🙂Monthly costs for one person with rent: $1,006 in Gorna Oryahovitsa versus $1,396 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,503 in Gorna Oryahovitsa versus $2,334 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,001 in Gorna Oryahovitsa versus $3,273 in Ubud, Bali.
🌍Living in Gorna Oryahovitsa costs roughly 28% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Gorna Oryahovitsa is 27% below, Ubud, Bali is 2% above.
Currency
🍽 Eating Out
Gorna Oryahovitsa
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.34BGN 15.54
$3.37Rp 59.5K
177.15%
Three-Course Dinner for Two, Mid-Range
$26.29BGN 43.73
$38.59Rp 680.3K
-31.87%
Fast Food Meal(McDonalds, etc)
$10.13BGN 16.86
$5.52Rp 97.3K
83.51%
Cappuccino
$1.04BGN 1.73
$2.64Rp 46.6K
-60.61%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.75BGN 1.25
$1.67Rp 29.5K
-55.09%
Water(0.33 liter bottle)
$0.50BGN 0.84
$0.77Rp 13.6K
-35.06%
Local Beer(0.5 liter draught)
$1.61BGN 2.69
$2.63Rp 46.4K
-38.78%
Imported Beer(0.33 liter bottle)
$1.77BGN 2.94
$4.28Rp 75.5K
-58.64%
🛒 Groceries & Markets
Gorna Oryahovitsa
Ubud, Bali
Difference
Milk(1 liter)
$1.90BGN 3.17
$1.55Rp 27.3K
22.58%
White Bread(500g)
$1.25BGN 2.08
$2.22Rp 39.2K
-43.69%
Rice(white)(1kg)
$2.24BGN 3.73
$1.13Rp 19.8K
98.23%
Eggs
$2.86BGN 4.76
$2.09Rp 36.8K
36.84%
Local Cheese(1kg)
$7.61BGN 12.66
$17.39Rp 306.6K
-56.24%
Chicken Fillets(1kg)
$8.77BGN 14.59
$3.87Rp 68.2K
126.61%
Beef Round Steak(1kg)
$14.50BGN 24.13
$12.55Rp 221.2K
15.54%
Apples(1kg)
$1.04BGN 1.74
$3.62Rp 63.8K
-71.27%
Banana(1kg)
$1.36BGN 2.26
$1.56Rp 27.5K
-12.82%
Oranges(1kg)
$2.08BGN 3.46
$2.35Rp 41.5K
-11.49%
Tomato(1kg)
$2.13BGN 3.55
$2.06Rp 36.2K
3.40%
Potato(1kg)
$1.10BGN 1.82
$1.90Rp 33.5K
-42.11%
Onion(1kg)
$0.74BGN 1.23
$2.34Rp 41.2K
-68.38%
Lettuce(1 head)
$0.70BGN 1.16
$1.03Rp 18.2K
-32.04%
Water(1.5 liter bottle)
$0.58BGN 0.96
$0.55Rp 9,779
5.45%
Cigarettes 20 Pack(Marlboro, Camel)
$4.29BGN 7.13
$2.25Rp 39.7K
90.67%
Wine(Bottle)
$6.33BGN 10.52
$23.81Rp 419.7K
-73.41%
Local Beer(0.5 liter bottle)
$1.21BGN 2.02
$2.31Rp 40.8K
-47.62%
Imported Beer(0.33 liter bottle)
$2.13BGN 3.54
$2.80Rp 49.4K
-23.93%
🚌 Getting Around
Gorna Oryahovitsa
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.88BGN 1.47
$0.27Rp 4,802
225.93%
Public Transport Monthly Pass(Regular Price)
$26.85BGN 44.67
$8.66Rp 152.7K
210.05%
Taxi Start(Normal Tariff)
$1.29BGN 2.14
$0.48Rp 8,489
168.75%
Taxi(Normal Tariff)(1km)
$0.62BGN 1.03
$0.45Rp 7,863
37.78%
Taxi 1hour Waiting(Normal Tariff)
$10.48BGN 17.43
$5.72Rp 100.8K
83.22%
Gasoline(1 liter)
$1.52BGN 2.54
$0.76Rp 13.4K
100.00%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.6KBGN 52.6K
$24.5KRp 431.6M
29.17%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.6KBGN 42.6K
$32.1KRp 566.3M
-20.19%
🧾 Monthly Utilities & Internet
Gorna Oryahovitsa
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$106BGN 177
$83.6Rp 1.5M
27.06%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$19.77BGN 32.89
$6.46Rp 113.8K
206.04%
Internet(50+ Mbps, Unlimited Data)
$10.51BGN 17.48
$18.99Rp 334.8K
-44.66%
🎉 Sport & Entertainment
Gorna Oryahovitsa
Ubud, Bali
Difference
Gym Membership(Monthly)
$30.76BGN 51.2
$56.0Rp 986.8K
-45.04%
Tennis Court(1 Hour on Weekend)
$19.96BGN 33.21
$18.62Rp 328.2K
7.20%
Cinema Ticket
