Cost of Living Comparison Between Ubud, Bali and Guelma Cost of Living Comparison Between Ubud, Bali and Guelma

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $553 in Guelma.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $881 in Guelma.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $1,208 in Guelma.

Living in Ubud, Bali is roughly 147% more expensive than in Guelma, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Guelma is 60% below.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$3.19 DZD 425

7.84%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.0K

$17.03 DZD 2,266

113.21%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$4.08 DZD 544

39.95%

Cappuccino

$2.67 Rp 47.4K

$0.74 DZD 98.9

260.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.66 DZD 88.0

165.15%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.30 DZD 40.29

190.00%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$1.53 DZD 204

92.81%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.1K

$2.12 DZD 283

113.21%

Milk (1 liter)

$1.62 Rp 28.7K

$0.91 DZD 121

78.02%

White Bread (500g)

$2.33 Rp 41.3K

$0.14 DZD 19.07

1564.29%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.15 DZD 153

-3.48%

Eggs

$2.20 Rp 39.0K

$1.39 DZD 185

58.27%

Local Cheese (1kg)

$17.69 Rp 313.8K

$8.22 DZD 1,094

115.21%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$4.05 DZD 539

1.23%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$14.66 DZD 1,952

-16.92%

Apples (1kg)

$3.71 Rp 65.7K

$2.19 DZD 291

69.41%

Banana (1kg)

$1.59 Rp 28.2K

$2.84 DZD 377

-44.01%

Oranges (1kg)

$2.28 Rp 40.5K

$1.12 DZD 148

103.57%

Tomato (1kg)

$1.95 Rp 34.6K

$0.93 DZD 124

109.68%

Potato (1kg)

$1.91 Rp 33.8K

$0.65 DZD 86.2

193.85%

Onion (1kg)

$2.33 Rp 41.3K

$0.51 DZD 68.0

356.86%

Lettuce (1 head)

$1.01 Rp 17.9K

$0.71 DZD 94.5

42.25%

Water (1.5 liter bottle)

$0.55 Rp 9,788

$0.26 DZD 34.53

111.54%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$2.75 DZD 366

-18.91%

Wine (Bottle)

$23.07 Rp 409.2K

$6.90 DZD 918

234.35%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$1.13 DZD 151

114.16%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$1.94 DZD 259

54.64%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

$0.17 DZD 22.74

58.82%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.3K

$6.02 DZD 802

49.17%

Taxi Start (Normal Tariff)

$0.48 Rp 8,580

$0.59 DZD 78.6

-18.64%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,691

$0.42 DZD 56.1

2.38%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$5.04 DZD 671

11.90%

Gasoline (1 liter)

$0.80 Rp 14.2K

$0.36 DZD 48.39

122.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.4M

$36.3K DZD 4.8M

-31.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.4M

$35.7K DZD 4.8M

-11.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$38.32 DZD 5,100

112.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$9.03 DZD 1,202

-28.13%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.9K

$12.46 DZD 1,658

50.64%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$20.91 DZD 2,783

171.98%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.2K

Cinema Ticket

$4.54 Rp 80.5K

$4.58 DZD 609

-0.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$100 DZD 13.3K

379.66%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$3,647 DZD 485.5K

56.58%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.3K

$32.92 DZD 4,382

38.27%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.4K

$35.23 DZD 4,689

1.85%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$70.1 DZD 9,325

14.74%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$76.3 DZD 10.2K

3.12%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$158 DZD 21.1K

604.24%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$106 DZD 14.1K

558.22%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$283 DZD 37.7K

1185.21%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$210 DZD 28.0K

726.82%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$1,275 DZD 169.7K

118.36%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$387 DZD 51.5K

492.25%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$314 DZD 41.7K

-46.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.3

160.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Guelma: September 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $158 in Guelma. Housing cost is often the main lever when comparing two cities.

Guelma pays 87% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $17.00 in Guelma for a mid-range dinner for two. Groceries echo the gap at $295 vs $179 per month, with Guelma cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Guelma: Cost of Living - Frequently Asked Questions

Ubud, Bali and Guelma differ by about 147% in total monthly costs ($1,368 vs $553 including rent). Guelma is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 87% lower in Guelma. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $158 in Guelma. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 65% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Guelma – a meal for two runs $17.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $553 in Guelma versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Guelma but tight or insufficient in Ubud, Bali. The gap between the two cities makes Guelma the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Guelma are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Guelma gentler on the wallet – expenses run 147% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.