🙂Monthly costs for one person with rent: $955 in Gorna Oryahovitsa versus $1,408 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,435 in Gorna Oryahovitsa versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,914 in Gorna Oryahovitsa versus $3,763 in Ubud, Bali.
🌍Living in Gorna Oryahovitsa costs roughly 32% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Gorna Oryahovitsa is 29% below, Ubud, Bali is 5% above.
Currency
🍽 Eating Out
Gorna Oryahovitsa
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.20BGN 15.30
$3.45Rp 62.1K
166.67%
Three-Course Dinner for Two, Mid-Range
$26.82BGN 44.62
$32.34Rp 581.1K
-17.07%
Fast Food Meal(McDonalds, etc)
$8.73BGN 14.52
$4.84Rp 87.1K
80.37%
Cappuccino
$1.08BGN 1.80
$2.75Rp 49.4K
-60.73%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.74BGN 1.23
$1.38Rp 24.9K
-46.38%
Water(0.33 liter bottle)
$0.45BGN 0.75
$0.75Rp 13.5K
-40.00%
Local Beer(0.5 liter draught)
$1.64BGN 2.72
$2.99Rp 53.8K
-45.15%
Imported Beer(0.33 liter bottle)
$1.74BGN 2.90
$3.85Rp 69.2K
-54.81%
🛒 Groceries & Markets
Gorna Oryahovitsa
Ubud, Bali
Difference
Milk(1 liter)
$1.94BGN 3.22
$1.74Rp 31.2K
11.49%
White Bread(500g)
$1.22BGN 2.02
$2.46Rp 44.2K
-50.41%
Rice(white)(1kg)
$2.06BGN 3.43
$1.17Rp 21.0K
76.07%
Eggs
$2.86BGN 4.77
$2.43Rp 43.7K
17.70%
Local Cheese(1kg)
$7.49BGN 12.45
$14.50Rp 260.6K
-48.34%
Chicken Fillets(1kg)
$8.74BGN 14.54
$4.35Rp 78.2K
100.92%
Beef Round Steak(1kg)
$12.97BGN 21.58
$11.98Rp 215.3K
8.26%
Apples(1kg)
$1.08BGN 1.80
$3.72Rp 66.8K
-70.97%
Banana(1kg)
$1.39BGN 2.31
$1.63Rp 29.2K
-14.72%
Oranges(1kg)
$2.00BGN 3.33
$2.74Rp 49.3K
-27.01%
Tomato(1kg)
$2.02BGN 3.35
$2.24Rp 40.3K
-9.82%
Potato(1kg)
$1.05BGN 1.74
$1.92Rp 34.5K
-45.31%
Onion(1kg)
$0.79BGN 1.31
$2.28Rp 40.9K
-65.35%
Lettuce(1 head)
$0.74BGN 1.23
$1.06Rp 19.1K
-30.19%
Water(1.5 liter bottle)
$0.61BGN 1.02
$0.72Rp 12.9K
-15.28%
Cigarettes 20 Pack(Marlboro, Camel)
$3.74BGN 6.22
$3.29Rp 59.0K
13.68%
Wine(Bottle)
$5.94BGN 9.89
$23.19Rp 416.8K
-74.39%
Local Beer(0.5 liter bottle)
$1.09BGN 1.82
$2.78Rp 49.9K
-60.79%
Imported Beer(0.33 liter bottle)
$1.77BGN 2.94
$2.73Rp 49.1K
-35.16%
🚌 Getting Around
Gorna Oryahovitsa
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.91BGN 1.51
$0.27Rp 4,786
237.04%
Public Transport Monthly Pass(Regular Price)
$26.97BGN 44.87
$8.11Rp 145.7K
232.55%
Taxi Start(Normal Tariff)
$1.45BGN 2.41
$0.48Rp 8,675
202.08%
Taxi(Normal Tariff)(1km)
$0.60BGN 1.00
$0.42Rp 7,545
42.86%
Taxi 1hour Waiting(Normal Tariff)
$13.88BGN 23.09
$6.22Rp 111.8K
123.15%
Gasoline(1 liter)
$1.44BGN 2.40
$0.81Rp 14.6K
77.78%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.1KBGN 53.4K
$26.6KRp 478.2M
20.65%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.4KBGN 47.2K
$32.2KRp 578.5M
-11.90%
🧾 Monthly Utilities & Internet
Gorna Oryahovitsa
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$106BGN 176
$78.4Rp 1.4M
35.02%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$18.16BGN 30.21
$4.07Rp 73.1K
346.19%
Internet(50+ Mbps, Unlimited Data)
$10.59BGN 17.62
$24.33Rp 437.1K
-56.47%
🎉 Sport & Entertainment
Gorna Oryahovitsa
Ubud, Bali
Difference
Gym Membership(Monthly)
$29.82BGN 49.61
$98.6Rp 1.8M
-69.76%
Tennis Court(1 Hour on Weekend)
$14.56BGN 24.23
$6.34Rp 113.9K
129.65%
Cinema Ticket
