Cost of Living Comparison Between Ubud, Bali and Gujranwala Cost of Living Comparison Between Ubud, Bali and Gujranwala

Monthly Cost of Living

A single person spends $1,396 per month in Ubud, Bali vs $395 in Gujranwala, rent included.

A couple spends around $2,334 per month in Ubud, Bali vs $624 in Gujranwala, rent included.

A family of three spends $3,273 per month in Ubud, Bali vs $853 in Gujranwala, rent included.

Ubud, Bali costs about 253% more than Gujranwala, driven mainly by Groceries & Markets.

Ubud, Bali sits 2% above the global median, while Gujranwala is 71% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Gujranwala
Difference
Meal at Budget Restaurant
$3.37 Rp 59.5K
$3.58 PKR 992
-5.87%
Three-Course Dinner for Two, Mid-Range
$38.59 Rp 680.3K
$12.47 PKR 3,458
209.46%
Fast Food Meal (McDonalds, etc)
$5.52 Rp 97.3K
$5.45 PKR 1,511
1.28%
Local Non-Alcoholic Beer (0.5 liter draught)
-
$0.89 PKR 247
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$6.75 PKR 1,873
-
Cappuccino
$2.64 Rp 46.6K
$1.14 PKR 315
131.58%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.67 Rp 29.5K
$0.21 PKR 58.2
695.24%
Water (0.33 liter bottle)
$0.77 Rp 13.6K
$0.16 PKR 44.89
381.25%
Local Beer (0.5 liter draught)
$2.63 Rp 46.4K
-
-
Imported Beer (0.33 liter bottle)
$4.28 Rp 75.5K
-
-
🛒 Groceries & Markets
Ubud, Bali
Gujranwala
Difference
Milk (1 liter)
$1.55 Rp 27.3K
$0.86 PKR 238
80.23%
White Bread (500g)
$2.22 Rp 39.2K
$0.73 PKR 202
204.11%
Rice (white) (1kg)
$1.13 Rp 19.8K
$1.13 PKR 314
-
Eggs
$2.09 Rp 36.8K
$1.27 PKR 353
64.57%
Local Cheese (1kg)
$17.39 Rp 306.6K
$6.05 PKR 1,676
187.44%
Chicken Fillets (1kg)
$3.87 Rp 68.2K
$2.38 PKR 659
62.61%
Beef Round Steak (1kg)
$12.55 Rp 221.2K
$5.19 PKR 1,438
141.81%
Apples (1kg)
$3.62 Rp 63.8K
$1.34 PKR 373
170.15%
Banana (1kg)
$1.56 Rp 27.5K
$0.83 PKR 230
87.95%
Oranges (1kg)
$2.35 Rp 41.5K
$0.92 PKR 255
155.43%
Tomato (1kg)
$2.06 Rp 36.2K
$0.48 PKR 134
329.17%
Potato (1kg)
$1.90 Rp 33.5K
$0.29 PKR 81.1
555.17%
Onion (1kg)
$2.34 Rp 41.2K
$0.32 PKR 89.7
631.25%
Lettuce (1 head)
$1.03 Rp 18.2K
$0.27 PKR 73.8
281.48%
Water (1.5 liter bottle)
$0.55 Rp 9,779
$0.37 PKR 101
48.65%
Bottle of Non-Alcoholic Wine (Mid-Range)
-
$1.82 PKR 506
-
Local Non-Alcoholic Beer (0.5 liter bottle)
-
$1.10 PKR 305
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$2.42 PKR 671
-
Cigarettes 20 Pack (Marlboro, Camel)
$2.25 Rp 39.7K
$2.18 PKR 606
3.21%
Wine (Bottle)
$23.81 Rp 419.7K
-
-
Local Beer (0.5 liter bottle)
$2.31 Rp 40.8K
-
-
Imported Beer (0.33 liter bottle)
$2.80 Rp 49.4K
-
-
🚌 Getting Around
Ubud, Bali
Gujranwala
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,802
$0.19 PKR 52.1
42.11%
Public Transport Monthly Pass (Regular Price)
$8.66 Rp 152.7K
-
-
Taxi Start (Normal Tariff)
$0.48 Rp 8,489
$0.95 PKR 262
-49.47%
Taxi (Normal Tariff) (1km)
$0.45 Rp 7,863
$0.69 PKR 190
-34.78%
Taxi 1hour Waiting (Normal Tariff)
$5.72 Rp 100.8K
$1.46 PKR 405
291.78%
Gasoline (1 liter)
$0.76 Rp 13.4K
$1.14 PKR 317
-33.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.5K Rp 431.6M
$18.0K PKR 5.0M
35.91%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K Rp 566.3M
$21.4K PKR 5.9M
50.30%
🧾 Monthly Utilities & Internet
Ubud, Bali
Gujranwala
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.6 Rp 1.5M
$102 PKR 28.1K
-17.68%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.46 Rp 113.8K
