Last update: Nov 2026

Cost of Living Comparison Between Grudziadz and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,572 in Grudziadz, rent and utilities included – about $2,900 less a year. Other living expenses account for most of the difference.

76

Cost of Living Index in Grudziadz
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Grudziadz Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Grudziadz

🇵🇱 Poland

$1,572

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Grudziadz and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Grudziadz and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,572 per month in Grudziadz vs $1,331 in Ubud, Bali, rent included.

Grudziadz $1,572
Ubud, Bali $1,331

A couple spends around $2,278 per month in Grudziadz vs $2,255 in Ubud, Bali, rent included.

Grudziadz $2,278
Ubud, Bali $2,255

A family of three spends $2,983 per month in Grudziadz vs $3,180 in Ubud, Bali, rent included.

Grudziadz $2,983
Ubud, Bali $3,180

Grudziadz costs about 18% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Grudziadz sits 16% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$12.52 zł 49.09

$3.38 Rp 60.9K

270.41%

Three-Course Dinner for Two, Mid-Range

$49.25 zł 193

$34.65 Rp 625.4K

42.14%

Fast Food Meal (McDonalds, etc)

$9.06 zł 35.53

$5.57 Rp 100.6K

62.66%

Cappuccino

$3.42 zł 13.39

$2.62 Rp 47.3K

30.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.48 zł 9.73

$1.54 Rp 27.8K

61.04%

Water (0.33 liter bottle)

$1.91 zł 7.50

$0.64 Rp 11.6K

198.44%

Local Beer (0.5 liter draught)

$2.97 zł 11.65

$2.67 Rp 48.1K

11.24%

Imported Beer (0.33 liter bottle)

$3.79 zł 14.86

$4.26 Rp 76.9K

-11.03%

Milk (1 liter)

$1.06 zł 4.15

$1.46 Rp 26.4K

-27.40%

White Bread (500g)

$1.31 zł 5.14

$2.29 Rp 41.4K

-42.79%

Rice (white) (1kg)

$1.36 zł 5.35

$1.11 Rp 20.0K

22.52%

Eggs

$3.90 zł 15.27

$2.10 Rp 37.9K

85.71%

Local Cheese (1kg)

$9.98 zł 39.13

$15.94 Rp 287.7K

-37.39%

Chicken Fillets (1kg)

$7.56 zł 29.66

$3.88 Rp 70.1K

94.85%

Beef Round Steak (1kg)

$14.89 zł 58.4

$11.40 Rp 205.8K

30.61%

Apples (1kg)

$1.22 zł 4.79

$3.55 Rp 64.1K

-65.63%

Banana (1kg)

$1.66 zł 6.50

$1.54 Rp 27.7K

7.79%

Oranges (1kg)

$1.86 zł 7.31

$2.23 Rp 40.2K

-16.59%

Tomato (1kg)

$3.35 zł 13.15

$1.97 Rp 35.6K

70.05%

Potato (1kg)

$0.74 zł 2.89

$1.86 Rp 33.5K

-60.22%

Onion (1kg)

$1.22 zł 4.78

$2.42 Rp 43.6K

-49.59%

Lettuce (1 head)

$1.32 zł 5.17

$1.02 Rp 18.5K

29.41%

Water (1.5 liter bottle)

$0.73 zł 2.86

$0.52 Rp 9,427

40.38%

Cigarettes 20 Pack (Marlboro, Camel)

$5.52 zł 21.64

$2.20 Rp 39.7K

150.91%

Wine (Bottle)

$7.79 zł 30.56

$21.79 Rp 393.2K

-64.25%

Local Beer (0.5 liter bottle)

$1.10 zł 4.29

$2.33 Rp 42.0K

-52.79%

Imported Beer (0.33 liter bottle)

$1.49 zł 5.84

$2.97 Rp 53.6K

-49.83%

One-way Ticket (Public Transport)

$1.10 zł 4.30

$0.25 Rp 4,519

340.00%

Public Transport Monthly Pass (Regular Price)

$29.28 zł 115

$8.17 Rp 147.5K

258.38%

Taxi Start (Normal Tariff)

$2.01 zł 7.89

$0.44 Rp 7,901

356.82%

Taxi (Normal Tariff) (1km)

$0.73 zł 2.87

$0.47 Rp 8,446

55.32%

Taxi 1hour Waiting (Normal Tariff)

$10.22 zł 40.07

$5.60 Rp 101.1K

82.50%

Gasoline (1 liter)

