Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Grudziadz

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,572 in Grudziadz, rent and utilities included – about $2,900 less a year. Other living expenses account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
76

Cost of Living Index in Grudziadz
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Grudziadz Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Grudziadz

🇵🇱 Poland

$1,572

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Grudziadz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Grudziadz actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $1,572 in Grudziadz, rent included.

Ubud, Bali $1,331
Grudziadz $1,572

A couple spends around $2,255 per month in Ubud, Bali vs $2,278 in Grudziadz, rent included.

Ubud, Bali $2,255
Grudziadz $2,278

A family of three spends $3,180 per month in Ubud, Bali vs $2,983 in Grudziadz, rent included.

Ubud, Bali $3,180
Grudziadz $2,983

Ubud, Bali is about 15% cheaper than Grudziadz, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 2% below the global median, while Grudziadz is 16% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.38 Rp 60.9K

$12.52 zł 49.09

-73.00%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 625.4K

$49.25 zł 193

-29.64%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.6K

$9.06 zł 35.53

-38.52%

Cappuccino

$2.62 Rp 47.3K

$3.42 zł 13.39

-23.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.8K

$2.48 zł 9.73

-37.90%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.91 zł 7.50

-66.49%

Local Beer (0.5 liter draught)

$2.67 Rp 48.1K

$2.97 zł 11.65

-10.10%

Imported Beer (0.33 liter bottle)

$4.26 Rp 76.9K

$3.79 zł 14.86

12.40%

Milk (1 liter)

$1.46 Rp 26.4K

$1.06 zł 4.15

37.74%

White Bread (500g)

$2.29 Rp 41.4K

$1.31 zł 5.14

74.81%

Rice (white) (1kg)

$1.11 Rp 20.0K

$1.36 zł 5.35

-18.38%

Eggs

$2.10 Rp 37.9K

$3.90 zł 15.27

-46.15%

Local Cheese (1kg)

$15.94 Rp 287.7K

$9.98 zł 39.13

59.72%

Chicken Fillets (1kg)

$3.88 Rp 70.1K

$7.56 zł 29.66

-48.68%

Beef Round Steak (1kg)

$11.40 Rp 205.8K

$14.89 zł 58.4

-23.44%

Apples (1kg)

$3.55 Rp 64.1K

$1.22 zł 4.79

190.98%

Banana (1kg)

$1.54 Rp 27.7K

$1.66 zł 6.50

-7.23%

Oranges (1kg)

$2.23 Rp 40.2K

$1.86 zł 7.31

19.89%

Tomato (1kg)

$1.97 Rp 35.6K

$3.35 zł 13.15

-41.19%

Potato (1kg)

$1.86 Rp 33.5K

$0.74 zł 2.89

151.35%

Onion (1kg)

$2.42 Rp 43.6K

$1.22 zł 4.78

98.36%

Lettuce (1 head)

$1.02 Rp 18.5K

$1.32 zł 5.17

-22.73%

Water (1.5 liter bottle)

$0.52 Rp 9,427

$0.73 zł 2.86

-28.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.7K

$5.52 zł 21.64

-60.14%

Wine (Bottle)

$21.79 Rp 393.2K

$7.79 zł 30.56

179.72%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

$1.10 zł 4.29

111.82%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.6K

$1.49 zł 5.84

99.33%

One-way Ticket (Public Transport)

$0.25 Rp 4,519

$1.10 zł 4.30

-77.27%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.5K

$29.28 zł 115

-72.10%

Taxi Start (Normal Tariff)

$0.44 Rp 7,901

$2.01 zł 7.89

-78.11%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,446

$0.73 zł 2.87

-35.62%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.1K

$10.22 zł 40.07

-45.21%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.63 zł 6.39

-49.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 441.3M

$30.6K zł 119.8K

-19.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.1M

$29.0K zł 113.8K

9.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$331 zł 1,296

-76.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 110.9K

$9.61 zł 37.66

-36.11%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 341.4K

$19.16 zł 75.1

-1.25%

Gym Membership (Monthly)

$51.0 Rp 920.4K

$37.86 zł 148

34.68%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.4K

$21.36 zł 83.7

-14.56%

Cinema Ticket

$4.38 Rp 79.1K

$9.11 zł 35.73

-51.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$159 zł 622

210.56%

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.6M

$7,966 zł 31.2K

53.42%

Jeans (Levis 501 Or Similar)

$45.16 Rp 815.1K

$100 zł 393

-54.90%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 629.7K

$48.65 zł 191

-28.28%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$102 zł 401

-23.34%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$103 zł 404

-24.49%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.4M

$598 zł 2,346

80.08%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$510 zł 1,999

30.42%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.4M

$976 zł 3,827

259.55%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$814 zł 3,189

105.39%

Buy Apartment in City Center (m2)

$2,340 Rp 42.2M

$2,905 zł 11.4K

-19.46%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

$2,204 zł 8,640

1.46%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.52

83.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Grudziadz: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Grudziadz

$510 32.4% 23.3% $155

Groceries & Markets

Ubud, Bali

$279 21%

Grudziadz

$240 15.3% 14.1% $39

Clothing & Footwear

Ubud, Bali

$106 8%

Grudziadz

$159 10.1% 49.9% $53

Eating Out

Ubud, Bali

$106 8%

Grudziadz

$208 13.3% 97.1% $103

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Grudziadz

$359 22.9% 250% $257

Sport & Entertainment

Ubud, Bali

$60 4.5%

Grudziadz

$56 3.6% 6.1% $3.7

Getting Around

Ubud, Bali

$12 0.9%

Grudziadz

$39 2.5% 229% $27

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $598 in Grudziadz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35 in Ubud, Bali versus $49 in Grudziadz. Groceries tell a different story – $279 in Ubud, Bali vs $240 in Grudziadz – so Grudziadz wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇵🇱 Grudziadz

🕒 Local time

18:49 6:49 PM

11:49 11:49 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

92,552

💱 Currency

Indonesian Rupiah IDR Rp

Polish Złoty PLN zł

📈 Exchange rate

100,000 IDR = 5.54 USD

100,000 IDR = 4.93 EUR

1 PLN = 0.255 USD

1 PLN = 0.227 EUR

Exchange rates and currency converter

PLN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,271 IDR (100,000 IDR = 4.93 EUR).

Polish Złoty exchange rates as of November 6, 2026: 1 USD = 3.92 PLN (1 PLN = 0.255 USD). 1 EUR = 4.4 PLN (1 PLN = 0.227 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Grudziadz 11,200 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Grudziadz

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Grudziadz: Cost of Living - Frequently Asked Questions

Grudziadz costs about 18% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $2,359 in Grudziadz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Grudziadz, especially for central apartments: a one-bedroom in the center costs $598 there versus $1,078 in Ubud, Bali.

Kindergarten costs $492 per month in Ubud, Bali and $159 in Grudziadz. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 14% cheaper in Grudziadz – one category where the pricier city actually offers better value.

$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $1,572 in Grudziadz. You’ll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Ubud, Bali costs $1,331 versus $1,572 in Grudziadz. Both appeal to remote workers, and the cost gap matters when income varies month to month.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.