🙂Monthly costs for one person with rent: $619 in Guelma versus $1,404 in Ubud, Bali.
🙂Estimated couple costs with rent: $965 in Guelma versus $2,549 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,312 in Guelma versus $3,694 in Ubud, Bali.
🙂Living in Guelma costs roughly 56% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Guelma is 54% below, Ubud, Bali is 4% above.
Currency
🍽 Eating Out
Guelma
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.16DZD 419
$3.57Rp 64.0K
-11.48%
Three-Course Dinner for Two, Mid-Range
$23.35DZD 3,094
$32.50Rp 582.3K
-28.15%
Fast Food Meal(McDonalds, etc)
$4.00DZD 530
$4.86Rp 87.1K
-17.70%
Cappuccino
$0.78DZD 103
$2.75Rp 49.2K
-71.64%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.62DZD 82.0
$1.32Rp 23.7K
-53.03%
Water(0.33 liter bottle)
$0.23DZD 30.54
$0.70Rp 12.6K
-67.14%
Local Beer(0.5 liter draught)
$1.91DZD 254
$2.91Rp 52.2K
-34.36%
Imported Beer(0.33 liter bottle)
$2.30DZD 305
$3.79Rp 68.0K
-39.31%
🛒 Groceries & Markets
Guelma
Ubud, Bali
Difference
Milk(1 liter)
$1.03DZD 137
$1.71Rp 30.6K
-39.77%
White Bread(500g)
$0.14DZD 19.13
$2.47Rp 44.3K
-94.33%
Rice(white)(1kg)
$1.64DZD 217
$1.20Rp 21.5K
36.67%
Eggs
$1.86DZD 247
$2.44Rp 43.8K
-23.77%
Local Cheese(1kg)
$9.05DZD 1,199
$14.38Rp 257.7K
-37.07%
Chicken Fillets(1kg)
$5.23DZD 693
$4.31Rp 77.1K
21.35%
Beef Round Steak(1kg)
$16.46DZD 2,182
$12.21Rp 218.7K
34.81%
Apples(1kg)
$3.23DZD 428
$3.68Rp 66.0K
-12.23%
Banana(1kg)
$2.81DZD 372
$1.55Rp 27.8K
81.29%
Oranges(1kg)
$1.75DZD 232
$2.79Rp 49.9K
-37.28%
Tomato(1kg)
$0.79DZD 105
$2.33Rp 41.8K
-66.09%
Potato(1kg)
$0.59DZD 77.9
$1.97Rp 35.3K
-70.05%
Onion(1kg)
$0.50DZD 66.8
$2.31Rp 41.4K
-78.35%
Lettuce(1 head)
$0.65DZD 86.3
$1.06Rp 19.1K
-38.68%
Water(1.5 liter bottle)
$0.28DZD 36.70
$0.73Rp 13.1K
-61.64%
Cigarettes 20 Pack(Marlboro, Camel)
$2.70DZD 358
$3.28Rp 58.8K
-17.68%
Wine(Bottle)
$6.79DZD 900
$22.79Rp 408.4K
-70.21%
Local Beer(0.5 liter bottle)
$1.33DZD 176
$2.81Rp 50.3K
-52.67%
Imported Beer(0.33 liter bottle)
$2.08DZD 275
$2.78Rp 49.9K
-25.18%
🚌 Getting Around
Guelma
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.23DZD 30.30
$0.29Rp 5,217
-20.69%
Public Transport Monthly Pass(Regular Price)
$17.25DZD 2,287
$8.06Rp 144.4K
114.02%
Taxi Start(Normal Tariff)
$0.67DZD 88.8
$0.45Rp 8,047
48.89%
Taxi(Normal Tariff)(1km)
$0.34DZD 44.71
$0.45Rp 8,094
-24.44%
Taxi 1hour Waiting(Normal Tariff)
$5.26DZD 697
$6.24Rp 111.7K
-15.71%
Gasoline(1 liter)
$0.37DZD 48.51
$0.85Rp 15.2K
-56.47%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.6KDZD 4.3M
$26.0KRp 465.4M
25.45%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.6KDZD 4.4M
$31.7KRp 567.2M
5.98%
🧾 Monthly Utilities & Internet
Guelma
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$41.33DZD 5,478
$80.8Rp 1.4M
-48.82%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$9.21DZD 1,221
$4.06Rp 72.7K
126.85%
Internet(50+ Mbps, Unlimited Data)
$17.03DZD 2,257
$24.42Rp 437.6K
-30.26%
🎉 Sport & Entertainment
Guelma
Ubud, Bali
Difference
Gym Membership(Monthly)
$23.07DZD 3,057
$97.7Rp 1.7M
-76.38%
Tennis Court(1 Hour on Weekend)
-
$6.45Rp 115.5K
-
Cinema Ticket
$5.44DZD 721
$4.04Rp 72.4K
34.65%
🧸 Childcare & Education
Guelma
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$94.6DZD 12.5K
$304Rp 5.4M
-68.89%
International Primary School, 1 Child(Yearly)
$3,642DZD 482.7K
$6,621Rp 118.6M
-45.00%
👕👟 Clothing & Footwear
Guelma
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$36.56DZD 4,846
$54.2Rp 971.7K
-32.58%
Summer Dress(H&M, Zara, etc)
$46.15DZD 6,117
$38.78Rp 694.7K
19.00%
Sport Shoes(Adidas, Nike)
$74.3DZD 9,840
$86.1Rp 1.5M
-13.80%
Men's Leather Business Shoes
$78.0DZD 10.3K
$76.7Rp 1.4M
1.75%
🏠 Accommodation & Living
Guelma
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$194DZD 25.7K
$986Rp 17.7M
-80.36%
1-bedroom Apartment, Outside City Center(Monthly)
$115DZD 15.2K
$658Rp 11.8M
-82.53%
3-bedroom Apartment, City Center(Monthly)
$274DZD 36.4K
$3,369Rp 60.4M
-91.85%
3-bedroom Apartment, Outside City Center(Monthly)
$184DZD 24.4K
$2,066Rp 37.0M
-91.08%
Buy Apartment in City Center(m2)
$1,153DZD 152.9K
$2,741Rp 49.1M
-57.93%
Buy Apartment Outside City Center(m2)
$1,128DZD 149.5K
$2,228Rp 39.9M
-49.37%
💵 Salaries & Financials
Guelma
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$306DZD 40.5K
$163Rp 2.9M
87.13%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.42
13.28
-59.19%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Guelma: June 6, 2026
Last update for Ubud, Bali: June 9, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $194 in Guelma and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Guelma pays 87% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $23.00 in Guelma vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $205 vs $297 per month, with Guelma cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Guelma vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Guelma and Ubud, Bali?
Guelma and Ubud, Bali differ by about 127% in total monthly costs ($619 vs $1,404 including rent). Guelma is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Guelma or Ubud, Bali?
Guelma pays 87% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Guelma and Ubud, Bali?
Rent for a central apartment: $194 in Guelma versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 45% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Guelma – a meal for two runs $23.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $619 in Guelma versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Guelma but tight or insufficient in Ubud, Bali. The gap between the two cities makes Guelma the clear choice for anyone on this budget.
How does quality of life compare between Guelma and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Guelma or Ubud, Bali safer for residents?
Safety-wise, Guelma and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Guelma or Ubud, Bali?
Expats usually find Guelma gentler on the wallet – expenses run 127% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.