Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Gizycko

For one person, living is cheaper in Gizycko: $1,292 a month against $1,331 in Ubud, Bali, rent and utilities included – about $470 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
62

Cost of Living Index in Gizycko
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Gizycko Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Gizycko

🇵🇱 Poland

$1,292

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Gizycko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Gizycko actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $1,292 in Gizycko, rent included.

Ubud, Bali $1,331
Gizycko $1,292

A couple spends around $2,255 per month in Ubud, Bali vs $1,876 in Gizycko, rent included.

Ubud, Bali $2,255
Gizycko $1,876

A family of three spends $3,180 per month in Ubud, Bali vs $2,460 in Gizycko, rent included.

Ubud, Bali $3,180
Gizycko $2,460

Ubud, Bali costs about 3% more than Gizycko, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Gizycko are more affordable than the global median – Ubud, Bali 2% lower, Gizycko 4% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$10.13 zł 39.58

-66.63%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$38.22 zł 149

-9.34%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$8.62 zł 33.70

-35.38%

Cappuccino

$2.62 Rp 47.6K

$3.38 zł 13.22

-22.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.99 zł 7.76

-22.61%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.60 zł 6.24

-60.00%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$2.47 zł 9.64

8.10%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$4.12 zł 16.08

3.40%

Milk (1 liter)

$1.46 Rp 26.5K

$0.85 zł 3.32

71.76%

White Bread (500g)

$2.29 Rp 41.6K

$1.12 zł 4.38

104.46%

Rice (white) (1kg)

$1.11 Rp 20.1K

$0.74 zł 2.90

50.00%

Eggs

$2.10 Rp 38.1K

$2.93 zł 11.45

-28.33%

Local Cheese (1kg)

$15.94 Rp 289.4K

$8.00 zł 31.26

99.25%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$5.99 zł 23.39

-35.23%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$10.35 zł 40.45

10.14%

Apples (1kg)

$3.55 Rp 64.5K

$0.92 zł 3.60

285.87%

Banana (1kg)

$1.54 Rp 27.9K

$1.47 zł 5.76

4.76%

Oranges (1kg)

$2.23 Rp 40.5K

$1.51 zł 5.89

47.68%

Tomato (1kg)

$1.97 Rp 35.8K

$3.20 zł 12.49

-38.44%

Potato (1kg)

$1.86 Rp 33.7K

$0.73 zł 2.87

154.79%

Onion (1kg)

$2.42 Rp 43.9K

$0.92 zł 3.58

163.04%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.60 zł 2.36

70.00%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$0.53 zł 2.05

-1.89%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$4.65 zł 18.16

-52.69%

Wine (Bottle)

$21.79 Rp 395.6K

$5.21 zł 20.36

318.23%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$0.99 zł 3.88

135.35%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.25 zł 4.89

137.60%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$1.05 zł 4.09

-76.19%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$29.91 zł 117

-72.68%

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$1.30 zł 5.08

-66.15%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$0.99 zł 3.89

-52.53%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$12.65 zł 49.45

-55.73%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.54 zł 6.02

-46.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$30.4K zł 118.6K

-19.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$26.4K zł 103.0K

20.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$187 zł 732

-58.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$10.40 zł 40.66

-40.96%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$12.66 zł 49.47

49.45%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$38.40 zł 150

32.79%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

$21.44 zł 83.8

-14.88%

Cinema Ticket

$4.38 Rp 79.6K

$4.97 zł 19.43

-11.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$249 zł 973

97.68%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$5,046 zł 19.7K

142.21%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$74.7 zł 292

-39.54%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$32.72 zł 128

6.63%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$62.4 zł 244

25.51%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$55.3 zł 216

40.71%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$602 zł 2,353

78.92%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$524 zł 2,046

27.00%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$985 zł 3,851

256.19%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$818 zł 3,197

104.25%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$2,552 zł 9,971

-8.29%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$3,297 zł 12.9K

-32.17%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$898 zł 3,510

-81.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.21

121.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Gizycko: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Gizycko

$524 40.5% 21.3% $141

Groceries & Markets

Ubud, Bali

$279 21%

Gizycko

$185 14.4% 33.6% $94

Clothing & Footwear

Ubud, Bali

$106 8%

Gizycko

$101 7.8% 4.7% $5

Eating Out

Ubud, Bali

$106 8%

Gizycko

$182 14.1% 72.5% $77

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Gizycko

$210 16.3% 105% $108

Sport & Entertainment

Ubud, Bali

$60 4.5%

Gizycko

$48 3.7% 19.1% $11

Getting Around

Ubud, Bali

$12 0.9%

Gizycko

$40 3.1% 238% $28

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $602 in Gizycko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Gizycko are about 5.4 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35 in Ubud, Bali versus $38 in Gizycko. Groceries tell a different story – $279 in Ubud, Bali vs $185 in Gizycko – so Gizycko wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇵🇱 Gizycko

🕒 Local time

07:50 7:50 AM

00:50 12:50 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

28,803

💱 Currency

Indonesian Rupiah IDR Rp

Polish Złoty PLN zł

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

1 PLN = 0.256 USD

1 PLN = 0.227 EUR

Exchange rates and currency converter

PLN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

Polish Złoty exchange rates as of November 4, 2026: 1 USD = 3.91 PLN (1 PLN = 0.256 USD). 1 EUR = 4.4 PLN (1 PLN = 0.227 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Gizycko 11,000 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Gizycko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gizycko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,331 in Ubud, Bali, $1,292 in Gizycko – Gizycko comes out roughly 3% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $1,938 in Gizycko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gizycko, especially for central apartments: a one-bedroom in the center costs $602 there versus $1,078 in Ubud, Bali.

Groceries cost about 51% more in Ubud, Bali, though the gap depends on what you buy.

A mid-range dinner for two costs $35 in Ubud, Bali and $38 in Gizycko. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$2,000 covers both cities comfortably – all-in costs are $1,331 in Ubud, Bali and $1,292 in Gizycko, leaving budget for savings and extras in both cases.

Families tend to lean toward Gizycko – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.