Cost of Living Comparison Between Ubud, Bali and Grudziadz Cost of Living Comparison Between Ubud, Bali and Grudziadz

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $1,604 in Grudziadz, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $2,343 in Grudziadz, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $3,083 in Grudziadz, rent included.

Ubud, Bali is about 15% cheaper than Grudziadz, driven mainly by Eating Out.

Both Ubud, Bali and Grudziadz sit above the global median – Ubud, Bali by 0%, Grudziadz by 17%.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$13.44 zł 51.0

-74.40%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.2K

$51.6 zł 196

-29.63%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$9.13 zł 34.66

-37.46%

Cappuccino

$2.67 Rp 47.4K

$3.59 zł 13.63

-25.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$2.48 zł 9.43

-29.44%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$2.06 zł 7.81

-57.77%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$3.15 zł 11.97

-6.35%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$3.88 zł 14.73

16.49%

Milk (1 liter)

$1.62 Rp 28.7K

$1.11 zł 4.22

45.95%

White Bread (500g)

$2.33 Rp 41.3K

$1.35 zł 5.13

72.59%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.50 zł 5.69

-26.00%

Eggs

$2.20 Rp 39.0K

$3.88 zł 14.73

-43.30%

Local Cheese (1kg)

$17.69 Rp 313.9K

$10.28 zł 39.04

72.08%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$7.77 zł 29.52

-47.23%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$15.67 zł 59.5

-22.27%

Apples (1kg)

$3.71 Rp 65.8K

$1.22 zł 4.64

204.10%

Banana (1kg)

$1.59 Rp 28.2K

$1.69 zł 6.43

-5.92%

Oranges (1kg)

$2.28 Rp 40.5K

$1.96 zł 7.42

16.33%

Tomato (1kg)

$1.95 Rp 34.7K

$3.61 zł 13.72

-45.98%

Potato (1kg)

$1.91 Rp 33.8K

$0.84 zł 3.19

127.38%

Onion (1kg)

$2.33 Rp 41.4K

$1.28 zł 4.86

82.03%

Lettuce (1 head)

$1.01 Rp 17.9K

$1.37 zł 5.21

-26.28%

Water (1.5 liter bottle)

$0.55 Rp 9,791

$0.71 zł 2.70

-22.54%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$5.88 zł 22.33

-62.07%

Wine (Bottle)

$23.07 Rp 409.3K

$7.79 zł 29.58

196.15%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$1.15 zł 4.37

110.43%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$1.63 zł 6.18

84.05%

One-way Ticket (Public Transport)

$0.27 Rp 4,823

$1.14 zł 4.35

-76.32%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

$30.13 zł 114

-70.20%

Taxi Start (Normal Tariff)

$0.48 Rp 8,582

$2.14 zł 8.13

-77.57%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,693

$0.78 zł 2.95

-44.87%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$10.61 zł 40.29

-46.84%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.63 zł 6.20

-50.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.5M

$33.0K zł 125.4K

-24.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.6M

$30.0K zł 113.7K

5.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$302 zł 1,146

-73.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$10.18 zł 38.65

-36.25%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.0K

$18.90 zł 71.7

-0.69%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$39.41 zł 150

44.30%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.3K

$20.68 zł 78.5

-9.43%

Cinema Ticket

$4.54 Rp 80.5K

$9.05 zł 34.35

-49.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$165 zł 628

190.70%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$7,895 zł 30.0K

-27.66%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.5K

$104 zł 395

-56.29%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.6K

$49.51 zł 188

-27.53%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$105 zł 397

-23.18%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$111 zł 420

-28.89%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$639 zł 2,428

74.29%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$512 zł 1,945

36.15%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$1,082 zł 4,107

236.17%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$756 zł 2,868

129.94%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$2,977 zł 11.3K

-6.48%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$2,390 zł 9,072

-4.18%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.52

83.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Grudziadz: September 15, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $639 in Grudziadz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $52.0 in Grudziadz. Groceries tell a different story – $295 in Ubud, Bali vs $249 in Grudziadz – so Grudziadz wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Grudziadz: Cost of Living - Frequently Asked Questions

Grudziadz costs about 17% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $2,405 in Grudziadz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $481 per month in Ubud, Bali and $165 in Grudziadz. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 19% cheaper in Grudziadz – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Grudziadz at $1,604. In Ubud, Bali it covers expenses comfortably, while in Grudziadz it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,368 versus $1,604 in Grudziadz. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Grudziadz makes more sense. Both are solid long-term options with distinct trade-offs.