Cost of Living Comparison Between Ubud, Bali and Guelma Cost of Living Comparison Between Ubud, Bali and Guelma

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $619 in Guelma.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $965 in Guelma.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $1,312 in Guelma.

Living in Ubud, Bali is roughly 127% more expensive than Guelma, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Guelma is 54% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$3.16 DZD 419

12.97%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$23.35 DZD 3,094

39.19%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$4.00 DZD 530

21.50%

Cappuccino

$2.75 Rp 49.2K

$0.78 DZD 103

252.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.62 DZD 82.0

112.90%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.23 DZD 30.54

204.35%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$1.91 DZD 254

52.36%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$2.30 DZD 305

64.78%

Milk (1 liter)

$1.71 Rp 30.6K

$1.03 DZD 137

66.02%

White Bread (500g)

$2.47 Rp 44.3K

$0.14 DZD 19.13

1664.29%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.64 DZD 217

-26.83%

Eggs

$2.44 Rp 43.8K

$1.86 DZD 247

31.18%

Local Cheese (1kg)

$14.38 Rp 257.7K

$9.05 DZD 1,199

58.90%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$5.23 DZD 693

-17.59%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$16.46 DZD 2,182

-25.82%

Apples (1kg)

$3.68 Rp 66.0K

$3.23 DZD 428

13.93%

Banana (1kg)

$1.55 Rp 27.8K

$2.81 DZD 372

-44.84%

Oranges (1kg)

$2.79 Rp 49.9K

$1.75 DZD 232

59.43%

Tomato (1kg)

$2.33 Rp 41.8K

$0.79 DZD 105

194.94%

Potato (1kg)

$1.97 Rp 35.3K

$0.59 DZD 77.9

233.90%

Onion (1kg)

$2.31 Rp 41.4K

$0.50 DZD 66.8

362.00%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.65 DZD 86.3

63.08%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.28 DZD 36.70

160.71%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$2.70 DZD 358

21.48%

Wine (Bottle)

$22.79 Rp 408.4K

$6.79 DZD 900

235.64%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.33 DZD 176

111.28%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$2.08 DZD 275

33.65%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.23 DZD 30.30

26.09%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$17.25 DZD 2,287

-53.28%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$0.67 DZD 88.8

-32.84%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.34 DZD 44.71

32.35%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$5.26 DZD 697

18.63%

Gasoline (1 liter)

$0.85 Rp 15.2K

$0.37 DZD 48.51

129.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$32.6K DZD 4.3M

-20.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$33.6K DZD 4.4M

-5.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$41.33 DZD 5,478

95.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$9.21 DZD 1,221

-55.92%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$17.03 DZD 2,257

43.39%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$23.07 DZD 3,057

323.36%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$4.04 Rp 72.4K

$5.44 DZD 721

-25.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$94.6 DZD 12.5K

221.45%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$3,642 DZD 482.7K

81.81%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$36.56 DZD 4,846

48.33%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$46.15 DZD 6,117

-15.97%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$74.3 DZD 9,840

16.01%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$78.0 DZD 10.3K

-1.72%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$194 DZD 25.7K

409.22%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$115 DZD 15.2K

472.28%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$274 DZD 36.4K

1127.68%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$184 DZD 24.4K

1020.73%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$1,153 DZD 152.9K

137.68%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$1,128 DZD 149.5K

97.51%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$306 DZD 40.5K

-46.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.42

145.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Guelma: June 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $194 in Guelma. Housing cost is often the main lever when comparing two cities.

Guelma pays 87% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $23.00 in Guelma for a mid-range dinner for two. Groceries echo the gap at $297 vs $205 per month, with Guelma cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Guelma: Cost of Living - Frequently Asked Questions

Ubud, Bali and Guelma differ by about 127% in total monthly costs ($1,404 vs $619 including rent). Guelma is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Guelma earns 87% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $194 in Guelma. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 45% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Guelma – a meal for two runs $23.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $619 in Guelma versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Guelma but tight or insufficient in Ubud, Bali. The gap between the two cities makes Guelma the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Guelma are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Guelma gentler on the wallet – expenses run 127% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.