Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Gujranwala

For one person, living is cheaper in Gujranwala: $400 a month against $1,368 in Ubud, Bali, rent and utilities included – about $11,600 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
19

Cost of Living Index in Gujranwala
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Gujranwala Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Gujranwala

🇵🇰 Pakistan

$400

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Gujranwala

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Gujranwala actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $400 in Gujranwala, rent included.

Ubud, Bali $1,368
Gujranwala $400

A couple spends around $2,314 per month in Ubud, Bali vs $623 in Gujranwala, rent included.

Ubud, Bali $2,314
Gujranwala $623

A family of three spends $3,260 per month in Ubud, Bali vs $846 in Gujranwala, rent included.

Ubud, Bali $3,260
Gujranwala $846

Ubud, Bali costs about 242% more than Gujranwala, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 1% above the global median, while Gujranwala is 70% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$3.62 PKR 1,003

-8.01%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$12.71 PKR 3,519

176.79%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$5.33 PKR 1,476

8.82%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.87 PKR 241

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.68 PKR 1,850

Cappuccino

$2.73 Rp 49.1K

$1.15 PKR 317

137.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$0.23 PKR 63.8

613.04%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.15 PKR 42.10

453.33%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

Milk (1 liter)

$1.50 Rp 27.1K

$0.77 PKR 214

94.81%

White Bread (500g)

$2.30 Rp 41.4K

$0.67 PKR 185

243.28%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.12 PKR 311

5.36%

Eggs

$2.14 Rp 38.6K

$1.28 PKR 353

67.19%

Local Cheese (1kg)

$17.48 Rp 314.6K

$6.31 PKR 1,747

177.02%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$2.34 PKR 647

72.22%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$5.43 PKR 1,502

125.23%

Apples (1kg)

$3.55 Rp 63.9K

$1.32 PKR 365

168.94%

Banana (1kg)

$1.57 Rp 28.3K

$0.87 PKR 242

80.46%

Oranges (1kg)

$2.24 Rp 40.2K

$1.03 PKR 286

117.48%

Tomato (1kg)

$1.93 Rp 34.7K

$0.53 PKR 146

264.15%

Potato (1kg)

$1.88 Rp 33.9K

$0.29 PKR 80.6

548.28%

Onion (1kg)

$2.29 Rp 41.3K

$0.36 PKR 98.8

536.11%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.24 PKR 66.5

312.50%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.38 PKR 104

39.47%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.94 PKR 538

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.21 PKR 334

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.73 PKR 754

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$2.15 PKR 595

6.05%

Wine (Bottle)

$23.01 Rp 414.2K

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.16 PKR 44.65

50.00%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$0.95 PKR 263

-49.47%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$0.74 PKR 206

-37.84%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$1.48 PKR 408

268.24%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.18 PKR 328

-25.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$17.9K PKR 5.0M

37.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$21.4K PKR 5.9M

45.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$103 PKR 28.5K

-19.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$5.53 PKR 1,532

16.64%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$16.42 PKR 4,544

13.09%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$7.06 PKR 1,954

690.65%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$5.93 PKR 1,642

205.40%

Cinema Ticket

$4.38 Rp 78.9K

$4.21 PKR 1,165

4.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$28.10 PKR 7,777

1654.41%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$941 PKR 260.6K

511.15%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$14.29 PKR 3,956

223.23%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$25.44 PKR 7,041

38.88%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$73.3 PKR 20.3K

7.84%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$33.24 PKR 9,199

135.83%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$53.8 PKR 14.9K

2024.27%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$31.33 PKR 8,671

2056.56%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$159 PKR 44.1K

2098.14%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$101 PKR 27.8K

1590.69%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$236 PKR 65.2K

-30.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

11.5

19.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Gujranwala: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Gujranwala

$31 7.8% 95.4% $644

Groceries & Markets

Ubud, Bali

$290 21.2%

Gujranwala

$97 24.2% 66.7% $194

Eating Out

Ubud, Bali

$109 8%

Gujranwala

$60 15.1% 44.6% $49

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Gujranwala

$125 31.2% 15.6% $17

Clothing & Footwear

Ubud, Bali

$108 7.9%

Gujranwala

$66 16.5% 38.8% $42

Sport & Entertainment

Ubud, Bali

$65 4.7%

Gujranwala

$15 3.9% 76% $49

Getting Around

Ubud, Bali

$13 0.9%

Gujranwala

$5.3 * 1.3% 57.7% $7.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $53.8 in Gujranwala. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 43% higher in Gujranwala, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $13.00 in Gujranwala. Monthly groceries follow the same trend: $290 vs $97.0 – making Gujranwala the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇰 Gujranwala

🕒 Local time

15:39 3:39 PM

12:39 12:39 PM

3 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

2,027,001

💱 Currency

Indonesian Rupiah IDR Rp

Pakistani Rupee PKR ₨

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

PKR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Pakistani Rupee exchange rates as of October 20, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Gujranwala 6,280 km ≈ 8 h nonstop flight

From you

Ubud, Bali
Gujranwala

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gujranwala: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $400 in Gujranwala – roughly 242% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $600 in Gujranwala. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gujranwala, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $13.00 in Gujranwala. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 201% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Gujranwala, where all-in costs run around $400, than in Ubud, Bali at $1,368. In Gujranwala it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $400 in Gujranwala to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gujranwala. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.