Cost of Living Comparison Between Gulbarga and Ubud, Bali Cost of Living Comparison Between Gulbarga and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $282 in Gulbarga versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $466 in Gulbarga versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $649 in Gulbarga versus $3,275 in Ubud, Bali.

Living in Gulbarga costs roughly 80% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Gulbarga is 80% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$1.59 ₹152

$3.33 Rp 58.7K

-52.25%

Three-Course Dinner for Two, Mid-Range

$10.42 ₹995

$35.82 Rp 630.7K

-70.91%

Fast Food Meal (McDonalds, etc)

$2.55 ₹244

$5.63 Rp 99.1K

-54.71%

Cappuccino

$1.13 ₹108

$2.82 Rp 49.7K

-59.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 ₹34.93

$1.75 Rp 30.8K

-78.86%

Water (0.33 liter bottle)

$0.16 ₹15.13

$0.80 Rp 14.0K

-80.00%

Local Beer (0.5 liter draught)

$1.72 ₹164

$3.04 Rp 53.6K

-43.42%

Imported Beer (0.33 liter bottle)

$2.56 ₹244

$4.30 Rp 75.7K

-40.47%

Milk (1 liter)

$0.66 ₹63.0

$1.61 Rp 28.3K

-59.01%

White Bread (500g)

$0.32 ₹30.34

$2.27 Rp 39.9K

-85.90%

Rice (white) (1kg)

$0.57 ₹54.7

$1.17 Rp 20.6K

-51.28%

Eggs

$0.80 ₹76.5

$2.17 Rp 38.2K

-63.13%

Local Cheese (1kg)

$3.66 ₹350

$17.63 Rp 310.5K

-79.24%

Chicken Fillets (1kg)

$2.64 ₹252

$4.05 Rp 71.4K

-34.81%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

Apples (1kg)

$1.83 ₹175

$3.62 Rp 63.7K

-49.45%

Banana (1kg)

$0.46 ₹43.64

$1.64 Rp 28.8K

-71.95%

Oranges (1kg)

$1.10 ₹105

$2.31 Rp 40.6K

-52.38%

Tomato (1kg)

$0.36 ₹33.96

$1.96 Rp 34.5K

-81.63%

Potato (1kg)

$0.41 ₹39.41

$1.84 Rp 32.5K

-77.72%

Onion (1kg)

$0.38 ₹36.02

$2.37 Rp 41.7K

-83.97%

Lettuce (1 head)

$0.32 ₹30.33

$1.05 Rp 18.5K

-69.52%

Water (1.5 liter bottle)

$0.29 ₹27.78

$0.54 Rp 9,560

-46.30%

Cigarettes 20 Pack (Marlboro, Camel)

$3.65 ₹348

$2.30 Rp 40.6K

58.70%

Wine (Bottle)

$3.42 ₹326

$23.08 Rp 406.4K

-85.18%

Local Beer (0.5 liter bottle)

$1.32 ₹126

$2.34 Rp 41.2K

-43.59%

Imported Beer (0.33 liter bottle)

$1.90 ₹182

$3.07 Rp 54.0K

-38.11%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.42 ₹326

One-way Ticket (Public Transport)

$0.28 ₹27.08

$0.25 Rp 4,365

12.00%

Public Transport Monthly Pass (Regular Price)

$7.56 ₹722

$9.42 Rp 165.9K

-19.75%

Taxi Start (Normal Tariff)

$0.50 ₹48.19

$0.49 Rp 8,631

2.04%

Taxi (Normal Tariff) (1km)

$0.15 ₹14.22

$0.47 Rp 8,349

-68.09%

Taxi 1hour Waiting (Normal Tariff)

$1.17 ₹112

$5.60 Rp 98.6K

-79.11%

Gasoline (1 liter)

$1.12 ₹107

$0.81 Rp 14.2K

38.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$6,761 ₹646.0K

$25.0K Rp 440.3M

-72.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$10.4K ₹993.0K

$31.1K Rp 547.0M

-66.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$28.37 ₹2,710

$82.7 Rp 1.5M

-65.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.25 ₹311

$6.49 Rp 114.2K

-49.92%

Internet (50+ Mbps, Unlimited Data)

$7.67 ₹733

$18.79 Rp 330.8K

-59.18%

Gym Membership (Monthly)

$6.77 ₹647

$55.2 Rp 972.6K

-87.74%

Tennis Court (1 Hour on Weekend)

$5.22 ₹499

$18.21 Rp 320.6K

-71.33%

Cinema Ticket

$2.27 ₹217

$4.30 Rp 75.7K

-47.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$42.20 ₹4,032

$494 Rp 8.7M

-91.46%

International Primary School, 1 Child (Yearly)

$650 ₹62.1K

$5,917 Rp 104.2M

-89.02%

Jeans (Levis 501 Or Similar)

$19.48 ₹1,862

$46.28 Rp 814.8K

-57.91%

Summer Dress (H&M, Zara, etc)

$21.40 ₹2,044

$36.44 Rp 641.6K

-41.27%

Sport Shoes (Adidas, Nike)

$22.77 ₹2,176

$80.7 Rp 1.4M

-71.78%

Men's Leather Business Shoes

$21.39 ₹2,043

$78.8 Rp 1.4M

-72.86%

1-bedroom Apartment, City Center (Monthly)

$85.3 ₹8,152

$1,114 Rp 19.6M

-92.34%

1-bedroom Apartment, Outside City Center (Monthly)

$59.0 ₹5,638

$693 Rp 12.2M

-91.49%

3-bedroom Apartment, City Center (Monthly)

$202 ₹19.3K

$3,639 Rp 64.1M

-94.45%

3-bedroom Apartment, Outside City Center (Monthly)

$145 ₹13.9K

$1,712 Rp 30.1M

-91.51%

Buy Apartment in City Center (m2)

$578 ₹55.2K

$2,761 Rp 48.6M

-79.07%

Buy Apartment Outside City Center (m2)

$411 ₹39.3K

$2,293 Rp 40.4M

-82.07%

Average Monthly Net Salary (After Tax)

$375 ₹35.8K

$167 Rp 2.9M

124.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.49

13.78

-38.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gulbarga: September 8, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $85.3 in Gulbarga and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Gulbarga pays 124% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $10.00 in Gulbarga vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $81.0 vs $294 per month, with Gulbarga cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gulbarga vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Gulbarga is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 388% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 124% higher in Gulbarga, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $85.3 in Gulbarga versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gulbarga – a meal for two runs $10.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $282 per month in Gulbarga versus $1,378 in Ubud, Bali – a 388% gap that adds up to real savings over time for anyone picking the cheaper option.

At $282 in Gulbarga versus $1,378 in Ubud, Bali, a $1,500 budget is realistic in Gulbarga but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gulbarga the clear choice for anyone on this budget.

For families, Gulbarga is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Gulbarga and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gulbarga gentler on the wallet – expenses run 388% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.