Last update: Oct 2026

Cost of Living Comparison Between Gwalior and Ubud, Bali

For one person, living is cheaper in Gwalior: $333 a month against $1,368 in Ubud, Bali, rent and utilities included – about $12,400 less a year. Rent and utilities account for most of the difference.

16

Cost of Living Index in Gwalior
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Gwalior Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Gwalior

🇮🇳 India

$333

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Gwalior and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gwalior and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $333 in Gwalior versus $1,368 in Ubud, Bali.

Gwalior $333
Ubud, Bali $1,368

Estimated couple costs with rent: $514 in Gwalior versus $2,314 in Ubud, Bali.

Gwalior $514
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $695 in Gwalior versus $3,260 in Ubud, Bali.

Gwalior $695
Ubud, Bali $3,260

Living in Gwalior costs roughly 76% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Gwalior is 75% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$2.13 ₹202

$3.33 Rp 59.9K

-36.04%

Three-Course Dinner for Two, Mid-Range

$8.16 ₹775

$35.18 Rp 633.2K

-76.81%

Fast Food Meal (McDonalds, etc)

$2.72 ₹258

$5.80 Rp 104.5K

-53.10%

Cappuccino

$1.51 ₹144

$2.73 Rp 49.1K

-44.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.29 ₹27.25

$1.64 Rp 29.5K

-82.32%

Water (0.33 liter bottle)

$0.10 ₹9.14

$0.83 Rp 15.0K

-87.95%

Local Beer (0.5 liter draught)

$1.34 ₹127

$2.70 Rp 48.6K

-50.37%

Imported Beer (0.33 liter bottle)

$2.64 ₹250

$4.30 Rp 77.4K

-38.60%

Milk (1 liter)

$0.72 ₹68.3

$1.50 Rp 27.1K

-52.00%

White Bread (500g)

$0.42 ₹39.59

$2.30 Rp 41.4K

-81.74%

Rice (white) (1kg)

$0.64 ₹60.4

$1.18 Rp 21.2K

-45.76%

Eggs

$0.85 ₹80.8

$2.14 Rp 38.6K

-60.28%

Local Cheese (1kg)

$3.24 ₹308

$17.48 Rp 314.6K

-81.46%

Chicken Fillets (1kg)

$2.48 ₹236

$4.03 Rp 72.5K

-38.46%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

Apples (1kg)

$1.30 ₹123

$3.55 Rp 63.9K

-63.38%

Banana (1kg)

$0.50 ₹47.38

$1.57 Rp 28.3K

-68.15%

Oranges (1kg)

$0.70 ₹66.8

$2.24 Rp 40.2K

-68.75%

Tomato (1kg)

$0.46 ₹43.50

$1.93 Rp 34.7K

-76.17%

Potato (1kg)

$0.23 ₹21.80

$1.88 Rp 33.9K

-87.77%

Onion (1kg)

$0.38 ₹36.36

$2.29 Rp 41.3K

-83.41%

Lettuce (1 head)

$0.46 ₹43.34

$0.99 Rp 17.9K

-53.54%

Water (1.5 liter bottle)

$0.27 ₹25.60

$0.53 Rp 9,475

-49.06%

Cigarettes 20 Pack (Marlboro, Camel)

$3.10 ₹295

$2.28 Rp 41.1K

35.96%

Wine (Bottle)

$7.61 ₹723

$23.01 Rp 414.2K

-66.93%

Local Beer (0.5 liter bottle)

$1.61 ₹153

$2.34 Rp 42.2K

-31.20%

Imported Beer (0.33 liter bottle)

$2.92 ₹277

$2.91 Rp 52.4K

0.34%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.27 ₹595

One-way Ticket (Public Transport)

$0.22 ₹20.93

$0.24 Rp 4,315

-8.33%

Public Transport Monthly Pass (Regular Price)

$3.46 ₹328

$8.82 Rp 158.7K

-60.77%

Taxi Start (Normal Tariff)

$0.66 ₹63.0

$0.48 Rp 8,684

37.50%

Taxi (Normal Tariff) (1km)

$0.20 ₹18.98

$0.46 Rp 8,233

-56.52%

Taxi 1hour Waiting (Normal Tariff)

$1.27 ₹121

$5.45 Rp 98.2K

-76.70%

Gasoline (1 liter)

