Cost of Living Comparison Between Ubud, Bali and Gulbarga Cost of Living Comparison Between Ubud, Bali and Gulbarga

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $317 in Gulbarga.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $502 in Gulbarga.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $687 in Gulbarga.

Living in Ubud, Bali is roughly 340% more expensive than in Gulbarga, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Gulbarga is 76% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$1.57 ₹150

127.39%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$8.13 ₹776

297.54%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$2.63 ₹251

90.49%

Cappuccino

$2.82 Rp 51.0K

$1.13 ₹107

149.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.37 ₹35.38

264.86%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.18 ₹16.92

305.56%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$1.71 ₹163

71.35%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$2.67 ₹254

47.57%

Milk (1 liter)

$1.78 Rp 32.1K

$0.71 ₹67.8

150.70%

White Bread (500g)

$2.45 Rp 44.2K

$0.37 ₹34.94

562.16%

Rice (white) (1kg)

$1.15 Rp 20.7K

$0.68 ₹65.0

69.12%

Eggs

$2.41 Rp 43.6K

$0.86 ₹82.1

180.23%

Local Cheese (1kg)

$14.33 Rp 258.7K

$3.73 ₹355

284.18%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$2.88 ₹275

45.49%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

Apples (1kg)

$3.64 Rp 65.7K

$1.93 ₹184

88.60%

Banana (1kg)

$1.57 Rp 28.3K

$0.47 ₹44.64

234.04%

Oranges (1kg)

$2.79 Rp 50.3K

$1.09 ₹104

155.96%

Tomato (1kg)

$2.24 Rp 40.5K

$0.39 ₹36.95

474.36%

Potato (1kg)

$1.98 Rp 35.7K

$0.40 ₹38.25

395.00%

Onion (1kg)

$2.28 Rp 41.1K

$0.43 ₹41.16

430.23%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.32 ₹30.83

228.13%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.31 ₹29.97

154.84%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$3.82 ₹364

-16.49%

Wine (Bottle)

$23.49 Rp 424.1K

$3.45 ₹329

580.87%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.34 ₹127

116.42%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$1.99 ₹190

38.69%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.70 ₹353

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.28 ₹26.68

-3.57%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$8.65 ₹825

-3.24%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$0.51 ₹49.03

-11.76%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.16 ₹15.65

187.50%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$1.60 ₹153

279.38%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.29 ₹123

-33.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$6,947 ₹662.5K

282.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$10.5K ₹1.0M

208.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$30.34 ₹2,893

160.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$3.61 ₹344

13.30%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$8.50 ₹811

180.59%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$7.47 ₹713

1222.36%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$5.85 ₹558

8.55%

Cinema Ticket

$4.01 Rp 72.3K

$2.40 ₹229

67.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$46.71 ₹4,455

536.35%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$715 ₹68.2K

823.77%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$20.04 ₹1,911

166.62%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$24.30 ₹2,318

56.83%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$24.38 ₹2,326

263.62%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$22.22 ₹2,119

244.82%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$123 ₹11.8K

727.18%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$75.2 ₹7,170

804.84%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$273 ₹26.0K

1171.43%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$177 ₹16.9K

1079.24%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$587 ₹55.9K

365.27%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$410 ₹39.1K

459.40%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$366 ₹34.9K

-55.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.19

44.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Gulbarga: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $123 in Gulbarga. Housing cost is often the main lever when comparing two cities.

Gulbarga pays 124% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $8.00 in Gulbarga for a mid-range dinner for two. Groceries echo the gap at $298 vs $86.0 per month, with Gulbarga cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gulbarga: Cost of Living - Frequently Asked Questions

Gulbarga is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 340% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 124% lower in Gulbarga. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $123 in Gulbarga. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gulbarga – a meal for two runs $8.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,392 per month in Ubud, Bali versus $317 in Gulbarga – a 340% gap that adds up to real savings over time for anyone picking the cheaper option.

At $317 in Gulbarga versus $1,392 in Ubud, Bali, a $1,500 budget is realistic in Gulbarga but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gulbarga the clear choice for anyone on this budget.

For families, Gulbarga is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Gulbarga are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gulbarga gentler on the wallet – expenses run 340% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.