Cost of Living Comparison Between Gizycko and Ubud, Bali Cost of Living Comparison Between Gizycko and Ubud, Bali

Monthly Cost of Living

A single person spends $1,345 per month in Gizycko vs $1,378 in Ubud, Bali, rent included.

A couple spends around $1,969 per month in Gizycko vs $2,327 in Ubud, Bali, rent included.

A family of three spends $2,593 per month in Gizycko vs $3,275 in Ubud, Bali, rent included.

Gizycko is about 2% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Gizycko sits 2% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.92 zł 40.66

$3.33 Rp 58.7K

227.93%

Three-Course Dinner for Two, Mid-Range

$40.41 zł 150

$35.82 Rp 630.7K

12.81%

Fast Food Meal (McDonalds, etc)

$9.18 zł 34.18

$5.63 Rp 99.1K

63.06%

Cappuccino

$3.54 zł 13.19

$2.82 Rp 49.7K

25.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.90 zł 7.09

$1.75 Rp 30.8K

8.57%

Water (0.33 liter bottle)

$1.67 zł 6.22

$0.80 Rp 14.0K

108.75%

Local Beer (0.5 liter draught)

$2.75 zł 10.23

$3.04 Rp 53.6K

-9.54%

Imported Beer (0.33 liter bottle)

$4.28 zł 15.92

$4.30 Rp 75.7K

-0.47%

Milk (1 liter)

$0.95 zł 3.55

$1.61 Rp 28.3K

-40.99%

White Bread (500g)

$1.24 zł 4.62

$2.27 Rp 39.9K

-45.37%

Rice (white) (1kg)

$0.83 zł 3.09

$1.17 Rp 20.6K

-29.06%

Eggs

$3.00 zł 11.17

$2.17 Rp 38.2K

38.25%

Local Cheese (1kg)

$8.19 zł 30.49

$17.63 Rp 310.5K

-53.55%

Chicken Fillets (1kg)

$6.49 zł 24.16

$4.05 Rp 71.4K

60.25%

Beef Round Steak (1kg)

$10.68 zł 39.75

$12.18 Rp 214.5K

-12.32%

Apples (1kg)

$0.95 zł 3.55

$3.62 Rp 63.7K

-73.76%

Banana (1kg)

$1.64 zł 6.10

$1.64 Rp 28.8K

Oranges (1kg)

$1.59 zł 5.92

$2.31 Rp 40.6K

-31.17%

Tomato (1kg)

$3.31 zł 12.31

$1.96 Rp 34.5K

68.88%

Potato (1kg)

$0.84 zł 3.11

$1.84 Rp 32.5K

-54.35%

Onion (1kg)

$0.90 zł 3.34

$2.37 Rp 41.7K

-62.03%

Lettuce (1 head)

$0.65 zł 2.44

$1.05 Rp 18.5K

-38.10%

Water (1.5 liter bottle)

$0.52 zł 1.95

$0.54 Rp 9,560

-3.70%

Cigarettes 20 Pack (Marlboro, Camel)

$4.89 zł 18.22

$2.30 Rp 40.6K

112.61%

Wine (Bottle)

$5.33 zł 19.83

$23.08 Rp 406.4K

-76.91%

Local Beer (0.5 liter bottle)

$1.08 zł 4.03

$2.34 Rp 41.2K

-53.85%

Imported Beer (0.33 liter bottle)

$1.36 zł 5.05

$3.07 Rp 54.0K

-55.70%

One-way Ticket (Public Transport)

$1.10 zł 4.11

$0.25 Rp 4,365

340.00%

Public Transport Monthly Pass (Regular Price)

$30.26 zł 113

$9.42 Rp 165.9K

221.23%

Taxi Start (Normal Tariff)

$1.38 zł 5.12

$0.49 Rp 8,631

181.63%

Taxi (Normal Tariff) (1km)

$1.04 zł 3.87

$0.47 Rp 8,349

121.28%

Taxi 1hour Waiting (Normal Tariff)

$13.55 zł 50.5

$5.60 Rp 98.6K

141.96%

Gasoline (1 liter)

$1.64 zł 6.12

$0.81 Rp 14.2K

102.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.1K zł 119.3K

$25.0K Rp 440.3M

28.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.4K zł 105.6K

$31.1K Rp 547.0M

-8.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$195 zł 725

$82.7 Rp 1.5M

135.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.15 zł 41.53

$6.49 Rp 114.2K

71.80%

Internet (50+ Mbps, Unlimited Data)

$13.55 zł 50.4

$18.79 Rp 330.8K

-27.89%

Gym Membership (Monthly)

$39.20 zł 146

$55.2 Rp 972.6K

-29.04%

Tennis Court (1 Hour on Weekend)

$23.13 zł 86.1

$18.21 Rp 320.6K

27.02%

Cinema Ticket

$5.51 zł 20.52

$4.30 Rp 75.7K

28.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$255 zł 949

$494 Rp 8.7M

-48.44%

International Primary School, 1 Child (Yearly)

$5,397 zł 20.1K

$5,917 Rp 104.2M

-8.79%

Jeans (Levis 501 Or Similar)

$81.6 zł 304

$46.28 Rp 814.8K

76.23%

Summer Dress (H&M, Zara, etc)

$34.22 zł 127

$36.44 Rp 641.6K

-6.09%

Sport Shoes (Adidas, Nike)

$65.9 zł 245

$80.7 Rp 1.4M

-18.33%

Men's Leather Business Shoes

$58.5 zł 218

$78.8 Rp 1.4M

-25.72%

1-bedroom Apartment, City Center (Monthly)

$641 zł 2,387

$1,114 Rp 19.6M

-42.46%

1-bedroom Apartment, Outside City Center (Monthly)

$525 zł 1,955

$693 Rp 12.2M

-24.26%

3-bedroom Apartment, City Center (Monthly)

$1,054 zł 3,926

$3,639 Rp 64.1M

-71.02%

3-bedroom Apartment, Outside City Center (Monthly)

$863 zł 3,215

$1,712 Rp 30.1M

-49.58%

Buy Apartment in City Center (m2)

$2,692 zł 10.0K

$2,761 Rp 48.6M

-2.50%

Buy Apartment Outside City Center (m2)

$3,512 zł 13.1K

$2,293 Rp 40.4M

53.19%

Average Monthly Net Salary (After Tax)

$922 zł 3,432

$167 Rp 2.9M

451.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.21

13.78

-54.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gizycko: September 7, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A central one-bedroom costs $641 in Gizycko versus $1,114 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 452% higher in Gizycko, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $40.00 in Gizycko versus $36.00 in Ubud, Bali. Groceries tell a different story – $196 in Gizycko vs $294 in Ubud, Bali – so Gizycko wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gizycko vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,345 in Gizycko, $1,378 in Ubud, Bali – roughly 2% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,018 per month in Gizycko and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gizycko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 50% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $40.00 in Gizycko and $36.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Gizycko, where all-in costs run around $1,345, than in Ubud, Bali at $1,378. In Gizycko it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,345 in Gizycko to $1,378 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gizycko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.