😐A single person spends $1,604 per month in Grudziadz vs $1,368 in Ubud, Bali, rent included.
🙂A couple spends around $2,343 per month in Grudziadz vs $2,348 in Ubud, Bali, rent included.
🙂A family of three spends $3,083 per month in Grudziadz vs $3,327 in Ubud, Bali, rent included.
😐Grudziadz costs about 17% more than Ubud, Bali, driven mainly by Eating Out.
📊Both Grudziadz and Ubud, Bali sit above the global median – Grudziadz by 17%, Ubud, Bali by 0%.
Currency
🍽 Eating Out
Grudziadz
Ubud, Bali
Difference
Meal at Budget Restaurant
$13.44zł 51.0
$3.44Rp 61.0K
290.70%
Three-Course Dinner for Two, Mid-Range
$51.6zł 196
$36.31Rp 644.2K
42.11%
Fast Food Meal(McDonalds, etc)
$9.13zł 34.66
$5.71Rp 101.2K
59.89%
Cappuccino
$3.59zł 13.63
$2.67Rp 47.4K
34.46%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.48zł 9.43
$1.75Rp 31.0K
41.71%
Water(0.33 liter bottle)
$2.06zł 7.81
$0.87Rp 15.5K
136.78%
Local Beer(0.5 liter draught)
$3.15zł 11.97
$2.95Rp 52.4K
6.78%
Imported Beer(0.33 liter bottle)
$3.88zł 14.73
$4.52Rp 80.2K
-14.16%
🛒 Groceries & Markets
Grudziadz
Ubud, Bali
Difference
Milk(1 liter)
$1.11zł 4.22
$1.62Rp 28.7K
-31.48%
White Bread(500g)
$1.35zł 5.13
$2.33Rp 41.3K
-42.06%
Rice(white)(1kg)
$1.50zł 5.69
$1.11Rp 19.6K
35.14%
Eggs
$3.88zł 14.73
$2.20Rp 39.0K
76.36%
Local Cheese(1kg)
$10.28zł 39.04
$17.69Rp 313.9K
-41.89%
Chicken Fillets(1kg)
$7.77zł 29.52
$4.10Rp 72.7K
89.51%
Beef Round Steak(1kg)
$15.67zł 59.5
$12.18Rp 216.0K
28.65%
Apples(1kg)
$1.22zł 4.64
$3.71Rp 65.8K
-67.12%
Banana(1kg)
$1.69zł 6.43
$1.59Rp 28.2K
6.29%
Oranges(1kg)
$1.96zł 7.42
$2.28Rp 40.5K
-14.04%
Tomato(1kg)
$3.61zł 13.72
$1.95Rp 34.7K
85.13%
Potato(1kg)
$0.84zł 3.19
$1.91Rp 33.8K
-56.02%
Onion(1kg)
$1.28zł 4.86
$2.33Rp 41.4K
-45.06%
Lettuce(1 head)
$1.37zł 5.21
$1.01Rp 17.9K
35.64%
Water(1.5 liter bottle)
$0.71zł 2.70
$0.55Rp 9,791
29.09%
Cigarettes 20 Pack(Marlboro, Camel)
$5.88zł 22.33
$2.23Rp 39.6K
163.68%
Wine(Bottle)
$7.79zł 29.58
$23.07Rp 409.3K
-66.23%
Local Beer(0.5 liter bottle)
$1.15zł 4.37
$2.42Rp 42.9K
-52.48%
Imported Beer(0.33 liter bottle)
$1.63zł 6.18
$3.00Rp 53.2K
-45.67%
🚌 Getting Around
Grudziadz
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.14zł 4.35
$0.27Rp 4,823
322.22%
Public Transport Monthly Pass(Regular Price)
$30.13zł 114
$8.98Rp 159.4K
235.52%
Taxi Start(Normal Tariff)
$2.14zł 8.13
$0.48Rp 8,582
345.83%
Taxi(Normal Tariff)(1km)
$0.78zł 2.95
$0.43Rp 7,693
81.40%
Taxi 1hour Waiting(Normal Tariff)
$10.61zł 40.29
$5.64Rp 100.1K
88.12%
Gasoline(1 liter)
$1.63zł 6.20
$0.80Rp 14.3K
103.75%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.0Kzł 125.4K
$24.9KRp 442.5M
32.40%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.0Kzł 113.7K
$31.7KRp 562.6M
-5.53%
🧾 Monthly Utilities & Internet
Grudziadz
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$302zł 1,146
$81.5Rp 1.4M
270.55%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$10.18zł 38.65
$6.49Rp 115.2K
56.86%
Internet(50+ Mbps, Unlimited Data)
$18.90zł 71.7
$18.77Rp 333.0K
0.69%
🎉 Sport & Entertainment
Grudziadz
Ubud, Bali
Difference
Gym Membership(Monthly)
