Last update: Oct 2026

Cost of Living Comparison Between George Town and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $4,936 in George Town, rent and utilities included – about $42,800 less a year. Rent and utilities account for most of the difference.

238

Cost of Living Index in George Town
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George Town Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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George Town

🇰🇾 Cayman Islands

$4,936

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in George Town and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in George Town and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,936 in George Town versus $1,368 in Ubud, Bali.

George Town $4,936
Ubud, Bali $1,368

Estimated couple costs with rent: $7,405 in George Town versus $2,314 in Ubud, Bali.

George Town $7,405
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $9,875 in George Town versus $3,260 in Ubud, Bali.

George Town $9,875
Ubud, Bali $3,260

Living in George Town is roughly 261% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: George Town 266% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$30.24 KYD 24.80

$3.33 Rp 59.9K

808.11%

Three-Course Dinner for Two, Mid-Range

$115 KYD 94.0

$35.18 Rp 633.2K

225.87%

Fast Food Meal (McDonalds, etc)

$16.97 KYD 13.91

$5.80 Rp 104.5K

192.59%

Cappuccino

$7.16 KYD 5.87

$2.73 Rp 49.1K

162.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.99 KYD 2.45

$1.64 Rp 29.5K

82.32%

Water (0.33 liter bottle)

$2.86 KYD 2.35

$0.83 Rp 15.0K

244.58%

Local Beer (0.5 liter draught)

$7.10 KYD 5.82

$2.70 Rp 48.6K

162.96%

Imported Beer (0.33 liter bottle)

$9.42 KYD 7.73

$4.30 Rp 77.4K

119.07%

Milk (1 liter)

$4.67 KYD 3.83

$1.50 Rp 27.1K

211.33%

White Bread (500g)

$4.23 KYD 3.47

$2.30 Rp 41.4K

83.91%

Rice (white) (1kg)

$4.40 KYD 3.61

$1.18 Rp 21.2K

272.88%

Eggs

$7.29 KYD 5.98

$2.14 Rp 38.6K

240.65%

Local Cheese (1kg)

$55.9 KYD 45.87

$17.48 Rp 314.6K

220.02%

Chicken Fillets (1kg)

$18.98 KYD 15.56

$4.03 Rp 72.5K

370.97%

Beef Round Steak (1kg)

$19.38 KYD 15.89

$12.23 Rp 220.1K

58.46%

Apples (1kg)

$7.47 KYD 6.12

$3.55 Rp 63.9K

110.42%

Banana (1kg)

$3.62 KYD 2.96

$1.57 Rp 28.3K

130.57%

Oranges (1kg)

$6.01 KYD 4.93

$2.24 Rp 40.2K

168.30%

Tomato (1kg)

$7.95 KYD 6.52

$1.93 Rp 34.7K

311.92%

Potato (1kg)

$4.03 KYD 3.31

$1.88 Rp 33.9K

114.36%

Onion (1kg)

$3.96 KYD 3.24

$2.29 Rp 41.3K

72.93%

Lettuce (1 head)

$3.18 KYD 2.61

$0.99 Rp 17.9K

221.21%

Water (1.5 liter bottle)

$2.25 KYD 1.85

$0.53 Rp 9,475

324.53%

Cigarettes 20 Pack (Marlboro, Camel)

$14.50 KYD 11.89

$2.28 Rp 41.1K

535.96%

Wine (Bottle)

$25.15 KYD 20.62

$23.01 Rp 414.2K

9.30%

Local Beer (0.5 liter bottle)

$4.14 KYD 3.40

$2.34 Rp 42.2K

76.92%

Imported Beer (0.33 liter bottle)

$5.37 KYD 4.40

$2.91 Rp 52.4K

84.54%

One-way Ticket (Public Transport)

$2.34 KYD 1.92

$0.24 Rp 4,315

875.00%

Public Transport Monthly Pass (Regular Price)

$79.7 KYD 65.4

$8.82 Rp 158.7K

803.85%

Taxi Start (Normal Tariff)

$19.10 KYD 15.66

$0.48 Rp 8,684

3879.17%

Taxi (Normal Tariff) (1km)

$3.86 KYD 3.16

$0.46 Rp 8,233

739.13%

Taxi 1hour Waiting (Normal Tariff)

$45.76 KYD 37.52

$5.45 Rp 98.2K

739.63%

Gasoline (1 liter)

$1.65 KYD 1.35

$0.88 Rp 15.9K

87.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$42.3K KYD 34.7K

$24.6K Rp 442.2M

72.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.1K KYD 35.3K

$31.2K Rp 561.4M

38.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$459 KYD 377

$83.0 Rp 1.5M

453.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$118 KYD 96.4

$6.45 Rp 116.0K

1722.64%

Internet (50+ Mbps, Unlimited Data)

