Cost of Living Comparison Between Ubud, Bali and Gorna Oryahovitsa Cost of Living Comparison Between Ubud, Bali and Gorna Oryahovitsa

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $958 in Gorna Oryahovitsa.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,455 in Gorna Oryahovitsa.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $1,951 in Gorna Oryahovitsa.

Living in Ubud, Bali is roughly 50% more expensive than Gorna Oryahovitsa, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Gorna Oryahovitsa is 28% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$9.35 BGN 15.62

-61.82%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$26.32 BGN 43.96

23.78%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$8.91 BGN 14.89

-43.10%

Cappuccino

$2.83 Rp 49.0K

$1.08 BGN 1.81

162.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.73 BGN 1.22

83.56%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.49 BGN 0.82

40.82%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$1.58 BGN 2.64

89.24%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$1.72 BGN 2.88

123.84%

Milk (1 liter)

$1.74 Rp 30.2K

$1.95 BGN 3.26

-10.77%

White Bread (500g)

$2.54 Rp 44.0K

$1.16 BGN 1.94

118.97%

Rice (white) (1kg)

$1.19 Rp 20.6K

$2.06 BGN 3.44

-42.23%

Eggs

$2.43 Rp 42.0K

$2.87 BGN 4.79

-15.33%

Local Cheese (1kg)

$14.66 Rp 254.1K

$7.63 BGN 12.75

92.14%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$8.46 BGN 14.12

-50.59%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$13.04 BGN 21.78

-8.44%

Apples (1kg)

$3.69 Rp 63.9K

$1.07 BGN 1.79

244.86%

Banana (1kg)

$1.61 Rp 27.8K

$1.33 BGN 2.22

21.05%

Oranges (1kg)

$2.69 Rp 46.5K

$1.92 BGN 3.20

40.10%

Tomato (1kg)

$2.33 Rp 40.4K

$2.02 BGN 3.38

15.35%

Potato (1kg)

$1.91 Rp 33.0K

$1.04 BGN 1.73

83.65%

Onion (1kg)

$2.19 Rp 37.9K

$0.75 BGN 1.26

192.00%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.69 BGN 1.15

53.62%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.57 BGN 0.96

26.32%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$3.94 BGN 6.57

-20.56%

Wine (Bottle)

$23.49 Rp 407.1K

$7.08 BGN 11.83

231.78%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.05 BGN 1.75

160.95%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$1.77 BGN 2.95

62.71%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.89 BGN 1.49

-67.42%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$26.64 BGN 44.49

-69.33%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$1.45 BGN 2.42

-68.97%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.60 BGN 1.00

-30.00%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$14.22 BGN 23.76

-56.68%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.43 BGN 2.39

-41.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$32.3K BGN 53.9K

-18.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$29.2K BGN 48.7K

11.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$107 BGN 179

-26.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$17.84 BGN 29.80

-77.86%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$10.78 BGN 18.01

126.35%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$30.05 BGN 50.2

221.26%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$14.56 BGN 24.31

-56.39%

Cinema Ticket

$4.04 Rp 70.0K

$9.28 BGN 15.50

-56.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$648 BGN 1,082

-53.30%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$5,565 BGN 9,293

17.22%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$70.7 BGN 118

-23.86%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$36.62 BGN 61.2

3.71%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$108 BGN 180

-19.50%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$117 BGN 195

-32.37%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$289 BGN 483

249.87%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$233 BGN 389

189.22%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$474 BGN 791

615.67%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$353 BGN 589

494.90%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$1,409 BGN 2,354

111.78%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$1,132 BGN 1,890

106.73%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$909 BGN 1,519

-80.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.09

329.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Gorna Oryahovitsa: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $289 in Gorna Oryahovitsa. Housing cost is often the main lever when comparing two cities.

Gorna Oryahovitsa pays 425% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $26.00 in Gorna Oryahovitsa for a mid-range dinner for two. Groceries echo the gap at $298 vs $224 per month, with Gorna Oryahovitsa cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gorna Oryahovitsa: Cost of Living - Frequently Asked Questions

Gorna Oryahovitsa is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 50% gap adds up to real monthly savings that compound significantly over time.

On paper, Gorna Oryahovitsa earns 425% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $289 in Gorna Oryahovitsa. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,438 per month in Ubud, Bali versus $958 in Gorna Oryahovitsa – a 50% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Gorna Oryahovitsa runs roughly 226% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $958 in Gorna Oryahovitsa versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Gorna Oryahovitsa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gorna Oryahovitsa the clear choice for anyone on this budget.

For families, Gorna Oryahovitsa is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Gorna Oryahovitsa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gorna Oryahovitsa gentler on the wallet – expenses run 50% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.