Last update: Oct 2026

Cost of Living Comparison Between Gujranwala and Ubud, Bali

For one person, living is cheaper in Gujranwala: $400 a month against $1,368 in Ubud, Bali, rent and utilities included – about $11,600 less a year. Rent and utilities account for most of the difference.

19

Cost of Living Index in Gujranwala
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Gujranwala Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Gujranwala

🇵🇰 Pakistan

$400

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Gujranwala and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gujranwala and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $400 per month in Gujranwala vs $1,368 in Ubud, Bali, rent included.

Gujranwala $400
Ubud, Bali $1,368

A couple spends around $623 per month in Gujranwala vs $2,314 in Ubud, Bali, rent included.

Gujranwala $623
Ubud, Bali $2,314

A family of three spends $846 per month in Gujranwala vs $3,260 in Ubud, Bali, rent included.

Gujranwala $846
Ubud, Bali $3,260

Gujranwala is about 71% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Gujranwala sits 70% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.62 PKR 1,003

$3.33 Rp 59.9K

8.71%

Three-Course Dinner for Two, Mid-Range

$12.71 PKR 3,519

$35.18 Rp 633.2K

-63.87%

Fast Food Meal (McDonalds, etc)

$5.33 PKR 1,476

$5.80 Rp 104.5K

-8.10%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.87 PKR 241

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.68 PKR 1,850

Cappuccino

$1.15 PKR 317

$2.73 Rp 49.1K

-57.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.23 PKR 63.8

$1.64 Rp 29.5K

-85.98%

Water (0.33 liter bottle)

$0.15 PKR 42.10

$0.83 Rp 15.0K

-81.93%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

Milk (1 liter)

$0.77 PKR 214

$1.50 Rp 27.1K

-48.67%

White Bread (500g)

$0.67 PKR 185

$2.30 Rp 41.4K

-70.87%

Rice (white) (1kg)

$1.12 PKR 311

$1.18 Rp 21.2K

-5.08%

Eggs

$1.28 PKR 353

$2.14 Rp 38.6K

-40.19%

Local Cheese (1kg)

$6.31 PKR 1,747

$17.48 Rp 314.6K

-63.90%

Chicken Fillets (1kg)

$2.34 PKR 647

$4.03 Rp 72.5K

-41.94%

Beef Round Steak (1kg)

$5.43 PKR 1,502

$12.23 Rp 220.1K

-55.60%

Apples (1kg)

$1.32 PKR 365

$3.55 Rp 63.9K

-62.82%

Banana (1kg)

$0.87 PKR 242

$1.57 Rp 28.3K

-44.59%

Oranges (1kg)

$1.03 PKR 286

$2.24 Rp 40.2K

-54.02%

Tomato (1kg)

$0.53 PKR 146

$1.93 Rp 34.7K

-72.54%

Potato (1kg)

$0.29 PKR 80.6

$1.88 Rp 33.9K

-84.57%

Onion (1kg)

$0.36 PKR 98.8

$2.29 Rp 41.3K

-84.28%

Lettuce (1 head)

$0.24 PKR 66.5

$0.99 Rp 17.9K

-75.76%

Water (1.5 liter bottle)

$0.38 PKR 104

$0.53 Rp 9,475

-28.30%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.94 PKR 538

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.21 PKR 334

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.73 PKR 754

Cigarettes 20 Pack (Marlboro, Camel)

$2.15 PKR 595

$2.28 Rp 41.1K

-5.70%

Wine (Bottle)

$23.01 Rp 414.2K

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

One-way Ticket (Public Transport)

$0.16 PKR 44.65

$0.24 Rp 4,315

-33.33%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.95 PKR 263

$0.48 Rp 8,684

97.92%

Taxi (Normal Tariff) (1km)

$0.74 PKR 206

$0.46 Rp 8,233

60.87%

Taxi 1hour Waiting (Normal Tariff)

$1.48 PKR 408

$5.45 Rp 98.2K

-72.84%

Gasoline (1 liter)