$112 KYD 91.9

$18.57 Rp 334.2K

503.55%

Gym Membership (Monthly)

$213 KYD 174

$55.8 Rp 1.0M

281.14%

Tennis Court (1 Hour on Weekend)

$35.02 KYD 28.71

$18.11 Rp 326.0K

93.37%

Cinema Ticket

$18.78 KYD 15.40

$4.38 Rp 78.9K

328.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,840 KYD 1,509

$493 Rp 8.9M

273.21%

International Primary School, 1 Child (Yearly)

$26.2K KYD 21.5K

$5,754 Rp 103.6M

355.71%

Jeans (Levis 501 Or Similar)

$85.9 KYD 70.4

$46.19 Rp 831.4K

85.93%

Summer Dress (H&M, Zara, etc)

$74.8 KYD 61.3

$35.33 Rp 636.0K

111.66%

Sport Shoes (Adidas, Nike)

$138 KYD 113

$79.1 Rp 1.4M

74.67%

Men's Leather Business Shoes

$147 KYD 121

$78.4 Rp 1.4M

87.75%

1-bedroom Apartment, City Center (Monthly)

$2,943 KYD 2,413

$1,142 Rp 20.6M

157.62%

1-bedroom Apartment, Outside City Center (Monthly)

$2,491 KYD 2,042

$676 Rp 12.2M

268.64%

3-bedroom Apartment, City Center (Monthly)

$5,699 KYD 4,674

$3,503 Rp 63.1M

62.70%

3-bedroom Apartment, Outside City Center (Monthly)

$4,661 KYD 3,822

$1,700 Rp 30.6M

174.19%

Buy Apartment in City Center (m2)

$8,627 KYD 7,074

$2,784 Rp 50.1M

209.88%

Buy Apartment Outside City Center (m2)

$2,246 KYD 1,842

$2,241 Rp 40.3M

0.26%

Average Monthly Net Salary (After Tax)

$7,354 KYD 6,030

$165 Rp 3.0M

4369.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-41.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for George Town: October 10, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

George Town

$2.5K 50.5%

Ubud, Bali

$676 49.4% 72.9% $1.8K

Groceries & Markets

George Town

$721 14.6%

Ubud, Bali

$290 21.2% 59.7% $431

Monthly Utilities & Internet

George Town

$689 14%

Ubud, Bali

$108 7.9% 84.3% $581

Eating Out

George Town

$457 9.3%

Ubud, Bali

$109 8% 76.2% $348

Sport & Entertainment

George Town

$250 5.1%

Ubud, Bali

$65 4.7% 74.2% $186

Clothing & Footwear

George Town

$201 4.1%

Ubud, Bali

$108 7.9% 46.4% $93

Getting Around

George Town

$127 2.6%

Ubud, Bali

$13 0.9% 90.2% $115

Cost Breakdown

A one-bedroom apartment in the center runs $2,943 in George Town and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

George Town pays 4369% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $115 in George Town vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $721 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇰🇾 George Town

🇮🇩 Ubud, Bali

🕒 Local time

16:58 4:58 PM

05:58 5:58 AM

13 h ahead of George Town

🌤 Weather

👥 Population

28,089 Capital

74,800

💱 Currency

Cayman Islands Dollar KYD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 KYD = 1.22 USD

1 KYD = 1.08 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to KYD – Cayman Islands Dollar Converter

🇺🇸 United States Dollar ($)

🇰🇾 Cayman Islands Dollar ($)

Cayman Islands Dollar exchange rates as of October 18, 2026: 1 USD = 0.82 KYD (1 KYD = 1.22 USD). 1 EUR = 0.922 KYD (1 KYD = 1.08 EUR).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to KYD in detail →

On the map

Lowest

Highest

Between locations

George Town Ubud, Bali 17,860 km ≈ 23 h nonstop flight

From you

George Town
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

George Town vs Ubud, Bali: Cost of Living - Frequently Asked Questions

George Town and Ubud, Bali differ by about 261% in total monthly costs ($4,936 vs $1,368 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 4369% higher in George Town, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,943 in George Town versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $4,936 per month in George Town versus $1,368 in Ubud, Bali – a 261% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 804% less than in George Town. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,368 in Ubud, Bali versus $4,936 in George Town, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in George Town. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, George Town and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 261% less than in George Town. Beyond cost, consider language, visa policies, and how big the international community is in each city.