$9.45BGN 15.73
$4.28Rp 75.5K
120.79%
🧸 Childcare & Education
Gorna Oryahovitsa
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$533BGN 887
$487Rp 8.6M
9.64%
International Primary School, 1 Child(Yearly)
$5,580BGN 9,284
$5,856Rp 103.2M
-4.70%
👕👟 Clothing & Footwear
Gorna Oryahovitsa
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$71.6BGN 119
$45.56Rp 803.2K
57.20%
Summer Dress(H&M, Zara, etc)
$42.80BGN 71.2
$36.38Rp 641.4K
17.65%
Sport Shoes(Adidas, Nike)
$99.7BGN 166
$82.0Rp 1.4M
21.64%
Men's Leather Business Shoes
$107BGN 178
$80.4Rp 1.4M
32.85%
🏠 Accommodation & Living
Gorna Oryahovitsa
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$344BGN 572
$1,117Rp 19.7M
-69.23%
1-bedroom Apartment, Outside City Center(Monthly)
$264BGN 439
$701Rp 12.4M
-62.35%
3-bedroom Apartment, City Center(Monthly)
$565BGN 940
$3,537Rp 62.4M
-84.02%
3-bedroom Apartment, Outside City Center(Monthly)
$426BGN 709
$1,762Rp 31.1M
-75.81%
Buy Apartment in City Center(m2)
$1,271BGN 2,114
$2,826Rp 49.8M
-55.04%
Buy Apartment Outside City Center(m2)
$1,013BGN 1,685
$2,292Rp 40.4M
-55.80%
💵 Salaries & Financials
Gorna Oryahovitsa
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$896BGN 1,490
$170Rp 3.0M
427.58%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.1
13.78
-77.50%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Gorna Oryahovitsa: August 31, 2026
Last update for Ubud, Bali: August 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $344 in Gorna Oryahovitsa and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Gorna Oryahovitsa pays 428% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $26.00 in Gorna Oryahovitsa vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $232 vs $293 per month, with Gorna Oryahovitsa cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Gorna Oryahovitsa vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Gorna Oryahovitsa?
Gorna Oryahovitsa is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 39% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Gorna Oryahovitsa or Ubud, Bali?
Average pay runs 428% higher in Gorna Oryahovitsa, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Gorna Oryahovitsa and Ubud, Bali?
Rent for a central apartment: $344 in Gorna Oryahovitsa versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Gorna Oryahovitsa and in Ubud, Bali?
All in, you'll spend $1,006 per month in Gorna Oryahovitsa versus $1,396 in Ubud, Bali – a 39% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Gorna Oryahovitsa runs roughly 210% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Gorna Oryahovitsa or in Ubud, Bali?
At $1,006 in Gorna Oryahovitsa versus $1,396 in Ubud, Bali, a $1,500 budget is realistic in Gorna Oryahovitsa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gorna Oryahovitsa the clear choice for anyone on this budget.
Is Gorna Oryahovitsa or Ubud, Bali more family-friendly?
For families, Gorna Oryahovitsa is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Gorna Oryahovitsa or Ubud, Bali?
Safety-wise, Gorna Oryahovitsa and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Gorna Oryahovitsa gentler on the wallet – expenses run 39% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Gorna Oryahovitsa vs other spots: cost of living compared