Cost of Living Comparison Between Ubud, Bali and Gulbarga Cost of Living Comparison Between Ubud, Bali and Gulbarga

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $323 in Gulbarga.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $511 in Gulbarga.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $699 in Gulbarga.

Living in Ubud, Bali is roughly 345% more expensive than Gulbarga, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Gulbarga is 76% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$1.64 ₹155

117.68%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$8.14 ₹773

300.25%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$2.64 ₹251

92.05%

Cappuccino

$2.83 Rp 49.0K

$1.18 ₹112

139.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.35 ₹33.19

282.86%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.16 ₹15.35

331.25%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$1.75 ₹167

70.86%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$2.66 ₹252

44.74%

Milk (1 liter)

$1.74 Rp 30.2K

$0.72 ₹68.7

141.67%

White Bread (500g)

$2.54 Rp 44.0K

$0.36 ₹34.50

605.56%

Rice (white) (1kg)

$1.19 Rp 20.6K

$0.69 ₹65.7

72.46%

Eggs

$2.43 Rp 42.0K

$0.80 ₹75.9

203.75%

Local Cheese (1kg)

$14.66 Rp 254.1K

$3.67 ₹349

299.46%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$2.82 ₹268

48.23%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

Apples (1kg)

$3.69 Rp 63.9K

$1.99 ₹189

85.43%

Banana (1kg)

$1.61 Rp 27.8K

$0.49 ₹46.74

228.57%

Oranges (1kg)

$2.69 Rp 46.5K

$1.07 ₹102

151.40%

Tomato (1kg)

$2.33 Rp 40.4K

$0.36 ₹33.98

547.22%

Potato (1kg)

$1.91 Rp 33.0K

$0.41 ₹38.46

365.85%

Onion (1kg)

$2.19 Rp 37.9K

$0.44 ₹41.51

397.73%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.32 ₹30.79

231.25%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.31 ₹29.81

132.26%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$3.70 ₹351

-15.41%

Wine (Bottle)

$23.49 Rp 407.1K

$3.27 ₹311

618.35%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.37 ₹130

100.00%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.02 ₹191

42.57%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.58 ₹340

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.30 ₹28.81

-3.33%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$8.69 ₹825

-5.98%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.48 ₹46.04

-6.25%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.19 ₹18.30

121.05%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$1.61 ₹153

282.61%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.29 ₹123

-34.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$6,732 ₹639.1K

289.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$10.6K ₹1.0M

206.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$29.68 ₹2,818

164.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$3.55 ₹337

11.27%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$8.51 ₹808

186.72%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$7.49 ₹711

1188.92%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$5.86 ₹556

8.36%

Cinema Ticket

$4.04 Rp 70.0K

$2.29 ₹217

76.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$46.02 ₹4,369

557.61%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$712 ₹67.6K

816.22%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$20.11 ₹1,910

167.73%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$24.11 ₹2,289

57.53%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$23.61 ₹2,242

267.47%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$21.86 ₹2,075

260.75%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$126 ₹12.0K

702.58%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$76.6 ₹7,267

781.06%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$272 ₹25.8K

1147.71%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$181 ₹17.2K

1058.34%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$584 ₹55.4K

411.47%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$408 ₹38.8K

472.65%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$373 ₹35.4K

-53.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.19

44.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Gulbarga: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $126 in Gulbarga. Housing cost is often the main lever when comparing two cities.

Gulbarga pays 115% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $8.00 in Gulbarga for a mid-range dinner for two. Groceries echo the gap at $298 vs $86.0 per month, with Gulbarga cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gulbarga: Cost of Living - Frequently Asked Questions

Gulbarga is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 345% gap adds up to real monthly savings that compound significantly over time.

On paper, Gulbarga earns 115% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $126 in Gulbarga. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gulbarga – a meal for two runs $8.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,438 per month in Ubud, Bali versus $323 in Gulbarga – a 345% gap that adds up to real savings over time for anyone picking the cheaper option.

At $323 in Gulbarga versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Gulbarga but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gulbarga the clear choice for anyone on this budget.

For families, Gulbarga is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Gulbarga are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gulbarga gentler on the wallet – expenses run 345% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.