Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Geraardsbergen

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,024 in Geraardsbergen, rent and utilities included – about $8,300 less a year. Other living expenses account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
97

Cost of Living Index in Geraardsbergen
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Geraardsbergen Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Geraardsbergen

🇧🇪 Belgium

$2,024

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Geraardsbergen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Geraardsbergen actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $2,024 in Geraardsbergen, rent included.

Ubud, Bali $1,331
Geraardsbergen $2,024

A couple spends around $2,255 per month in Ubud, Bali vs $3,006 in Geraardsbergen, rent included.

Ubud, Bali $2,255
Geraardsbergen $3,006

A family of three spends $3,180 per month in Ubud, Bali vs $3,988 in Geraardsbergen, rent included.

Ubud, Bali $3,180
Geraardsbergen $3,988

Ubud, Bali is about 34% cheaper than Geraardsbergen, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 2% below the global median, while Geraardsbergen is 50% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$23.35 €20.86

-85.52%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.3K

$73.4 €65.5

-52.78%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$8.48 €7.58

-34.32%

Cappuccino

$2.62 Rp 47.6K

$4.25 €3.80

-38.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 28.0K

$2.19 €1.96

-29.68%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$2.25 €2.01

-71.56%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$3.06 €2.73

-12.75%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$3.44 €3.07

23.84%

Milk (1 liter)

$1.46 Rp 26.6K

$1.41 €1.26

3.55%

White Bread (500g)

$2.29 Rp 41.6K

$2.74 €2.45

-16.42%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.24 €2.00

-50.45%

Eggs

$2.10 Rp 38.1K

$3.86 €3.45

-45.60%

Local Cheese (1kg)

$15.94 Rp 289.5K

$16.71 €14.93

-4.61%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$12.01 €10.72

-67.69%

Beef Round Steak (1kg)

$11.40 Rp 207.1K

$22.61 €20.19

-49.58%

Apples (1kg)

$3.55 Rp 64.5K

$2.97 €2.66

19.53%

Banana (1kg)

$1.54 Rp 27.9K

$2.39 €2.13

-35.56%

Oranges (1kg)

$2.23 Rp 40.5K

$2.66 €2.38

-16.17%

Tomato (1kg)

$1.97 Rp 35.8K

$3.35 €2.99

-41.19%

Potato (1kg)

$1.86 Rp 33.7K

$2.57 €2.29

-27.63%

Onion (1kg)

$2.42 Rp 43.9K

$1.77 €1.58

36.72%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.56 €1.39

-34.62%

Water (1.5 liter bottle)

$0.52 Rp 9,486

$1.16 €1.04

-55.17%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$12.78 €11.42

-82.79%

Wine (Bottle)

$21.79 Rp 395.7K

$8.67 €7.74

151.33%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.88 €1.68

23.94%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.05 €1.83

44.88%

One-way Ticket (Public Transport)

$0.25 Rp 4,547

$3.15 €2.81

-92.06%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.5K

$55.5 €49.58

-85.28%

Taxi Start (Normal Tariff)

$0.44 Rp 7,950

$5.51 €4.92

-92.01%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,499

$2.66 €2.38

-82.33%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$44.12 €39.40

-87.31%

Gasoline (1 liter)

$0.83 Rp 15.0K

$2.07 €1.85

-59.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 444.0M

$35.1K €31.4K

-30.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.6M

$30.0K €26.8K

5.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$133 €119

-41.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$19.30 €17.24

-68.19%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.5K

$38.59 €34.47

-50.97%

Gym Membership (Monthly)

$51.0 Rp 926.1K

$35.90 €32.06

42.03%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.4K

$19.74 €17.63

-7.55%

Cinema Ticket

$4.38 Rp 79.6K

$15.91 €14.21

-72.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$788 €704

-37.50%

International Primary School, 1 Child (Yearly)

$12.2K Rp 222.0M

$34.0K €30.3K

-64.03%

Jeans (Levis 501 Or Similar)

$45.16 Rp 820.2K

$112 €100

-59.81%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.6K

$52.6 €46.95

-33.62%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$108 €96.3

-27.37%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$180 €160

-56.64%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$916 €818

17.65%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$809 €722

-17.77%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$1,370 €1,223

156.27%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$1,138 €1,017

46.79%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$4,178 €3,732

-44.00%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$2,883 €2,575

-22.45%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$2,482 €2,217

-93.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.4

305.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Geraardsbergen: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Geraardsbergen

$809 40% 21.6% $144

Groceries & Markets

Ubud, Bali

$279 21%

Geraardsbergen

$363 17.9% 29.8% $83

Clothing & Footwear

Ubud, Bali

$106 8%

Geraardsbergen

$204 10.1% 91.5% $97

Eating Out

Ubud, Bali

$106 8%

Geraardsbergen

$303 15% 187% $197

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Geraardsbergen

$191 9.5% 86.5% $89

Sport & Entertainment

Ubud, Bali

$60 4.5%

Geraardsbergen

$68 3.4% 13.3% $7.9

Getting Around

Ubud, Bali

$12 0.9%

Geraardsbergen

$87 4.3% 627% $75

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $916 in Geraardsbergen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Geraardsbergen are about 15 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35 in Ubud, Bali versus $73 in Geraardsbergen. Monthly groceries follow the same trend: $279 vs $363 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇧🇪 Geraardsbergen

🕒 Local time

23:48 11:48 PM

16:48 4:48 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

33,204

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,333 IDR (100,000 IDR = 4.92 EUR).

Euro exchange rates as of November 3, 2026: 1 USD = 0.893 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Geraardsbergen 12,240 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Geraardsbergen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Geraardsbergen: Cost of Living - Frequently Asked Questions

Geraardsbergen costs about 52% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $3,036 in Geraardsbergen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Geraardsbergen, especially for central apartments: a one-bedroom in the center costs $916 there versus $1,078 in Ubud, Bali.

Monthly expenses with rent come to $1,331 in Ubud, Bali and $2,024 in Geraardsbergen. That makes Ubud, Bali about 34% cheaper.

Public transport costs about 85% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $2,024 in Geraardsbergen. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $2,024 in Geraardsbergen. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Geraardsbergen makes more sense. Both are solid long-term options with distinct trade-offs.