🙂Monthly costs for one person with rent: $966 in Gorna Oryahovitsa versus $1,419 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,451 in Gorna Oryahovitsa versus $2,540 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,936 in Gorna Oryahovitsa versus $3,660 in Ubud, Bali.
🙂Living in Gorna Oryahovitsa costs roughly 32% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Gorna Oryahovitsa is 28% below, Ubud, Bali is 6% above.
Currency
🍽 Eating Out
Gorna Oryahovitsa
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.58BGN 15.94
$3.56Rp 64.3K
169.10%
Three-Course Dinner for Two, Mid-Range
$27.03BGN 44.97
$32.73Rp 590.3K
-17.42%
Fast Food Meal(McDonalds, etc)
$9.10BGN 15.13
$4.95Rp 89.2K
83.84%
Cappuccino
$1.08BGN 1.80
$2.71Rp 48.9K
-60.15%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.75BGN 1.25
$1.34Rp 24.2K
-44.03%
Water(0.33 liter bottle)
$0.45BGN 0.75
$0.70Rp 12.6K
-35.71%
Local Beer(0.5 liter draught)
$1.60BGN 2.66
$2.92Rp 52.7K
-45.21%
Imported Beer(0.33 liter bottle)
$1.78BGN 2.96
$3.96Rp 71.4K
-55.05%
🛒 Groceries & Markets
Gorna Oryahovitsa
Ubud, Bali
Difference
Milk(1 liter)
$1.86BGN 3.09
$1.81Rp 32.6K
2.76%
White Bread(500g)
$1.17BGN 1.94
$2.52Rp 45.4K
-53.57%
Rice(white)(1kg)
$1.99BGN 3.30
$1.16Rp 20.9K
71.55%
Eggs
$2.89BGN 4.81
$2.46Rp 44.4K
17.48%
Local Cheese(1kg)
$7.61BGN 12.65
$14.71Rp 265.3K
-48.27%
Chicken Fillets(1kg)
$8.60BGN 14.31
$4.32Rp 77.9K
99.07%
Beef Round Steak(1kg)
$13.04BGN 21.69
$12.14Rp 218.9K
7.41%
Apples(1kg)
$1.04BGN 1.74
$3.84Rp 69.3K
-72.92%
Banana(1kg)
$1.34BGN 2.22
$1.56Rp 28.1K
-14.10%
Oranges(1kg)
$2.00BGN 3.34
$2.83Rp 51.1K
-29.33%
Tomato(1kg)
$2.02BGN 3.37
$2.33Rp 41.9K
-13.30%
Potato(1kg)
$1.03BGN 1.72
$1.91Rp 34.5K
-46.07%
Onion(1kg)
$0.78BGN 1.31
$2.20Rp 39.7K
-64.55%
Lettuce(1 head)
$0.68BGN 1.13
$1.01Rp 18.3K
-32.67%
Water(1.5 liter bottle)
$0.56BGN 0.94
$0.78Rp 14.0K
-28.21%
Cigarettes 20 Pack(Marlboro, Camel)
$3.92BGN 6.51
$3.32Rp 59.8K
18.07%
Wine(Bottle)
$6.03BGN 10.03
$23.74Rp 428.0K
-74.60%
Local Beer(0.5 liter bottle)
$1.10BGN 1.83
$2.79Rp 50.3K
-60.57%
Imported Beer(0.33 liter bottle)
$1.81BGN 3.01
$2.86Rp 51.6K
-36.71%
🚌 Getting Around
Gorna Oryahovitsa
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.85BGN 1.41
$0.27Rp 4,848
214.81%
Public Transport Monthly Pass(Regular Price)
$26.35BGN 43.84
$8.03Rp 144.8K
228.14%
Taxi Start(Normal Tariff)
$1.51BGN 2.51
$0.46Rp 8,230
228.26%
Taxi(Normal Tariff)(1km)
$0.65BGN 1.08
$0.45Rp 8,116
44.44%
Taxi 1hour Waiting(Normal Tariff)
$14.44BGN 24.02
$6.10Rp 109.9K
136.72%
Gasoline(1 liter)
$1.49BGN 2.48
$0.79Rp 14.3K
88.61%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.7KBGN 54.4K
$26.1KRp 471.6M
25.09%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.7KBGN 47.7K
$32.1KRp 579.2M
-10.80%
🧾 Monthly Utilities & Internet
Gorna Oryahovitsa
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$105BGN 174
$79.9Rp 1.4M
31.12%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$18.38BGN 30.57
$4.06Rp 73.3K
352.71%
Internet(50+ Mbps, Unlimited Data)
$10.68BGN 17.76
$23.52Rp 424.1K
-54.59%
🎉 Sport & Entertainment
Gorna Oryahovitsa
Ubud, Bali
Difference
Gym Membership(Monthly)
$29.53BGN 49.13
$98.7Rp 1.8M
-70.08%
Tennis Court(1 Hour on Weekend)
$14.93BGN 24.84
