😐A single person spends $1,410 per month in Gizycko vs $1,404 in Ubud, Bali, rent included.
🙂A couple spends around $2,023 per month in Gizycko vs $2,549 in Ubud, Bali, rent included.
🙂A family of three spends $2,637 per month in Gizycko vs $3,694 in Ubud, Bali, rent included.
😐Gizycko and Ubud, Bali have comparable living costs – the differences are in the details.
📊Both Gizycko and Ubud, Bali sit above the global median – Gizycko by 5%, Ubud, Bali by 4%.
Currency
🍽 Eating Out
Gizycko
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.83zł 39.58
$3.57Rp 64.0K
203.36%
Three-Course Dinner for Two, Mid-Range
$41.43zł 151
$32.50Rp 582.3K
27.48%
Fast Food Meal(McDonalds, etc)
$9.19zł 33.59
$4.86Rp 87.1K
89.09%
Cappuccino
$3.51zł 12.84
$2.75Rp 49.2K
27.64%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.14zł 7.83
$1.32Rp 23.7K
62.12%
Water(0.33 liter bottle)
$1.56zł 5.71
$0.70Rp 12.6K
122.86%
Local Beer(0.5 liter draught)
$4.02zł 14.71
$2.91Rp 52.2K
38.14%
Imported Beer(0.33 liter bottle)
$4.19zł 15.30
$3.79Rp 68.0K
10.55%
🛒 Groceries & Markets
Gizycko
Ubud, Bali
Difference
Milk(1 liter)
$0.91zł 3.31
$1.71Rp 30.6K
-46.78%
White Bread(500g)
$1.19zł 4.36
$2.47Rp 44.3K
-51.82%
Rice(white)(1kg)
$0.82zł 3.02
$1.20Rp 21.5K
-31.67%
Eggs
$3.29zł 12.01
$2.44Rp 43.8K
34.84%
Local Cheese(1kg)
$9.32zł 34.08
$14.38Rp 257.7K
-35.19%
Chicken Fillets(1kg)
$7.62zł 27.86
$4.31Rp 77.1K
76.80%
Beef Round Steak(1kg)
$10.84zł 39.61
$12.21Rp 218.7K
-11.22%
Apples(1kg)
$1.03zł 3.76
$3.68Rp 66.0K
-72.01%
Banana(1kg)
$1.59zł 5.80
$1.55Rp 27.8K
2.58%
Oranges(1kg)
$1.61zł 5.87
$2.79Rp 49.9K
-42.29%
Tomato(1kg)
$3.07zł 11.22
$2.33Rp 41.8K
31.76%
Potato(1kg)
$0.85zł 3.10
$1.97Rp 35.3K
-56.85%
Onion(1kg)
$0.97zł 3.55
$2.31Rp 41.4K
-58.01%
Lettuce(1 head)
$0.70zł 2.55
$1.06Rp 19.1K
-33.96%
Water(1.5 liter bottle)
$0.57zł 2.07
$0.73Rp 13.1K
-21.92%
Cigarettes 20 Pack(Marlboro, Camel)
$5.10zł 18.65
$3.28Rp 58.8K
55.49%
Wine(Bottle)
$5.33zł 19.49
$22.79Rp 408.4K
-76.61%
Local Beer(0.5 liter bottle)
$1.07zł 3.92
$2.81Rp 50.3K
-61.92%
Imported Beer(0.33 liter bottle)
$1.38zł 5.05
$2.78Rp 49.9K
-50.36%
🚌 Getting Around
Gizycko
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.11zł 4.07
$0.29Rp 5,217
282.76%
Public Transport Monthly Pass(Regular Price)
$33.05zł 121
$8.06Rp 144.4K
310.05%
Taxi Start(Normal Tariff)
$1.34zł 4.91
$0.45Rp 8,047
197.78%
Taxi(Normal Tariff)(1km)
$0.76zł 2.78
$0.45Rp 8,094
68.89%
Taxi 1hour Waiting(Normal Tariff)
$13.73zł 50.2
$6.24Rp 111.7K
120.03%
Gasoline(1 liter)
$1.64zł 6.00
$0.85Rp 15.2K
92.94%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.1Kzł 124.7K
$26.0KRp 465.4M
31.28%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.5Kzł 111.6K
$31.7KRp 567.2M
-3.53%
🧾 Monthly Utilities & Internet
Gizycko
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$257zł 939
$80.8Rp 1.4M
218.20%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$11.84zł 43.28
$4.06Rp 72.7K
191.63%
Internet(50+ Mbps, Unlimited Data)
$13.48zł 49.28
$24.42Rp 437.6K
-44.80%
🎉 Sport & Entertainment
Gizycko
Ubud, Bali
Difference
Gym Membership(Monthly)
$37.03zł 135
$97.7Rp 1.7M
-62.09%
Tennis Court(1 Hour on Weekend)
$19.62zł 71.7
$6.45Rp 115.5K
204.19%
Cinema Ticket
$5.31zł 19.39
$4.04Rp 72.4K
31.44%
🧸 Childcare & Education
Gizycko
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$331zł 1,210
$304Rp 5.4M
8.91%
International Primary School, 1 Child(Yearly)
$6,799zł 24.8K
$6,621Rp 118.6M
2.68%
👕👟 Clothing & Footwear
Gizycko
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$82.8zł 303
$54.2Rp 971.7K
52.63%
Summer Dress(H&M, Zara, etc)
$35.00zł 128
$38.78Rp 694.7K
-9.75%
Sport Shoes(Adidas, Nike)
$68.0zł 249
$86.1Rp 1.5M
-21.07%
Men's Leather Business Shoes
$60.8zł 222
$76.7Rp 1.4M
-20.76%
🏠 Accommodation & Living
Gizycko
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$660zł 2,414
$986Rp 17.7M
-32.99%
1-bedroom Apartment, Outside City Center(Monthly)
$494zł 1,806
$658Rp 11.8M
-24.90%
3-bedroom Apartment, City Center(Monthly)
$987zł 3,607
$3,369Rp 60.4M
-70.71%
3-bedroom Apartment, Outside City Center(Monthly)
$810zł 2,962
$2,066Rp 37.0M
-60.77%
Buy Apartment in City Center(m2)
$2,669zł 9,757
$2,741Rp 49.1M
-2.63%
Buy Apartment Outside City Center(m2)
$3,480zł 12.7K
$2,228Rp 39.9M
56.21%
💵 Salaries & Financials
Gizycko
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$953zł 3,482
$163Rp 2.9M
483.03%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.08
13.28
-54.22%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Gizycko: June 6, 2026
Last update for Ubud, Bali: June 9, 2026
Cost Breakdown
🏠A central one-bedroom costs $660 in Gizycko versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 483% higher in Gizycko. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $41.00 in Gizycko versus $33.00 in Ubud, Bali. Groceries tell a different story – $205 in Gizycko vs $297 in Ubud, Bali – so Gizycko wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Gizycko vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What salary covers living expenses in Gizycko compared to Ubud, Bali?
For a comfortable life, plan on about $2,115 per month in Gizycko and $2,106 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Gizycko and Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $41.00 in Gizycko and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do commuting costs compare in Gizycko and Ubud, Bali?
Public transport costs about 310% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,404, than in Gizycko at $1,410. In Ubud, Bali it covers expenses comfortably, while in Gizycko it requires careful planning or may not stretch far enough.
How does quality of life compare between Gizycko and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,404 in Ubud, Bali to $1,410 in Gizycko. Climate, culture, job market, and personal taste all factor in.
Is Gizycko or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Gizycko and Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Gizycko makes more sense. Both are solid long-term options with distinct trade-offs.