Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Gulbarga

For one person, living is cheaper in Gulbarga: $288 a month against $1,349 in Ubud, Bali, rent and utilities included – about $12,700 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
14

Cost of Living Index in Gulbarga
Learn more

Gulbarga Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Gulbarga

🇮🇳 India

$288

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Gulbarga

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Gulbarga actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $288 in Gulbarga.

Ubud, Bali $1,349
Gulbarga $288

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $470 in Gulbarga.

Ubud, Bali $2,305
Gulbarga $470

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $652 in Gulbarga.

Ubud, Bali $3,261
Gulbarga $652

Living in Ubud, Bali is roughly 368% more expensive than in Gulbarga, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$1.57 ₹149

111.46%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$10.70 ₹1,016

233.08%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$2.65 ₹252

108.68%

Cappuccino

$2.72 Rp 49.3K

$1.07 ₹102

154.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$0.36 ₹34.61

372.22%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.14 ₹13.74

442.86%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.72 ₹163

54.07%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$2.51 ₹238

74.50%

Milk (1 liter)

$1.49 Rp 27.0K

$0.66 ₹63.1

125.76%

White Bread (500g)

$2.28 Rp 41.2K

$0.32 ₹30.23

612.50%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.59 ₹55.8

101.69%

Eggs

$2.04 Rp 36.9K

$0.81 ₹77.3

151.85%

Local Cheese (1kg)

$17.70 Rp 320.8K

$3.65 ₹346

384.93%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$2.69 ₹255

47.21%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

Apples (1kg)

$3.66 Rp 66.2K

$1.87 ₹178

95.72%

Banana (1kg)

$1.52 Rp 27.5K

$0.42 ₹40.28

261.90%

Oranges (1kg)

$2.23 Rp 40.4K

$1.06 ₹100

110.38%

Tomato (1kg)

$1.97 Rp 35.7K

$0.36 ₹33.74

447.22%

Potato (1kg)

$1.85 Rp 33.5K

$0.42 ₹39.41

340.48%

Onion (1kg)

$2.42 Rp 43.9K

$0.39 ₹37.40

520.51%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.34 ₹32.55

191.18%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.26 ₹24.37

96.15%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$3.59 ₹340

-38.16%

Wine (Bottle)

$22.24 Rp 403.0K

$3.37 ₹320

559.94%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.29 ₹123

75.19%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$1.94 ₹184

53.09%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.38 ₹321

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$0.28 ₹26.76

-10.71%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$7.68 ₹729

1.82%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$0.48 ₹45.18

-8.33%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$0.16 ₹15.03

168.75%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$1.14 ₹109

374.56%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.12 ₹107

-26.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$6,670 ₹633.4K

257.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$10.3K ₹978.5K

208.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$28.28 ₹2,686

179.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$3.31 ₹314

94.86%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$8.14 ₹772

128.26%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$7.02 ₹667

604.84%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$5.21 ₹494

238.77%

Cinema Ticket

$4.27 Rp 77.4K

$2.31 ₹219

84.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$45.91 ₹4,359

968.48%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$652 ₹61.9K

770.46%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$20.01 ₹1,900

123.09%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$20.80 ₹1,974

68.03%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$22.91 ₹2,175

248.76%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$21.42 ₹2,034

270.77%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$84.6 ₹8,036

1229.14%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$58.1 ₹5,515

1055.95%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$200 ₹19.0K

1678.00%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$146 ₹13.9K

1078.49%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$575 ₹54.6K

375.38%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$404 ₹38.3K

465.96%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$370 ₹35.2K

-55.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.55

61.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Gulbarga: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Gulbarga

$58 20.2% 91.3% $613

Groceries & Markets

Ubud, Bali

$288 21.4%

Gulbarga

$81 28.2% 71.8% $207

Eating Out

Ubud, Bali

$108 8%

Gulbarga

$49 17% 54.4% $59

Clothing & Footwear

Ubud, Bali

$108 8%

Gulbarga

$38 13.3% 64.4% $69

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Gulbarga

$40 13.8% 61.8% $64

Sport & Entertainment

Ubud, Bali

$58 4.3%

Gulbarga

$12 4% 80% $46

Getting Around

Ubud, Bali

$11 0.9%

Gulbarga

$10 3.5% 11.8% $1.3

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $85 in Gulbarga. Housing cost is often the main lever when comparing two cities.

Gulbarga pays about 2.3 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $11 in Gulbarga for a mid-range dinner for two. Groceries echo the gap at $288 vs $81 per month, with Gulbarga cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Gulbarga

🕒 Local time

03:03 3:03 AM

00:33 12:33 AM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

400,000

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of November 1, 2026: 1 USD = 94.95 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Gulbarga 5,110 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Gulbarga

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gulbarga: Cost of Living - Frequently Asked Questions

Gulbarga is about 79% cheaper overall, especially in groceries, clothing, and eating out. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 56% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $85 in Gulbarga. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 255% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $288 in Gulbarga – Gulbarga is about 79% cheaper, which adds up to real savings over time.

At $288 in Gulbarga versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Gulbarga but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gulbarga the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Gulbarga are both considered safe, so it’s unlikely to be the deciding factor between them.