Cost of Living Comparison Between Ubud, Bali and Gizycko Cost of Living Comparison Between Ubud, Bali and Gizycko

Monthly Cost of Living

A single person spends $1,394 per month in Ubud, Bali vs $1,404 in Gizycko, rent included.

A couple spends around $2,551 per month in Ubud, Bali vs $2,012 in Gizycko, rent included.

A family of three spends $3,708 per month in Ubud, Bali vs $2,621 in Gizycko, rent included.

Ubud, Bali is about 1% cheaper than Gizycko, driven mainly by Groceries & Markets.

Both Ubud, Bali and Gizycko sit above the global median – Ubud, Bali by 5%, Gizycko by 5%.

Meal at Budget Restaurant

$3.40 Rp 60.6K

$10.68 zł 39.64

-68.16%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 577.1K

$40.76 zł 151

-20.56%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 89.1K

$9.18 zł 34.07

-45.53%

Cappuccino

$2.82 Rp 50.3K

$3.62 zł 13.44

-22.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.5K

$2.15 zł 7.99

-35.81%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$1.55 zł 5.77

-52.90%

Local Beer (0.5 liter draught)

$2.98 Rp 53.2K

$4.09 zł 15.17

-27.14%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.8K

$4.17 zł 15.49

-4.80%

Milk (1 liter)

$1.79 Rp 32.0K

$0.90 zł 3.35

98.89%

White Bread (500g)

$2.46 Rp 43.9K

$1.21 zł 4.50

103.31%

Rice (white) (1kg)

$1.20 Rp 21.4K

$0.84 zł 3.13

42.86%

Eggs

$2.39 Rp 42.6K

$3.23 zł 11.97

-26.01%

Local Cheese (1kg)

$14.40 Rp 256.6K

$9.54 zł 35.40

50.94%

Chicken Fillets (1kg)

$4.28 Rp 76.4K

$7.36 zł 27.32

-41.85%

Beef Round Steak (1kg)

$11.82 Rp 210.6K

$10.81 zł 40.14

9.34%

Apples (1kg)

$3.78 Rp 67.4K

$1.03 zł 3.82

266.99%

Banana (1kg)

$1.63 Rp 29.1K

$1.58 zł 5.88

3.16%

Oranges (1kg)

$2.80 Rp 49.9K

$1.65 zł 6.13

69.70%

Tomato (1kg)

$2.26 Rp 40.3K

$3.09 zł 11.47

-26.86%

Potato (1kg)

$2.00 Rp 35.6K

$0.78 zł 2.90

156.41%

Onion (1kg)

$2.21 Rp 39.4K

$0.94 zł 3.48

135.11%

Lettuce (1 head)

$1.07 Rp 19.1K

$0.71 zł 2.62

50.70%

Water (1.5 liter bottle)

$0.76 Rp 13.6K

$0.55 zł 2.06

38.18%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.7K

$5.28 zł 19.61

-40.72%

Wine (Bottle)

$23.81 Rp 424.4K

$5.56 zł 20.64

328.24%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.6K

$1.12 zł 4.14

153.57%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.5K

$1.39 zł 5.14

100.00%

One-way Ticket (Public Transport)

$0.27 Rp 4,755

$1.10 zł 4.10

-75.45%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 149.1K

$32.30 zł 120

-74.09%

Taxi Start (Normal Tariff)

$0.45 Rp 8,082

$1.37 zł 5.10

-67.15%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,624

$0.71 zł 2.65

-39.44%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 106.5K

$13.32 zł 49.45

-55.11%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.61 zł 5.96

-50.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 459.9M

$33.1K zł 123.1K

-22.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 566.8M

$30.2K zł 112.2K

5.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$263 zł 975

-69.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.7K

$11.81 zł 43.85

-64.94%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 429.8K

$13.46 zł 49.97

79.20%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$36.67 zł 136

166.57%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 118.4K

$19.58 zł 72.7

-66.09%

Cinema Ticket

$4.04 Rp 71.9K

$5.47 zł 20.30

-26.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$322 zł 1,194

-7.62%

International Primary School, 1 Child (Yearly)

$6,590 Rp 117.4M

$6,686 zł 24.8K

-1.44%

Jeans (Levis 501 Or Similar)

$55.1 Rp 982.6K

$81.2 zł 301

-32.06%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 686.2K

$35.68 zł 132

7.93%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$66.8 zł 248

29.01%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$60.0 zł 223

29.83%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.6M

$659 zł 2,448

49.41%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$500 zł 1,855

33.02%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.4M

$970 zł 3,600

255.34%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.4M

$822 zł 3,051

148.51%

Buy Apartment in City Center (m2)

$2,829 Rp 50.4M

$2,770 zł 10.3K

2.11%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.7M

$3,541 zł 13.1K

-35.55%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$966 zł 3,587

-82.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.08

118.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Gizycko: June 14, 2026

Cost Breakdown

A central one-bedroom costs $985 in Ubud, Bali versus $659 in Gizycko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 471% higher in Gizycko, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $41.00 in Gizycko. Groceries tell a different story – $299 in Ubud, Bali vs $205 in Gizycko – so Gizycko wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gizycko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,394 in Ubud, Bali, $1,404 in Gizycko – roughly 1% apart. Gizycko costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,091 per month in Ubud, Bali and $2,106 in Gizycko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 46% cheaper in Gizycko – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $41.00 in Gizycko. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,394, than in Gizycko at $1,404. In Ubud, Bali it covers expenses comfortably, while in Gizycko it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,394 in Ubud, Bali to $1,404 in Gizycko. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Gizycko makes more sense. Both are solid long-term options with distinct trade-offs.