Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Guelma

For one person, living is cheaper in Guelma: $522 a month against $1,331 in Ubud, Bali, rent and utilities included – about $9,700 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
25

Cost of Living Index in Guelma
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Guelma Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Guelma

🇩🇿 Algeria

$522

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Guelma

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Guelma actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $522 in Guelma.

Ubud, Bali $1,331
Guelma $522

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $850 in Guelma.

Ubud, Bali $2,255
Guelma $850

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $1,179 in Guelma.

Ubud, Bali $3,180
Guelma $1,179

Living in Ubud, Bali is roughly 155% more expensive than in Guelma, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Guelma 61% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$3.14 DZD 425

7.64%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$17.36 DZD 2,347

99.60%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$3.80 DZD 514

46.58%

Cappuccino

$2.62 Rp 47.6K

$0.63 DZD 85.2

315.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.59 DZD 80.0

161.02%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.26 DZD 35.39

146.15%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$1.51 DZD 204

76.82%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$2.14 DZD 289

99.07%

Milk (1 liter)

$1.46 Rp 26.5K

$0.84 DZD 114

73.81%

White Bread (500g)

$2.29 Rp 41.6K

$0.15 DZD 20.21

1426.67%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.15 DZD 155

-3.48%

Eggs

$2.10 Rp 38.1K

$1.18 DZD 160

77.97%

Local Cheese (1kg)

$15.94 Rp 289.4K

$7.74 DZD 1,046

105.94%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$3.86 DZD 522

0.52%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$14.45 DZD 1,953

-21.11%

Apples (1kg)

$3.55 Rp 64.5K

$2.03 DZD 274

74.88%

Banana (1kg)

$1.54 Rp 27.9K

$2.82 DZD 382

-45.39%

Oranges (1kg)

$2.23 Rp 40.5K

$1.10 DZD 149

102.73%

Tomato (1kg)

$1.97 Rp 35.8K

$0.96 DZD 130

105.21%

Potato (1kg)

$1.86 Rp 33.7K

$0.62 DZD 83.8

200.00%

Onion (1kg)

$2.42 Rp 43.9K

$0.49 DZD 65.9

393.88%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.70 DZD 95.1

45.71%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$0.27 DZD 36.69

92.59%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$2.70 DZD 366

-18.52%

Wine (Bottle)

$21.79 Rp 395.6K

$6.54 DZD 884

233.18%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.24 DZD 168

87.90%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.91 DZD 259

55.50%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$0.24 DZD 32.54

4.17%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$6.84 DZD 925

19.44%

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$0.53 DZD 72.0

-16.98%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$0.43 DZD 58.4

9.30%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$5.29 DZD 715

5.86%

Gasoline (1 liter)

$0.83 Rp 15.0K

$0.35 DZD 47.43

137.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$31.6K DZD 4.3M

-22.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$34.4K DZD 4.7M

-7.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$36.43 DZD 4,924

112.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$9.42 DZD 1,273

-34.82%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$12.15 DZD 1,642

55.72%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$22.47 DZD 3,037

126.92%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

Cinema Ticket

$4.38 Rp 79.6K

$4.53 DZD 612

-3.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$340 DZD 45.9K

44.97%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$4,850 DZD 655.7K

151.97%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$31.78 DZD 4,296

42.10%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$34.46 DZD 4,659

1.25%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$69.1 DZD 9,342

13.33%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$80.6 DZD 10.9K

-3.41%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$142 DZD 19.2K

658.99%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$92.1 DZD 12.5K

621.61%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$267 DZD 36.1K

1215.58%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$197 DZD 26.7K

746.68%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$953 DZD 128.8K

145.61%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,037 DZD 140.3K

115.54%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$300 DZD 40.5K

-44.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.3

160.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Guelma: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Guelma

$92 17.7% 86.1% $573

Groceries & Markets

Ubud, Bali

$279 21%

Guelma

$173 33.2% 38% $106

Clothing & Footwear

Ubud, Bali

$106 8%

Guelma

$97 18.6% 8.6% $9.1

Eating Out

Ubud, Bali

$106 8%

Guelma

$59 11.4% 43.9% $46

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Guelma

$58 11.1% 43.4% $45

Sport & Entertainment

Ubud, Bali

$60 4.5%

Guelma

$32 6% 47.3% $28

Getting Around

Ubud, Bali

$12 0.9%

Guelma

$11 2% 12.1% $1.4

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $142 in Guelma. Housing cost is often the main lever when comparing two cities.

Guelma pays 80% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35 in Ubud, Bali vs $17 in Guelma for a mid-range dinner for two. Groceries echo the gap at $279 vs $173 per month, with Guelma cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇩🇿 Guelma

🕒 Local time

06:16 6:16 AM

23:16 11:16 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

120,847

💱 Currency

Indonesian Rupiah IDR Rp

Algerian Dinar DZD د.ج

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

1,000 DZD = 7.4 USD

1,000 DZD = 6.57 EUR

Exchange rates and currency converter

DZD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

Algerian Dinar exchange rates as of November 4, 2026: 1 USD = 135 DZD (1,000 DZD = 7.4 USD). 1 EUR = 152 DZD (1,000 DZD = 6.57 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Guelma 12,160 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Guelma

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Guelma: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,331 in Ubud, Bali and $522 in Guelma, so Guelma is about 61% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 45% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $142 in Guelma. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 61% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Guelma – a meal for two runs $17 versus $35 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $522 in Guelma versus $1,331 in Ubud, Bali, a $1,200 budget is realistic in Guelma but tight or insufficient in Ubud, Bali. The gap between the two cities makes Guelma the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Guelma are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Guelma gentler on the wallet – expenses run 61% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.