Cost of Living Comparison Between Ubud, Bali and Gulbarga Cost of Living Comparison Between Ubud, Bali and Gulbarga

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $281 in Gulbarga.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $466 in Gulbarga.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $650 in Gulbarga.

Living in Ubud, Bali is roughly 386% more expensive than in Gulbarga, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Gulbarga is 79% below.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$1.51 ₹145

127.81%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$10.73 ₹1,029

238.40%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$2.63 ₹253

117.11%

Cappuccino

$2.67 Rp 47.3K

$1.08 ₹104

147.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.33 ₹32.00

430.30%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.15 ₹14.02

480.00%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$1.71 ₹164

72.51%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$2.52 ₹242

79.37%

Milk (1 liter)

$1.62 Rp 28.7K

$0.69 ₹66.4

134.78%

White Bread (500g)

$2.33 Rp 41.3K

$0.32 ₹30.62

628.13%

Rice (white) (1kg)

$1.11 Rp 19.6K

$0.62 ₹59.2

79.03%

Eggs

$2.20 Rp 39.0K

$0.85 ₹81.9

158.82%

Local Cheese (1kg)

$17.69 Rp 313.3K

$3.48 ₹333

408.33%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$2.60 ₹250

57.69%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

Apples (1kg)

$3.71 Rp 65.6K

$1.87 ₹179

98.40%

Banana (1kg)

$1.59 Rp 28.1K

$0.42 ₹40.31

278.57%

Oranges (1kg)

$2.28 Rp 40.4K

$1.05 ₹101

117.14%

Tomato (1kg)

$1.95 Rp 34.6K

$0.33 ₹31.62

490.91%

Potato (1kg)

$1.91 Rp 33.7K

$0.38 ₹36.29

402.63%

Onion (1kg)

$2.33 Rp 41.3K

$0.36 ₹34.11

547.22%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.35 ₹33.21

188.57%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.26 ₹24.72

111.54%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$3.55 ₹341

-37.18%

Wine (Bottle)

$23.07 Rp 408.6K

$3.36 ₹322

586.61%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.29 ₹124

87.60%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$1.87 ₹179

60.43%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.49 ₹335

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.26 ₹24.75

3.85%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$7.22 ₹693

24.38%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$0.48 ₹45.94

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.16 ₹15.77

168.75%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$1.17 ₹112

382.05%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.17 ₹112

-31.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$6,667 ₹639.7K

274.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$10.4K ₹998.2K

204.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$28.18 ₹2,704

189.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$3.26 ₹312

99.08%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$7.90 ₹758

137.59%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$7.00 ₹672

712.43%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$5.08 ₹487

268.70%

Cinema Ticket

$4.54 Rp 80.4K

$2.18 ₹209

108.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$41.57 ₹3,988

1056.29%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$655 ₹62.9K

771.66%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$19.59 ₹1,879

132.36%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$21.33 ₹2,046

68.21%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$23.22 ₹2,228

246.21%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$20.76 ₹1,991

278.95%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$84.4 ₹8,100

1220.22%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$58.5 ₹5,610

1093.18%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$198 ₹19.0K

1736.69%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$142 ₹13.6K

1127.55%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$582 ₹55.8K

378.55%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$400 ₹38.4K

472.46%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$362 ₹34.7K

-53.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.46

62.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Gulbarga: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $84.4 in Gulbarga. Housing cost is often the main lever when comparing two cities.

Gulbarga pays 115% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $11.00 in Gulbarga for a mid-range dinner for two. Groceries echo the gap at $295 vs $80.0 per month, with Gulbarga cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gulbarga: Cost of Living - Frequently Asked Questions

Gulbarga is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 386% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 115% lower in Gulbarga. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $84.4 in Gulbarga. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gulbarga – a meal for two runs $11.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,368 per month in Ubud, Bali versus $281 in Gulbarga – a 386% gap that adds up to real savings over time for anyone picking the cheaper option.

At $281 in Gulbarga versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Gulbarga but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gulbarga the clear choice for anyone on this budget.

For families, Gulbarga is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Gulbarga are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gulbarga gentler on the wallet – expenses run 386% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.