Cost of Living Comparison Between Gizycko and Ubud, Bali Cost of Living Comparison Between Gizycko and Ubud, Bali

Monthly Cost of Living

A single person spends $1,356 per month in Gizycko vs $1,438 in Ubud, Bali, rent included.

A couple spends around $1,986 per month in Gizycko vs $2,585 in Ubud, Bali, rent included.

A family of three spends $2,616 per month in Gizycko vs $3,732 in Ubud, Bali, rent included.

Gizycko is about 6% cheaper than Ubud, Bali, driven mainly by Eating Out.

Both Gizycko and Ubud, Bali sit above the global median – Gizycko by 1%, Ubud, Bali by 7%.

Currency
🍽 Eating Out
Gizycko
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.88 zł 39.48
$3.57 Rp 61.6K
204.76%
Three-Course Dinner for Two, Mid-Range
$40.48 zł 147
$32.58 Rp 562.6K
24.25%
Fast Food Meal (McDonalds, etc)
$9.48 zł 34.40
$5.07 Rp 87.5K
86.98%
Cappuccino
$3.50 zł 12.69
$2.83 Rp 48.8K
23.67%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.13 zł 7.74
$1.34 Rp 23.1K
58.96%
Water (0.33 liter bottle)
$1.54 zł 5.60
$0.69 Rp 12.0K
123.19%
Local Beer (0.5 liter draught)
$4.09 zł 14.84
$2.99 Rp 51.6K
36.79%
Imported Beer (0.33 liter bottle)
$4.12 zł 14.94
$3.85 Rp 66.4K
7.01%
🛒 Groceries & Markets
Gizycko
Ubud, Bali
Difference
Milk (1 liter)
$0.97 zł 3.54
$1.74 Rp 30.1K
-44.25%
White Bread (500g)
$1.15 zł 4.17
$2.54 Rp 43.8K
-54.72%
Rice (white) (1kg)
$0.82 zł 2.99
$1.19 Rp 20.6K
-31.09%
Eggs
$3.33 zł 12.07
$2.43 Rp 41.9K
37.04%
Local Cheese (1kg)
$9.66 zł 35.08
$14.66 Rp 253.2K
-34.11%
Chicken Fillets (1kg)
$7.31 zł 26.54
$4.18 Rp 72.1K
74.88%
Beef Round Steak (1kg)
$10.91 zł 39.60
$11.94 Rp 206.1K
-8.63%
Apples (1kg)
$1.01 zł 3.67
$3.69 Rp 63.6K
-72.63%
Banana (1kg)
$1.67 zł 6.06
$1.61 Rp 27.7K
3.73%
Oranges (1kg)
$1.60 zł 5.82
$2.69 Rp 46.4K
-40.52%
Tomato (1kg)
$3.14 zł 11.39
$2.33 Rp 40.2K
34.76%
Potato (1kg)
$0.84 zł 3.04
$1.91 Rp 32.9K
-56.02%
Onion (1kg)
$0.91 zł 3.30
$2.19 Rp 37.7K
-58.45%
Lettuce (1 head)
$0.70 zł 2.53
$1.06 Rp 18.3K
-33.96%
Water (1.5 liter bottle)
$0.52 zł 1.88
$0.72 Rp 12.5K
-27.78%
Cigarettes 20 Pack (Marlboro, Camel)
$5.07 zł 18.39
$3.13 Rp 54.1K
61.98%
Wine (Bottle)
$5.64 zł 20.48
$23.49 Rp 405.6K
-75.99%
Local Beer (0.5 liter bottle)
$1.11 zł 4.02
$2.74 Rp 47.3K
-59.49%
Imported Beer (0.33 liter bottle)
$1.39 zł 5.03
$2.88 Rp 49.7K
-51.74%
🚌 Getting Around
Gizycko
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.12 zł 4.06
$0.29 Rp 5,010
286.21%
Public Transport Monthly Pass (Regular Price)
$32.59 zł 118
$8.17 Rp 141.0K
298.90%
Taxi Start (Normal Tariff)
$1.33 zł 4.83
$0.45 Rp 7,834
195.56%
Taxi (Normal Tariff) (1km)
$0.77 zł 2.81
$0.42 Rp 7,278
83.33%
Taxi 1hour Waiting (Normal Tariff)
$13.31 zł 48.32
$6.16 Rp 106.3K
116.07%
Gasoline (1 liter)
$1.59 zł 5.78
$0.84 Rp 14.5K
89.29%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.4K zł 121.4K
$26.2K Rp 453.1M
27.44%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.8K zł 108.1K
$32.5K Rp 560.8M
-8.29%
🧾 Monthly Utilities & Internet
Gizycko
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$255 zł 927
$78.4 Rp 1.4M
225.78%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.68 zł 42.40
$3.95 Rp 68.2K
195.70%
Internet (50+ Mbps, Unlimited Data)
$13.68 zł 49.67
$24.40 Rp 421.4K
-43.93%
