Cost of Living Comparison Between Guelma and Ubud, Bali Cost of Living Comparison Between Guelma and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $603 in Guelma versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $958 in Guelma versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,312 in Guelma versus $3,723 in Ubud, Bali.

Living in Guelma costs roughly 57% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Guelma is 55% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$3.26 DZD 431

$3.57 Rp 64.5K

-8.68%

Three-Course Dinner for Two, Mid-Range

$23.27 DZD 3,077

$32.32 Rp 583.4K

-28.00%

Fast Food Meal (McDonalds, etc)

$3.98 DZD 526

$5.01 Rp 90.4K

-20.56%

Cappuccino

$0.77 DZD 102

$2.82 Rp 51.0K

-72.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.61 DZD 80.3

$1.35 Rp 24.4K

-54.81%

Water (0.33 liter bottle)

$0.21 DZD 27.75

$0.73 Rp 13.2K

-71.23%

Local Beer (0.5 liter draught)

$1.90 DZD 252

$2.93 Rp 53.0K

-35.15%

Imported Beer (0.33 liter bottle)

$2.41 DZD 318

$3.94 Rp 71.1K

-38.83%

Milk (1 liter)

$0.99 DZD 131

$1.78 Rp 32.1K

-44.38%

White Bread (500g)

$0.16 DZD 20.71

$2.45 Rp 44.2K

-93.47%

Rice (white) (1kg)

$1.61 DZD 213

$1.15 Rp 20.7K

40.00%

Eggs

$1.87 DZD 248

$2.41 Rp 43.6K

-22.41%

Local Cheese (1kg)

$8.93 DZD 1,181

$14.33 Rp 258.7K

-37.68%

Chicken Fillets (1kg)

$5.43 DZD 718

$4.19 Rp 75.6K

29.59%

Beef Round Steak (1kg)

$16.83 DZD 2,226

$12.06 Rp 217.7K

39.55%

Apples (1kg)

$3.17 DZD 419

$3.64 Rp 65.7K

-12.91%

Banana (1kg)

$2.91 DZD 385

$1.57 Rp 28.3K

85.35%

Oranges (1kg)

$1.69 DZD 223

$2.79 Rp 50.3K

-39.43%

Tomato (1kg)

$0.76 DZD 100

$2.24 Rp 40.5K

-66.07%

Potato (1kg)

$0.59 DZD 77.6

$1.98 Rp 35.7K

-70.20%

Onion (1kg)

$0.49 DZD 64.9

$2.28 Rp 41.1K

-78.51%

Lettuce (1 head)

$0.61 DZD 80.2

$1.05 Rp 19.0K

-41.90%

Water (1.5 liter bottle)

$0.28 DZD 37.01

$0.79 Rp 14.2K

-64.56%

Cigarettes 20 Pack (Marlboro, Camel)

$2.81 DZD 371

$3.19 Rp 57.6K

-11.91%

Wine (Bottle)

$6.93 DZD 917

$23.49 Rp 424.1K

-70.50%

Local Beer (0.5 liter bottle)

$1.30 DZD 172

$2.90 Rp 52.3K

-55.17%

Imported Beer (0.33 liter bottle)

$2.14 DZD 283

$2.76 Rp 49.7K

-22.46%

One-way Ticket (Public Transport)

$0.25 DZD 33.10

$0.27 Rp 4,813

-7.41%

Public Transport Monthly Pass (Regular Price)

$17.15 DZD 2,268

$8.37 Rp 151.1K

104.90%

Taxi Start (Normal Tariff)

$0.65 DZD 85.7

$0.45 Rp 8,167

44.44%

Taxi (Normal Tariff) (1km)

$0.34 DZD 44.56

$0.46 Rp 8,298

-26.09%

Taxi 1hour Waiting (Normal Tariff)

$5.19 DZD 687

$6.07 Rp 109.6K

-14.50%

Gasoline (1 liter)

$0.33 DZD 44.09

$0.86 Rp 15.6K

-61.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.3K DZD 4.3M

$26.6K Rp 480.0M

21.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.9K DZD 4.5M

$32.5K Rp 587.6M

4.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$41.42 DZD 5,477

$79.0 Rp 1.4M

-47.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.18 DZD 1,214

$4.09 Rp 73.9K

124.45%

Internet (50+ Mbps, Unlimited Data)

$16.81 DZD 2,223

$23.85 Rp 430.5K

-29.52%

Gym Membership (Monthly)

$23.68 DZD 3,132

$98.8 Rp 1.8M

-76.03%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

Cinema Ticket

$5.42 DZD 717

$4.01 Rp 72.3K

35.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$93.0 DZD 12.3K

$297 Rp 5.4M

-68.73%

International Primary School, 1 Child (Yearly)

$3,547 DZD 468.9K

$6,602 Rp 119.2M

-46.28%

Jeans (Levis 501 Or Similar)

$36.88 DZD 4,877

$53.4 Rp 964.5K

-30.98%

Summer Dress (H&M, Zara, etc)

$45.40 DZD 6,003

$38.11 Rp 688.1K

19.13%

Sport Shoes (Adidas, Nike)

$76.6 DZD 10.1K

$88.7 Rp 1.6M

-13.59%

Men's Leather Business Shoes

$77.4 DZD 10.2K

$76.6 Rp 1.4M

1.07%

1-bedroom Apartment, City Center (Monthly)

$195 DZD 25.8K

$1,020 Rp 18.4M

-80.83%

1-bedroom Apartment, Outside City Center (Monthly)

$114 DZD 15.1K

$680 Rp 12.3M

-83.23%

3-bedroom Apartment, City Center (Monthly)

$277 DZD 36.6K

$3,469 Rp 62.6M

-92.02%

3-bedroom Apartment, Outside City Center (Monthly)

$182 DZD 24.0K

$2,090 Rp 37.7M

-91.30%

Buy Apartment in City Center (m2)

$1,147 DZD 151.6K

$2,729 Rp 49.3M

-57.97%

Buy Apartment Outside City Center (m2)

$1,131 DZD 149.6K

$2,295 Rp 41.4M

-50.72%

Average Monthly Net Salary (After Tax)

$312 DZD 41.3K

$164 Rp 3.0M

90.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.42

13.28

-59.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Guelma: July 28, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $195 in Guelma and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Guelma pays 91% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23.00 in Guelma vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $207 vs $298 per month, with Guelma cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Guelma vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Guelma and Ubud, Bali differ by about 131% in total monthly costs ($603 vs $1,392 including rent). Guelma is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 91% higher in Guelma, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $195 in Guelma versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 44% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Guelma – a meal for two runs $23.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $603 in Guelma versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Guelma but tight or insufficient in Ubud, Bali. The gap between the two cities makes Guelma the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Guelma and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Guelma gentler on the wallet – expenses run 131% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.