Cost of Living Comparison Between Ubud, Bali and Gizycko Cost of Living Comparison Between Ubud, Bali and Gizycko

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $1,381 in Gizycko, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $2,004 in Gizycko, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $2,627 in Gizycko, rent included.

Ubud, Bali costs about 1% more than Gizycko, driven mainly by Groceries & Markets.

Both Ubud, Bali and Gizycko sit above the global median – Ubud, Bali by 5%, Gizycko by 4%.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$10.97 zł 40.92

-67.46%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$41.38 zł 154

-21.89%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$9.27 zł 34.58

-45.95%

Cappuccino

$2.82 Rp 51.0K

$3.58 zł 13.34

-21.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$2.22 zł 8.27

-39.19%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$1.56 zł 5.84

-53.21%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$4.18 zł 15.59

-29.90%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$3.97 zł 14.82

-0.76%

Milk (1 liter)

$1.78 Rp 32.1K

$0.91 zł 3.40

95.60%

White Bread (500g)

$2.45 Rp 44.2K

$1.15 zł 4.29

113.04%

Rice (white) (1kg)

$1.15 Rp 20.7K

$0.78 zł 2.91

47.44%

Eggs

$2.41 Rp 43.6K

$3.23 zł 12.05

-25.39%

Local Cheese (1kg)

$14.33 Rp 258.7K

$9.42 zł 35.14

52.12%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$7.27 zł 27.11

-42.37%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$10.75 zł 40.10

12.19%

Apples (1kg)

$3.64 Rp 65.7K

$1.02 zł 3.82

256.86%

Banana (1kg)

$1.57 Rp 28.3K

$1.65 zł 6.16

-4.85%

Oranges (1kg)

$2.79 Rp 50.3K

$1.58 zł 5.91

76.58%

Tomato (1kg)

$2.24 Rp 40.5K

$3.09 zł 11.53

-27.51%

Potato (1kg)

$1.98 Rp 35.7K

$0.78 zł 2.91

153.85%

Onion (1kg)

$2.28 Rp 41.1K

$0.99 zł 3.68

130.30%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.70 zł 2.63

50.00%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.53 zł 1.97

49.06%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$5.10 zł 19.03

-37.45%

Wine (Bottle)

$23.49 Rp 424.1K

$5.40 zł 20.14

335.00%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.06 zł 3.97

173.58%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$1.38 zł 5.16

100.00%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$1.10 zł 4.11

-75.45%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$32.33 zł 121

-74.11%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$1.39 zł 5.17

-67.63%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.74 zł 2.76

-37.84%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$13.78 zł 51.4

-55.95%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.68 zł 6.25

-48.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$33.5K zł 124.8K

-20.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$30.1K zł 112.3K

8.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$261 zł 974

-69.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$11.72 zł 43.72

-65.10%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$13.36 zł 49.85

78.52%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$35.84 zł 134

175.61%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$19.39 zł 72.3

-67.25%

Cinema Ticket

$4.01 Rp 72.3K

$5.39 zł 20.11

-25.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$328 zł 1,225

-9.50%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$6,807 zł 25.4K

-3.02%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$82.1 zł 306

-34.92%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$35.46 zł 132

7.47%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$67.0 zł 250

32.27%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$60.3 zł 225

27.00%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$639 zł 2,383

59.64%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$504 zł 1,879

35.05%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$977 zł 3,646

254.89%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$824 zł 3,075

153.50%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$2,654 zł 9,898

2.84%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$3,352 zł 12.5K

-31.52%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$906 zł 3,380

-81.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.08

118.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Gizycko: July 26, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $639 in Gizycko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 454% higher in Gizycko, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $41.00 in Gizycko. Groceries tell a different story – $298 in Ubud, Bali vs $203 in Gizycko – so Gizycko wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gizycko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,392 in Ubud, Bali, $1,381 in Gizycko – roughly 1% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $2,072 in Gizycko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gizycko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 47% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $41.00 in Gizycko. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Gizycko, where all-in costs run around $1,381, than in Ubud, Bali at $1,392. In Gizycko it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,381 in Gizycko to $1,392 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gizycko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.