Last update: Oct 2026

Cost of Living Comparison Between Gulbarga and Ubud, Bali

For one person, living is cheaper in Gulbarga: $288 a month against $1,349 in Ubud, Bali, rent and utilities included – about $12,700 less a year. Rent and utilities account for most of the difference.

14

Cost of Living Index in Gulbarga
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Gulbarga Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Gulbarga

🇮🇳 India

$288

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Gulbarga and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gulbarga and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $288 in Gulbarga versus $1,349 in Ubud, Bali.

Gulbarga $288
Ubud, Bali $1,349

Estimated couple costs with rent: $470 in Gulbarga versus $2,305 in Ubud, Bali.

Gulbarga $470
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $652 in Gulbarga versus $3,261 in Ubud, Bali.

Gulbarga $652
Ubud, Bali $3,261

Living in Gulbarga costs roughly 79% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$1.57 ₹150

$3.32 Rp 60.4K

-52.71%

Three-Course Dinner for Two, Mid-Range

$10.70 ₹1,019

$35.64 Rp 647.8K

-69.98%

Fast Food Meal (McDonalds, etc)

$2.65 ₹252

$5.53 Rp 100.6K

-52.08%

Cappuccino

$1.07 ₹102

$2.72 Rp 49.4K

-60.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.36 ₹34.71

$1.70 Rp 30.9K

-78.82%

Water (0.33 liter bottle)

$0.14 ₹13.78

$0.76 Rp 13.8K

-81.58%

Local Beer (0.5 liter draught)

$1.72 ₹164

$2.65 Rp 48.2K

-35.09%

Imported Beer (0.33 liter bottle)

$2.51 ₹239

$4.38 Rp 79.6K

-42.69%

Milk (1 liter)

$0.66 ₹63.3

$1.49 Rp 27.1K

-55.70%

White Bread (500g)

$0.32 ₹30.32

$2.28 Rp 41.4K

-85.96%

Rice (white) (1kg)

$0.59 ₹56.0

$1.19 Rp 21.6K

-50.42%

Eggs

$0.81 ₹77.5

$2.04 Rp 37.0K

-60.29%

Local Cheese (1kg)

$3.65 ₹347

$17.70 Rp 321.7K

-79.38%

Chicken Fillets (1kg)

$2.69 ₹256

$3.96 Rp 72.0K

-32.07%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

Apples (1kg)

$1.87 ₹178

$3.66 Rp 66.4K

-48.91%

Banana (1kg)

$0.42 ₹40.40

$1.52 Rp 27.6K

-72.37%

Oranges (1kg)

$1.06 ₹101

$2.23 Rp 40.5K

-52.47%

Tomato (1kg)

$0.36 ₹33.83

$1.97 Rp 35.9K

-81.73%

Potato (1kg)

$0.42 ₹39.52

$1.85 Rp 33.6K

-77.30%

Onion (1kg)

$0.39 ₹37.51

$2.42 Rp 44.1K

-83.88%

Lettuce (1 head)

$0.34 ₹32.64

$0.99 Rp 18.0K

-65.66%

Water (1.5 liter bottle)

$0.26 ₹24.44

$0.51 Rp 9,332

-49.02%

Cigarettes 20 Pack (Marlboro, Camel)

$3.59 ₹341

$2.22 Rp 40.4K

61.71%

Wine (Bottle)

$3.37 ₹321

$22.24 Rp 404.2K

-84.85%

Local Beer (0.5 liter bottle)

$1.29 ₹123

$2.26 Rp 41.1K

-42.92%

Imported Beer (0.33 liter bottle)

$1.94 ₹185

$2.97 Rp 54.0K

-34.68%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.38 ₹322

One-way Ticket (Public Transport)

$0.28 ₹26.83

$0.25 Rp 4,562

12.00%

Public Transport Monthly Pass (Regular Price)

$7.68 ₹731

$7.82 Rp 142.2K

-1.79%

Taxi Start (Normal Tariff)

$0.48 ₹45.30

$0.44 Rp 7,989

9.09%

Taxi (Normal Tariff) (1km)

$0.16 ₹15.07

$0.43 Rp 7,817

-62.79%

Taxi 1hour Waiting (Normal Tariff)

$1.14 ₹109

$5.41 Rp 98.3K

-78.93%

Gasoline (1 liter)

