Cost of Living Comparison Between Gizycko and Ubud, Bali Cost of Living Comparison Between Gizycko and Ubud, Bali

Monthly Cost of Living

A single person spends $1,410 per month in Gizycko vs $1,404 in Ubud, Bali, rent included.

A couple spends around $2,023 per month in Gizycko vs $2,549 in Ubud, Bali, rent included.

A family of three spends $2,637 per month in Gizycko vs $3,694 in Ubud, Bali, rent included.

Gizycko and Ubud, Bali have comparable living costs – the differences are in the details.

Both Gizycko and Ubud, Bali sit above the global median – Gizycko by 5%, Ubud, Bali by 4%.

Currency
🍽 Eating Out
Gizycko
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.83 zł 39.58
$3.57 Rp 64.0K
203.36%
Three-Course Dinner for Two, Mid-Range
$41.43 zł 151
$32.50 Rp 582.3K
27.48%
Fast Food Meal (McDonalds, etc)
$9.19 zł 33.59
$4.86 Rp 87.1K
89.09%
Cappuccino
$3.51 zł 12.84
$2.75 Rp 49.2K
27.64%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.14 zł 7.83
$1.32 Rp 23.7K
62.12%
Water (0.33 liter bottle)
$1.56 zł 5.71
$0.70 Rp 12.6K
122.86%
Local Beer (0.5 liter draught)
$4.02 zł 14.71
$2.91 Rp 52.2K
38.14%
Imported Beer (0.33 liter bottle)
$4.19 zł 15.30
$3.79 Rp 68.0K
10.55%
🛒 Groceries & Markets
Gizycko
Ubud, Bali
Difference
Milk (1 liter)
$0.91 zł 3.31
$1.71 Rp 30.6K
-46.78%
White Bread (500g)
$1.19 zł 4.36
$2.47 Rp 44.3K
-51.82%
Rice (white) (1kg)
$0.82 zł 3.02
$1.20 Rp 21.5K
-31.67%
Eggs
$3.29 zł 12.01
$2.44 Rp 43.8K
34.84%
Local Cheese (1kg)
$9.32 zł 34.08
$14.38 Rp 257.7K
-35.19%
Chicken Fillets (1kg)
$7.62 zł 27.86
$4.31 Rp 77.1K
76.80%
Beef Round Steak (1kg)
$10.84 zł 39.61
$12.21 Rp 218.7K
-11.22%
Apples (1kg)
$1.03 zł 3.76
$3.68 Rp 66.0K
-72.01%
Banana (1kg)
$1.59 zł 5.80
$1.55 Rp 27.8K
2.58%
Oranges (1kg)
$1.61 zł 5.87
$2.79 Rp 49.9K
-42.29%
Tomato (1kg)
$3.07 zł 11.22
$2.33 Rp 41.8K
31.76%
Potato (1kg)
$0.85 zł 3.10
$1.97 Rp 35.3K
-56.85%
Onion (1kg)
$0.97 zł 3.55
$2.31 Rp 41.4K
-58.01%
Lettuce (1 head)
$0.70 zł 2.55
$1.06 Rp 19.1K
-33.96%
Water (1.5 liter bottle)
$0.57 zł 2.07
$0.73 Rp 13.1K
-21.92%
Cigarettes 20 Pack (Marlboro, Camel)
$5.10 zł 18.65
$3.28 Rp 58.8K
55.49%
Wine (Bottle)
$5.33 zł 19.49
$22.79 Rp 408.4K
-76.61%
Local Beer (0.5 liter bottle)
$1.07 zł 3.92
$2.81 Rp 50.3K
-61.92%
Imported Beer (0.33 liter bottle)
$1.38 zł 5.05
$2.78 Rp 49.9K
-50.36%
🚌 Getting Around
Gizycko
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.11 zł 4.07
$0.29 Rp 5,217
282.76%
Public Transport Monthly Pass (Regular Price)
$33.05 zł 121
$8.06 Rp 144.4K
310.05%
Taxi Start (Normal Tariff)
$1.34 zł 4.91
$0.45 Rp 8,047
197.78%
Taxi (Normal Tariff) (1km)
$0.76 zł 2.78
$0.45 Rp 8,094
68.89%
Taxi 1hour Waiting (Normal Tariff)
$13.73 zł 50.2
$6.24 Rp 111.7K
120.03%
Gasoline (1 liter)
$1.64 zł 6.00
$0.85 Rp 15.2K
92.94%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.1K zł 124.7K
$26.0K Rp 465.4M
31.28%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.5K zł 111.6K
$31.7K Rp 567.2M
-3.53%
🧾 Monthly Utilities & Internet
Gizycko
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$257 zł 939
$80.8 Rp 1.4M
218.20%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.84 zł 43.28
$4.06 Rp 72.7K
191.63%
Internet (50+ Mbps, Unlimited Data)
