Cost of Living Comparison Between Ubud, Bali and Gizycko Cost of Living Comparison Between Ubud, Bali and Gizycko

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $1,356 in Gizycko, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,986 in Gizycko, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $2,616 in Gizycko, rent included.

Ubud, Bali costs about 6% more than Gizycko, driven mainly by Eating Out.

Both Ubud, Bali and Gizycko sit above the global median – Ubud, Bali by 7%, Gizycko by 1%.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$10.88 zł 39.59

-67.19%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$40.48 zł 147

-19.52%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$9.48 zł 34.50

-46.52%

Cappuccino

$2.83 Rp 49.0K

$3.50 zł 12.73

-19.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$2.13 zł 7.76

-37.09%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$1.54 zł 5.62

-55.19%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$4.09 zł 14.88

-26.89%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$4.12 zł 14.98

-6.55%

Milk (1 liter)

$1.74 Rp 30.2K

$0.97 zł 3.55

79.38%

White Bread (500g)

$2.54 Rp 44.0K

$1.15 zł 4.18

120.87%

Rice (white) (1kg)

$1.19 Rp 20.6K

$0.82 zł 3.00

45.12%

Eggs

$2.43 Rp 42.0K

$3.33 zł 12.11

-27.03%

Local Cheese (1kg)

$14.66 Rp 254.1K

$9.66 zł 35.18

51.76%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$7.31 zł 26.61

-42.82%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$10.91 zł 39.71

9.44%

Apples (1kg)

$3.69 Rp 63.9K

$1.01 zł 3.68

265.35%

Banana (1kg)

$1.61 Rp 27.8K

$1.67 zł 6.08

-3.59%

Oranges (1kg)

$2.69 Rp 46.5K

$1.60 zł 5.83

68.12%

Tomato (1kg)

$2.33 Rp 40.4K

$3.14 zł 11.42

-25.80%

Potato (1kg)

$1.91 Rp 33.0K

$0.84 zł 3.05

127.38%

Onion (1kg)

$2.19 Rp 37.9K

$0.91 zł 3.31

140.66%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.70 zł 2.54

51.43%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.52 zł 1.88

38.46%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$5.07 zł 18.44

-38.26%

Wine (Bottle)

$23.49 Rp 407.1K

$5.64 zł 20.54

316.49%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.11 zł 4.03

146.85%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$1.39 zł 5.05

107.19%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$1.12 zł 4.07

-74.11%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$32.59 zł 119

-74.93%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$1.33 zł 4.85

-66.17%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.77 zł 2.82

-45.45%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$13.31 zł 48.46

-53.72%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.59 zł 5.79

-47.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$33.4K zł 121.7K

-21.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$29.8K zł 108.4K

9.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$255 zł 930

-69.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$11.68 zł 42.51

-66.18%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$13.68 zł 49.81

78.36%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$35.81 zł 130

169.59%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$19.40 zł 70.6

-67.27%

Cinema Ticket

$4.04 Rp 70.0K

$5.35 zł 19.46

-24.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$330 zł 1,202

-8.37%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$6,739 zł 24.5K

-3.21%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$81.4 zł 296

-33.82%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$35.03 zł 128

8.42%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$68.1 zł 248

27.49%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$58.9 zł 214

33.87%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$658 zł 2,395

53.82%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$486 zł 1,770

38.71%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$962 zł 3,500

252.49%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$803 zł 2,922

161.35%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$2,768 zł 10.1K

7.82%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$3,585 zł 13.1K

-34.76%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$967 zł 3,518

-82.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.08

118.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Gizycko: April 27, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $658 in Gizycko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 458% higher in Gizycko, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $40.00 in Gizycko. Groceries tell a different story – $298 in Ubud, Bali vs $206 in Gizycko – so Gizycko wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gizycko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,438 in Ubud, Bali, $1,356 in Gizycko – roughly 6% apart. Ubud, Bali costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $2,034 in Gizycko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gizycko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 44% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $40.00 in Gizycko. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Gizycko, where all-in costs run around $1,356, than in Ubud, Bali at $1,438. In Gizycko it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,356 in Gizycko to $1,438 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gizycko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.