Cost of Living Comparison Between Ubud, Bali and Gorna Oryahovitsa Cost of Living Comparison Between Ubud, Bali and Gorna Oryahovitsa

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $983 in Gorna Oryahovitsa.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,508 in Gorna Oryahovitsa.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $2,032 in Gorna Oryahovitsa.

Living in Ubud, Bali is roughly 39% more expensive than in Gorna Oryahovitsa, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Gorna Oryahovitsa is 28% below.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$9.72 BGN 16.18

-64.61%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.0K

$26.41 BGN 43.94

37.49%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$9.77 BGN 16.25

-41.56%

Cappuccino

$2.67 Rp 47.4K

$1.08 BGN 1.79

147.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.75 BGN 1.24

133.33%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.46 BGN 0.76

89.13%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$1.61 BGN 2.68

83.23%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.1K

$1.79 BGN 2.97

152.51%

Milk (1 liter)

$1.62 Rp 28.7K

$1.82 BGN 3.03

-10.99%

White Bread (500g)

$2.33 Rp 41.3K

$1.21 BGN 2.01

92.56%

Rice (white) (1kg)

$1.11 Rp 19.6K

$2.26 BGN 3.77

-50.88%

Eggs

$2.20 Rp 39.0K

$2.78 BGN 4.63

-20.86%

Local Cheese (1kg)

$17.69 Rp 313.8K

$7.46 BGN 12.41

137.13%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$8.49 BGN 14.12

-51.71%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$14.85 BGN 24.71

-17.98%

Apples (1kg)

$3.71 Rp 65.7K

$1.07 BGN 1.78

246.73%

Banana (1kg)

$1.59 Rp 28.2K

$1.32 BGN 2.20

20.45%

Oranges (1kg)

$2.28 Rp 40.5K

$2.06 BGN 3.43

10.68%

Tomato (1kg)

$1.95 Rp 34.6K

$2.09 BGN 3.48

-6.70%

Potato (1kg)

$1.91 Rp 33.8K

$1.04 BGN 1.73

83.65%

Onion (1kg)

$2.33 Rp 41.3K

$0.79 BGN 1.31

194.94%

Lettuce (1 head)

$1.01 Rp 17.9K

$0.68 BGN 1.14

48.53%

Water (1.5 liter bottle)

$0.55 Rp 9,788

$0.61 BGN 1.02

-9.84%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$4.13 BGN 6.86

-46.00%

Wine (Bottle)

$23.07 Rp 409.2K

$6.53 BGN 10.86

253.29%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$1.22 BGN 2.03

98.36%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.02 BGN 3.35

48.51%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

$0.88 BGN 1.47

-69.32%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.3K

$24.22 BGN 40.29

-62.92%

Taxi Start (Normal Tariff)

$0.48 Rp 8,580

$1.26 BGN 2.10

-61.90%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,691

$0.64 BGN 1.06

-32.81%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$10.48 BGN 17.43

-46.18%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.45 BGN 2.41

-44.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.4M

$31.6K BGN 52.5K

-21.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.4M

$26.0K BGN 43.3K

21.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$106 BGN 177

-23.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$19.64 BGN 32.68

-66.96%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.9K

$10.61 BGN 17.65

76.91%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$30.87 BGN 51.4

84.22%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.2K

$16.93 BGN 28.16

10.63%

Cinema Ticket

$4.54 Rp 80.5K

$9.53 BGN 15.85

-52.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$537 BGN 893

-10.47%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$5,598 BGN 9,312

2.03%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.3K

$69.5 BGN 116

-34.48%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.4K

$43.83 BGN 72.9

-18.14%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$99.9 BGN 166

-19.53%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$107 BGN 178

-26.54%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$357 BGN 594

212.27%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$293 BGN 488

138.03%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$531 BGN 884

584.31%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$395 BGN 657

339.97%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$1,457 BGN 2,424

91.12%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$1,061 BGN 1,764

115.88%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$896 BGN 1,491

-81.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.1

344.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Gorna Oryahovitsa: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $357 in Gorna Oryahovitsa. Housing cost is often the main lever when comparing two cities.

Gorna Oryahovitsa pays 433% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $26.00 in Gorna Oryahovitsa for a mid-range dinner for two. Groceries echo the gap at $295 vs $230 per month, with Gorna Oryahovitsa cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gorna Oryahovitsa: Cost of Living - Frequently Asked Questions

Gorna Oryahovitsa is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 39% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 433% lower in Gorna Oryahovitsa. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $357 in Gorna Oryahovitsa. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,368 per month in Ubud, Bali versus $983 in Gorna Oryahovitsa – a 39% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Gorna Oryahovitsa runs roughly 170% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $983 in Gorna Oryahovitsa versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Gorna Oryahovitsa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gorna Oryahovitsa the clear choice for anyone on this budget.

For families, Gorna Oryahovitsa is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Gorna Oryahovitsa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gorna Oryahovitsa gentler on the wallet – expenses run 39% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.