😐Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $951 in Gorna Oryahovitsa.
😐Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,437 in Gorna Oryahovitsa.
😐Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $1,924 in Gorna Oryahovitsa.
😐Living in Ubud, Bali is roughly 48% more expensive than Gorna Oryahovitsa, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ubud, Bali is 4% above, Gorna Oryahovitsa is 29% below.
Currency
🍽 Eating Out
Ubud, Bali
Gorna Oryahovitsa
Difference
Meal at Budget Restaurant
$3.57Rp 64.0K
$9.34BGN 15.54
-61.78%
Three-Course Dinner for Two, Mid-Range
$32.50Rp 582.3K
$26.65BGN 44.33
21.95%
Fast Food Meal(McDonalds, etc)
$4.86Rp 87.1K
$8.87BGN 14.76
-45.21%
Cappuccino
$2.75Rp 49.2K
$1.03BGN 1.71
166.99%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.32Rp 23.7K
$0.79BGN 1.32
67.09%
Water(0.33 liter bottle)
$0.70Rp 12.6K
$0.49BGN 0.82
42.86%
Local Beer(0.5 liter draught)
$2.91Rp 52.2K
$1.57BGN 2.61
85.35%
Imported Beer(0.33 liter bottle)
$3.79Rp 68.0K
$1.79BGN 2.97
111.73%
🛒 Groceries & Markets
Ubud, Bali
Gorna Oryahovitsa
Difference
Milk(1 liter)
$1.71Rp 30.6K
$1.96BGN 3.26
-12.76%
White Bread(500g)
$2.47Rp 44.3K
$1.22BGN 2.02
102.46%
Rice(white)(1kg)
$1.20Rp 21.5K
$2.07BGN 3.45
-42.03%
Eggs
$2.44Rp 43.8K
$2.76BGN 4.59
-11.59%
Local Cheese(1kg)
$14.38Rp 257.7K
$7.68BGN 12.78
87.24%
Chicken Fillets(1kg)
$4.31Rp 77.1K
$8.81BGN 14.66
-51.08%
Beef Round Steak(1kg)
$12.21Rp 218.7K
$13.28BGN 22.10
-8.06%
Apples(1kg)
$3.68Rp 66.0K
$1.09BGN 1.82
237.61%
Banana(1kg)
$1.55Rp 27.8K
$1.32BGN 2.20
17.42%
Oranges(1kg)
$2.79Rp 49.9K
$2.01BGN 3.34
38.81%
Tomato(1kg)
$2.33Rp 41.8K
$2.00BGN 3.33
16.50%
Potato(1kg)
$1.97Rp 35.3K
$1.03BGN 1.72
91.26%
Onion(1kg)
$2.31Rp 41.4K
$0.74BGN 1.22
212.16%
Lettuce(1 head)
$1.06Rp 19.1K
$0.73BGN 1.21
45.21%
Water(1.5 liter bottle)
$0.73Rp 13.1K
$0.58BGN 0.96
25.86%
Cigarettes 20 Pack(Marlboro, Camel)
$3.28Rp 58.8K
$3.79BGN 6.31
-13.46%
Wine(Bottle)
$22.79Rp 408.4K
$5.77BGN 9.59
294.97%
Local Beer(0.5 liter bottle)
$2.81Rp 50.3K
$1.09BGN 1.82
157.80%
Imported Beer(0.33 liter bottle)
$2.78Rp 49.9K
$1.75BGN 2.91
58.86%
🚌 Getting Around
Ubud, Bali
Gorna Oryahovitsa
Difference
One-way Ticket(Public Transport)
$0.29Rp 5,217
$0.91BGN 1.52
-68.13%
Public Transport Monthly Pass(Regular Price)
$8.06Rp 144.4K
$26.27BGN 43.70
-69.32%
Taxi Start(Normal Tariff)
$0.45Rp 8,047
$1.44BGN 2.39
-68.75%
Taxi(Normal Tariff)(1km)
$0.45Rp 8,094
$0.65BGN 1.09
-30.77%
Taxi 1hour Waiting(Normal Tariff)
$6.24Rp 111.7K
$14.13BGN 23.50
-55.84%
Gasoline(1 liter)
$0.85Rp 15.2K
$1.50BGN 2.50
-43.33%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0KRp 465.4M
$31.7KBGN 52.7K
-17.99%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7KRp 567.2M
$28.5KBGN 47.5K
10.90%
🧾 Monthly Utilities & Internet
Ubud, Bali
Gorna Oryahovitsa
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$80.8Rp 1.4M
$105BGN 175
-23.27%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.06Rp 72.7K
$17.85BGN 29.70
-77.25%
Internet(50+ Mbps, Unlimited Data)
$24.42Rp 437.6K
$10.44BGN 17.36
133.91%
🎉 Sport & Entertainment
Ubud, Bali
Gorna Oryahovitsa
Difference
Gym Membership(Monthly)
$97.7Rp 1.7M
$30.00BGN 49.91
225.57%
Tennis Court(1 Hour on Weekend)
$6.45Rp 115.5K
$14.94BGN 24.85
-56.83%
Cinema Ticket
$4.04Rp 72.4K
$9.54BGN 15.87
-57.65%