$39.41zł 150
$56.9Rp 1.0M
-30.70%
Tennis Court(1 Hour on Weekend)
$20.68zł 78.5
$18.73Rp 332.3K
10.41%
Cinema Ticket
$9.05zł 34.35
$4.54Rp 80.5K
99.34%
🧸 Childcare & Education
Grudziadz
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$165zł 628
$481Rp 8.5M
-65.60%
International Primary School, 1 Child(Yearly)
$7,895zł 30.0K
$5,711Rp 101.3M
38.25%
👕👟 Clothing & Footwear
Grudziadz
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$104zł 395
$45.52Rp 807.5K
128.78%
Summer Dress(H&M, Zara, etc)
$49.51zł 188
$35.88Rp 636.6K
37.99%
Sport Shoes(Adidas, Nike)
$105zł 397
$80.4Rp 1.4M
30.18%
Men's Leather Business Shoes
$111zł 420
$78.7Rp 1.4M
40.63%
🏠 Accommodation & Living
Grudziadz
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$639zł 2,428
$1,115Rp 19.8M
-42.62%
1-bedroom Apartment, Outside City Center(Monthly)
$512zł 1,945
$698Rp 12.4M
-26.55%
3-bedroom Apartment, City Center(Monthly)
$1,082zł 4,107
$3,637Rp 64.5M
-70.25%
3-bedroom Apartment, Outside City Center(Monthly)
$756zł 2,868
$1,737Rp 30.8M
-56.51%
Buy Apartment in City Center(m2)
$2,977zł 11.3K
$2,784Rp 49.4M
6.93%
Buy Apartment Outside City Center(m2)
$2,390zł 9,072
$2,290Rp 40.6M
4.36%
💵 Salaries & Financials
Grudziadz
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$168Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
7.52
13.78
-45.43%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Grudziadz: September 15, 2026
Last update for Ubud, Bali: September 14, 2026
Cost Breakdown
🏠A central one-bedroom costs $639 in Grudziadz versus $1,115 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $52.0 in Grudziadz versus $36.00 in Ubud, Bali. Groceries tell a different story – $249 in Grudziadz vs $295 in Ubud, Bali – so Grudziadz wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Grudziadz vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Grudziadz or Ubud, Bali?
Grudziadz costs about 17% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Grudziadz and in Ubud, Bali?
For a comfortable life, plan on about $2,405 per month in Grudziadz and $2,052 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Grudziadz or Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Grudziadz and in Ubud, Bali?
Kindergarten costs $165 per month in Grudziadz and $481 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Grudziadz or in Ubud, Bali?
Interestingly, groceries are about 19% cheaper in Grudziadz – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $1,000/month in Grudziadz or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Grudziadz at $1,604. In Ubud, Bali it covers expenses comfortably, while in Grudziadz it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Grudziadz or Ubud, Bali?
For digital nomads, it depends on budget. Ubud, Bali costs $1,368 versus $1,604 in Grudziadz. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Grudziadz compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Grudziadz or to Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Grudziadz makes more sense. Both are solid long-term options with distinct trade-offs.