Cost of Living Comparison Between Guelma and Ubud, Bali Cost of Living Comparison Between Guelma and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $619 in Guelma versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $965 in Guelma versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,312 in Guelma versus $3,694 in Ubud, Bali.

Living in Guelma costs roughly 56% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Guelma is 54% below, Ubud, Bali is 4% above.

Currency
🍽 Eating Out
Guelma
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.16 DZD 419
$3.57 Rp 64.0K
-11.48%
Three-Course Dinner for Two, Mid-Range
$23.35 DZD 3,094
$32.50 Rp 582.3K
-28.15%
Fast Food Meal (McDonalds, etc)
$4.00 DZD 530
$4.86 Rp 87.1K
-17.70%
Cappuccino
$0.78 DZD 103
$2.75 Rp 49.2K
-71.64%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.62 DZD 82.0
$1.32 Rp 23.7K
-53.03%
Water (0.33 liter bottle)
$0.23 DZD 30.54
$0.70 Rp 12.6K
-67.14%
Local Beer (0.5 liter draught)
$1.91 DZD 254
$2.91 Rp 52.2K
-34.36%
Imported Beer (0.33 liter bottle)
$2.30 DZD 305
$3.79 Rp 68.0K
-39.31%
🛒 Groceries & Markets
Guelma
Ubud, Bali
Difference
Milk (1 liter)
$1.03 DZD 137
$1.71 Rp 30.6K
-39.77%
White Bread (500g)
$0.14 DZD 19.13
$2.47 Rp 44.3K
-94.33%
Rice (white) (1kg)
$1.64 DZD 217
$1.20 Rp 21.5K
36.67%
Eggs
$1.86 DZD 247
$2.44 Rp 43.8K
-23.77%
Local Cheese (1kg)
$9.05 DZD 1,199
$14.38 Rp 257.7K
-37.07%
Chicken Fillets (1kg)
$5.23 DZD 693
$4.31 Rp 77.1K
21.35%
Beef Round Steak (1kg)
$16.46 DZD 2,182
$12.21 Rp 218.7K
34.81%
Apples (1kg)
$3.23 DZD 428
$3.68 Rp 66.0K
-12.23%
Banana (1kg)
$2.81 DZD 372
$1.55 Rp 27.8K
81.29%
Oranges (1kg)
$1.75 DZD 232
$2.79 Rp 49.9K
-37.28%
Tomato (1kg)
$0.79 DZD 105
$2.33 Rp 41.8K
-66.09%
Potato (1kg)
$0.59 DZD 77.9
$1.97 Rp 35.3K
-70.05%
Onion (1kg)
$0.50 DZD 66.8
$2.31 Rp 41.4K
-78.35%
Lettuce (1 head)
$0.65 DZD 86.3
$1.06 Rp 19.1K
-38.68%
Water (1.5 liter bottle)
$0.28 DZD 36.70
$0.73 Rp 13.1K
-61.64%
Cigarettes 20 Pack (Marlboro, Camel)
$2.70 DZD 358
$3.28 Rp 58.8K
-17.68%
Wine (Bottle)
$6.79 DZD 900
$22.79 Rp 408.4K
-70.21%
Local Beer (0.5 liter bottle)
$1.33 DZD 176
$2.81 Rp 50.3K
-52.67%
Imported Beer (0.33 liter bottle)
$2.08 DZD 275
$2.78 Rp 49.9K
-25.18%
🚌 Getting Around
Guelma
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.23 DZD 30.30
$0.29 Rp 5,217
-20.69%
Public Transport Monthly Pass (Regular Price)
$17.25 DZD 2,287
$8.06 Rp 144.4K
114.02%
Taxi Start (Normal Tariff)
$0.67 DZD 88.8
$0.45 Rp 8,047
48.89%
Taxi (Normal Tariff) (1km)
$0.34 DZD 44.71
$0.45 Rp 8,094
-24.44%
Taxi 1hour Waiting (Normal Tariff)
$5.26 DZD 697
$6.24 Rp 111.7K
-15.71%
Gasoline (1 liter)
$0.37 DZD 48.51
$0.85 Rp 15.2K
-56.47%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.6K DZD 4.3M
$26.0K Rp 465.4M
25.45%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.6K DZD 4.4M
$31.7K Rp 567.2M
5.98%
🧾 Monthly Utilities & Internet
Guelma
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$41.33 DZD 5,478
$80.8 Rp 1.4M
-48.82%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.21 DZD 1,221
$4.06 Rp 72.7K
126.85%
Internet (50+ Mbps, Unlimited Data)
$17.03 DZD 2,257
$24.42 Rp 437.6K
-30.26%
🎉 Sport & Entertainment
Guelma
Ubud, Bali
Difference
Gym Membership (Monthly)
$23.07 DZD 3,057
$97.7 Rp 1.7M
-76.38%
Tennis Court (1 Hour on Weekend)
-
$6.45 Rp 115.5K
-
Cinema Ticket
$5.44 DZD 721
$4.04 Rp 72.4K
34.65%
🧸 Childcare & Education
Guelma
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$94.6 DZD 12.5K
$304 Rp 5.4M
-68.89%
International Primary School, 1 Child (Yearly)
$3,642 DZD 482.7K
$6,621 Rp 118.6M
-45.00%
👕👟 Clothing & Footwear
Guelma
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$36.56 DZD 4,846
$54.2 Rp 971.7K
-32.58%
Summer Dress (H&M, Zara, etc)
$46.15 DZD 6,117
$38.78 Rp 694.7K
19.00%
Sport Shoes (Adidas, Nike)
$74.3 DZD 9,840
$86.1 Rp 1.5M
-13.80%
Men's Leather Business Shoes
$78.0 DZD 10.3K
$76.7 Rp 1.4M
1.75%
🏠 Accommodation & Living
Guelma
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$194 DZD 25.7K
$986 Rp 17.7M
-80.36%
1-bedroom Apartment, Outside City Center (Monthly)
$115 DZD 15.2K
$658 Rp 11.8M
-82.53%
3-bedroom Apartment, City Center (Monthly)
$274 DZD 36.4K
$3,369 Rp 60.4M
-91.85%
3-bedroom Apartment, Outside City Center (Monthly)
$184 DZD 24.4K
$2,066 Rp 37.0M
-91.08%
Buy Apartment in City Center (m2)
$1,153 DZD 152.9K
$2,741 Rp 49.1M
-57.93%
Buy Apartment Outside City Center (m2)
$1,128 DZD 149.5K
$2,228 Rp 39.9M
-49.37%
💵 Salaries & Financials
Guelma
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$306 DZD 40.5K
$163 Rp 2.9M
87.13%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.42
13.28
-59.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Guelma: June 6, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $194 in Guelma and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Guelma pays 87% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23.00 in Guelma vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $205 vs $297 per month, with Guelma cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Guelma vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Guelma and Ubud, Bali?
Guelma and Ubud, Bali differ by about 127% in total monthly costs ($619 vs $1,404 including rent). Guelma is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Guelma or Ubud, Bali?
Guelma pays 87% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Guelma and Ubud, Bali?
Rent for a central apartment: $194 in Guelma versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 45% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Guelma – a meal for two runs $23.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $619 in Guelma versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Guelma but tight or insufficient in Ubud, Bali. The gap between the two cities makes Guelma the clear choice for anyone on this budget.
How does quality of life compare between Guelma and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Guelma or Ubud, Bali safer for residents?
Safety-wise, Guelma and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Guelma or Ubud, Bali?
Expats usually find Guelma gentler on the wallet – expenses run 127% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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