🧸 Childcare & Education
Ubud, Bali
Gorna Oryahovitsa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$304Rp 5.4M
$628BGN 1,045
-51.59%
International Primary School, 1 Child(Yearly)
$6,621Rp 118.6M
$5,548BGN 9,229
19.35%
👕👟 Clothing & Footwear
Ubud, Bali
Gorna Oryahovitsa
Difference
Jeans(Levis 501 Or Similar)
$54.2Rp 971.7K
$71.6BGN 119
-24.26%
Summer Dress(H&M, Zara, etc)
$38.78Rp 694.7K
$36.67BGN 61.0
5.75%
Sport Shoes(Adidas, Nike)
$86.1Rp 1.5M
$108BGN 180
-20.57%
Men's Leather Business Shoes
$76.7Rp 1.4M
$118BGN 196
-34.94%
🏠 Accommodation & Living
Ubud, Bali
Gorna Oryahovitsa
Difference
1-bedroom Apartment, City Center(Monthly)
$986Rp 17.7M
$288BGN 479
242.02%
1-bedroom Apartment, Outside City Center(Monthly)
$658Rp 11.8M
$232BGN 386
183.56%
3-bedroom Apartment, City Center(Monthly)
$3,369Rp 60.4M
$475BGN 789
610.04%
3-bedroom Apartment, Outside City Center(Monthly)
$2,066Rp 37.0M
$357BGN 594
479.04%
Buy Apartment in City Center(m2)
$2,741Rp 49.1M
$1,493BGN 2,484
83.57%
Buy Apartment Outside City Center(m2)
$2,228Rp 39.9M
$1,168BGN 1,943
90.69%
💵 Salaries & Financials
Ubud, Bali
Gorna Oryahovitsa
Difference
Average Monthly Net Salary(After Tax)
$163Rp 2.9M
$888BGN 1,478
-81.61%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
3.09
329.77%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: June 9, 2026
Last update for Gorna Oryahovitsa: June 8, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $986 in Ubud, Bali and $288 in Gorna Oryahovitsa. Housing cost is often the main lever when comparing two cities.
💰Gorna Oryahovitsa pays 444% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $33.00 in Ubud, Bali vs $27.00 in Gorna Oryahovitsa for a mid-range dinner for two. Groceries echo the gap at $297 vs $224 per month, with Gorna Oryahovitsa cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Gorna Oryahovitsa: Cost of Living - Frequently Asked Questions
Is Gorna Oryahovitsa cheaper than Ubud, Bali?
Gorna Oryahovitsa is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Monthly Utilities & Internet. The 48% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Ubud, Bali or Gorna Oryahovitsa?
On paper, Gorna Oryahovitsa earns 444% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Ubud, Bali and Gorna Oryahovitsa?
Rent for a central apartment: $986 in Ubud, Bali versus $288 in Gorna Oryahovitsa. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Ubud, Bali vs Gorna Oryahovitsa?
All in, you'll spend $1,404 per month in Ubud, Bali versus $951 in Gorna Oryahovitsa – a 48% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Gorna Oryahovitsa runs roughly 226% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for Ubud, Bali or Gorna Oryahovitsa?
At $951 in Gorna Oryahovitsa versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Gorna Oryahovitsa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gorna Oryahovitsa the clear choice for anyone on this budget.
Is Ubud, Bali or Gorna Oryahovitsa more family-friendly?
For families, Gorna Oryahovitsa is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Gorna Oryahovitsa?
Safety-wise, Ubud, Bali and Gorna Oryahovitsa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Gorna Oryahovitsa gentler on the wallet – expenses run 48% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared