Cost of Living Comparison Between Ubud, Bali and Gulbarga Cost of Living Comparison Between Ubud, Bali and Gulbarga

Monthly Cost of Living

Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $315 in Gulbarga.

Estimated couple costs with rent: $2,551 in Ubud, Bali versus $504 in Gulbarga.

Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $693 in Gulbarga.

Living in Ubud, Bali is roughly 342% more expensive than in Gulbarga, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Gulbarga is 76% below.

Meal at Budget Restaurant

$3.40 Rp 60.6K

$1.58 ₹149

115.19%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 577.1K

$8.31 ₹783

289.65%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 89.1K

$2.61 ₹246

91.57%

Cappuccino

$2.82 Rp 50.3K

$1.13 ₹107

149.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.5K

$0.35 ₹32.62

294.29%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$0.17 ₹16.46

329.41%

Local Beer (0.5 liter draught)

$2.98 Rp 53.2K

$1.76 ₹166

69.32%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.8K

$2.63 ₹248

50.95%

Milk (1 liter)

$1.79 Rp 32.0K

$0.73 ₹68.5

145.21%

White Bread (500g)

$2.46 Rp 43.9K

$0.36 ₹34.34

583.33%

Rice (white) (1kg)

$1.20 Rp 21.4K

$0.63 ₹59.2

90.48%

Eggs

$2.39 Rp 42.6K

$0.82 ₹77.0

191.46%

Local Cheese (1kg)

$14.40 Rp 256.6K

$3.77 ₹355

281.96%

Chicken Fillets (1kg)

$4.28 Rp 76.4K

$2.82 ₹266

51.77%

Beef Round Steak (1kg)

$11.82 Rp 210.6K

Apples (1kg)

$3.78 Rp 67.4K

$1.94 ₹183

94.85%

Banana (1kg)

$1.63 Rp 29.1K

$0.49 ₹46.27

232.65%

Oranges (1kg)

$2.80 Rp 49.9K

$1.07 ₹101

161.68%

Tomato (1kg)

$2.26 Rp 40.3K

$0.38 ₹35.85

494.74%

Potato (1kg)

$2.00 Rp 35.6K

$0.43 ₹40.66

365.12%

Onion (1kg)

$2.21 Rp 39.4K

$0.44 ₹41.15

402.27%

Lettuce (1 head)

$1.07 Rp 19.1K

$0.36 ₹33.61

197.22%

Water (1.5 liter bottle)

$0.76 Rp 13.6K

$0.31 ₹29.43

145.16%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.7K

$3.82 ₹360

-18.06%

Wine (Bottle)

$23.81 Rp 424.4K

$3.29 ₹311

623.71%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.6K

$1.34 ₹127

111.94%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.5K

$1.94 ₹183

43.30%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.55 ₹335

One-way Ticket (Public Transport)

$0.27 Rp 4,755

$0.28 ₹26.16

-3.57%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 149.1K

$8.80 ₹830

-4.89%

Taxi Start (Normal Tariff)

$0.45 Rp 8,082

$0.48 ₹45.22

-6.25%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,624

$0.19 ₹17.74

126.32%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 106.5K

$1.61 ₹152

271.43%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.24 ₹117

-35.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 459.9M

$6,889 ₹649.7K

274.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 566.8M

$10.8K ₹1.0M

193.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$30.51 ₹2,878

164.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.7K

$3.73 ₹352

10.99%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 429.8K

$8.24 ₹777

192.72%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$7.19 ₹678

1259.53%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 118.4K

$5.93 ₹559

11.97%

Cinema Ticket

$4.04 Rp 71.9K

$2.28 ₹215

77.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$46.54 ₹4,390

538.23%

International Primary School, 1 Child (Yearly)

$6,590 Rp 117.4M

$716 ₹67.5K

820.24%

Jeans (Levis 501 Or Similar)

$55.1 Rp 982.6K

$20.78 ₹1,960

165.35%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 686.2K

$24.14 ₹2,277

59.53%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$24.16 ₹2,279

256.50%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$21.50 ₹2,028

262.56%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.6M

$122 ₹11.5K

705.91%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$76.1 ₹7,175

773.91%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.4M

$272 ₹25.6K

1168.68%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.4M

$180 ₹17.0K

1036.36%

Buy Apartment in City Center (m2)

$2,829 Rp 50.4M

$584 ₹55.0K

384.81%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.7M

$413 ₹39.0K

452.38%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$365 ₹34.4K

-53.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.19

44.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Gulbarga: June 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $985 in Ubud, Bali and $122 in Gulbarga. Housing cost is often the main lever when comparing two cities.

Gulbarga pays 116% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $8.00 in Gulbarga for a mid-range dinner for two. Groceries echo the gap at $299 vs $85.0 per month, with Gulbarga cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gulbarga: Cost of Living - Frequently Asked Questions

Gulbarga is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 342% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 116% lower in Gulbarga. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $985 in Ubud, Bali versus $122 in Gulbarga. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gulbarga – a meal for two runs $8.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,394 per month in Ubud, Bali versus $315 in Gulbarga – a 342% gap that adds up to real savings over time for anyone picking the cheaper option.

At $315 in Gulbarga versus $1,394 in Ubud, Bali, a $1,500 budget is realistic in Gulbarga but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gulbarga the clear choice for anyone on this budget.

For families, Gulbarga is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Gulbarga are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gulbarga gentler on the wallet – expenses run 342% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.