Last update: Oct 2026

Cost of Living Comparison Between Gizycko and Ubud, Bali

For one person, living is cheaper in Gizycko: $1,251 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,200 less a year. Rent and utilities account for most of the difference.

62

Cost of Living Index in Gizycko
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Gizycko Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Gizycko

🇵🇱 Poland

$1,251

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Gizycko and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gizycko and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,251 per month in Gizycko vs $1,349 in Ubud, Bali, rent included.

Gizycko $1,251
Ubud, Bali $1,349

A couple spends around $1,856 per month in Gizycko vs $2,305 in Ubud, Bali, rent included.

Gizycko $1,856
Ubud, Bali $2,305

A family of three spends $2,460 per month in Gizycko vs $3,261 in Ubud, Bali, rent included.

Gizycko $2,460
Ubud, Bali $3,261

Gizycko is about 7% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$10.12 zł 39.79

$3.32 Rp 60.3K

204.82%

Three-Course Dinner for Two, Mid-Range

$37.72 zł 148

$35.64 Rp 646.5K

5.84%

Fast Food Meal (McDonalds, etc)

$9.10 zł 35.78

$5.53 Rp 100.4K

64.56%

Cappuccino

$3.34 zł 13.11

$2.72 Rp 49.3K

22.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.01 zł 7.91

$1.70 Rp 30.9K

18.24%

Water (0.33 liter bottle)

$1.58 zł 6.20

$0.76 Rp 13.8K

107.89%

Local Beer (0.5 liter draught)

$2.50 zł 9.83

$2.65 Rp 48.1K

-5.66%

Imported Beer (0.33 liter bottle)

$3.95 zł 15.53

$4.38 Rp 79.5K

-9.82%

Milk (1 liter)

$0.92 zł 3.63

$1.49 Rp 27.0K

-38.26%

White Bread (500g)

$1.13 zł 4.43

$2.28 Rp 41.3K

-50.44%

Rice (white) (1kg)

$0.75 zł 2.94

$1.19 Rp 21.6K

-36.97%

Eggs

$2.87 zł 11.28

$2.04 Rp 36.9K

40.69%

Local Cheese (1kg)

$7.94 zł 31.19

$17.70 Rp 321.1K

-55.14%

Chicken Fillets (1kg)

$6.26 zł 24.60

$3.96 Rp 71.9K

58.08%

Beef Round Steak (1kg)

$10.02 zł 39.36

$12.19 Rp 221.1K

-17.80%

Apples (1kg)

$0.91 zł 3.58

$3.66 Rp 66.3K

-75.14%

Banana (1kg)

$1.49 zł 5.84

$1.52 Rp 27.5K

-1.97%

Oranges (1kg)

$1.53 zł 6.03

$2.23 Rp 40.4K

-31.39%

Tomato (1kg)

$3.24 zł 12.75

$1.97 Rp 35.8K

64.47%

Potato (1kg)

$0.77 zł 3.03

$1.85 Rp 33.5K

-58.38%

Onion (1kg)

$0.86 zł 3.38

$2.42 Rp 44.0K

-64.46%

Lettuce (1 head)

$0.66 zł 2.58

$0.99 Rp 18.0K

-33.33%

Water (1.5 liter bottle)

$0.53 zł 2.10

$0.51 Rp 9,313

3.92%

Cigarettes 20 Pack (Marlboro, Camel)

$4.69 zł 18.43

$2.22 Rp 40.3K

111.26%

Wine (Bottle)

$5.09 zł 20.01

$22.24 Rp 403.4K

-77.11%

Local Beer (0.5 liter bottle)

$1.00 zł 3.94

$2.26 Rp 41.0K

-55.75%

Imported Beer (0.33 liter bottle)

$1.26 zł 4.95

$2.97 Rp 53.9K

-57.58%

One-way Ticket (Public Transport)

$1.08 zł 4.25

$0.25 Rp 4,553

332.00%

Public Transport Monthly Pass (Regular Price)

$29.25 zł 115

$7.82 Rp 141.9K

274.04%

Taxi Start (Normal Tariff)

$1.28 zł 5.04

$0.44 Rp 7,972

190.91%

Taxi (Normal Tariff) (1km)

$1.05 zł 4.13

$0.43 Rp 7,801

144.19%

Taxi 1hour Waiting (Normal Tariff)

$12.60 zł 49.51

$5.41 Rp 98.1K

132.90%

Gasoline (1 liter)

$1.54 zł 6.06

$0.82 Rp 15.0K

87.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.9K zł 121.3K

$23.8K Rp 432.4M

29.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K zł 105.7K

$31.7K Rp 575.9M

-15.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$184 zł 722

$79.1 Rp 1.4M

132.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.40 zł 40.86

$6.45 Rp 116.9K

61.24%

Internet (50+ Mbps, Unlimited Data)