$1.06 ₹101

$0.88 Rp 15.9K

20.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$9,381 ₹890.8K

$24.6K Rp 442.2M

-61.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K ₹1.9M

$31.2K Rp 561.4M

-37.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$41.53 ₹3,943

$83.0 Rp 1.5M

-49.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.15 ₹299

$6.45 Rp 116.0K

-51.16%

Internet (50+ Mbps, Unlimited Data)

$5.35 ₹508

$18.57 Rp 334.2K

-71.19%

Gym Membership (Monthly)

$11.70 ₹1,111

$55.8 Rp 1.0M

-79.04%

Tennis Court (1 Hour on Weekend)

$15.73 ₹1,494

$18.11 Rp 326.0K

-13.14%

Cinema Ticket

$3.72 ₹353

$4.38 Rp 78.9K

-15.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$40.13 ₹3,811

$493 Rp 8.9M

-91.86%

International Primary School, 1 Child (Yearly)

$1,399 ₹132.9K

$5,754 Rp 103.6M

-75.68%

Jeans (Levis 501 Or Similar)

$25.15 ₹2,389

$46.19 Rp 831.4K

-45.55%

Summer Dress (H&M, Zara, etc)

$24.73 ₹2,349

$35.33 Rp 636.0K

-30.00%

Sport Shoes (Adidas, Nike)

$37.08 ₹3,521

$79.1 Rp 1.4M

-53.12%

Men's Leather Business Shoes

$15.84 ₹1,504

$78.4 Rp 1.4M

-79.79%

1-bedroom Apartment, City Center (Monthly)

$99.6 ₹9,458

$1,142 Rp 20.6M

-91.28%

1-bedroom Apartment, Outside City Center (Monthly)

$65.4 ₹6,214

$676 Rp 12.2M

-90.31%

3-bedroom Apartment, City Center (Monthly)

$184 ₹17.5K

$3,503 Rp 63.1M

-94.75%

3-bedroom Apartment, Outside City Center (Monthly)

$131 ₹12.4K

$1,700 Rp 30.6M

-92.31%

Buy Apartment in City Center (m2)

$579 ₹55.0K

$2,784 Rp 50.1M

-79.21%

Buy Apartment Outside City Center (m2)

$322 ₹30.6K

$2,241 Rp 40.3M

-85.62%

Average Monthly Net Salary (After Tax)

$534 ₹50.7K

$165 Rp 3.0M

224.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.55

13.78

-37.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gwalior: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Gwalior

$90 26.9%

Ubud, Bali

$290 21.2% 224% $201

Accommodation & Living

Gwalior

$65 19.6%

Ubud, Bali

$676 49.4% 933% $610

Eating Out

Gwalior

$57 17.1%

Ubud, Bali

$109 8% 91.4% $52

Monthly Utilities & Internet

Gwalior

$50 15%

Ubud, Bali

$108 7.9% 116% $58

Clothing & Footwear

Gwalior

$46 13.9%

Ubud, Bali

$108 7.9% 133% $61

Sport & Entertainment

Gwalior

$19 5.7%

Ubud, Bali

$65 4.7% 237% $45

Getting Around

Gwalior

$6 1.8%

Ubud, Bali

$13 0.9% 109% $6.6

Cost Breakdown

A one-bedroom apartment in the center runs $99.6 in Gwalior and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Gwalior pays 225% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $8.00 in Gwalior vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $90.0 vs $290 per month, with Gwalior cheaper across the board.

Good to know

🇮🇳 Gwalior

🇮🇩 Ubud, Bali

🕒 Local time

01:56 1:56 AM

04:26 4:26 AM

2 h 30 min ahead of Gwalior

🌤 Weather

👥 Population

500,000

74,800

💱 Currency

Indian Rupee INR ₹

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 17, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,238 IDR (100,000 IDR = 4.94 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Gwalior Ubud, Bali 5,560 km ≈ 7 h nonstop flight

From you

Gwalior
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gwalior vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Gwalior wins on cost – living expenses run 310% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Gwalior the obvious pick if budget is a priority.

Average pay runs 225% higher in Gwalior, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $99.6 in Gwalior versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $333 per month in Gwalior versus $1,368 in Ubud, Bali – a 310% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Gwalior runs roughly 155% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $333 in Gwalior versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Gwalior but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gwalior the clear choice for anyone on this budget.

Both work as nomad bases, but Gwalior delivers better value – similar infrastructure at $333 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Gwalior hard to pass up.

Safety-wise, Gwalior and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gwalior gentler on the wallet – expenses run 310% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.