Cost of Living Comparison Between Ubud, Bali and Gizycko Cost of Living Comparison Between Ubud, Bali and Gizycko

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $1,301 in Gizycko, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $1,934 in Gizycko, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $2,566 in Gizycko, rent included.

Ubud, Bali costs about 5% more than Gizycko, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Gizycko is 5% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$10.53 zł 39.97

-67.33%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.2K

$40.69 zł 154

-10.76%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$9.26 zł 35.14

-38.34%

Cappuccino

$2.67 Rp 47.4K

$3.48 zł 13.22

-23.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$1.94 zł 7.36

-9.79%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$1.67 zł 6.35

-47.90%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$2.61 zł 9.90

13.03%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$4.24 zł 16.08

6.60%

Milk (1 liter)

$1.62 Rp 28.7K

$0.95 zł 3.59

70.53%

White Bread (500g)

$2.33 Rp 41.3K

$1.18 zł 4.48

97.46%

Rice (white) (1kg)

$1.11 Rp 19.6K

$0.82 zł 3.10

35.37%

Eggs

$2.20 Rp 39.0K

$3.05 zł 11.58

-27.87%

Local Cheese (1kg)

$17.69 Rp 313.9K

$8.03 zł 30.49

120.30%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$6.36 zł 24.14

-35.53%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$10.56 zł 40.08

15.34%

Apples (1kg)

$3.71 Rp 65.8K

$1.02 zł 3.88

263.73%

Banana (1kg)

$1.59 Rp 28.2K

$1.63 zł 6.18

-2.45%

Oranges (1kg)

$2.28 Rp 40.5K

$1.62 zł 6.14

40.74%

Tomato (1kg)

$1.95 Rp 34.7K

$3.43 zł 13.02

-43.15%

Potato (1kg)

$1.91 Rp 33.8K

$0.83 zł 3.14

130.12%

Onion (1kg)

$2.33 Rp 41.4K

$0.97 zł 3.69

140.21%

Lettuce (1 head)

$1.01 Rp 17.9K

$0.69 zł 2.60

46.38%

Water (1.5 liter bottle)

$0.55 Rp 9,791

$0.50 zł 1.92

10.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$4.70 zł 17.83

-52.55%

Wine (Bottle)

$23.07 Rp 409.3K

$5.38 zł 20.42

328.81%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$1.08 zł 4.10

124.07%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$1.32 zł 5.00

127.27%

One-way Ticket (Public Transport)

$0.27 Rp 4,823

$1.11 zł 4.21

-75.68%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

$30.99 zł 118

-71.02%

Taxi Start (Normal Tariff)

$0.48 Rp 8,582

$1.35 zł 5.12

-64.44%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,693

$1.08 zł 4.11

-60.19%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$13.23 zł 50.2

-57.37%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.59 zł 6.06

-49.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.5M

$32.0K zł 121.6K

-22.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.6M

$28.2K zł 107.0K

12.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$193 zł 734

-57.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$11.15 zł 42.34

-41.79%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.0K

$13.19 zł 50.1

42.30%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$39.95 zł 152

42.35%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.3K

$23.17 zł 88.0

-19.16%

Cinema Ticket

$4.54 Rp 80.5K

$5.37 zł 20.39

-15.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$259 zł 985

85.31%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$5,362 zł 20.4K

6.50%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.5K

$80.0 zł 304

-43.13%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.6K

$34.26 zł 130

4.73%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$66.5 zł 252

20.87%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$57.7 zł 219

36.30%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$713 zł 2,708

56.22%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$483 zł 1,832

44.53%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$1,026 zł 3,897

254.29%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$848 zł 3,218

104.93%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$2,609 zł 9,904

6.72%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$3,466 zł 13.2K

-33.93%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$916 zł 3,476

-81.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.21

121.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Gizycko: September 14, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $713 in Gizycko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 445% higher in Gizycko, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $41.00 in Gizycko. Groceries tell a different story – $295 in Ubud, Bali vs $195 in Gizycko – so Gizycko wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gizycko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $1,301 in Gizycko – roughly 5% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $1,951 in Gizycko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gizycko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 51% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $41.00 in Gizycko. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Gizycko, where all-in costs run around $1,301, than in Ubud, Bali at $1,368. In Gizycko it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,301 in Gizycko to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gizycko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.