$9.68BGN 16.10
$3.99Rp 71.6K
142.61%
🧸 Childcare & Education
Gorna Oryahovitsa
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$640BGN 1,064
$305Rp 5.5M
109.72%
International Primary School, 1 Child(Yearly)
$5,462BGN 9,087
$6,642Rp 119.4M
-17.77%
👕👟 Clothing & Footwear
Gorna Oryahovitsa
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$72.0BGN 120
$54.1Rp 972.9K
33.06%
Summer Dress(H&M, Zara, etc)
$36.75BGN 61.1
$37.81Rp 679.4K
-2.80%
Sport Shoes(Adidas, Nike)
$109BGN 182
$86.8Rp 1.6M
25.69%
Men's Leather Business Shoes
$120BGN 200
$76.4Rp 1.4M
57.52%
🏠 Accommodation & Living
Gorna Oryahovitsa
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$293BGN 488
$992Rp 17.8M
-70.45%
1-bedroom Apartment, Outside City Center(Monthly)
$236BGN 393
$673Rp 12.1M
-64.88%
3-bedroom Apartment, City Center(Monthly)
$466BGN 775
$3,375Rp 60.7M
-86.19%
3-bedroom Apartment, Outside City Center(Monthly)
$347BGN 578
$2,050Rp 36.8M
-83.05%
Buy Apartment in City Center(m2)
$1,344BGN 2,236
$2,805Rp 50.4M
-52.08%
Buy Apartment Outside City Center(m2)
$975BGN 1,622
$2,227Rp 40.0M
-56.23%
💵 Salaries & Financials
Gorna Oryahovitsa
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$908BGN 1,511
$167Rp 3.0M
444.08%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.09
13.28
-76.73%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Gorna Oryahovitsa: July 12, 2026
Last update for Ubud, Bali: July 11, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $293 in Gorna Oryahovitsa and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Gorna Oryahovitsa pays 444% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $27.00 in Gorna Oryahovitsa vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $224 vs $297 per month, with Gorna Oryahovitsa cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Gorna Oryahovitsa vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Gorna Oryahovitsa?
Gorna Oryahovitsa is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 47% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Gorna Oryahovitsa or Ubud, Bali?
Average pay runs 444% higher in Gorna Oryahovitsa, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Gorna Oryahovitsa and Ubud, Bali?
Rent for a central apartment: $293 in Gorna Oryahovitsa versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Gorna Oryahovitsa and in Ubud, Bali?
All in, you'll spend $955 per month in Gorna Oryahovitsa versus $1,408 in Ubud, Bali – a 47% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Gorna Oryahovitsa runs roughly 233% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Gorna Oryahovitsa or in Ubud, Bali?
At $955 in Gorna Oryahovitsa versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Gorna Oryahovitsa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gorna Oryahovitsa the clear choice for anyone on this budget.
Is Gorna Oryahovitsa or Ubud, Bali more family-friendly?
For families, Gorna Oryahovitsa is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Gorna Oryahovitsa or Ubud, Bali?
Safety-wise, Gorna Oryahovitsa and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Gorna Oryahovitsa gentler on the wallet – expenses run 47% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Gorna Oryahovitsa vs other spots: cost of living compared