Cost of Living Comparison Between Guelma and Ubud, Bali Cost of Living Comparison Between Guelma and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $553 in Guelma versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $881 in Guelma versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,208 in Guelma versus $3,327 in Ubud, Bali.

Living in Guelma costs roughly 60% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Guelma is 60% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$3.19 DZD 425

$3.44 Rp 61.0K

-7.27%

Three-Course Dinner for Two, Mid-Range

$17.03 DZD 2,266

$36.31 Rp 644.0K

-53.10%

Fast Food Meal (McDonalds, etc)

$4.08 DZD 544

$5.71 Rp 101.2K

-28.55%

Cappuccino

$0.74 DZD 98.9

$2.67 Rp 47.4K

-72.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.66 DZD 88.0

$1.75 Rp 31.0K

-62.29%

Water (0.33 liter bottle)

$0.30 DZD 40.29

$0.87 Rp 15.5K

-65.52%

Local Beer (0.5 liter draught)

$1.53 DZD 204

$2.95 Rp 52.4K

-48.14%

Imported Beer (0.33 liter bottle)

$2.12 DZD 283

$4.52 Rp 80.1K

-53.10%

Milk (1 liter)

$0.91 DZD 121

$1.62 Rp 28.7K

-43.83%

White Bread (500g)

$0.14 DZD 19.07

$2.33 Rp 41.3K

-93.99%

Rice (white) (1kg)

$1.15 DZD 153

$1.11 Rp 19.6K

3.60%

Eggs

$1.39 DZD 185

$2.20 Rp 39.0K

-36.82%

Local Cheese (1kg)

$8.22 DZD 1,094

$17.69 Rp 313.8K

-53.53%

Chicken Fillets (1kg)

$4.05 DZD 539

$4.10 Rp 72.7K

-1.22%

Beef Round Steak (1kg)

$14.66 DZD 1,952

$12.18 Rp 216.0K

20.36%

Apples (1kg)

$2.19 DZD 291

$3.71 Rp 65.7K

-40.97%

Banana (1kg)

$2.84 DZD 377

$1.59 Rp 28.2K

78.62%

Oranges (1kg)

$1.12 DZD 148

$2.28 Rp 40.5K

-50.88%

Tomato (1kg)

$0.93 DZD 124

$1.95 Rp 34.6K

-52.31%

Potato (1kg)

$0.65 DZD 86.2

$1.91 Rp 33.8K

-65.97%

Onion (1kg)

$0.51 DZD 68.0

$2.33 Rp 41.3K

-78.11%

Lettuce (1 head)

$0.71 DZD 94.5

$1.01 Rp 17.9K

-29.70%

Water (1.5 liter bottle)

$0.26 DZD 34.53

$0.55 Rp 9,788

-52.73%

Cigarettes 20 Pack (Marlboro, Camel)

$2.75 DZD 366

$2.23 Rp 39.6K

23.32%

Wine (Bottle)

$6.90 DZD 918

$23.07 Rp 409.2K

-70.09%

Local Beer (0.5 liter bottle)

$1.13 DZD 151

$2.42 Rp 42.9K

-53.31%

Imported Beer (0.33 liter bottle)

$1.94 DZD 259

$3.00 Rp 53.1K

-35.33%

One-way Ticket (Public Transport)

$0.17 DZD 22.74

$0.27 Rp 4,821

-37.04%

Public Transport Monthly Pass (Regular Price)

$6.02 DZD 802

$8.98 Rp 159.3K

-32.96%

Taxi Start (Normal Tariff)

$0.59 DZD 78.6

$0.48 Rp 8,580

22.92%

Taxi (Normal Tariff) (1km)

$0.42 DZD 56.1

$0.43 Rp 7,691

-2.33%

Taxi 1hour Waiting (Normal Tariff)

$5.04 DZD 671

$5.64 Rp 100.1K

-10.64%

Gasoline (1 liter)

$0.36 DZD 48.39

$0.80 Rp 14.2K

-55.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.3K DZD 4.8M

$24.9K Rp 442.4M

45.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.7K DZD 4.8M

$31.7K Rp 562.4M

12.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$38.32 DZD 5,100

$81.5 Rp 1.4M

-52.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.03 DZD 1,202

$6.49 Rp 115.2K

39.14%

Internet (50+ Mbps, Unlimited Data)

$12.46 DZD 1,658

$18.77 Rp 332.9K

-33.62%

Gym Membership (Monthly)

$20.91 DZD 2,783

$56.9 Rp 1.0M

-63.23%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.2K

Cinema Ticket

$4.58 DZD 609

$4.54 Rp 80.5K

0.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$100 DZD 13.3K

$481 Rp 8.5M

-79.15%

International Primary School, 1 Child (Yearly)

$3,647 DZD 485.5K

$5,711 Rp 101.3M

-36.14%

Jeans (Levis 501 Or Similar)

$32.92 DZD 4,382

$45.52 Rp 807.3K

-27.68%

Summer Dress (H&M, Zara, etc)

$35.23 DZD 4,689

$35.88 Rp 636.4K

-1.81%

Sport Shoes (Adidas, Nike)

$70.1 DZD 9,325

$80.4 Rp 1.4M

-12.85%

Men's Leather Business Shoes

$76.3 DZD 10.2K

$78.7 Rp 1.4M

-3.03%

1-bedroom Apartment, City Center (Monthly)

$158 DZD 21.1K

$1,115 Rp 19.8M

-85.80%

1-bedroom Apartment, Outside City Center (Monthly)

$106 DZD 14.1K

$698 Rp 12.4M

-84.81%

3-bedroom Apartment, City Center (Monthly)

$283 DZD 37.7K

$3,637 Rp 64.5M

-92.22%

3-bedroom Apartment, Outside City Center (Monthly)

$210 DZD 28.0K

$1,737 Rp 30.8M

-87.91%

Buy Apartment in City Center (m2)

$1,275 DZD 169.7K

$2,784 Rp 49.4M

-54.20%

Buy Apartment Outside City Center (m2)

$387 DZD 51.5K

$2,290 Rp 40.6M

-83.12%

Average Monthly Net Salary (After Tax)

$314 DZD 41.7K

$168 Rp 3.0M

86.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.3

13.78

-61.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Guelma: September 12, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $158 in Guelma and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Guelma pays 87% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $17.00 in Guelma vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $179 vs $295 per month, with Guelma cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Guelma vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Guelma and Ubud, Bali differ by about 147% in total monthly costs ($553 vs $1,368 including rent). Guelma is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 87% higher in Guelma, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $158 in Guelma versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 65% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Guelma – a meal for two runs $17.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $553 in Guelma versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Guelma but tight or insufficient in Ubud, Bali. The gap between the two cities makes Guelma the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Guelma and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Guelma gentler on the wallet – expenses run 147% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.