Cost of Living Comparison Between Ubud, Bali and Guelma Cost of Living Comparison Between Ubud, Bali and Guelma

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $611 in Guelma.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $986 in Guelma.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $1,361 in Guelma.

Living in Ubud, Bali is roughly 136% more expensive than Guelma, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Guelma is 54% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$3.17 DZD 421

12.62%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$23.99 DZD 3,178

35.81%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$3.80 DZD 504

33.42%

Cappuccino

$2.83 Rp 49.0K

$0.72 DZD 95.1

293.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.57 DZD 75.7

135.09%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.21 DZD 27.82

228.57%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$1.98 DZD 262

51.01%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$2.35 DZD 312

63.83%

Milk (1 liter)

$1.74 Rp 30.2K

$0.98 DZD 130

77.55%

White Bread (500g)

$2.54 Rp 44.0K

$0.16 DZD 20.78

1487.50%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.62 DZD 215

-26.54%

Eggs

$2.43 Rp 42.0K

$1.81 DZD 240

34.25%

Local Cheese (1kg)

$14.66 Rp 254.1K

$9.17 DZD 1,215

59.87%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$5.14 DZD 682

-18.68%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$16.73 DZD 2,217

-28.63%

Apples (1kg)

$3.69 Rp 63.9K

$3.17 DZD 420

16.40%

Banana (1kg)

$1.61 Rp 27.8K

$2.82 DZD 374

-42.91%

Oranges (1kg)

$2.69 Rp 46.5K

$1.70 DZD 226

58.24%

Tomato (1kg)

$2.33 Rp 40.4K

$0.79 DZD 104

194.94%

Potato (1kg)

$1.91 Rp 33.0K

$0.58 DZD 77.0

229.31%

Onion (1kg)

$2.19 Rp 37.9K

$0.50 DZD 65.7

338.00%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.65 DZD 85.6

63.08%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.28 DZD 36.90

157.14%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$2.71 DZD 359

15.50%

Wine (Bottle)

$23.49 Rp 407.1K

$7.21 DZD 955

225.80%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.35 DZD 180

102.96%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.07 DZD 275

39.13%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.25 DZD 33.32

16.00%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$17.62 DZD 2,335

-53.63%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.67 DZD 88.2

-32.84%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.36 DZD 47.99

16.67%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$5.34 DZD 707

15.36%

Gasoline (1 liter)

$0.84 Rp 14.6K

$0.37 DZD 48.41

127.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$32.0K DZD 4.2M

-18.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$33.5K DZD 4.4M

-3.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$40.48 DZD 5,363

93.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$9.48 DZD 1,256

-58.33%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$16.90 DZD 2,239

44.38%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$23.44 DZD 3,105

311.86%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

Cinema Ticket

$4.04 Rp 70.0K

$5.38 DZD 712

-24.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$92.7 DZD 12.3K

226.60%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$3,664 DZD 485.4K

78.03%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$37.07 DZD 4,912

45.24%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$44.82 DZD 5,938

-15.26%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$75.3 DZD 9,971

15.30%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$78.2 DZD 10.4K

0.84%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$196 DZD 26.0K

415.89%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$114 DZD 15.1K

489.92%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$276 DZD 36.6K

1126.45%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$185 DZD 24.5K

1033.99%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$544 DZD 72.1K

448.25%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$392 DZD 51.9K

497.49%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$323 DZD 42.8K

-46.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.42

145.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Guelma: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $196 in Guelma. Housing cost is often the main lever when comparing two cities.

Guelma pays 86% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $24.00 in Guelma for a mid-range dinner for two. Groceries echo the gap at $298 vs $206 per month, with Guelma cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Guelma: Cost of Living - Frequently Asked Questions

Ubud, Bali and Guelma differ by about 136% in total monthly costs ($1,438 vs $611 including rent). Guelma is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Guelma earns 86% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $196 in Guelma. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 44% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Guelma – a meal for two runs $24.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $611 in Guelma versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Guelma but tight or insufficient in Ubud, Bali. The gap between the two cities makes Guelma the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Guelma are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Guelma gentler on the wallet – expenses run 136% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.