Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and George Town

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $4,936 in George Town, rent and utilities included – about $42,800 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
238

Cost of Living Index in George Town
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George Town Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

George Town

🇰🇾 Cayman Islands

$4,936

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in George Town

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in George Town actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $4,936 in George Town.

Ubud, Bali $1,368
George Town $4,936

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $7,405 in George Town.

Ubud, Bali $2,314
George Town $7,405

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $9,875 in George Town.

Ubud, Bali $3,260
George Town $9,875

Living in Ubud, Bali costs roughly 72% less than in George Town, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Ubud, Bali 1% above, George Town 266% above.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$30.24 KYD 24.80

-88.99%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$115 KYD 94.0

-69.31%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$16.97 KYD 13.91

-65.82%

Cappuccino

$2.73 Rp 49.1K

$7.16 KYD 5.87

-61.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$2.99 KYD 2.45

-45.15%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$2.86 KYD 2.35

-70.98%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$7.10 KYD 5.82

-61.97%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$9.42 KYD 7.73

-54.35%

Milk (1 liter)

$1.50 Rp 27.1K

$4.67 KYD 3.83

-67.88%

White Bread (500g)

$2.30 Rp 41.4K

$4.23 KYD 3.47

-45.63%

Rice (white) (1kg)

$1.18 Rp 21.2K

$4.40 KYD 3.61

-73.18%

Eggs

$2.14 Rp 38.6K

$7.29 KYD 5.98

-70.64%

Local Cheese (1kg)

$17.48 Rp 314.6K

$55.9 KYD 45.87

-68.75%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$18.98 KYD 15.56

-78.77%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$19.38 KYD 15.89

-36.89%

Apples (1kg)

$3.55 Rp 63.9K

$7.47 KYD 6.12

-52.48%

Banana (1kg)

$1.57 Rp 28.3K

$3.62 KYD 2.96

-56.63%

Oranges (1kg)

$2.24 Rp 40.2K

$6.01 KYD 4.93

-62.73%

Tomato (1kg)

$1.93 Rp 34.7K

$7.95 KYD 6.52

-75.72%

Potato (1kg)

$1.88 Rp 33.9K

$4.03 KYD 3.31

-53.35%

Onion (1kg)

$2.29 Rp 41.3K

$3.96 KYD 3.24

-42.17%

Lettuce (1 head)

$0.99 Rp 17.9K

$3.18 KYD 2.61

-68.87%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$2.25 KYD 1.85

-76.44%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$14.50 KYD 11.89

-84.28%

Wine (Bottle)

$23.01 Rp 414.2K

$25.15 KYD 20.62

-8.51%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$4.14 KYD 3.40

-43.48%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$5.37 KYD 4.40

-45.81%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$2.34 KYD 1.92

-89.74%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$79.7 KYD 65.4

-88.94%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$19.10 KYD 15.66

-97.49%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$3.86 KYD 3.16

-88.08%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$45.76 KYD 37.52

-88.09%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.65 KYD 1.35

-46.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$42.3K KYD 34.7K

-41.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$43.1K KYD 35.3K

-27.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$459 KYD 377

-81.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$118 KYD 96.4

-94.51%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$112 KYD 91.9

-83.43%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$213 KYD 174

-73.76%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$35.02 KYD 28.71

-48.29%

Cinema Ticket

$4.38 Rp 78.9K

$18.78 KYD 15.40

-76.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$1,840 KYD 1,509

-73.21%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$26.2K KYD 21.5K

-78.06%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$85.9 KYD 70.4

-46.22%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$74.8 KYD 61.3

-52.75%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$138 KYD 113

-42.75%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$147 KYD 121

-46.74%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$2,943 KYD 2,413

-61.18%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$2,491 KYD 2,042

-72.87%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$5,699 KYD 4,674

-38.54%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$4,661 KYD 3,822

-63.53%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$8,627 KYD 7,074

-67.73%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$2,246 KYD 1,842

-0.26%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$7,354 KYD 6,030

-97.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

72.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for George Town: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

George Town

$2.5K 50.5% 269% $1.8K

Groceries & Markets

Ubud, Bali

$290 21.2%

George Town

$721 14.6% 148% $431

Eating Out

Ubud, Bali

$109 8%

George Town

$457 9.3% 320% $348

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

George Town

$689 14% 538% $581

Clothing & Footwear

Ubud, Bali

$108 7.9%

George Town

$201 4.1% 86.6% $93

Sport & Entertainment

Ubud, Bali

$65 4.7%

George Town

$250 5.1% 288% $186

Getting Around

Ubud, Bali

$13 0.9%

George Town

$127 2.6% 916% $115

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $2,943 in George Town. Housing cost is often the main lever when comparing two cities.

George Town pays 4369% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $115 in George Town for a mid-range dinner for two. Groceries echo the gap at $290 vs $721 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇰🇾 George Town

🕒 Local time

06:52 6:52 AM

17:52 5:52 PM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

28,089 Capital

💱 Currency

Indonesian Rupiah IDR Rp

Cayman Islands Dollar KYD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 KYD = 1.22 USD

1 KYD = 1.08 EUR

Exchange rates and currency converter

KYD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Cayman Islands Dollar exchange rates as of October 18, 2026: 1 USD = 0.82 KYD (1 KYD = 1.22 USD). 1 EUR = 0.922 KYD (1 KYD = 1.08 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali George Town 17,860 km ≈ 23 h nonstop flight

From you

Ubud, Bali
George Town

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs George Town: Cost of Living - Frequently Asked Questions

Ubud, Bali and George Town differ by about 261% in total monthly costs ($1,368 vs $4,936 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 4369% lower in George Town. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $2,943 in George Town. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,368 per month in Ubud, Bali versus $4,936 in George Town – a 261% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 804% less than in George Town. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,368 in Ubud, Bali versus $4,936 in George Town, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in George Town. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and George Town are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 261% less than in George Town. Beyond cost, consider language, visa policies, and how big the international community is in each city.