget is a priority.

Gwalior pays 220% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $110 in Gwalior versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $382 per month in Gwalior versus $1,419 in Ubud, Bali – a 271% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Gwalior runs roughly 119% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $382 in Gwalior versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Gwalior but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gwalior the clear choice for anyone on this budget.

Both work as nomad bases, but Gwalior delivers better value – similar infrastructure at $382 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Gwalior hard to pass up.

Safety-wise, Gwalior and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gwalior gentler on the wallet – expenses run 271% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.