$5.49 PKR 1,522
17.67%
Internet (50+ Mbps, Unlimited Data)
$18.99 Rp 334.8K
$16.34 PKR 4,529
16.22%
🎉 Sport & Entertainment
Ubud, Bali
Gujranwala
Difference
Gym Membership (Monthly)
$56.0 Rp 986.8K
$7.18 PKR 1,989
679.53%
Tennis Court (1 Hour on Weekend)
$18.62 Rp 328.2K
$5.94 PKR 1,646
213.47%
Cinema Ticket
$4.28 Rp 75.5K
$4.24 PKR 1,175
0.94%
🧸 Childcare & Education
Ubud, Bali
Gujranwala
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$487 Rp 8.6M
$28.01 PKR 7,765
1636.95%
International Primary School, 1 Child (Yearly)
$5,856 Rp 103.2M
$961 PKR 266.5K
509.09%
👕👟 Clothing & Footwear
Ubud, Bali
Gujranwala
Difference
Jeans (Levis 501 Or Similar)
$45.56 Rp 803.2K
$14.42 PKR 3,998
215.95%
Summer Dress (H&M, Zara, etc)
$36.38 Rp 641.4K
$24.95 PKR 6,916
45.81%
Sport Shoes (Adidas, Nike)
$82.0 Rp 1.4M
$73.4 PKR 20.3K
11.69%
Men's Leather Business Shoes
$80.4 Rp 1.4M
$33.45 PKR 9,275
140.36%
🏠 Accommodation & Living
Ubud, Bali
Gujranwala
Difference
1-bedroom Apartment, City Center (Monthly)
$1,117 Rp 19.7M
$54.7 PKR 15.2K
1939.81%
1-bedroom Apartment, Outside City Center (Monthly)
$701 Rp 12.4M
$31.57 PKR 8,754
2120.72%
3-bedroom Apartment, City Center (Monthly)
$3,537 Rp 62.4M
$162 PKR 44.8K
2087.47%
3-bedroom Apartment, Outside City Center (Monthly)
$1,762 Rp 31.1M
$96.7 PKR 26.8K
1723.27%
Buy Apartment in City Center (m2)
$2,826 Rp 49.8M
-
-
Buy Apartment Outside City Center (m2)
$2,292 Rp 40.4M
-
-
💵 Salaries & Financials
Ubud, Bali
Gujranwala
Difference
Average Monthly Net Salary (After Tax)
$170 Rp 3.0M
$238 PKR 66.0K
-28.65%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
11.5
19.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Gujranwala: August 31, 2026

Cost Breakdown

A central one-bedroom costs $1,117 in Ubud, Bali versus $54.7 in Gujranwala. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 40% higher in Gujranwala, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $12.00 in Gujranwala. Monthly groceries follow the same trend: $293 vs $96.0 – making Gujranwala the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Gujranwala: Cost of Living - Frequently Asked Questions
How do living costs in Ubud, Bali and in Gujranwala compare overall?
Monthly costs with rent: $1,396 in Ubud, Bali, $395 in Gujranwala – roughly 253% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Ubud, Bali compared to Gujranwala?
For a comfortable life, plan on about $2,095 per month in Ubud, Bali and $593 in Gujranwala. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Ubud, Bali and Gujranwala?
Rent is clearly cheaper in Gujranwala, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $39.00 in Ubud, Bali and $12.00 in Gujranwala. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 205% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Gujranwala, where all-in costs run around $395, than in Ubud, Bali at $1,396. In Gujranwala it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Ubud, Bali and Gujranwala?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $395 in Gujranwala to $1,396 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Ubud, Bali or Gujranwala safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Ubud, Bali and Gujranwala?
If budget matters most, go with Gujranwala. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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