Cost of Living Comparison Between Ubud, Bali and Gorna Oryahovitsa Cost of Living Comparison Between Ubud, Bali and Gorna Oryahovitsa

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $966 in Gorna Oryahovitsa.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,470 in Gorna Oryahovitsa.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $1,974 in Gorna Oryahovitsa.

Living in Ubud, Bali is roughly 44% more expensive than in Gorna Oryahovitsa, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Gorna Oryahovitsa is 27% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$9.40 BGN 15.64

-62.02%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$26.63 BGN 44.30

21.37%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$8.99 BGN 14.95

-44.27%

Cappuccino

$2.82 Rp 51.0K

$1.03 BGN 1.72

173.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.75 BGN 1.26

80.00%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.49 BGN 0.81

48.98%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$1.55 BGN 2.57

89.03%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$1.73 BGN 2.88

127.75%

Milk (1 liter)

$1.78 Rp 32.1K

$1.97 BGN 3.27

-9.64%

White Bread (500g)

$2.45 Rp 44.2K

$1.21 BGN 2.01

102.48%

Rice (white) (1kg)

$1.15 Rp 20.7K

$2.00 BGN 3.33

-42.50%

Eggs

$2.41 Rp 43.6K

$2.82 BGN 4.69

-14.54%

Local Cheese (1kg)

$14.33 Rp 258.7K

$7.73 BGN 12.87

85.38%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$8.48 BGN 14.11

-50.59%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$13.28 BGN 22.09

-9.19%

Apples (1kg)

$3.64 Rp 65.7K

$1.05 BGN 1.74

246.67%

Banana (1kg)

$1.57 Rp 28.3K

$1.33 BGN 2.22

18.05%

Oranges (1kg)

$2.79 Rp 50.3K

$2.03 BGN 3.37

37.44%

Tomato (1kg)

$2.24 Rp 40.5K

$2.10 BGN 3.49

6.67%

Potato (1kg)

$1.98 Rp 35.7K

$1.08 BGN 1.80

83.33%

Onion (1kg)

$2.28 Rp 41.1K

$0.75 BGN 1.24

204.00%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.74 BGN 1.22

41.89%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.57 BGN 0.95

38.60%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$3.82 BGN 6.35

-16.49%

Wine (Bottle)

$23.49 Rp 424.1K

$6.31 BGN 10.49

272.27%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.05 BGN 1.75

176.19%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$1.74 BGN 2.89

58.62%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.85 BGN 1.41

-68.24%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$26.05 BGN 43.33

-67.87%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$1.44 BGN 2.40

-68.75%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.65 BGN 1.08

-29.23%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$13.92 BGN 23.16

-56.39%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.49 BGN 2.48

-42.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$32.4K BGN 53.9K

-17.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$28.8K BGN 47.9K

13.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$106 BGN 176

-25.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$18.00 BGN 29.94

-77.28%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$10.49 BGN 17.45

127.36%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$29.00 BGN 48.24

240.62%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$14.71 BGN 24.47

-56.83%

Cinema Ticket

$4.01 Rp 72.3K

$9.62 BGN 16.01

-58.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$630 BGN 1,049

-52.85%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$5,566 BGN 9,260

18.61%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$69.8 BGN 116

-23.43%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$36.59 BGN 60.9

4.15%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$106 BGN 176

-16.39%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$117 BGN 195

-34.71%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$287 BGN 477

255.67%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$229 BGN 381

196.81%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$463 BGN 770

649.17%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$357 BGN 595

484.84%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$1,250 BGN 2,079

118.38%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$1,077 BGN 1,791

113.19%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$905 BGN 1,505

-81.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.09

329.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Gorna Oryahovitsa: July 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $287 in Gorna Oryahovitsa. Housing cost is often the main lever when comparing two cities.

Gorna Oryahovitsa pays 453% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $27.00 in Gorna Oryahovitsa for a mid-range dinner for two. Groceries echo the gap at $298 vs $224 per month, with Gorna Oryahovitsa cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gorna Oryahovitsa: Cost of Living - Frequently Asked Questions

Gorna Oryahovitsa is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 44% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 453% lower in Gorna Oryahovitsa. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $287 in Gorna Oryahovitsa. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,392 per month in Ubud, Bali versus $966 in Gorna Oryahovitsa – a 44% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Gorna Oryahovitsa runs roughly 211% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $966 in Gorna Oryahovitsa versus $1,392 in Ubud, Bali, a $1,500 budget is realistic in Gorna Oryahovitsa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gorna Oryahovitsa the clear choice for anyone on this budget.

For families, Gorna Oryahovitsa is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Gorna Oryahovitsa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gorna Oryahovitsa gentler on the wallet – expenses run 44% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.