Cost of Living Comparison Between Gizycko and Ubud, Bali Cost of Living Comparison Between Gizycko and Ubud, Bali

Monthly Cost of Living

A single person spends $1,381 per month in Gizycko vs $1,392 in Ubud, Bali, rent included.

A couple spends around $2,004 per month in Gizycko vs $2,557 in Ubud, Bali, rent included.

A family of three spends $2,627 per month in Gizycko vs $3,723 in Ubud, Bali, rent included.

Gizycko is about 1% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Both Gizycko and Ubud, Bali sit above the global median – Gizycko by 4%, Ubud, Bali by 5%.

Meal at Budget Restaurant

$10.97 zł 41.36

$3.57 Rp 64.6K

207.28%

Three-Course Dinner for Two, Mid-Range

$41.38 zł 156

$32.32 Rp 584.4K

28.03%

Fast Food Meal (McDonalds, etc)

$9.27 zł 34.95

$5.01 Rp 90.5K

85.03%

Cappuccino

$3.58 zł 13.48

$2.82 Rp 51.1K

26.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 zł 8.36

$1.35 Rp 24.4K

64.44%

Water (0.33 liter bottle)

$1.56 zł 5.90

$0.73 Rp 13.2K

113.70%

Local Beer (0.5 liter draught)

$4.18 zł 15.76

$2.93 Rp 53.0K

42.66%

Imported Beer (0.33 liter bottle)

$3.97 zł 14.98

$3.94 Rp 71.2K

0.76%

Milk (1 liter)

$0.91 zł 3.43

$1.78 Rp 32.2K

-48.88%

White Bread (500g)

$1.15 zł 4.34

$2.45 Rp 44.3K

-53.06%

Rice (white) (1kg)

$0.78 zł 2.95

$1.15 Rp 20.8K

-32.17%

Eggs

$3.23 zł 12.19

$2.41 Rp 43.7K

34.02%

Local Cheese (1kg)

$9.42 zł 35.52

$14.33 Rp 259.1K

-34.26%

Chicken Fillets (1kg)

$7.27 zł 27.41

$4.19 Rp 75.7K

73.51%

Beef Round Steak (1kg)

$10.75 zł 40.53

$12.06 Rp 218.1K

-10.86%

Apples (1kg)

$1.02 zł 3.86

$3.64 Rp 65.8K

-71.98%

Banana (1kg)

$1.65 zł 6.22

$1.57 Rp 28.3K

5.10%

Oranges (1kg)

$1.58 zł 5.97

$2.79 Rp 50.4K

-43.37%

Tomato (1kg)

$3.09 zł 11.65

$2.24 Rp 40.5K

37.95%

Potato (1kg)

$0.78 zł 2.94

$1.98 Rp 35.8K

-60.61%

Onion (1kg)

$0.99 zł 3.72

$2.28 Rp 41.2K

-56.58%

Lettuce (1 head)

$0.70 zł 2.65

$1.05 Rp 19.1K

-33.33%

Water (1.5 liter bottle)

$0.53 zł 2.00

$0.79 Rp 14.2K

-32.91%

Cigarettes 20 Pack (Marlboro, Camel)

$5.10 zł 19.24

$3.19 Rp 57.7K

59.87%

Wine (Bottle)

$5.40 zł 20.36

$23.49 Rp 424.8K

-77.01%

Local Beer (0.5 liter bottle)

$1.06 zł 4.01

$2.90 Rp 52.4K

-63.45%

Imported Beer (0.33 liter bottle)

$1.38 zł 5.22

$2.76 Rp 49.8K

-50.00%

One-way Ticket (Public Transport)

$1.10 zł 4.16

$0.27 Rp 4,821

307.41%

Public Transport Monthly Pass (Regular Price)

$32.33 zł 122

$8.37 Rp 151.3K

286.26%

Taxi Start (Normal Tariff)

$1.39 zł 5.23

$0.45 Rp 8,180

208.89%

Taxi (Normal Tariff) (1km)

$0.74 zł 2.79

$0.46 Rp 8,311

60.87%

Taxi 1hour Waiting (Normal Tariff)

$13.78 zł 52.0

$6.07 Rp 109.7K

127.02%

Gasoline (1 liter)

$1.68 zł 6.32

$0.86 Rp 15.6K

95.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.5K zł 126.1K

$26.6K Rp 480.7M

25.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.1K zł 113.6K

$32.5K Rp 588.6M

-7.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$261 zł 984

$79.0 Rp 1.4M

230.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.72 zł 44.20

$4.09 Rp 74.0K

186.55%

Internet (50+ Mbps, Unlimited Data)

$13.36 zł 50.4

$23.85 Rp 431.2K

-43.98%

Gym Membership (Monthly)

$35.84 zł 135

$98.8 Rp 1.8M

-63.72%

Tennis Court (1 Hour on Weekend)

$19.39 zł 73.1

$6.35 Rp 114.9K

205.35%

Cinema Ticket

$5.39 zł 20.33

$4.01 Rp 72.5K

34.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$328 zł 1,238

$297 Rp 5.4M

10.50%

International Primary School, 1 Child (Yearly)

$6,807 zł 25.7K

$6,602 Rp 119.4M

3.11%

Jeans (Levis 501 Or Similar)

$82.1 zł 310

$53.4 Rp 966.0K

53.66%

Summer Dress (H&M, Zara, etc)

$35.46 zł 134

$38.11 Rp 689.2K

-6.95%

Sport Shoes (Adidas, Nike)

$67.0 zł 253

$88.7 Rp 1.6M

-24.40%

Men's Leather Business Shoes

$60.3 zł 227

$76.6 Rp 1.4M

-21.26%

1-bedroom Apartment, City Center (Monthly)

$639 zł 2,409

$1,020 Rp 18.4M

-37.36%

1-bedroom Apartment, Outside City Center (Monthly)

$504 zł 1,899

$680 Rp 12.3M

-25.95%

3-bedroom Apartment, City Center (Monthly)

$977 zł 3,686

$3,469 Rp 62.7M

-71.82%

3-bedroom Apartment, Outside City Center (Monthly)

$824 zł 3,109

$2,090 Rp 37.8M

-60.55%

Buy Apartment in City Center (m2)

$2,654 zł 10.0K

$2,729 Rp 49.3M

-2.76%

Buy Apartment Outside City Center (m2)

$3,352 zł 12.6K

$2,295 Rp 41.5M

46.03%

Average Monthly Net Salary (After Tax)

$906 zł 3,416

$164 Rp 3.0M

453.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.08

13.28

-54.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gizycko: July 26, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A central one-bedroom costs $639 in Gizycko versus $1,020 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 454% higher in Gizycko, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $41.00 in Gizycko versus $32.00 in Ubud, Bali. Groceries tell a different story – $203 in Gizycko vs $298 in Ubud, Bali – so Gizycko wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gizycko vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,381 in Gizycko, $1,392 in Ubud, Bali – roughly 1% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,072 per month in Gizycko and $2,088 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gizycko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 47% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $41.00 in Gizycko and $32.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Gizycko, where all-in costs run around $1,381, than in Ubud, Bali at $1,392. In Gizycko it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,381 in Gizycko to $1,392 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gizycko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.