$1.18 PKR 328

$0.88 Rp 15.9K

34.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.9K PKR 5.0M

$24.6K Rp 442.2M

-27.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K PKR 5.9M

$31.2K Rp 561.4M

-31.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$103 PKR 28.5K

$83.0 Rp 1.5M

24.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.53 PKR 1,532

$6.45 Rp 116.0K

-14.26%

Internet (50+ Mbps, Unlimited Data)

$16.42 PKR 4,544

$18.57 Rp 334.2K

-11.58%

Gym Membership (Monthly)

$7.06 PKR 1,954

$55.8 Rp 1.0M

-87.35%

Tennis Court (1 Hour on Weekend)

$5.93 PKR 1,642

$18.11 Rp 326.0K

-67.26%

Cinema Ticket

$4.21 PKR 1,165

$4.38 Rp 78.9K

-3.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$28.10 PKR 7,777

$493 Rp 8.9M

-94.30%

International Primary School, 1 Child (Yearly)

$941 PKR 260.6K

$5,754 Rp 103.6M

-83.64%

Jeans (Levis 501 Or Similar)

$14.29 PKR 3,956

$46.19 Rp 831.4K

-69.06%

Summer Dress (H&M, Zara, etc)

$25.44 PKR 7,041

$35.33 Rp 636.0K

-27.99%

Sport Shoes (Adidas, Nike)

$73.3 PKR 20.3K

$79.1 Rp 1.4M

-7.27%

Men's Leather Business Shoes

$33.24 PKR 9,199

$78.4 Rp 1.4M

-57.60%

1-bedroom Apartment, City Center (Monthly)

$53.8 PKR 14.9K

$1,142 Rp 20.6M

-95.29%

1-bedroom Apartment, Outside City Center (Monthly)

$31.33 PKR 8,671

$676 Rp 12.2M

-95.36%

3-bedroom Apartment, City Center (Monthly)

$159 PKR 44.1K

$3,503 Rp 63.1M

-95.45%

3-bedroom Apartment, Outside City Center (Monthly)

$101 PKR 27.8K

$1,700 Rp 30.6M

-94.09%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$236 PKR 65.2K

$165 Rp 3.0M

43.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.5

13.78

-16.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gujranwala: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Gujranwala

$125 31.2%

Ubud, Bali

$108 7.9% 13.5% $17

Groceries & Markets

Gujranwala

$97 24.2%

Ubud, Bali

$290 21.2% 201% $194

Clothing & Footwear

Gujranwala

$66 16.5%

Ubud, Bali

$108 7.9% 63.4% $42

Eating Out

Gujranwala

$60 15.1%

Ubud, Bali

$109 8% 80.5% $49

Accommodation & Living

Gujranwala

$31 7.8%

Ubud, Bali

$676 49.4% 2057% $644

Sport & Entertainment

Gujranwala

$15 3.9%

Ubud, Bali

$65 4.7% 317% $49

Getting Around

Gujranwala

$5.3 * 1.3%

Ubud, Bali

$13 0.9% 136% $7.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $53.8 in Gujranwala versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 43% higher in Gujranwala, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $13.00 in Gujranwala versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $97.0 vs $290 – making Gujranwala the more affordable choice for daily food spending.

Good to know

🇵🇰 Gujranwala

🇮🇩 Ubud, Bali

🕒 Local time

11:25 11:25 AM

14:25 2:25 PM

3 h ahead of Gujranwala

🌤 Weather

👥 Population

2,027,001

74,800

💱 Currency

Pakistani Rupee PKR ₨

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of October 20, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Gujranwala Ubud, Bali 6,280 km ≈ 8 h nonstop flight

From you

Gujranwala
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gujranwala vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $400 in Gujranwala, $1,368 in Ubud, Bali – roughly 242% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $600 per month in Gujranwala and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gujranwala, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $13.00 in Gujranwala and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 201% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Gujranwala, where all-in costs run around $400, than in Ubud, Bali at $1,368. In Gujranwala it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $400 in Gujranwala to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gujranwala. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.