$13.48 zł 49.28
$24.42 Rp 437.6K
-44.80%
🎉 Sport & Entertainment
Gizycko
Ubud, Bali
Difference
Gym Membership (Monthly)
$37.03 zł 135
$97.7 Rp 1.7M
-62.09%
Tennis Court (1 Hour on Weekend)
$19.62 zł 71.7
$6.45 Rp 115.5K
204.19%
Cinema Ticket
$5.31 zł 19.39
$4.04 Rp 72.4K
31.44%
🧸 Childcare & Education
Gizycko
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$331 zł 1,210
$304 Rp 5.4M
8.91%
International Primary School, 1 Child (Yearly)
$6,799 zł 24.8K
$6,621 Rp 118.6M
2.68%
👕👟 Clothing & Footwear
Gizycko
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$82.8 zł 303
$54.2 Rp 971.7K
52.63%
Summer Dress (H&M, Zara, etc)
$35.00 zł 128
$38.78 Rp 694.7K
-9.75%
Sport Shoes (Adidas, Nike)
$68.0 zł 249
$86.1 Rp 1.5M
-21.07%
Men's Leather Business Shoes
$60.8 zł 222
$76.7 Rp 1.4M
-20.76%
🏠 Accommodation & Living
Gizycko
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$660 zł 2,414
$986 Rp 17.7M
-32.99%
1-bedroom Apartment, Outside City Center (Monthly)
$494 zł 1,806
$658 Rp 11.8M
-24.90%
3-bedroom Apartment, City Center (Monthly)
$987 zł 3,607
$3,369 Rp 60.4M
-70.71%
3-bedroom Apartment, Outside City Center (Monthly)
$810 zł 2,962
$2,066 Rp 37.0M
-60.77%
Buy Apartment in City Center (m2)
$2,669 zł 9,757
$2,741 Rp 49.1M
-2.63%
Buy Apartment Outside City Center (m2)
$3,480 zł 12.7K
$2,228 Rp 39.9M
56.21%
💵 Salaries & Financials
Gizycko
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$953 zł 3,482
$163 Rp 2.9M
483.03%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.08
13.28
-54.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gizycko: June 6, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A central one-bedroom costs $660 in Gizycko versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 483% higher in Gizycko. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $41.00 in Gizycko versus $33.00 in Ubud, Bali. Groceries tell a different story – $205 in Gizycko vs $297 in Ubud, Bali – so Gizycko wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Gizycko vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What salary covers living expenses in Gizycko compared to Ubud, Bali?
For a comfortable life, plan on about $2,115 per month in Gizycko and $2,106 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Gizycko and Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $41.00 in Gizycko and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do commuting costs compare in Gizycko and Ubud, Bali?
Public transport costs about 310% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,404, than in Gizycko at $1,410. In Ubud, Bali it covers expenses comfortably, while in Gizycko it requires careful planning or may not stretch far enough.
How does quality of life compare between Gizycko and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,404 in Ubud, Bali to $1,410 in Gizycko. Climate, culture, job market, and personal taste all factor in.
Is Gizycko or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Gizycko and Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Gizycko makes more sense. Both are solid long-term options with distinct trade-offs.

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