Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Gorna Oryahovitsa

For one person, living is cheaper in Gorna Oryahovitsa: $965 a month against $1,331 in Ubud, Bali, rent and utilities included – about $4,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
46

Cost of Living Index in Gorna Oryahovitsa
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Gorna Oryahovitsa Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Gorna Oryahovitsa

🇧🇬 Bulgaria

$965

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Gorna Oryahovitsa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Gorna Oryahovitsa actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $965 in Gorna Oryahovitsa.

Ubud, Bali $1,331
Gorna Oryahovitsa $965

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,463 in Gorna Oryahovitsa.

Ubud, Bali $2,255
Gorna Oryahovitsa $1,463

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $1,960 in Gorna Oryahovitsa.

Ubud, Bali $3,180
Gorna Oryahovitsa $1,960

Living in Ubud, Bali is roughly 38% more expensive than in Gorna Oryahovitsa, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Gorna Oryahovitsa 29% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$8.88 BGN 15.55

-61.94%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$25.75 BGN 45.07

34.56%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$9.54 BGN 16.70

-41.61%

Cappuccino

$2.62 Rp 47.6K

$1.05 BGN 1.84

149.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.75 BGN 1.32

105.33%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.48 BGN 0.84

33.33%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$1.51 BGN 2.64

76.82%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$1.75 BGN 3.06

143.43%

Milk (1 liter)

$1.46 Rp 26.5K

$1.73 BGN 3.03

-15.61%

White Bread (500g)

$2.29 Rp 41.6K

$1.16 BGN 2.03

97.41%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.25 BGN 3.94

-50.67%

Eggs

$2.10 Rp 38.1K

$2.81 BGN 4.91

-25.27%

Local Cheese (1kg)

$15.94 Rp 289.4K

$7.25 BGN 12.69

119.86%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$8.29 BGN 14.51

-53.20%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$14.15 BGN 24.76

-19.43%

Apples (1kg)

$3.55 Rp 64.5K

$1.01 BGN 1.76

251.49%

Banana (1kg)

$1.54 Rp 27.9K

$1.33 BGN 2.33

15.79%

Oranges (1kg)

$2.23 Rp 40.5K

$2.00 BGN 3.50

11.50%

Tomato (1kg)

$1.97 Rp 35.8K

$2.04 BGN 3.57

-3.43%

Potato (1kg)

$1.86 Rp 33.7K

$1.05 BGN 1.84

77.14%

Onion (1kg)

$2.42 Rp 43.9K

$0.71 BGN 1.23

240.85%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.72 BGN 1.26

41.67%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$0.58 BGN 1.02

-10.34%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$4.06 BGN 7.10

-45.81%

Wine (Bottle)

$21.79 Rp 395.6K

$6.09 BGN 10.66

257.80%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.12 BGN 1.96

108.04%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.07 BGN 3.62

43.48%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$0.85 BGN 1.48

-70.59%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$25.77 BGN 45.11

-68.30%

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$1.25 BGN 2.19

-64.80%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$0.61 BGN 1.07

-22.95%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$10.43 BGN 18.25

-46.31%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.47 BGN 2.57

-43.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$29.7K BGN 51.9K

-17.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$24.9K BGN 43.5K

27.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$103 BGN 181

-24.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$18.93 BGN 33.13

-67.56%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$10.47 BGN 18.33

80.71%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$32.50 BGN 56.9

56.89%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

$16.90 BGN 29.58

7.99%

Cinema Ticket

$4.38 Rp 79.6K

$9.05 BGN 15.84

-51.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$512 BGN 897

-3.89%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$5,507 BGN 9,637

121.94%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$69.0 BGN 121

-34.59%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$42.27 BGN 74.0

-17.46%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$94.5 BGN 165

-17.16%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$106 BGN 185

-26.29%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$330 BGN 577

226.79%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$258 BGN 451

158.10%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$547 BGN 958

541.14%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$398 BGN 697

319.49%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$1,335 BGN 2,336

75.30%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,075 BGN 1,882

107.97%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$863 BGN 1,511

-80.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.1

344.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Gorna Oryahovitsa: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Gorna Oryahovitsa

$258 26.7% 61.3% $407

Groceries & Markets

Ubud, Bali

$279 21%

Gorna Oryahovitsa

$222 23% 20.4% $57

Clothing & Footwear

Ubud, Bali

$106 8%

Gorna Oryahovitsa

$140 14.5% 31.9% $34

Eating Out

Ubud, Bali

$106 8%

Gorna Oryahovitsa

$128 13.3% 21.4% $23

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Gorna Oryahovitsa

$133 13.7% 29.3% $30

Sport & Entertainment

Ubud, Bali

$60 4.5%

Gorna Oryahovitsa

$51 5.2% 15.3% $9.2

Getting Around

Ubud, Bali

$12 0.9%

Gorna Oryahovitsa

$33 3.5% 180% $22

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $330 in Gorna Oryahovitsa. Housing cost is often the main lever when comparing two cities.

Gorna Oryahovitsa pays about 5.2 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35 in Ubud, Bali vs $26 in Gorna Oryahovitsa for a mid-range dinner for two. Groceries echo the gap at $279 vs $222 per month, with Gorna Oryahovitsa cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇧🇬 Gorna Oryahovitsa

🕒 Local time

22:35 10:35 PM

16:35 4:35 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

40,000

💱 Currency

Indonesian Rupiah IDR Rp

Bulgarian Lev BGN лв.

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

1 BGN = 0.571 USD

1 BGN = 0.51 EUR

Exchange rates and currency converter

BGN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,353 IDR (100,000 IDR = 4.91 EUR).

Bulgarian Lev exchange rates as of November 4, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.96 BGN (1 BGN = 0.51 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Gorna Oryahovitsa 10,620 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Gorna Oryahovitsa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gorna Oryahovitsa: Cost of Living - Frequently Asked Questions

Gorna Oryahovitsa is about 27% cheaper overall, especially in groceries and leisure. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 81% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $330 in Gorna Oryahovitsa. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $965 in Gorna Oryahovitsa – Gorna Oryahovitsa is about 27% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 68% less than in Gorna Oryahovitsa. The price difference matters if you commute daily and watch your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Gorna Oryahovitsa are both considered safe, so it’s unlikely to be the deciding factor between them.