Last update: Oct 2026

Cost of Living Comparison Between Geraardsbergen and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,077 in Geraardsbergen, rent and utilities included – about $8,700 less a year. Other living expenses account for most of the difference.

98

Cost of Living Index in Geraardsbergen
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Geraardsbergen Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Geraardsbergen

🇧🇪 Belgium

$2,077

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Geraardsbergen and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Geraardsbergen and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,077 per month in Geraardsbergen vs $1,349 in Ubud, Bali, rent included.

Geraardsbergen $2,077
Ubud, Bali $1,349

A couple spends around $3,072 per month in Geraardsbergen vs $2,305 in Ubud, Bali, rent included.

Geraardsbergen $3,072
Ubud, Bali $2,305

A family of three spends $4,068 per month in Geraardsbergen vs $3,261 in Ubud, Bali, rent included.

Geraardsbergen $4,068
Ubud, Bali $3,261

Geraardsbergen costs about 54% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$23.67 €21.27

$3.32 Rp 60.4K

612.95%

Three-Course Dinner for Two, Mid-Range

$72.1 €64.8

$35.64 Rp 647.8K

102.33%

Fast Food Meal (McDonalds, etc)

$8.33 €7.48

$5.53 Rp 100.6K

50.63%

Cappuccino

$4.20 €3.77

$2.72 Rp 49.4K

54.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.25 €2.02

$1.70 Rp 30.9K

32.35%

Water (0.33 liter bottle)

$2.27 €2.04

$0.76 Rp 13.8K

198.68%

Local Beer (0.5 liter draught)

$3.08 €2.77

$2.65 Rp 48.2K

16.23%

Imported Beer (0.33 liter bottle)

$3.39 €3.05

$4.38 Rp 79.6K

-22.60%

Milk (1 liter)

$1.34 €1.21

$1.49 Rp 27.1K

-10.07%

White Bread (500g)

$2.72 €2.44

$2.28 Rp 41.4K

19.30%

Rice (white) (1kg)

$2.29 €2.06

$1.19 Rp 21.6K

92.44%

Eggs

$4.01 €3.60

$2.04 Rp 37.0K

96.57%

Local Cheese (1kg)

$16.49 €14.81

$17.70 Rp 321.7K

-6.84%

Chicken Fillets (1kg)

$11.87 €10.66

$3.96 Rp 72.0K

199.75%

Beef Round Steak (1kg)

$23.03 €20.69

$12.19 Rp 221.6K

88.93%

Apples (1kg)

$2.91 €2.62

$3.66 Rp 66.4K

-20.49%

Banana (1kg)

$2.39 €2.14

$1.52 Rp 27.6K

57.24%

Oranges (1kg)

$2.70 €2.43

$2.23 Rp 40.5K

21.08%

Tomato (1kg)

$3.42 €3.07

$1.97 Rp 35.9K

73.60%

Potato (1kg)

$2.56 €2.30

$1.85 Rp 33.6K

38.38%

Onion (1kg)

$1.87 €1.68

$2.42 Rp 44.1K

-22.73%

Lettuce (1 head)

$1.54 €1.38

$0.99 Rp 18.0K

55.56%

Water (1.5 liter bottle)

$1.14 €1.02

$0.51 Rp 9,332

123.53%

Cigarettes 20 Pack (Marlboro, Camel)

$13.00 €11.68

$2.22 Rp 40.4K

485.59%

Wine (Bottle)

$8.64 €7.76

$22.24 Rp 404.2K

-61.15%

Local Beer (0.5 liter bottle)

$1.80 €1.62

$2.26 Rp 41.1K

-20.35%

Imported Beer (0.33 liter bottle)

$2.07 €1.86

$2.97 Rp 54.0K

-30.30%

One-way Ticket (Public Transport)

$3.15 €2.83

$0.25 Rp 4,562

1160.00%

Public Transport Monthly Pass (Regular Price)

$53.5 €48.09

$7.82 Rp 142.2K

584.65%

Taxi Start (Normal Tariff)

$5.48 €4.93

$0.44 Rp 7,989

1145.45%

Taxi (Normal Tariff) (1km)

$2.75 €2.47

$0.43 Rp 7,817

539.53%

Taxi 1hour Waiting (Normal Tariff)

