Cost of Living Comparison Between Ubud, Bali and Gorna Oryahovitsa Cost of Living Comparison Between Ubud, Bali and Gorna Oryahovitsa

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $951 in Gorna Oryahovitsa.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,437 in Gorna Oryahovitsa.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $1,924 in Gorna Oryahovitsa.

Living in Ubud, Bali is roughly 48% more expensive than Gorna Oryahovitsa, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Gorna Oryahovitsa is 29% below.

Currency
🍽 Eating Out
Ubud, Bali
Gorna Oryahovitsa
Difference
Meal at Budget Restaurant
$3.57 Rp 64.0K
$9.34 BGN 15.54
-61.78%
Three-Course Dinner for Two, Mid-Range
$32.50 Rp 582.3K
$26.65 BGN 44.33
21.95%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 87.1K
$8.87 BGN 14.76
-45.21%
Cappuccino
$2.75 Rp 49.2K
$1.03 BGN 1.71
166.99%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.32 Rp 23.7K
$0.79 BGN 1.32
67.09%
Water (0.33 liter bottle)
$0.70 Rp 12.6K
$0.49 BGN 0.82
42.86%
Local Beer (0.5 liter draught)
$2.91 Rp 52.2K
$1.57 BGN 2.61
85.35%
Imported Beer (0.33 liter bottle)
$3.79 Rp 68.0K
$1.79 BGN 2.97
111.73%
🛒 Groceries & Markets
Ubud, Bali
Gorna Oryahovitsa
Difference
Milk (1 liter)
$1.71 Rp 30.6K
$1.96 BGN 3.26
-12.76%
White Bread (500g)
$2.47 Rp 44.3K
$1.22 BGN 2.02
102.46%
Rice (white) (1kg)
$1.20 Rp 21.5K
$2.07 BGN 3.45
-42.03%
Eggs
$2.44 Rp 43.8K
$2.76 BGN 4.59
-11.59%
Local Cheese (1kg)
$14.38 Rp 257.7K
$7.68 BGN 12.78
87.24%
Chicken Fillets (1kg)
$4.31 Rp 77.1K
$8.81 BGN 14.66
-51.08%
Beef Round Steak (1kg)
$12.21 Rp 218.7K
$13.28 BGN 22.10
-8.06%
Apples (1kg)
$3.68 Rp 66.0K
$1.09 BGN 1.82
237.61%
Banana (1kg)
$1.55 Rp 27.8K
$1.32 BGN 2.20
17.42%
Oranges (1kg)
$2.79 Rp 49.9K
$2.01 BGN 3.34
38.81%
Tomato (1kg)
$2.33 Rp 41.8K
$2.00 BGN 3.33
16.50%
Potato (1kg)
$1.97 Rp 35.3K
$1.03 BGN 1.72
91.26%
Onion (1kg)
$2.31 Rp 41.4K
$0.74 BGN 1.22
212.16%
Lettuce (1 head)
$1.06 Rp 19.1K
$0.73 BGN 1.21
45.21%
Water (1.5 liter bottle)
$0.73 Rp 13.1K
$0.58 BGN 0.96
25.86%
Cigarettes 20 Pack (Marlboro, Camel)
$3.28 Rp 58.8K
$3.79 BGN 6.31
-13.46%
Wine (Bottle)
$22.79 Rp 408.4K
$5.77 BGN 9.59
294.97%
Local Beer (0.5 liter bottle)
$2.81 Rp 50.3K
$1.09 BGN 1.82
157.80%
Imported Beer (0.33 liter bottle)
$2.78 Rp 49.9K
$1.75 BGN 2.91
58.86%
🚌 Getting Around
Ubud, Bali
Gorna Oryahovitsa
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,217
$0.91 BGN 1.52
-68.13%
Public Transport Monthly Pass (Regular Price)
$8.06 Rp 144.4K
$26.27 BGN 43.70
-69.32%
Taxi Start (Normal Tariff)
$0.45 Rp 8,047
$1.44 BGN 2.39
-68.75%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,094
$0.65 BGN 1.09
-30.77%
Taxi 1hour Waiting (Normal Tariff)
$6.24 Rp 111.7K
$14.13 BGN 23.50
-55.84%
Gasoline (1 liter)
$0.85 Rp 15.2K
$1.50 BGN 2.50
-43.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0K Rp 465.4M
$31.7K BGN 52.7K
-17.99%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 567.2M
$28.5K BGN 47.5K
10.90%
🧾 Monthly Utilities & Internet
Ubud, Bali
Gorna Oryahovitsa
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$105 BGN 175
-23.27%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 72.7K
$17.85 BGN 29.70
-77.25%
Internet (50+ Mbps, Unlimited Data)
$24.42 Rp 437.6K
$10.44 BGN 17.36
133.91%
🎉 Sport & Entertainment
Ubud, Bali
Gorna Oryahovitsa
Difference
Gym Membership (Monthly)
$97.7 Rp 1.7M
$30.00 BGN 49.91
225.57%
Tennis Court (1 Hour on Weekend)
$6.45 Rp 115.5K
$14.94 BGN 24.85
-56.83%
Cinema Ticket
$4.04 Rp 72.4K
$9.54 BGN 15.87
-57.65%
🧸 Childcare & Education
Ubud, Bali
Gorna Oryahovitsa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.4M
$628 BGN 1,045
-51.59%
International Primary School, 1 Child (Yearly)
$6,621 Rp 118.6M
$5,548 BGN 9,229
19.35%
👕👟 Clothing & Footwear
Ubud, Bali
Gorna Oryahovitsa
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 971.7K
$71.6 BGN 119
-24.26%
Summer Dress (H&M, Zara, etc)
$38.78 Rp 694.7K
$36.67 BGN 61.0
5.75%
Sport Shoes (Adidas, Nike)
$86.1 Rp 1.5M
$108 BGN 180
-20.57%
Men's Leather Business Shoes
$76.7 Rp 1.4M
$118 BGN 196
-34.94%
🏠 Accommodation & Living
Ubud, Bali
Gorna Oryahovitsa
Difference
1-bedroom Apartment, City Center (Monthly)
$986 Rp 17.7M
$288 BGN 479
242.02%
1-bedroom Apartment, Outside City Center (Monthly)
$658 Rp 11.8M
$232 BGN 386
183.56%
3-bedroom Apartment, City Center (Monthly)
$3,369 Rp 60.4M
$475 BGN 789
610.04%
3-bedroom Apartment, Outside City Center (Monthly)
$2,066 Rp 37.0M
$357 BGN 594
479.04%
Buy Apartment in City Center (m2)
$2,741 Rp 49.1M
$1,493 BGN 2,484
83.57%
Buy Apartment Outside City Center (m2)
$2,228 Rp 39.9M
$1,168 BGN 1,943
90.69%
💵 Salaries & Financials
Ubud, Bali
Gorna Oryahovitsa
Difference
Average Monthly Net Salary (After Tax)
$163 Rp 2.9M
$888 BGN 1,478
-81.61%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
3.09
329.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Gorna Oryahovitsa: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $288 in Gorna Oryahovitsa. Housing cost is often the main lever when comparing two cities.

