Cost of Living Comparison Between Ubud, Bali and Guelma Cost of Living Comparison Between Ubud, Bali and Guelma

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $603 in Guelma.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $958 in Guelma.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $1,312 in Guelma.

Living in Ubud, Bali is roughly 131% more expensive than in Guelma, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Guelma is 55% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$3.26 DZD 431

9.51%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$23.27 DZD 3,077

38.89%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$3.98 DZD 526

25.88%

Cappuccino

$2.82 Rp 51.0K

$0.77 DZD 102

266.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.61 DZD 80.3

121.31%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.21 DZD 27.75

247.62%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$1.90 DZD 252

54.21%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$2.41 DZD 318

63.49%

Milk (1 liter)

$1.78 Rp 32.1K

$0.99 DZD 131

79.80%

White Bread (500g)

$2.45 Rp 44.2K

$0.16 DZD 20.71

1431.25%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.61 DZD 213

-28.57%

Eggs

$2.41 Rp 43.6K

$1.87 DZD 248

28.88%

Local Cheese (1kg)

$14.33 Rp 258.7K

$8.93 DZD 1,181

60.47%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$5.43 DZD 718

-22.84%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$16.83 DZD 2,226

-28.34%

Apples (1kg)

$3.64 Rp 65.7K

$3.17 DZD 419

14.83%

Banana (1kg)

$1.57 Rp 28.3K

$2.91 DZD 385

-46.05%

Oranges (1kg)

$2.79 Rp 50.3K

$1.69 DZD 223

65.09%

Tomato (1kg)

$2.24 Rp 40.5K

$0.76 DZD 100

194.74%

Potato (1kg)

$1.98 Rp 35.7K

$0.59 DZD 77.6

235.59%

Onion (1kg)

$2.28 Rp 41.1K

$0.49 DZD 64.9

365.31%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.61 DZD 80.2

72.13%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.28 DZD 37.01

182.14%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$2.81 DZD 371

13.52%

Wine (Bottle)

$23.49 Rp 424.1K

$6.93 DZD 917

238.96%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.30 DZD 172

123.08%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$2.14 DZD 283

28.97%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.25 DZD 33.10

8.00%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$17.15 DZD 2,268

-51.20%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$0.65 DZD 85.7

-30.77%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.34 DZD 44.56

35.29%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$5.19 DZD 687

16.96%

Gasoline (1 liter)

$0.86 Rp 15.6K

$0.33 DZD 44.09

160.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$32.3K DZD 4.3M

-17.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$33.9K DZD 4.5M

-3.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$41.42 DZD 5,477

90.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$9.18 DZD 1,214

-55.45%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$16.81 DZD 2,223

41.88%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$23.68 DZD 3,132

317.15%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

Cinema Ticket

$4.01 Rp 72.3K

$5.42 DZD 717

-26.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$93.0 DZD 12.3K

219.75%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$3,547 DZD 468.9K

86.15%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$36.88 DZD 4,877

44.88%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$45.40 DZD 6,003

-16.06%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$76.6 DZD 10.1K

15.73%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$77.4 DZD 10.2K

-1.06%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$195 DZD 25.8K

421.77%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$114 DZD 15.1K

496.20%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$277 DZD 36.6K

1152.83%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$182 DZD 24.0K

1049.41%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$1,147 DZD 151.6K

137.93%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$1,131 DZD 149.6K

102.91%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$312 DZD 41.3K

-47.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.42

145.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Guelma: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $195 in Guelma. Housing cost is often the main lever when comparing two cities.

Guelma pays 91% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $23.00 in Guelma for a mid-range dinner for two. Groceries echo the gap at $298 vs $207 per month, with Guelma cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Guelma: Cost of Living - Frequently Asked Questions

Ubud, Bali and Guelma differ by about 131% in total monthly costs ($1,392 vs $603 including rent). Guelma is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 91% lower in Guelma. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $195 in Guelma. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 44% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Guelma – a meal for two runs $23.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $603 in Guelma versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Guelma but tight or insufficient in Ubud, Bali. The gap between the two cities makes Guelma the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Guelma are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Guelma gentler on the wallet – expenses run 131% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.