$12.71 zł 49.94

$18.58 Rp 337.0K

-31.59%

Gym Membership (Monthly)

$38.44 zł 151

$49.48 Rp 897.5K

-22.31%

Tennis Court (1 Hour on Weekend)

$22.13 zł 87.0

$17.65 Rp 320.1K

25.38%

Cinema Ticket

$5.23 zł 20.54

$4.27 Rp 77.5K

22.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$242 zł 952

$491 Rp 8.9M

-50.60%

International Primary School, 1 Child (Yearly)

$5,025 zł 19.7K

$5,674 Rp 102.9M

-11.43%

Jeans (Levis 501 Or Similar)

$75.3 zł 296

$44.64 Rp 809.7K

68.71%

Summer Dress (H&M, Zara, etc)

$32.36 zł 127

$34.95 Rp 634.0K

-7.41%

Sport Shoes (Adidas, Nike)

$64.2 zł 252

$79.9 Rp 1.4M

-19.65%

Men's Leather Business Shoes

$55.3 zł 217

$79.4 Rp 1.4M

-30.43%

1-bedroom Apartment, City Center (Monthly)

$575 zł 2,259

$1,125 Rp 20.4M

-48.90%

1-bedroom Apartment, Outside City Center (Monthly)

$483 zł 1,899

$671 Rp 12.2M

-28.03%

3-bedroom Apartment, City Center (Monthly)

$987 zł 3,877

$3,565 Rp 64.7M

-72.32%

3-bedroom Apartment, Outside City Center (Monthly)

$817 zł 3,211

$1,723 Rp 31.3M

-52.58%

Buy Apartment in City Center (m2)

$2,536 zł 9,968

$2,732 Rp 49.5M

-7.15%

Buy Apartment Outside City Center (m2)

$3,282 zł 12.9K

$2,284 Rp 41.4M

43.68%

Average Monthly Net Salary (After Tax)

$890 zł 3,499

$164 Rp 3.0M

443.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.21

13.78

-54.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gizycko: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gizycko

$483 38.6%

Ubud, Bali

$672 49.8% 38.9% $188

Monthly Utilities & Internet

Gizycko

$207 16.5%

Ubud, Bali

$104 7.7% 49.7% $103

Groceries & Markets

Gizycko

$187 14.9%

Ubud, Bali

$288 21.4% 54.5% $102

Eating Out

Gizycko

$183 14.6%

Ubud, Bali

$108 8% 41.2% $75

Clothing & Footwear

Gizycko

$102 8.2%

Ubud, Bali

$108 8% 5.2% $5.3

Sport & Entertainment

Gizycko

$49 3.9%

Ubud, Bali

$58 4.3% 18.7% $9.1

Getting Around

Gizycko

$40 3.2%

Ubud, Bali

$11 0.9% 71.5% $29

Cost Breakdown

A central one-bedroom costs $575 in Gizycko versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Gizycko are about 5.4 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $38 in Gizycko versus $36 in Ubud, Bali. Groceries tell a different story – $187 in Gizycko vs $288 in Ubud, Bali – so Gizycko wins on supermarket bills even if dining out costs more.

Good to know

🇵🇱 Gizycko

🇮🇩 Ubud, Bali

🕒 Local time

13:03 1:03 PM

20:03 8:03 PM

7 h ahead of Gizycko

🌤 Weather

👥 Population

28,803

74,800

💱 Currency

Polish Złoty PLN zł

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 PLN = 0.254 USD

1 PLN = 0.227 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 30, 2026: 1 USD = 3.93 PLN (1 PLN = 0.254 USD). 1 EUR = 4.4 PLN (1 PLN = 0.227 EUR).

Indonesian Rupiah exchange rates as of October 30, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,289 IDR (100,000 IDR = 4.93 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Gizycko Ubud, Bali 11,000 km ≈ 14 h nonstop flight

From you

Gizycko
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gizycko vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,251 in Gizycko, $1,349 in Ubud, Bali – Gizycko comes out roughly 7% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,877 per month in Gizycko and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gizycko, especially for central apartments: a one-bedroom in the center costs $575 there versus $1,125 in Ubud, Bali.

Groceries cost about 54% more in Ubud, Bali, though the gap depends on what you buy.

A mid-range dinner for two costs $38 in Gizycko and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$2,000 covers both cities comfortably – all-in costs are $1,251 in Gizycko and $1,349 in Ubud, Bali, leaving budget for savings and extras in both cases.

Families tend to lean toward Gizycko – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.