🎉 Sport & Entertainment
Gizycko
Ubud, Bali
Difference
Gym Membership (Monthly)
$35.81 zł 130
$96.5 Rp 1.7M
-62.91%
Tennis Court (1 Hour on Weekend)
$19.40 zł 70.4
$6.35 Rp 109.6K
205.51%
Cinema Ticket
$5.35 zł 19.40
$4.04 Rp 69.7K
32.43%
🧸 Childcare & Education
Gizycko
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$330 zł 1,199
$303 Rp 5.2M
9.14%
International Primary School, 1 Child (Yearly)
$6,739 zł 24.5K
$6,523 Rp 112.6M
3.32%
👕👟 Clothing & Footwear
Gizycko
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$81.4 zł 295
$53.8 Rp 929.5K
51.11%
Summer Dress (H&M, Zara, etc)
$35.03 zł 127
$37.98 Rp 655.8K
-7.77%
Sport Shoes (Adidas, Nike)
$68.1 zł 247
$86.8 Rp 1.5M
-21.57%
Men's Leather Business Shoes
$58.9 zł 214
$78.9 Rp 1.4M
-25.30%
🏠 Accommodation & Living
Gizycko
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$658 zł 2,389
$1,012 Rp 17.5M
-34.99%
1-bedroom Apartment, Outside City Center (Monthly)
$486 zł 1,765
$674 Rp 11.6M
-27.91%
3-bedroom Apartment, City Center (Monthly)
$962 zł 3,491
$3,390 Rp 58.5M
-71.63%
3-bedroom Apartment, Outside City Center (Monthly)
$803 zł 2,914
$2,098 Rp 36.2M
-61.74%
Buy Apartment in City Center (m2)
$2,768 zł 10.0K
$2,985 Rp 51.5M
-7.26%
Buy Apartment Outside City Center (m2)
$3,585 zł 13.0K
$2,339 Rp 40.4M
53.27%
💵 Salaries & Financials
Gizycko
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$967 zł 3,509
$173 Rp 3.0M
458.29%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.08
13.28
-54.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gizycko: April 27, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A central one-bedroom costs $658 in Gizycko versus $1,012 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 458% higher in Gizycko, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $40.00 in Gizycko versus $33.00 in Ubud, Bali. Groceries tell a different story – $206 in Gizycko vs $298 in Ubud, Bali – so Gizycko wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Gizycko vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Gizycko and Ubud, Bali compare overall?
Monthly costs with rent: $1,356 in Gizycko, $1,438 in Ubud, Bali – roughly 6% apart. Ubud, Bali costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Gizycko compared to Ubud, Bali?
For a comfortable life, plan on about $2,034 per month in Gizycko and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Gizycko and Ubud, Bali?
Rent is clearly cheaper in Gizycko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Groceries cost about 44% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city has cheaper restaurants?
A mid-range dinner for two costs $40.00 in Gizycko and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Gizycko, where all-in costs run around $1,356, than in Ubud, Bali at $1,438. In Gizycko it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Gizycko and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,356 in Gizycko to $1,438 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Gizycko or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Gizycko and Ubud, Bali?
If budget matters most, go with Gizycko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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