$45.29 €40.69

$5.41 Rp 98.3K

737.15%

Gasoline (1 liter)

$2.14 €1.92

$0.82 Rp 15.0K

160.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.8K €31.3K

$23.8K Rp 433.3M

45.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.2K €27.2K

$31.7K Rp 577.0M

-4.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$136 €123

$79.1 Rp 1.4M

72.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.92 €17.00

$6.45 Rp 117.2K

193.33%

Internet (50+ Mbps, Unlimited Data)

$38.57 €34.65

$18.58 Rp 337.7K

107.59%

Gym Membership (Monthly)

$38.37 €34.47

$49.48 Rp 899.4K

-22.45%

Tennis Court (1 Hour on Weekend)

$18.25 €16.39

$17.65 Rp 320.8K

3.40%

Cinema Ticket

$15.68 €14.09

$4.27 Rp 77.7K

267.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$788 €708

$491 Rp 8.9M

60.61%

International Primary School, 1 Child (Yearly)

$33.6K €30.2K

$5,674 Rp 103.1M

492.81%

Jeans (Levis 501 Or Similar)

$113 €102

$44.64 Rp 811.4K

154.05%

Summer Dress (H&M, Zara, etc)

$52.9 €47.48

$34.95 Rp 635.3K

51.22%

Sport Shoes (Adidas, Nike)

$105 €93.9

$79.9 Rp 1.5M

30.85%

Men's Leather Business Shoes

$180 €162

$79.4 Rp 1.4M

127.01%

1-bedroom Apartment, City Center (Monthly)

$939 €843

$1,125 Rp 20.4M

-16.54%

1-bedroom Apartment, Outside City Center (Monthly)

$858 €771

$671 Rp 12.2M

27.74%

3-bedroom Apartment, City Center (Monthly)

$1,410 €1,267

$3,565 Rp 64.8M

-60.44%

3-bedroom Apartment, Outside City Center (Monthly)

$1,219 €1,095

$1,723 Rp 31.3M

-29.25%

Buy Apartment in City Center (m2)

$4,389 €3,943

$2,732 Rp 49.6M

60.68%

Buy Apartment Outside City Center (m2)

$3,076 €2,763

$2,284 Rp 41.5M

34.68%

Average Monthly Net Salary (After Tax)

$2,440 €2,192

$164 Rp 3.0M

1389.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.4

13.78

-75.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Geraardsbergen: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Geraardsbergen

$858 41.3%

Ubud, Bali

$672 49.8% 21.7% $186

Groceries & Markets

Geraardsbergen

$362 17.4%

Ubud, Bali

$288 21.4% 20.4% $74

Eating Out

Geraardsbergen

$305 14.7%

Ubud, Bali

$108 8% 64.7% $197

Clothing & Footwear

Geraardsbergen

$203 9.8%

Ubud, Bali

$108 8% 47% $95

Monthly Utilities & Internet

Geraardsbergen

$194 9.3%

Ubud, Bali

$104 7.7% 46.3% $90

Getting Around

Geraardsbergen

$85 4.1%

Ubud, Bali

$11 0.9% 86.6% $74

Sport & Entertainment

Geraardsbergen

$70 3.4%

Ubud, Bali

$58 4.3% 16.8% $12

Cost Breakdown

A central one-bedroom costs $939 in Geraardsbergen versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Geraardsbergen are about 15 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $72 in Geraardsbergen versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $362 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇧🇪 Geraardsbergen

🇮🇩 Ubud, Bali

🕒 Local time

19:00 7:00 PM

02:00 2:00 AM

7 h ahead of Geraardsbergen

🌤 Weather

👥 Population

33,204

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.11 USD

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Geraardsbergen Ubud, Bali 12,240 km ≈ 16 h nonstop flight

From you

Geraardsbergen
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Geraardsbergen vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Geraardsbergen costs about 54% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,115 per month in Geraardsbergen and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Geraardsbergen, especially for central apartments: a one-bedroom in the center costs $939 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $2,077 in Geraardsbergen and $1,349 in Ubud, Bali. That’s a gap of about 54%.

Public transport costs about 85% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $2,077 in Geraardsbergen and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,077 in Geraardsbergen. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Geraardsbergen makes more sense. Both are solid long-term options with distinct trade-offs.