$1.63 zł 6.39

$0.83 Rp 14.9K

96.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K zł 119.8K

$24.4K Rp 441.3M

24.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.0K zł 113.8K

$31.7K Rp 572.1M

-8.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$331 zł 1,296

$77.5 Rp 1.4M

326.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.61 zł 37.66

$6.14 Rp 110.9K

56.51%

Internet (50+ Mbps, Unlimited Data)

$19.16 zł 75.1

$18.92 Rp 341.4K

1.27%

Gym Membership (Monthly)

$37.86 zł 148

$51.0 Rp 920.4K

-25.75%

Tennis Court (1 Hour on Weekend)

$21.36 zł 83.7

$18.25 Rp 329.4K

17.04%

Cinema Ticket

$9.11 zł 35.73

$4.38 Rp 79.1K

107.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$159 zł 622

$492 Rp 8.9M

-67.80%

International Primary School, 1 Child (Yearly)

$7,966 zł 31.2K

$12.2K Rp 220.6M

-34.82%

Jeans (Levis 501 Or Similar)

$100 zł 393

$45.16 Rp 815.1K

121.74%

Summer Dress (H&M, Zara, etc)

$48.65 zł 191

$34.89 Rp 629.7K

39.44%

Sport Shoes (Adidas, Nike)

$102 zł 401

$78.3 Rp 1.4M

30.45%

Men's Leather Business Shoes

$103 zł 404

$77.9 Rp 1.4M

32.43%

1-bedroom Apartment, City Center (Monthly)

$598 zł 2,346

$1,078 Rp 19.4M

-44.47%

1-bedroom Apartment, Outside City Center (Monthly)

$510 zł 1,999

$665 Rp 12.0M

-23.32%

3-bedroom Apartment, City Center (Monthly)

$976 zł 3,827

$3,510 Rp 63.4M

-72.19%

3-bedroom Apartment, Outside City Center (Monthly)

$814 zł 3,189

$1,671 Rp 30.2M

-51.31%

Buy Apartment in City Center (m2)

$2,905 zł 11.4K

$2,340 Rp 42.2M

24.16%

Buy Apartment Outside City Center (m2)

$2,204 zł 8,640

$2,236 Rp 40.4M

-1.44%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

7.52

13.78

-45.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Grudziadz: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Grudziadz

$510 32.4%

Ubud, Bali

$665 50% 30.4% $155

Monthly Utilities & Internet

Grudziadz

$359 22.9%

Ubud, Bali

$103 7.7% 71.5% $257

Groceries & Markets

Grudziadz

$240 15.3%

Ubud, Bali

$279 21% 16.4% $39

Eating Out

Grudziadz

$208 13.3%

Ubud, Bali

$106 8% 49.3% $103

Clothing & Footwear

Grudziadz

$159 10.1%

Ubud, Bali

$106 8% 33.3% $53

Sport & Entertainment

Grudziadz

$56 3.6%

Ubud, Bali

$60 4.5% 6.5% $3.7

Getting Around

Grudziadz

$39 2.5%

Ubud, Bali

$12 0.9% 69.6% $27

Cost Breakdown

A central one-bedroom costs $598 in Grudziadz versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $49 in Grudziadz versus $35 in Ubud, Bali. Groceries tell a different story – $240 in Grudziadz vs $279 in Ubud, Bali – so Grudziadz wins on supermarket bills even if dining out costs more.

Good to know

🇵🇱 Grudziadz

🇮🇩 Ubud, Bali

🕒 Local time

01:42 1:42 AM

08:42 8:42 AM

7 h ahead of Grudziadz

🌤 Weather

👥 Population

92,552

74,800

💱 Currency

Polish Złoty PLN zł

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 PLN = 0.255 USD

1 PLN = 0.227 EUR

100,000 IDR = 5.54 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of November 6, 2026: 1 USD = 3.92 PLN (1 PLN = 0.255 USD). 1 EUR = 4.4 PLN (1 PLN = 0.227 EUR).

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,262 IDR (100,000 IDR = 4.94 EUR).

USD to PLN in detail →

On the map

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Between locations

Grudziadz Ubud, Bali 11,200 km ≈ 14 h nonstop flight

From you

Grudziadz
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Grudziadz vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Grudziadz costs about 18% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,359 per month in Grudziadz and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Grudziadz, especially for central apartments: a one-bedroom in the center costs $598 there versus $1,078 in Ubud, Bali.

Kindergarten costs $159 per month in Grudziadz and $492 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 14% cheaper in Grudziadz – one category where the pricier city actually offers better value.

$1,000 is a stretch for both – monthly costs hit $1,572 in Grudziadz and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Ubud, Bali costs $1,331 versus $1,572 in Grudziadz. Both appeal to remote workers, and the cost gap matters when income varies month to month.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.