Last update: Oct 2026

Cost of Living Comparison Between Gorna Oryahovitsa and Ubud, Bali

For one person, living is cheaper in Gorna Oryahovitsa: $955 a month against $1,353 in Ubud, Bali, rent and utilities included – about $4,800 less a year. Rent and utilities account for most of the difference.

46

Cost of Living Index in Gorna Oryahovitsa
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Gorna Oryahovitsa Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Gorna Oryahovitsa

🇧🇬 Bulgaria

$955

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Gorna Oryahovitsa and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gorna Oryahovitsa and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $955 in Gorna Oryahovitsa versus $1,353 in Ubud, Bali.

Gorna Oryahovitsa $955
Ubud, Bali $1,353

Estimated couple costs with rent: $1,454 in Gorna Oryahovitsa versus $2,297 in Ubud, Bali.

Gorna Oryahovitsa $1,454
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $1,953 in Gorna Oryahovitsa versus $3,241 in Ubud, Bali.

Gorna Oryahovitsa $1,953
Ubud, Bali $3,241

Living in Gorna Oryahovitsa costs roughly 29% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Gorna Oryahovitsa is 29% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$8.91 BGN 15.50

$3.23 Rp 58.1K

175.85%

Three-Course Dinner for Two, Mid-Range

$25.65 BGN 44.64

$34.88 Rp 627.8K

-26.46%

Fast Food Meal (McDonalds, etc)

$9.40 BGN 16.35

$5.70 Rp 102.5K

64.91%

Cappuccino

$1.05 BGN 1.82

$2.62 Rp 47.1K

-59.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.71 BGN 1.24

$1.72 Rp 31.0K

-58.72%

Water (0.33 liter bottle)

$0.48 BGN 0.84

$0.81 Rp 14.6K

-40.74%

Local Beer (0.5 liter draught)

$1.50 BGN 2.61

$2.65 Rp 47.7K

-43.40%

Imported Beer (0.33 liter bottle)

$1.69 BGN 2.94

$4.37 Rp 78.6K

-61.33%

Milk (1 liter)

$1.76 BGN 3.05

$1.57 Rp 28.3K

12.10%

White Bread (500g)

$1.22 BGN 2.13

$2.19 Rp 39.5K

-44.29%

Rice (white) (1kg)

$2.26 BGN 3.93

$1.18 Rp 21.2K

91.53%

Eggs

$2.80 BGN 4.87

$2.16 Rp 38.8K

29.63%

Local Cheese (1kg)

$7.22 BGN 12.56

$17.65 Rp 317.7K

-59.09%

Chicken Fillets (1kg)

$8.26 BGN 14.37

$3.78 Rp 68.0K

118.52%

Beef Round Steak (1kg)

$13.82 BGN 24.05

$11.95 Rp 215.1K

15.65%

Apples (1kg)

$1.00 BGN 1.74

$3.60 Rp 64.8K

-72.22%

Banana (1kg)

$1.30 BGN 2.25

$1.59 Rp 28.6K

-18.24%

Oranges (1kg)

$1.98 BGN 3.44

$2.31 Rp 41.6K

-14.29%

Tomato (1kg)

$1.98 BGN 3.45

$1.91 Rp 34.3K

3.66%

Potato (1kg)

$1.06 BGN 1.84

$1.78 Rp 32.1K

-40.45%

Onion (1kg)

$0.75 BGN 1.31

$2.33 Rp 41.9K

-67.81%

Lettuce (1 head)

$0.67 BGN 1.16

$1.00 Rp 18.0K

-33.00%

Water (1.5 liter bottle)

$0.55 BGN 0.95

$0.53 Rp 9,509

3.77%

Cigarettes 20 Pack (Marlboro, Camel)

$3.97 BGN 6.91

$2.29 Rp 41.1K

73.36%

Wine (Bottle)

$6.10 BGN 10.61

$22.07 Rp 397.3K

-72.36%

Local Beer (0.5 liter bottle)

$1.17 BGN 2.03

$2.35 Rp 42.2K

-50.21%

Imported Beer (0.33 liter bottle)

$1.99 BGN 3.47

$2.98 Rp 53.6K

-33.22%

One-way Ticket (Public Transport)

$0.88 BGN 1.53

$0.23 Rp 4,112

282.61%

Public Transport Monthly Pass (Regular Price)

$24.22 BGN 42.13

$8.90 Rp 160.2K

172.13%

Taxi Start (Normal Tariff)

$1.29 BGN 2.25

$0.47 Rp 8,466

174.47%

Taxi (Normal Tariff) (1km)

$0.60 BGN 1.05

$0.43 Rp 7,737

39.53%

Taxi 1hour Waiting (Normal Tariff)

$10.32 BGN 17.95

$5.47 Rp 98.4K

88.67%

Gasoline (1 liter)