Gorna Oryahovitsa pays 444% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $27.00 in Gorna Oryahovitsa for a mid-range dinner for two. Groceries echo the gap at $297 vs $224 per month, with Gorna Oryahovitsa cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Gorna Oryahovitsa: Cost of Living - Frequently Asked Questions
Is Gorna Oryahovitsa cheaper than Ubud, Bali?
Gorna Oryahovitsa is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Monthly Utilities & Internet. The 48% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Ubud, Bali or Gorna Oryahovitsa?
On paper, Gorna Oryahovitsa earns 444% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Ubud, Bali and Gorna Oryahovitsa?
Rent for a central apartment: $986 in Ubud, Bali versus $288 in Gorna Oryahovitsa. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Ubud, Bali vs Gorna Oryahovitsa?
All in, you'll spend $1,404 per month in Ubud, Bali versus $951 in Gorna Oryahovitsa – a 48% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Gorna Oryahovitsa runs roughly 226% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for Ubud, Bali or Gorna Oryahovitsa?
At $951 in Gorna Oryahovitsa versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Gorna Oryahovitsa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gorna Oryahovitsa the clear choice for anyone on this budget.
Is Ubud, Bali or Gorna Oryahovitsa more family-friendly?
For families, Gorna Oryahovitsa is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Ubud, Bali or Gorna Oryahovitsa?
Safety-wise, Ubud, Bali and Gorna Oryahovitsa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Gorna Oryahovitsa gentler on the wallet – expenses run 48% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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