$1.12 ₹107

$0.82 Rp 15.0K

36.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$6,670 ₹635.2K

$23.8K Rp 433.3M

-72.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$10.3K ₹981.3K

$31.7K Rp 577.0M

-67.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$28.28 ₹2,693

$79.1 Rp 1.4M

-64.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.31 ₹315

$6.45 Rp 117.2K

-48.68%

Internet (50+ Mbps, Unlimited Data)

$8.14 ₹775

$18.58 Rp 337.7K

-56.19%

Gym Membership (Monthly)

$7.02 ₹669

$49.48 Rp 899.4K

-85.81%

Tennis Court (1 Hour on Weekend)

$5.21 ₹496

$17.65 Rp 320.8K

-70.48%

Cinema Ticket

$2.31 ₹219

$4.27 Rp 77.7K

-45.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$45.91 ₹4,372

$491 Rp 8.9M

-90.64%

International Primary School, 1 Child (Yearly)

$652 ₹62.1K

$5,674 Rp 103.1M

-88.51%

Jeans (Levis 501 Or Similar)

$20.01 ₹1,905

$44.64 Rp 811.4K

-55.17%

Summer Dress (H&M, Zara, etc)

$20.80 ₹1,980

$34.95 Rp 635.3K

-40.49%

Sport Shoes (Adidas, Nike)

$22.91 ₹2,182

$79.9 Rp 1.5M

-71.33%

Men's Leather Business Shoes

$21.42 ₹2,039

$79.4 Rp 1.4M

-73.03%

1-bedroom Apartment, City Center (Monthly)

$84.6 ₹8,059

$1,125 Rp 20.4M

-92.48%

1-bedroom Apartment, Outside City Center (Monthly)

$58.1 ₹5,531

$671 Rp 12.2M

-91.35%

3-bedroom Apartment, City Center (Monthly)

$200 ₹19.1K

$3,565 Rp 64.8M

-94.38%

3-bedroom Apartment, Outside City Center (Monthly)

$146 ₹13.9K

$1,723 Rp 31.3M

-91.51%

Buy Apartment in City Center (m2)

$575 ₹54.7K

$2,732 Rp 49.6M

-78.96%

Buy Apartment Outside City Center (m2)

$404 ₹38.4K

$2,284 Rp 41.5M

-82.33%

Average Monthly Net Salary (After Tax)

$370 ₹35.3K

$164 Rp 3.0M

126.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.55

13.78

-37.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gulbarga: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Gulbarga

$81 28.2%

Ubud, Bali

$288 21.4% 255% $207

Accommodation & Living

Gulbarga

$58 20.2%

Ubud, Bali

$672 49.8% 1056% $613

Eating Out

Gulbarga

$49 17%

Ubud, Bali

$108 8% 119% $59

Monthly Utilities & Internet

Gulbarga

$40 13.8%

Ubud, Bali

$104 7.7% 162% $64

Clothing & Footwear

Gulbarga

$38 13.3%

Ubud, Bali

$108 8% 181% $69

Sport & Entertainment

Gulbarga

$12 4%

Ubud, Bali

$58 4.3% 399% $46

Getting Around

Gulbarga

$10 3.5%

Ubud, Bali

$11 0.9% 13.4% $1.3

Cost Breakdown

A one-bedroom apartment in the center runs $85 in Gulbarga and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Gulbarga pays about 2.3 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $11 in Gulbarga vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $81 vs $288 per month, with Gulbarga cheaper across the board.

Good to know

🇮🇳 Gulbarga

🇮🇩 Ubud, Bali

🕒 Local time

19:33 7:33 PM

22:03 10:03 PM

2 h 30 min ahead of Gulbarga

🌤 Weather

👥 Population

400,000

74,800

💱 Currency

Indian Rupee INR ₹

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 INR = 10.5 USD

1,000 INR = 9.44 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 28, 2026: 1 USD = 95.22 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.44 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,228 IDR (100,000 IDR = 4.94 EUR).

USD to INR in detail →

On the map

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Highest

Between locations

Gulbarga Ubud, Bali 5,110 km ≈ 7 h nonstop flight

From you

Gulbarga
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gulbarga vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Gulbarga is cheaper overall, especially in groceries, clothing, and eating out. The 368% gap adds up to real monthly savings that compound significantly over time.

Average pay in Gulbarga is about 2.3 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $85 in Gulbarga versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 255% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $288 per month in Gulbarga versus $1,349 in Ubud, Bali – a 368% gap that adds up to real savings over time for anyone picking the cheaper option.

At $288 in Gulbarga versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Gulbarga but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gulbarga the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Gulbarga and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.