$1.40 BGN 2.44

$0.83 Rp 14.9K

68.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.7K BGN 51.7K

$23.9K Rp 429.8M

24.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K BGN 43.7K

$32.8K Rp 590.1M

-23.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$104 BGN 182

$80.0 Rp 1.4M

30.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.05 BGN 33.15

$6.56 Rp 118.1K

190.40%

Internet (50+ Mbps, Unlimited Data)

$10.36 BGN 18.03

$18.60 Rp 334.8K

-44.30%

Gym Membership (Monthly)

$29.84 BGN 51.9

$54.1 Rp 974.1K

-44.86%

Tennis Court (1 Hour on Weekend)

$17.00 BGN 29.58

$18.28 Rp 329.0K

-7.00%

Cinema Ticket

$9.10 BGN 15.83

$4.25 Rp 76.5K

114.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$512 BGN 890

$493 Rp 8.9M

3.82%

International Primary School, 1 Child (Yearly)

$5,508 BGN 9,585

$5,597 Rp 100.7M

-1.58%

Jeans (Levis 501 Or Similar)

$66.9 BGN 116

$45.58 Rp 820.4K

46.69%

Summer Dress (H&M, Zara, etc)

$42.44 BGN 73.8

$34.96 Rp 629.4K

21.40%

Sport Shoes (Adidas, Nike)

$95.0 BGN 165

$77.7 Rp 1.4M

22.22%

Men's Leather Business Shoes

$106 BGN 184

$78.5 Rp 1.4M

34.58%

1-bedroom Apartment, City Center (Monthly)

$337 BGN 587

$1,131 Rp 20.4M

-70.19%

1-bedroom Apartment, Outside City Center (Monthly)

$253 BGN 441

$673 Rp 12.1M

-62.35%

3-bedroom Apartment, City Center (Monthly)

$553 BGN 962

$3,613 Rp 65.0M

-84.69%

3-bedroom Apartment, Outside City Center (Monthly)

$404 BGN 703

$1,702 Rp 30.6M

-76.25%

Buy Apartment in City Center (m2)

$1,337 BGN 2,326

$2,717 Rp 48.9M

-50.81%

Buy Apartment Outside City Center (m2)

$1,055 BGN 1,836

$2,241 Rp 40.3M

-52.93%

Average Monthly Net Salary (After Tax)

$878 BGN 1,529

$166 Rp 3.0M

428.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.1

13.78

-77.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gorna Oryahovitsa: October 17, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gorna Oryahovitsa

$253 26.5%

Ubud, Bali

$673 49.7% 166% $420

Groceries & Markets

Gorna Oryahovitsa

$221 23.1%

Ubud, Bali

$287 21.2% 30% $66

Clothing & Footwear

Gorna Oryahovitsa

$139 14.6%

Ubud, Bali

$107 7.9% 23.6% $33

Monthly Utilities & Internet

Gorna Oryahovitsa

$134 14%

Ubud, Bali

$105 7.8% 21.5% $29

Eating Out

Gorna Oryahovitsa

$128 13.4%

Ubud, Bali

$106 7.9% 16.7% $21

Sport & Entertainment

Gorna Oryahovitsa

$48 5%

Ubud, Bali

$63 4.6% 30.4% $15

Getting Around

Gorna Oryahovitsa

$32 3.4%

Ubud, Bali

$12 0.9% 61.2% $20

Cost Breakdown

A one-bedroom apartment in the center runs $337 in Gorna Oryahovitsa and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Gorna Oryahovitsa pays 428% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $26.00 in Gorna Oryahovitsa vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $221 vs $287 per month, with Gorna Oryahovitsa cheaper across the board.

Good to know

🇧🇬 Gorna Oryahovitsa

🇮🇩 Ubud, Bali

🕒 Local time

13:53 1:53 PM

18:53 6:53 PM

5 h ahead of Gorna Oryahovitsa

🌤 Weather

👥 Population

40,000

74,800

💱 Currency

Bulgarian Lev BGN лв.

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 20, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to BGN in detail →

On the map

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Highest

Between locations

Gorna Oryahovitsa Ubud, Bali 10,620 km ≈ 14 h nonstop flight

From you

Gorna Oryahovitsa
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gorna Oryahovitsa vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Gorna Oryahovitsa is cheaper overall, especially in groceries and leisure. The 42% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 428% higher in Gorna Oryahovitsa, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $337 in Gorna Oryahovitsa versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $955 per month in Gorna Oryahovitsa versus $1,353 in Ubud, Bali – a 42% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Gorna Oryahovitsa runs roughly 172% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $955 in Gorna Oryahovitsa versus $1,353 in Ubud, Bali, a $1,500 budget is realistic in Gorna Oryahovitsa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gorna Oryahovitsa the clear choice for anyone on this budget.

For families, Gorna Oryahovitsa is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Gorna Oryahovitsa and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gorna Oryahovitsa gentler on the wallet – expenses run 42% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.