😐A single person spends $1,452 per month in Grudziadz vs $1,392 in Ubud, Bali, rent included.
🙂A couple spends around $2,138 per month in Grudziadz vs $2,557 in Ubud, Bali, rent included.
🙂A family of three spends $2,824 per month in Grudziadz vs $3,723 in Ubud, Bali, rent included.
😐Grudziadz costs about 4% more than Ubud, Bali, driven mainly by Eating Out.
📊Both Grudziadz and Ubud, Bali sit above the global median – Grudziadz by 9%, Ubud, Bali by 5%.
Currency
🍽 Eating Out
Grudziadz
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.95zł 41.28
$3.57Rp 64.6K
206.72%
Three-Course Dinner for Two, Mid-Range
$48.53zł 183
$32.32Rp 584.4K
50.15%
Fast Food Meal(McDonalds, etc)
$8.01zł 30.20
$5.01Rp 90.5K
59.88%
Cappuccino
$3.74zł 14.09
$2.82Rp 51.1K
32.62%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.05zł 7.71
$1.35Rp 24.4K
51.85%
Water(0.33 liter bottle)
$1.70zł 6.40
$0.73Rp 13.2K
132.88%
Local Beer(0.5 liter draught)
$3.78zł 14.25
$2.93Rp 53.0K
29.01%
Imported Beer(0.33 liter bottle)
$3.85zł 14.53
$3.94Rp 71.2K
-2.28%
🛒 Groceries & Markets
Grudziadz
Ubud, Bali
Difference
Milk(1 liter)
$0.96zł 3.62
$1.78Rp 32.2K
-46.07%
White Bread(500g)
$1.36zł 5.12
$2.45Rp 44.3K
-44.49%
Rice(white)(1kg)
$1.65zł 6.22
$1.15Rp 20.8K
43.48%
Eggs
$3.25zł 12.27
$2.41Rp 43.7K
34.85%
Local Cheese(1kg)
$9.95zł 37.54
$14.33Rp 259.1K
-30.57%
Chicken Fillets(1kg)
$6.63zł 25.01
$4.19Rp 75.7K
58.23%
Beef Round Steak(1kg)
$11.81zł 44.52
$12.06Rp 218.1K
-2.07%
Apples(1kg)
$1.10zł 4.15
$3.64Rp 65.8K
-69.78%
Banana(1kg)
$1.77zł 6.66
$1.57Rp 28.3K
12.74%
Oranges(1kg)
$1.71zł 6.45
$2.79Rp 50.4K
-38.71%
Tomato(1kg)
$2.70zł 10.20
$2.24Rp 40.5K
20.54%
Potato(1kg)
$0.82zł 3.09
$1.98Rp 35.8K
-58.59%
Onion(1kg)
$1.15zł 4.35
$2.28Rp 41.2K
-49.56%
Lettuce(1 head)
$1.31zł 4.93
$1.05Rp 19.1K
24.76%
Water(1.5 liter bottle)
$0.65zł 2.46
$0.79Rp 14.2K
-17.72%
Cigarettes 20 Pack(Marlboro, Camel)
$5.43zł 20.46
$3.19Rp 57.7K
70.22%
Wine(Bottle)
$8.10zł 30.53
$23.49Rp 424.8K
-65.52%
Local Beer(0.5 liter bottle)
$1.16zł 4.37
$2.90Rp 52.4K
-60.00%
Imported Beer(0.33 liter bottle)
$1.57zł 5.92
$2.76Rp 49.8K
-43.12%
🚌 Getting Around
Grudziadz
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.07zł 4.04
$0.27Rp 4,821
296.30%
Public Transport Monthly Pass(Regular Price)
$32.29zł 122
$8.37Rp 151.3K
285.78%
Taxi Start(Normal Tariff)
$2.15zł 8.11
$0.45Rp 8,180
377.78%
Taxi(Normal Tariff)(1km)
$0.90zł 3.38
$0.46Rp 8,311
95.65%
Taxi 1hour Waiting(Normal Tariff)
$10.98zł 41.39
$6.07Rp 109.7K
80.89%
Gasoline(1 liter)
$1.76zł 6.62
$0.86Rp 15.6K
104.65%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.9Kzł 127.9K
$26.6KRp 480.7M
27.59%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7Kzł 119.4K
$32.5KRp 588.6M
-2.68%
🧾 Monthly Utilities & Internet
Grudziadz
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$277zł 1,045
$79.0Rp 1.4M
250.62%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$10.10zł 38.08
$4.09Rp 74.0K
146.94%
Internet(50+ Mbps, Unlimited Data)
$17.94zł 67.7
$23.85Rp 431.2K
-24.78%
🎉 Sport & Entertainment
Grudziadz
Ubud, Bali
Difference
Gym Membership(Monthly)