$6.63Rp 119.6K
125.19%
Cinema Ticket
$9.60BGN 15.97
$4.15Rp 74.8K
131.33%
🧸 Childcare & Education
Gorna Oryahovitsa
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$626BGN 1,042
$304Rp 5.5M
105.99%
International Primary School, 1 Child(Yearly)
$5,528BGN 9,197
$6,613Rp 119.3M
-16.40%
👕👟 Clothing & Footwear
Gorna Oryahovitsa
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$72.3BGN 120
$55.5Rp 1.0M
30.12%
Summer Dress(H&M, Zara, etc)
$36.93BGN 61.4
$38.31Rp 690.9K
-3.60%
Sport Shoes(Adidas, Nike)
$107BGN 178
$88.6Rp 1.6M
20.67%
Men's Leather Business Shoes
$118BGN 197
$77.9Rp 1.4M
52.09%
🏠 Accommodation & Living
Gorna Oryahovitsa
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$284BGN 473
$1,006Rp 18.1M
-71.73%
1-bedroom Apartment, Outside City Center(Monthly)
$228BGN 379
$675Rp 12.2M
-66.28%
3-bedroom Apartment, City Center(Monthly)
$464BGN 771
$3,442Rp 62.1M
-86.53%
3-bedroom Apartment, Outside City Center(Monthly)
$349BGN 581
$2,039Rp 36.8M
-82.87%
Buy Apartment in City Center(m2)
$1,462BGN 2,433
$2,841Rp 51.2M
-48.53%
Buy Apartment Outside City Center(m2)
$1,249BGN 2,078
$2,264Rp 40.8M
-44.82%
💵 Salaries & Financials
Gorna Oryahovitsa
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$929BGN 1,545
$165Rp 3.0M
462.12%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.09
13.28
-76.73%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Gorna Oryahovitsa: May 31, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $284 in Gorna Oryahovitsa and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Gorna Oryahovitsa pays 462% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $27.00 in Gorna Oryahovitsa vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $221 vs $302 per month, with Gorna Oryahovitsa cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Gorna Oryahovitsa vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Gorna Oryahovitsa?
Gorna Oryahovitsa is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 47% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Gorna Oryahovitsa or Ubud, Bali?
Gorna Oryahovitsa pays 462% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Gorna Oryahovitsa and Ubud, Bali?
Rent for a central apartment: $284 in Gorna Oryahovitsa versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Gorna Oryahovitsa vs Ubud, Bali?
All in, you'll spend $966 per month in Gorna Oryahovitsa versus $1,419 in Ubud, Bali – a 47% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Gorna Oryahovitsa runs roughly 228% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for Gorna Oryahovitsa or Ubud, Bali?
At $966 in Gorna Oryahovitsa versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Gorna Oryahovitsa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gorna Oryahovitsa the clear choice for anyone on this budget.
Is Gorna Oryahovitsa or Ubud, Bali more family-friendly?
For families, Gorna Oryahovitsa is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Gorna Oryahovitsa or Ubud, Bali?
Safety-wise, Gorna Oryahovitsa and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Gorna Oryahovitsa gentler on the wallet – expenses run 47% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Gorna Oryahovitsa vs other spots: cost of living compared