$36.86zł 139
$98.8Rp 1.8M
-62.68%
Tennis Court(1 Hour on Weekend)
$19.46zł 73.4
$6.35Rp 114.9K
206.46%
Cinema Ticket
$7.65zł 28.84
$4.01Rp 72.5K
90.77%
🧸 Childcare & Education
Grudziadz
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$406zł 1,532
$297Rp 5.4M
36.67%
International Primary School, 1 Child(Yearly)
$6,566zł 24.8K
$6,602Rp 119.4M
-0.54%
👕👟 Clothing & Footwear
Grudziadz
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$88.4zł 333
$53.4Rp 966.0K
65.43%
Summer Dress(H&M, Zara, etc)
$37.18zł 140
$38.11Rp 689.2K
-2.44%
Sport Shoes(Adidas, Nike)
$95.7zł 361
$88.7Rp 1.6M
7.95%
Men's Leather Business Shoes
$106zł 398
$76.6Rp 1.4M
37.76%
🏠 Accommodation & Living
Grudziadz
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$658zł 2,481
$1,020Rp 18.4M
-35.48%
1-bedroom Apartment, Outside City Center(Monthly)
$499zł 1,882
$680Rp 12.3M
-26.63%
3-bedroom Apartment, City Center(Monthly)
$987zł 3,720
$3,469Rp 62.7M
-71.56%
3-bedroom Apartment, Outside City Center(Monthly)
$807zł 3,043
$2,090Rp 37.8M
-61.39%
Buy Apartment in City Center(m2)
$3,262zł 12.3K
$2,729Rp 49.3M
19.55%
Buy Apartment Outside City Center(m2)
$2,443zł 9,210
$2,295Rp 41.5M
6.42%
💵 Salaries & Financials
Grudziadz
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$164Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.88
13.28
-48.19%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Grudziadz: July 26, 2026
Last update for Ubud, Bali: July 28, 2026
Cost Breakdown
🏠A central one-bedroom costs $658 in Grudziadz versus $1,020 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $49.00 in Grudziadz versus $32.00 in Ubud, Bali. Groceries tell a different story – $221 in Grudziadz vs $298 in Ubud, Bali – so Grudziadz wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Grudziadz vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Grudziadz or Ubud, Bali?
Grudziadz costs about 4% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Grudziadz and in Ubud, Bali?
For a comfortable life, plan on about $2,178 per month in Grudziadz and $2,088 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Grudziadz or Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Grudziadz and in Ubud, Bali?
Kindergarten costs $406 per month in Grudziadz and $297 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Grudziadz or in Ubud, Bali?
Interestingly, groceries are about 35% cheaper in Grudziadz – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Can you live on $1,000/month in Grudziadz or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,392, than in Grudziadz at $1,452. In Ubud, Bali it covers expenses comfortably, while in Grudziadz it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Grudziadz or Ubud, Bali?
For digital nomads, it depends on budget. Ubud, Bali costs $1,392 versus $1,452 in Grudziadz. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Grudziadz compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Grudziadz or to Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Grudziadz makes more sense. Both are solid long-term options with distinct trade-offs.